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City · 16,063 residents · Prince George's County, Maryland

Hillcrest Heights , Maryland

In Hillcrest Heights, a typical home is worth $364,000 and typical rent is $1,545 a month. Compared with all of Prince George's County, typical household income is 19% lower, the typical home value is 15% lower, and the share of households that own their home is 8 points lower.

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  • Typical home value

    $364,000

    15% below the county

    13% below Maryland

    • Hillcrest Heights
    • Prince George's
    • Maryland

  • Typical rent

    $1,545a month

    14% below the county

    9% below Maryland

    • Hillcrest Heights
    • Prince George's
    • Maryland

  • Typical household income

    $82,785a year

    19% below the county

    20% below Maryland

    • Hillcrest Heights
    • Prince George's
    • Maryland

  • Households that own their home

    54%

    8 points below the county

    14 points below Maryland

    • Hillcrest Heights
    • Prince George's
    • Maryland

Source: U.S. Census Bureau, Average 2020–2024

Hillcrest Heights is in Prince George's County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Prince George's County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Hillcrest Heights apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Hillcrest Heights is $82,785, 19% less than in Prince George's County as a whole ($101,798).

  2. 54% of households in Hillcrest Heights own their home, against 62% in Prince George's County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Hillcrest Heights

What homes there are in Hillcrest Heights, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Hillcrest Heights there is a bit of everything: no kind of home reaches half. The most common are attached houses (townhouses) (36%), more than in Prince George's County (17%).

Year built

The typical home in Hillcrest Heights was built in 1963, 14 years before the typical one in Prince George's County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,100 a month

Prince George's County: $2,456 a month

Without a mortgage

$658 a month

Prince George's County: $823 a month

Owners with a mortgage

79%

Prince George's County: 78%

The typical cost for an owner with a mortgage in Hillcrest Heights is $2,100 a month, less than in Prince George's County ($2,456); without one, $658.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Hillcrest Heights gained value faster than in Prince George's County: 52% against 41%.

Rents in Hillcrest Heights rose at about the same pace as in Prince George's County: 21% since 2015–2019, against 22%.

While home values in Hillcrest Heights changed +52% and rent +21%, the typical household income rose 30%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHillcrest HeightsPrince George's CountyMarylandUnited States
Rental vacancy Unreliable estimate4.7%4.7%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate5.1%2.5%3.4%
People per household 2.242.702.572.53
Drive alone 63%60%65%69%
Carpool 5%10%8%9%
Public transit 12%7%4%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 17%18%19%15%
Other means Unreliable estimate3%2%2%
Typical commute 30 to 39 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.24 on average, against 2.70 in Prince George's County.

More people ride a bus or train to work in Hillcrest Heights than in Prince George's County: 12% against 7%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Hillcrest Heights?

A typical home costs more than the typical income allows

We start with a typical home in Hillcrest Heights, worth $364,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 44% of the typical household income in Hillcrest Heights, which is $82,785 a year. For that payment to be 28% of income, a household would need to earn about $131,335 a year.

The calculator's FHA and conventional loan limits are those of all of Prince George's County.

Your numbers

Local data
$

Starts at the typical home value in Hillcrest Heights. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,740 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,065

at 7.18% · 30 years

Loan amount
$357,407
Total interest
$514,225
Paid off in
November 2056

Includes $6,147 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,932 a month

  • Tight

    $1,932 to $2,484 a month

  • Hard

    more than $2,484 a month

    Your payment · 44%

Compared with the typical household income in Hillcrest Heights ($82,785 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,065
Principal & interest$2,421
Property tax$331
Home insurance$152
FHA mortgage insurance (MIP)$161

You need at least $12,740 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Hillcrest Heights and Prince George's County

Hillcrest Heights is in Prince George's County, Maryland. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Hillcrest Heights's own numbers

Typical home value
$364,000
Typical monthly rent
$1,545
Typical yearly household income
$82,785
Households that own their home
54%
Effective property tax rate
1.09%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Prince George's County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,438
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
0.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Prince George's County.

Everything about Prince George's County

Buying

Buying a home in Hillcrest Heights

A typical home in Hillcrest Heights is worth $364,000: 15% below the county and 13% below Maryland. With the typical household income in Hillcrest Heights ($82,785 a year), a typical home costs 4.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Hillcrest Heights 4.4 years
  • Prince George's 4.2 years
  • Maryland 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Prince George's County

According to FHFA’s house price index, home prices in Prince George's County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Prince George's County.

Period County Maryland U.S.
Last year (2025) +2.8% +2.7% +2.9%
5 years (2020–2025) +38% +40% +47%
10 years (2015–2025) +77% +60% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Hillcrest Heights next to Prince George's County, Maryland and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Hillcrest Heights $364,000
  • Prince George's $426,000
  • Maryland $419,900
  • United States $332,700
Typical monthly rent
  • Hillcrest Heights $1,545
  • Prince George's $1,799
  • Maryland $1,705
  • United States $1,413
Typical yearly household income
  • Hillcrest Heights $82,785
  • Prince George's $101,798
  • Maryland $103,678
  • United States $80,734
See the full table
Hillcrest Heights next to Prince George's County and Maryland
Measure Hillcrest Heights Prince George's County Maryland U.S.
Typical home value $364,000 $426,000 $419,900 $332,700
Typical monthly rent $1,545 $1,799 $1,705 $1,413
Typical yearly household income $82,785 $101,798 $103,678 $80,734
Households that own their home 54% 62% 68% 65%
Typical yearly property tax $3,966 $4,771 $4,093 $3,119
Effective property tax rate 1.09% 1.12% 0.97% 0.94%
Renters with high rent for their income 48% 53% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Prince George's County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Hillcrest Heights

For a typical $364,000 home in Hillcrest Heights, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hillcrest Heights's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,064a month

    Least cash to close
    Down payment
    $12,740
    Cash to close
    $23,660
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $161

  • Conventional, 5% down $2,998a month

    Down payment
    $18,200
    Cash to close
    $29,120
    Rate
    7.18%
    Mortgage insurance
    PMI · $173

  • Conventional, 20% down, no PMI $2,455a month

    Down payment
    $72,800
    Cash to close
    $83,720
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,792a month

    Down payment
    $54,600
    Cash to close
    $65,520
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Hillcrest Heights and for Prince George's County.

Property tax

Effective rate in Hillcrest Heights

1.09%of the home’s value each year

$3,966 a year for the typical owner in Hillcrest Heights.

  • Hillcrest Heights 1.09%
  • Prince George's 1.12%
  • Maryland 0.97%

What Maryland publishes Homestead tax credit (cap on yearly assessment increases) (Maryland General Assembly (Annotated Code of Maryland, Tax-Property Article))

Exemptions and deadlines in Maryland

Flood risk in Prince George's County

FEMA does not publish these numbers by city: they are for all of Prince George's County.

Homes in the high-risk zone
0.4%
905
Of those, with NFIP insurance
—
County Maryland U.S.
Homes in the high-risk zone 0.4% 1.2% 3.5%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Hillcrest Heights

Typical rent in Hillcrest Heights is $1,545 a month: 14% below the county. In Hillcrest Heights, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Prince George's County, by unit size. To pay the 2-bedroom one ($2,438 a month) without spending more than 30% of your income, you would need to earn $46.88 an hour working full time.

HUD fair market rent for all of Prince George's County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,111 $40.60 $84,440
1 bedroom $2,204 $42.38 $88,160
2 bedrooms $2,438 $46.88 $97,520
3 bedrooms $3,107 $59.75 $124,280
4 bedrooms $3,658 $70.35 $146,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Hillcrest Heights

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hillcrest Heights is in ZIP code 20748.

For 2 bedrooms it is $1,950: $488 less than the fair market rent for Prince George's County ($2,438).

  • 20748 $1,950$2,490

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hillcrest Heights when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Hillcrest Heights

HUD lists one building with rents for lower incomes in Hillcrest Heights.

  • Parkway Apts (NEW) 4401 23rd Pkwy, Hillcrest Heights 20748 159 homes, 143 low-income · 1 bd: 18 · 2 bd: 120 · 3 bd: 21 · In service since 2003 · For families

See all 109 buildings in Prince George's County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Hillcrest Heights

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 7 HUD-approved agencies with an office in Prince George's County; 5 say they serve in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Hillcrest Heights

No down payment, repair or rent-help program on our list is for Hillcrest Heights or Prince George's County. The ones below are statewide in Maryland: they work in Hillcrest Heights the same as in the rest of the state.

Which programs do I qualify for? All programs in Maryland

  • MMP 1st Time Advantage

    Statewide in Maryland

    Maryland Mortgage Program mortgages for first-time buyers, with a deferred 0% second mortgage for the down payment: $6,000, or 3%, 4% or 5% of the loan. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Deferred

    See the program Official page

  • MMP Flex Loans

    Statewide in Maryland

    Maryland Mortgage Program mortgages for first-time buyers and for people who have owned a home before; Flex 6000 brings $6,000 and Flex 3% brings 3% of the loan for the down payment, as a deferred 0% second loan. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Deferred

    See the program Official page

  • Maryland SmartBuy

    Statewide in Maryland

    Maryland Mortgage Program loan of up to 15% of the price (maximum $25,000) to pay off your student debt when you buy a home; no interest or monthly payments, and forgiven after five years if you stay in the home. Offered by Maryland Mortgage Program (Maryland Department of Housing and Community Development).

    Forgivable

    See the program Official page

Housing counselors near Hillcrest Heights

The HUD-approved agencies closest to the center of Hillcrest Heights, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Options & Planning Enterprises, Inc.

    6188 Oxon Hill Rd Ste 700, Oxon Hill · 2 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (301) 567-3330

  • United Communities Against Poverty

    1400 Doewood Ln, Capitol Heights · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (301) 322-5700

  • Seed - Sowing Empowerment & Economic Development , Inc.

    6201 Riverdale Rd, Riverdale · 9 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (301) 458-9808

Every agency in Prince George's County All counseling agencies in Maryland

Help in Spanish near Hillcrest Heights

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Hillcrest Heights

In HUD’s record, no housing authority with an office in Prince George's County is named for Hillcrest Heights or Prince George's County.

4 other authorities have an office in Prince George's County: see the list Source: HUD

Cities

Other cities in Prince George's County

These cities are also in Prince George's County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Prince George's County Housing in Maryland
See 39 more cities in Prince George's County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Hillcrest Heights, with the typical home value.

Neighboring counties

If Prince George's County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Hillcrest Heights.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Hillcrest Heights

Short answers with the numbers for Hillcrest Heights and all of Prince George's County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Hillcrest Heights?

The typical home value in Hillcrest Heights is $364,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Prince George's County it is $426,000.

How much does it cost to rent in Hillcrest Heights?

Typical rent in Hillcrest Heights is $1,545 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Prince George's County is $2,438.

What is the FHA loan limit in Hillcrest Heights?

Hillcrest Heights uses the FHA limit for all of Prince George's County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Hillcrest Heights?

The typical homeowner in Hillcrest Heights pays $3,966 a year, according to the U.S. Census Bureau. That is 1.09% of the home’s value; in Prince George's County, the rate is 1.12%.

Where can I find free help to buy or rent in Hillcrest Heights?

There are 7 HUD-approved counseling agencies with an office in Prince George's County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).