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City · 22,544 residents · Prince George's County, Maryland

Camp Springs , Maryland

In Camp Springs, a typical home is worth $415,000 and typical rent is $2,231 a month. Compared with all of Prince George's County, typical rent is 24% higher, typical household income is 18% higher, and the share of households that own their home is 7 points higher.

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  • Typical home value

    $415,000

    3% below the county

    About the same as Maryland

    • Camp Springs
    • Prince George's
    • Maryland

  • Typical rent

    $2,231a month

    24% above the county

    31% above Maryland

    • Camp Springs
    • Prince George's
    • Maryland

  • Typical household income

    $120,456a year

    18% above the county

    16% above Maryland

    • Camp Springs
    • Prince George's
    • Maryland

  • Households that own their home

    69%

    7 points above the county

    1 points above Maryland

    • Camp Springs
    • Prince George's
    • Maryland

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$416,647
about the same as 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Camp Springs is in Prince George's County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Prince George's County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Camp Springs apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Silver Hill, the typical rent is $1,523: 32% less than in Camp Springs ($2,231).

  2. Nearby, in Silver Hill, the typical home value is $323,200: 22% less than in Camp Springs ($415,000).

  3. The typical rent in Camp Springs is $2,231 a month, 24% more than in Prince George's County as a whole ($1,799).

  4. The typical household income in Camp Springs is $120,456, 18% more than in Prince George's County as a whole ($101,798).

  5. 69% of households in Camp Springs own their home, against 62% in Prince George's County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Camp Springs

What homes there are in Camp Springs, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 64% of homes here, against 49% in Prince George's County.

Year built

In Camp Springs, 74% of homes have 3 bedrooms or more, more than in Prince George's County (64%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,412 a month

Prince George's County: $2,456 a month

Without a mortgage

$856 a month

Prince George's County: $823 a month

Owners with a mortgage

76%

Prince George's County: 78%

The typical cost for an owner with a mortgage in Camp Springs is $2,412 a month, near the figure in Prince George's County ($2,456).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Camp Springs rose 47% since 2015–2019, more than in Prince George's County (41%).

Rents in Camp Springs rose more slowly than in Prince George's County: 10% since 2015–2019, against 22%.

While home values in Camp Springs changed +47% and rent +10%, the typical household income rose 26%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCamp SpringsPrince George's CountyMarylandUnited States
Rental vacancy Unreliable estimate4.7%4.7%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate5.1%2.5%3.4%
People per household 2.632.702.572.53
Drive alone 63%60%65%69%
Carpool 8%10%8%9%
Public transit 8%7%4%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 18%18%19%15%
Other means Unreliable estimate3%2%2%
Typical commute 30 to 39 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

A household in Camp Springs has 2.63 people on average, about the same as in Prince George's County (2.70).

In Camp Springs, 63% of workers drive alone to work; in Prince George's County, 60%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Camp Springs?

A typical home is tight for the typical income

We start with a typical home in Camp Springs, worth $415,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Camp Springs, which is $120,456 a year. For that payment to be 28% of income, a household would need to earn about $150,181 a year.

The calculator's FHA and conventional loan limits are those of all of Prince George's County.

Your numbers

Local data
$

Starts at the typical home value in Camp Springs. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,525 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,504

at 7.18% · 30 years

Loan amount
$407,483
Total interest
$586,273
Paid off in
November 2056

Includes $7,008 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,811 a month

  • Tight

    $2,811 to $3,614 a month

    Your payment · 35%

  • Hard

    more than $3,614 a month

Compared with the typical household income in Camp Springs ($120,456 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,504
Principal & interest$2,760
Property tax$387
Home insurance$173
FHA mortgage insurance (MIP)$184

You need at least $14,525 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Camp Springs and Prince George's County

Camp Springs is in Prince George's County, Maryland. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Camp Springs's own numbers

Typical home value
$415,000
Typical monthly rent
$2,231
Typical yearly household income
$120,456
Households that own their home
69%
Effective property tax rate
1.12%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Prince George's County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,438
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
0.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Prince George's County.

Everything about Prince George's County

Buying

Buying a home in Camp Springs

A typical home in Camp Springs is worth $415,000: 3% below the county and about the same as Maryland. With the typical household income in Camp Springs ($120,456 a year), a typical home costs 3.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Camp Springs 3.4 years
  • Prince George's 4.2 years
  • Maryland 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Prince George's County

According to FHFA’s house price index, home prices in Prince George's County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Prince George's County.

Period County Maryland U.S.
Last year (2025) +2.8% +2.7% +2.9%
5 years (2020–2025) +38% +40% +47%
10 years (2015–2025) +77% +60% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Camp Springs next to Prince George's County, Maryland and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Camp Springs $415,000
  • Prince George's $426,000
  • Maryland $419,900
  • United States $332,700
Typical monthly rent
  • Camp Springs $2,231
  • Prince George's $1,799
  • Maryland $1,705
  • United States $1,413
Typical yearly household income
  • Camp Springs $120,456
  • Prince George's $101,798
  • Maryland $103,678
  • United States $80,734
See the full table
Camp Springs next to Prince George's County and Maryland
Measure Camp Springs Prince George's County Maryland U.S.
Typical home value $415,000 $426,000 $419,900 $332,700
Typical monthly rent $2,231 $1,799 $1,705 $1,413
Typical yearly household income $120,456 $101,798 $103,678 $80,734
Households that own their home 69% 62% 68% 65%
Typical yearly property tax $4,664 $4,771 $4,093 $3,119
Effective property tax rate 1.12% 1.12% 0.97% 0.94%
Renters with high rent for their income 39% 53% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Prince George's County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Camp Springs

For a typical $415,000 home in Camp Springs, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Camp Springs's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,504a month

    Least cash to close
    Down payment
    $14,525
    Cash to close
    $26,975
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $184

  • Conventional, 5% down $3,428a month

    Down payment
    $20,750
    Cash to close
    $33,200
    Rate
    7.18%
    Mortgage insurance
    PMI · $197

  • Conventional, 20% down, no PMI $2,809a month

    Down payment
    $83,000
    Cash to close
    $95,450
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,193a month

    Down payment
    $62,250
    Cash to close
    $74,700
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Camp Springs and for Prince George's County.

Property tax

Effective rate in Camp Springs

1.12%of the home’s value each year

$4,664 a year for the typical owner in Camp Springs.

  • Camp Springs 1.12%
  • Prince George's 1.12%
  • Maryland 0.97%

What Maryland publishes Homestead tax credit (cap on yearly assessment increases) (Maryland General Assembly (Annotated Code of Maryland, Tax-Property Article))

Exemptions and deadlines in Maryland

Flood risk in Prince George's County

FEMA does not publish these numbers by city: they are for all of Prince George's County.

Homes in the high-risk zone
0.4%
905
Of those, with NFIP insurance
—
County Maryland U.S.
Homes in the high-risk zone 0.4% 1.2% 3.5%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Camp Springs

Typical rent in Camp Springs is $2,231 a month: 24% above the county. In Camp Springs, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Prince George's County, by unit size. To pay the 2-bedroom one ($2,438 a month) without spending more than 30% of your income, you would need to earn $46.88 an hour working full time.

HUD fair market rent for all of Prince George's County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,111 $40.60 $84,440
1 bedroom $2,204 $42.38 $88,160
2 bedrooms $2,438 $46.88 $97,520
3 bedrooms $3,107 $59.75 $124,280
4 bedrooms $3,658 $70.35 $146,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Camp Springs

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Camp Springs has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,950 in 20748 to $2,240 in 20746.

None is above the fair market rent for Prince George's County ($2,438).

  • 20744 $2,170$2,770
  • 20746 $2,240$2,850
  • 20748 $1,950$2,490

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Camp Springs when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Camp Springs

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 7 HUD-approved agencies with an office in Prince George's County; 5 say they serve in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Camp Springs

No down payment, repair or rent-help program on our list is for Camp Springs or Prince George's County. The ones below are statewide in Maryland: they work in Camp Springs the same as in the rest of the state.

Which programs do I qualify for? All programs in Maryland

  • MMP 1st Time Advantage

    Statewide in Maryland

    Maryland Mortgage Program mortgages for first-time buyers, with a deferred 0% second mortgage for the down payment: $6,000, or 3%, 4% or 5% of the loan. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Deferred

    See the program Official page

  • MMP Flex Loans

    Statewide in Maryland

    Maryland Mortgage Program mortgages for first-time buyers and for people who have owned a home before; Flex 6000 brings $6,000 and Flex 3% brings 3% of the loan for the down payment, as a deferred 0% second loan. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Deferred

    See the program Official page

  • Maryland SmartBuy

    Statewide in Maryland

    Maryland Mortgage Program loan of up to 15% of the price (maximum $25,000) to pay off your student debt when you buy a home; no interest or monthly payments, and forgiven after five years if you stay in the home. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Forgivable

    See the program Official page

Housing counselors near Camp Springs

The HUD-approved agencies closest to the center of Camp Springs, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Options & Planning Enterprises, Inc.

    6188 Oxon Hill Rd Ste 700, Oxon Hill · 3 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (301) 567-3330

  • United Communities Against Poverty

    1400 Doewood Ln, Capitol Heights · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (301) 322-5700

  • Homefree-USA of the Washington DC Metropolitan Area

    8401 Corporate Dr, Landover · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (301) 891-8400

Every agency in Prince George's County All counseling agencies in Maryland

Help in Spanish near Camp Springs

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Camp Springs

In HUD’s record, no housing authority with an office in Prince George's County is named for Camp Springs or Prince George's County.

4 other authorities have an office in Prince George's County: see the list Source: HUD

Cities

Other cities in Prince George's County

These cities are also in Prince George's County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Prince George's County Housing in Maryland
See 39 more cities in Prince George's County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Camp Springs, with the typical home value.

Neighboring counties

If Prince George's County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Camp Springs.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Camp Springs

Short answers with the numbers for Camp Springs and all of Prince George's County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Camp Springs?

The typical home value in Camp Springs is $415,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Prince George's County it is $426,000.

How much does it cost to rent in Camp Springs?

Typical rent in Camp Springs is $2,231 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Prince George's County is $2,438.

What is the FHA loan limit in Camp Springs?

Camp Springs uses the FHA limit for all of Prince George's County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Camp Springs?

The typical homeowner in Camp Springs pays $4,664 a year, according to the U.S. Census Bureau. That is 1.12% of the home’s value; in Prince George's County, the rate is 1.12%.

Where can I find free help to buy or rent in Camp Springs?

There are 7 HUD-approved counseling agencies with an office in Prince George's County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).