City · 17,893 residents · Prince George's County, Maryland
Oxon Hill, Maryland
In Oxon Hill, a typical home is worth $359,800 and typical rent is $1,721 a month. Compared with all of Prince George's County, the typical home value is 16% lower and typical household income is 8% lower.
Typical rent from Zillow, September 2021 to September 2026: from $1,561 to $1,839.
From Zillow (ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Oxon Hill is in Prince George's County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Prince George's County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Oxon Hill is worth $359,800,16% less than in Prince George's County as a whole ($426,000).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Oxon Hill
What homes there are in Oxon Hill, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Oxon Hill
Prince George's County
Maryland
United States
Kind of home: Oxon Hill and its comparisons
Measure
Oxon Hill
Prince George's County
Maryland
United States
Detached house
47%
49%
51%
61%
Attached house
19%
17%
21%
6%
Building of 2 to 4
Unreliable estimate
3%
4%
8%
Apartments (5 or more)
31%
31%
23%
19%
Mobile home
Unreliable estimate
1%
1%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
No kind of home is the majority in Oxon Hill; the largest group, detached houses, adds up to 47%, near the figure in Prince George's County (49%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Oxon Hill
Prince George's County
Maryland
United States
Year built: Oxon Hill and its comparisons
Measure
Oxon Hill
Prince George's County
Maryland
United States
Before 1960
22%
21%
26%
26%
1960–1979
44%
33%
25%
24%
1980–1999
21%
26%
28%
25%
2000–2009
9%
11%
12%
14%
2010 or later
Unreliable estimate
9%
9%
11%
In Oxon Hill, half of the homes were built before 1972; in Prince George's County, before 1977.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K7%
$200K–$300K14%
$300K–$500K65%
$500K–$750K6%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Oxon Hill and its comparisons
Measure
Oxon Hill
Under $100K
Unreliable estimate
$100K–$200K
7%
$200K–$300K
14%
$300K–$500K
65%
$500K–$750K
6%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49922%
$1,500–$1,99948%
$2,000–$2,49917%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Oxon Hill and its comparisons
Measure
Oxon Hill
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
22%
$1,500–$1,999
48%
$2,000–$2,499
17%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,096 a month
Prince George's County: $2,456 a month
Without a mortgage
$784 a month
Prince George's County: $823 a month
Owners with a mortgage
73%
Prince George's County: 78%
In Oxon Hill, 73% of owners have a mortgage, and their typical cost is $2,096 a month, against $2,456 in Prince George's County. Without one it drops to $784.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Oxon Hill+47%
Prince George's County+41%
Maryland+33%
United States+53%
Typical rent
Oxon Hill+14%
Prince George's County+22%
Maryland+23%
United States+33%
Typical household income
Oxon HillNo clear change
Prince George's County+20%
Maryland+22%
United States+29%
Change since 2015–2019: Oxon Hill and its comparisons
Measure
Oxon Hill
Prince George's County
Maryland
United States
Typical home value
+47%
+41%
+33%
+53%
Typical rent
+14%
+22%
+23%
+33%
Typical household income
No clear change
+20%
+22%
+29%
The typical home value in Oxon Hill rose 47% since 2015–2019, more than in Prince George's County (41%).
The typical rent in Oxon Hill rose 14% over the same time; in Prince George's County, it rose 22%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Oxon Hill and its comparisons
Measure
Oxon Hill
Prince George's County
Maryland
United States
Rental vacancy
Unreliable estimate
4.7%
4.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
0.8%
0.9%
More than one person per room
Unreliable estimate
5.1%
2.5%
3.4%
People per household
2.33
2.70
2.57
2.53
Drive alone
60%
60%
65%
69%
Carpool
14%
10%
8%
9%
Public transit
8%
7%
4%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
15%
18%
19%
15%
Other means
2%
3%
2%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
Households in Oxon Hill are smaller: 2.33 people on average; in Prince George's County, 2.70.
In Oxon Hill, 14% of workers share a car to get to work; in Prince George's County, 10%.
Do the math
What would you pay each month for a home in Oxon Hill?
A typical home costs more than the typical income allows
We start with a typical home in Oxon Hill, worth $359,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Oxon Hill, which is $93,252 a year. For that payment to be 28% of income, a household would need to earn about $129,563 a year.
The calculator's FHA and conventional loan limits are those of all of Prince George's County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Oxon Hill. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,593 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,023
at 7.18% · 30 years
Loan amount
$353,283
Total interest
$508,292
Paid off in
November 2056
Includes $6,076 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,176 a month
Tight
$2,176 to $2,798 a month
Hard
more than $2,798 a month
Your payment · 39%
Compared with the typical household income in Oxon Hill ($93,252 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,393
Property tax
$321
Home insurance
$150
FHA mortgage insurance (MIP)
$159
You need at least $12,593 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,023; principal and interest $2,393.
The city and its county
Oxon Hill and Prince George's County
Oxon Hill is in Prince George's County, Maryland. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Oxon Hill
Map of Prince George's County, Maryland, with Oxon Hill marked. Around it, the neighboring counties.
Oxon Hill
Prince George's County
Other cities with a page
Oxon Hill's own numbers
Typical home value
$359,800
Typical monthly rent
$1,721
Typical yearly household income
$93,252
Households that own their home
62%
Effective property tax rate
1.07%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Prince George's County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,438
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
0.4%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Prince George's County.
A typical home in Oxon Hill is worth $359,800: 16% below the county and 14% below Maryland. With the typical household income in Oxon Hill ($93,252 a year), a typical home costs 3.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Oxon Hill3.9 years
Prince George's4.2 years
Maryland4.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Prince George's County
According to FHFA’s house price index, home prices in Prince George's County rose 77% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Prince George's County.
Yearly change in FHFA’s price index in Prince George's County, 2016 to 2025
2016: +5.3% +5.3% 2016
2017: +6.7% +6.7% 2017
2018: +4.5% +4.5% 2018
2019: +4.4% +4.4% 2019
2020: +4.8% +4.8% 2020
2021: +11.3% +11.3% 2021
2022: +10.3% +10.3% 2022
2023: +4.6% +4.6% 2023
2024: +4.2% +4.2% 2024
2025: +2.8% +2.8% 2025
Change in FHFA’s price index in Prince George's County, Maryland and the United States
Period
County
Maryland
U.S.
Last year (2025)
+2.8%
+2.7%
+2.9%
5 years (2020–2025)
+38%
+40%
+47%
10 years (2015–2025)
+77%
+60%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Oxon Hill next to Prince George's County, Maryland and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Oxon Hill$359,800
Prince George's$426,000
Maryland$419,900
United States$332,700
Typical monthly rent
Oxon Hill$1,721
Prince George's$1,799
Maryland$1,705
United States$1,413
Typical yearly household income
Oxon Hill$93,252
Prince George's$101,798
Maryland$103,678
United States$80,734
See the full table
Oxon Hill next to Prince George's County and Maryland
Measure
Oxon Hill
Prince George's County
Maryland
U.S.
Typical home value
$359,800 ▼16% below the county
$426,000
$419,900
$332,700
Typical monthly rent
$1,721 ▼4% below the county
$1,799
$1,705
$1,413
Typical yearly household income
$93,252 ▼8% below the county
$101,798
$103,678
$80,734
Households that own their home
62% ▼1 points below the county
62%
68%
65%
Typical yearly property tax
$3,833 ▼20% below the county
$4,771
$4,093
$3,119
Effective property tax rate
1.07% ▼0.05 points below the county
1.12%
0.97%
0.94%
Renters with high rent for their income
52% ▼1 points below the county
53%
51%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Prince George's County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Oxon Hill
For a typical $359,800 home in Oxon Hill, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Oxon Hill's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,023a month
Least cash to close
Down payment
$12,593
Cash to close
$23,387
Rate
7.18%
Mortgage insurance
FHA MIP · $159
Conventional, 5% down$2,957a month
Down payment
$17,990
Cash to close
$28,784
Rate
7.18%
Mortgage insurance
PMI · $171
Conventional, 20% down, no PMI$2,421a month
Down payment
$71,960
Cash to close
$82,754
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,753a month
Down payment
$53,970
Cash to close
$64,764
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Oxon Hill
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,023
$12,593
$353,283
7.18%
FHA MIP · $159
$23,387
580
Conventional, 5% down
$2,957
$17,990
$341,810
7.18%
PMI · $171
$28,784
620*
Conventional, 20% down, no PMI
$2,421
$71,960
$287,840
7.18%
None
$82,754
620*
ITIN, 15% down (example)
$2,753
$53,970
$305,830
8.18%
None
$64,764
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Oxon Hill and for Prince George's County.
Property tax
Effective rate in Oxon Hill
1.07%of the home’s value each year
$3,833 a year for the typical owner in Oxon Hill.
Oxon Hill1.07%
Prince George's1.12%
Maryland0.97%
What Maryland publishesHomestead tax credit (cap on yearly assessment increases) (Maryland General Assembly (Annotated Code of Maryland, Tax-Property Article))
Typical rent in Oxon Hill is $1,721 a month: 4% below the county. In Oxon Hill, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Prince George's County, by unit size. To pay the 2-bedroom one ($2,438 a month) without spending more than 30% of your income, you would need to earn $46.88 an hour working full time.
HUD fair market rent for all of Prince George's County
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Prince George's County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$2,111
$40.60
$84,440
1 bedroom
$2,204
$42.38
$88,160
2 bedrooms
$2,438
$46.88
$97,520
3 bedrooms
$3,107
$59.75
$124,280
4 bedrooms
$3,658
$70.35
$146,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Oxon Hill
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Oxon Hill has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,920 in 20745 to $2,170 in 20744.
None is above the fair market rent for Prince George's County ($2,438).
Fair market rent by ZIP code and size in Oxon Hill, fiscal year 2027.
20744
$1,880
$1,960
$2,170
$2,770
$3,260
20745
$1,660
$1,740
$1,920
$2,450
$2,880
ZIP code2 bd3 bd
20744 $2,170$2,770
20745 $1,920$2,450
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Oxon Hill when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Oxon Hill. These are the largest.
Owens Road1100 Owens Rd, Oxon Hill 20745123 homes, 122 low-income · Run by Housing Authority of Prince Georges County · Average payment: $320 a month · Average wait: 116 months(301) 883-5552
MRS Philippines Home for Senior CTS6482 Bock Rd, Oxon Hill 2074574 homes, 73 low-income · For older adults(301) 942-7170
Glassmanor1207 Marcy Ave, Oxon Hill 207451 low-income home · Run by Housing Authority of Prince Georges County(301) 883-5552
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 7 HUD-approved agencies with an office in Prince George's County; 5 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Oxon Hill or Prince George's County. The ones below are statewide in Maryland: they work in Oxon Hill the same as in the rest of the state.
Maryland Mortgage Program mortgages for first-time buyers, with a deferred 0% second mortgage for the down payment: $6,000, or 3%, 4% or 5% of the loan.Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).
Maryland Mortgage Program mortgages for first-time buyers and for people who have owned a home before; Flex 6000 brings $6,000 and Flex 3% brings 3% of the loan for the down payment, as a deferred 0% second loan.Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).
Maryland Mortgage Program loan of up to 15% of the price (maximum $25,000) to pay off your student debt when you buy a home; no interest or monthly payments, and forgiven after five years if you stay in the home.Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).
No legal help resource on our list is for Oxon Hill or Prince George's County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
These cities are also in Prince George's County. They share its loan limits and fair market rents, but home values and rent change from one to the next.
Short answers with the numbers for Oxon Hill and all of Prince George's County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Oxon Hill?
The typical home value in Oxon Hill is $359,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Prince George's County it is $426,000.
How much does it cost to rent in Oxon Hill?
Typical rent in Oxon Hill is $1,721 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Prince George's County is $2,438.
What is the FHA loan limit in Oxon Hill?
Oxon Hill uses the FHA limit for all of Prince George's County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Oxon Hill?
The typical homeowner in Oxon Hill pays $3,833 a year, according to the U.S. Census Bureau. That is 1.07% of the home’s value; in Prince George's County, the rate is 1.12%.
Where can I find free help to buy or rent in Oxon Hill?
There are 7 HUD-approved counseling agencies with an office in Prince George's County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
