In Olathe, a typical home is worth $364,700 and typical rent is $1,314 a month. Compared with all of Johnson County, typical rent is 8% lower, the typical home value is 7% lower, and the share of households that own their home is 6 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $338,713 to $433,091.
Typical rent
$1,809a month
▲ 3.1% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,422 to $1,809.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Olathe is in Johnson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Johnson County. See the county
What this place has that others do not, from public data, most unusual first.
1
Olathe has the 4th highest typical household income of the 65 cities in Kansas with more than 5,000 people ($114,009).
2
Nearby, in Gardner, the typical home value is $306,200: 16% less than in Olathe ($364,700).
3
Nearby, in Spring Hill, the typical rent is $1,108: 16% less than in Olathe ($1,314).
4
Olathe has the 6th highest typical home value of the 64 cities in Kansas with more than 5,000 people ($364,700).
5
75% of households in Olathe own their home, against 69% in Johnson County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Olathe
What homes there are in Olathe, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Olathe
Johnson County
Kansas
United States
Kind of home: Olathe and its comparisons
Measure
Olathe
Johnson County
Kansas
United States
Detached house
72%
66%
72%
61%
Attached house
9%
8%
5%
6%
Building of 2 to 4
3%
5%
6%
8%
Apartments (5 or more)
15%
21%
13%
19%
Mobile home
1%
1%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Olathe, 7 in 10 homes are single-family detached houses; in Johnson County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Olathe
Johnson County
Kansas
United States
Year built: Olathe and its comparisons
Measure
Olathe
Johnson County
Kansas
United States
Before 1960
6%
14%
32%
26%
1960–1979
19%
22%
24%
24%
1980–1999
37%
33%
23%
25%
2000–2009
23%
17%
12%
14%
2010 or later
15%
14%
9%
11%
Here half of the homes date from 1994 or later; in Johnson County, from 1989 or later.
In Olathe, 77% of homes have 3 bedrooms or more, more than in Johnson County (68%).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K3%
$100K–$200K6%
$200K–$300K22%
$300K–$500K50%
$500K–$750K16%
FHA limit: $541,287
$750K–$1M2%
$1M or more1%
Value of owner-occupied homes: Olathe and its comparisons
Measure
Olathe
Under $100K
3%
$100K–$200K
6%
$200K–$300K
22%
$300K–$500K
50%
$500K–$750K
16%
$750K–$1M
2%
$1M or more
1%
By price, most homes in Olathe sit under the FHA limit for Johnson County ($541,287): about 84%.
Monthly rent with utilities
Under the limitOver the limit
Under $5002%
$500–$99918%
$1,000–$1,49943%
$1,500–$1,99921%
HUD fair market rent, 2 bedrooms: $1,546
$2,000–$2,49910%
$2,500–$2,9992%
$3,000 or more3%
Monthly rent with utilities: Olathe and its comparisons
Measure
Olathe
Under $500
2%
$500–$999
18%
$1,000–$1,499
43%
$1,500–$1,999
21%
$2,000–$2,499
10%
$2,500–$2,999
2%
$3,000 or more
3%
About 65% of rented homes in Olathe cost less than HUD's 2-bedroom fair market rent for Johnson County ($1,546); the rest cost more.
With a mortgage
$2,142 a month
Johnson County: $2,254 a month
Without a mortgage
$820 a month
Johnson County: $872 a month
Owners with a mortgage
75%
Johnson County: 69%
The typical cost for an owner with a mortgage in Olathe is $2,142 a month, near the figure in Johnson County ($2,254).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Olathe+53%
Johnson County+51%
Kansas+43%
United States+53%
Typical rent
Olathe+29%
Johnson County+29%
Kansas+25%
United States+33%
Typical household income
Olathe+26%
Johnson County+23%
Kansas+25%
United States+29%
Change since 2015–2019: Olathe and its comparisons
Measure
Olathe
Johnson County
Kansas
United States
Typical home value
+53%
+51%
+43%
+53%
Typical rent
+29%
+29%
+25%
+33%
Typical household income
+26%
+23%
+25%
+29%
From 2015–2019 to 2020–2024, home values in Olathe rose at about the same pace as in Johnson County: 53% against 51%.
Rents in Olathe rose at about the same pace as in Johnson County: 29% since 2015–2019, against 29%.
While home values in Olathe changed +53% and rent +29%, the typical household income rose 26%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Olathe and its comparisons
Measure
Olathe
Johnson County
Kansas
United States
Rental vacancy
4.9%
5.5%
6.2%
5.5%
Homeowner vacancy
Unreliable estimate
0.4%
0.9%
0.9%
More than one person per room
2.1%
1.4%
2.1%
3.4%
People per household
2.70
2.46
2.44
2.53
Drive alone
69%
70%
75%
69%
Carpool
8%
6%
9%
9%
Public transit
Unreliable estimate
0%
0%
3%
Walk or bike
1%
1%
3%
3%
Work from home
21%
22%
12%
15%
Other means
1%
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
Open rentals in Olathe look like those in Johnson County: the rental vacancy rate is 4.9%.
More than one person per room: that is how 2.1% of households in Olathe live, near the figure in Johnson County (1.4%).
More people live in each home here: 2.70 on average, against 2.46 in Johnson County.
In Olathe, 69% of workers drive alone to work; in Johnson County, 70%.
Do the math
What would you pay each month for a home in Olathe?
A typical home is tight for the typical income
We start with a typical home in Olathe, worth $364,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Olathe, which is $114,009 a year. For that payment to be 28% of income, a household would need to earn about $132,630 a year.
The calculator's FHA and conventional loan limits are those of all of Johnson County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Olathe. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,765 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,095
at 7.18% · 30 years
Loan amount
$358,094
Total interest
$515,213
Paid off in
November 2056
Includes $6,159 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,660 a month
Tight
$2,660 to $3,420 a month
Your payment · 33%
Hard
more than $3,420 a month
Compared with the typical household income in Olathe ($114,009 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,426
Property tax
$356
Home insurance
$152
FHA mortgage insurance (MIP)
$161
You need at least $12,765 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,095; principal and interest $2,426.
The city and its county
Olathe and Johnson County
Olathe is in Johnson County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Olathe
Map of Johnson County, Kansas, with Olathe marked. Around it, the neighboring counties.
Olathe
Johnson County
Other cities with a page
Olathe's own numbers
Typical home value
$364,700
Typical monthly rent
$1,314
Typical yearly household income
$114,009
Households that own their home
75%
Effective property tax rate
1.17%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Johnson County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,546
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
0.4%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Johnson County.
A typical home in Olathe is worth $364,700: 7% below the county and 68% above Kansas. With the typical household income in Olathe ($114,009 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Olathe3.2 years
Johnson3.6 years
Kansas2.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Johnson County
According to FHFA’s house price index, home prices in Johnson County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Johnson County.
Yearly change in FHFA’s price index in Johnson County, 2016 to 2025
2016: +6.2% +6.2% 2016
2017: +7.3% +7.3% 2017
2018: +7.1% +7.1% 2018
2019: +4.7% +4.7% 2019
2020: +4.5% +4.5% 2020
2021: +10.8% +10.8% 2021
2022: +14.5% +14.5% 2022
2023: +7.5% +7.5% 2023
2024: +6.3% +6.3% 2024
2025: +3.8% +3.8% 2025
Change in FHFA’s price index in Johnson County, Kansas and the United States
Period
County
Kansas
U.S.
Last year (2025)
+3.8%
+4.1%
+2.9%
5 years (2020–2025)
+50%
+49%
+47%
10 years (2015–2025)
+101%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Olathe next to Johnson County, Kansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Olathe$364,700
Johnson$391,200
Kansas$217,200
United States$332,700
Typical monthly rent
Olathe$1,314
Johnson$1,434
Kansas$1,060
United States$1,413
Typical yearly household income
Olathe$114,009
Johnson$109,208
Kansas$74,275
United States$80,734
See the full table
Olathe next to Johnson County and Kansas
Measure
Olathe
Johnson County
Kansas
U.S.
Typical home value
$364,700 ▼7% below the county
$391,200
$217,200
$332,700
Typical monthly rent
$1,314 ▼8% below the county
$1,434
$1,060
$1,413
Typical yearly household income
$114,009 ▲4% above the county
$109,208
$74,275
$80,734
Households that own their home
75% ▲6 points above the county
69%
67%
65%
Typical yearly property tax
$4,273 ▼4% below the county
$4,447
$2,798
$3,119
Effective property tax rate
1.17% ▲0.03 points above the county
1.14%
1.29%
0.94%
Renters with high rent for their income
43% ▲1 points above the county
42%
43%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Johnson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Olathe
For a typical $364,700 home in Olathe, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Olathe's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,095a month
Least cash to close
Down payment
$12,765
Cash to close
$23,706
Rate
7.18%
Mortgage insurance
FHA MIP · $161
Conventional, 5% down$3,028a month
Down payment
$18,235
Cash to close
$29,176
Rate
7.18%
Mortgage insurance
PMI · $173
Conventional, 20% down, no PMI$2,484a month
Down payment
$72,940
Cash to close
$83,881
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,821a month
Down payment
$54,705
Cash to close
$65,646
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Olathe
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,095
$12,765
$358,094
7.18%
FHA MIP · $161
$23,706
580
Conventional, 5% down
$3,028
$18,235
$346,465
7.18%
PMI · $173
$29,176
620*
Conventional, 20% down, no PMI
$2,484
$72,940
$291,760
7.18%
None
$83,881
620*
ITIN, 15% down (example)
$2,821
$54,705
$309,995
8.18%
None
$65,646
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Olathe is $1,314 a month: 8% below the county. In Olathe, 43% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Johnson County, by unit size. To pay the 2-bedroom one ($1,546 a month) without spending more than 30% of your income, you would need to earn $29.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Johnson County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,257
$24.17
$50,280
1 bedroom
$1,366
$26.27
$54,640
2 bedrooms
$1,546
$29.73
$61,840
3 bedrooms
$2,020
$38.85
$80,800
4 bedrooms
$2,419
$46.52
$96,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Olathe
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Olathe has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,480 in 66061 to $1,800 in 66062.
1 of the 2 is above the fair market rent for Johnson County ($1,546).
Fair market rent by ZIP code and size in Olathe, fiscal year 2027.
66061
$1,200
$1,310
$1,480
$1,930
$2,320
66062
$1,460
$1,590
$1,800
$2,350
$2,820
ZIP code2 bd3 bd
66061 $1,480$1,930
66062 $1,800$2,350
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Olathe when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 19 buildings with rents for lower incomes in Olathe. These are the largest.
Clarion Park16700 W 127th St, Olathe 66062220 low-income homes · 1 bd: 40 · 2 bd: 132 · 3 bd: 48 · In service since 1994
Olathe Good Samaritan Towers & College Way1425 E College Way, Olathe 66062172 homes, 149 low-income · In service since 2006 · For older adults(913) 782-6131
Parkview Manor300 N Chestnut St, Olathe 66061130 low-income homes · Run by Olathe Housing Authority · Average payment: $531 a month · Average wait: 15 months(913) 971-6260
Park Seven Apartments1140 W Loula St, Olathe 6606175 low-income homes · For families(913) 782-7988
Poplar Court519 E Poplar St, Olathe 6606167 homes, 65 low-income · For older adults(913) 782-8141
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Johnson County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Olathe or Johnson County. The ones below are statewide in Kansas: they work in Olathe the same as in the rest of the state.
Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita.Offered by Kansas Housing Resources Corporation (KHRC).
No legal help resource on our list is for Olathe or Johnson County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Olathe and all of Johnson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Olathe?
The typical home value in Olathe is $364,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Johnson County it is $391,200.
How much does it cost to rent in Olathe?
Typical rent in Olathe is $1,314 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Johnson County is $1,546.
What is the FHA loan limit in Olathe?
Olathe uses the FHA limit for all of Johnson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Olathe?
The typical homeowner in Olathe pays $4,273 a year, according to the U.S. Census Bureau. That is 1.17% of the home’s value; in Johnson County, the rate is 1.14%.
Where can I find free help to buy or rent in Olathe?
We found no HUD-approved counseling agencies with an office in Johnson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
