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City · 68,542 residents · Johnson County, Kansas

Shawnee , Kansas

In Shawnee, a typical home is worth $359,700 and typical rent is $1,322 a month. Compared with all of Johnson County, the typical home value is 8% lower, typical rent is 8% lower, and the share of households that own their home is 5 points higher.

Shawnee in numbers

  • Typical home value

    $359,700

    8% below the county

    66% above Kansas

    • Shawnee
    • Johnson
    • Kansas
  • Typical rent

    $1,322a month

    8% below the county

    25% above Kansas

    • Shawnee
    • Johnson
    • Kansas
  • Typical household income

    $109,940a year

    About the same as the county

    48% above Kansas

    • Shawnee
    • Johnson
    • Kansas
  • Households that own their home

    74%

    5 points above the county

    7 points above Kansas

    • Shawnee
    • Johnson
    • Kansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$423,555
4.5% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $333,057 to $423,555.
Typical rent
$1,497 a month
about the same as 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,183 to $1,497.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Shawnee is in Johnson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Johnson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Shawnee apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Kansas City, the typical home value is $167,400: 53% less than in Shawnee ($359,700).

  2. Nearby, in Kansas City, the typical rent is $1,123: 15% less than in Shawnee ($1,322).

  3. 74% of households in Shawnee own their home, against 69% in Johnson County.

  4. Shawnee has the 7th highest typical household income of the 65 cities in Kansas with more than 5,000 people ($109,940).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Shawnee

What homes there are in Shawnee, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Shawnee and its comparisons
MeasureShawneeJohnson CountyKansasUnited States
Detached house 70%66%72%61%
Attached house 8%8%5%6%
Building of 2 to 4 4%5%6%8%
Apartments (5 or more) 17%21%13%19%
Mobile home Unreliable estimate1%4%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

The detached house rules in Shawnee: 70% of homes, more than in Johnson County (66%).

Year built
Year built: Shawnee and its comparisons
MeasureShawneeJohnson CountyKansasUnited States
Before 1960 11%14%32%26%
1960–1979 26%22%24%24%
1980–1999 33%33%23%25%
2000–2009 20%17%12%14%
2010 or later 10%14%9%11%

The typical year built in Shawnee is 1990, about the same as in Johnson County (1989).

There is more room for a big family here: 71% of homes have 3 bedrooms or more, against 68% in Johnson County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Shawnee and its comparisons
MeasureShawnee
Under $100K 3%
$100K–$200K 6%
$200K–$300K 24%
$300K–$500K 47%
$500K–$750K 16%
$750K–$1M 2%
$1M or more 2%

By price, most homes in Shawnee sit under the FHA limit for Johnson County ($541,287): about 83%.

Monthly rent with utilities
Monthly rent with utilities: Shawnee and its comparisons
MeasureShawnee
Under $500 Unreliable estimate
$500–$999 11%
$1,000–$1,499 55%
$1,500–$1,999 22%
$2,000–$2,499 8%
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$2,173 a month

Johnson County: $2,254 a month

Without a mortgage

$820 a month

Johnson County: $872 a month

Owners with a mortgage

69%

Johnson County: 69%

In Shawnee, 69% of owners have a mortgage; their typical cost is $2,173 a month, about the same as in Johnson County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Shawnee and its comparisons
MeasureShawneeJohnson CountyKansasUnited States
Typical home value +52%+51%+43%+53%
Typical rent +31%+29%+25%+33%
Typical household income +26%+23%+25%+29%

From 2015–2019 to 2020–2024, home values in Shawnee rose at about the same pace as in Johnson County: 52% against 51%.

Rents in Shawnee rose at about the same pace as in Johnson County: 31% since 2015–2019, against 29%.

The typical household income in Shawnee rose 26%: less than home values (+52%) and rent (+31%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Shawnee and its comparisons
MeasureShawneeJohnson CountyKansasUnited States
Rental vacancy 5.5%5.5%6.2%5.5%
Homeowner vacancy Unreliable estimate0.4%0.9%0.9%
More than one person per room 1.5%1.4%2.1%3.4%
People per household 2.552.462.442.53
Drive alone 71%70%75%69%
Carpool 5%6%9%9%
Public transit Unreliable estimate0%0%3%
Walk or bike Unreliable estimate1%3%3%
Work from home 21%22%12%15%
Other means 1%1%1%2%
Typical commute 20 to 29 minutesUnreliable estimate10 to 19 minutes20 to 29 minutes

Open rentals in Shawnee look like those in Johnson County: the rental vacancy rate is 5.5%.

In Shawnee, 1.5% of households live with more than one person per room, about the same as in Johnson County.

A household in Shawnee has 2.55 people on average, about the same as in Johnson County (2.46).

The car rules in Shawnee: 71% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Shawnee?

A typical home is tight for the typical income

We start with a typical home in Shawnee, worth $359,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Shawnee, which is $109,940 a year. For that payment to be 28% of income, a household would need to earn about $130,426 a year.

The calculator's FHA and conventional loan limits are those of all of Johnson County.

Your numbers

Local data
$

Starts at the typical home value in Shawnee. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,590 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,043

at 7.18% · 30 years

Loan amount
$353,184
Total interest
$508,150
Paid off in
November 2056

Includes $6,074 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,565 a month

  • Tight

    $2,565 to $3,298 a month

    Your payment · 33%

  • Hard

    more than $3,298 a month

Compared with the typical household income in Shawnee ($109,940 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,043
Monthly payment breakdown
Principal & interest$2,393
Property tax$342
Home insurance$150
FHA mortgage insurance (MIP)$159

You need at least $12,590 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $3,043; principal and interest $2,393.

The city and its county

Shawnee and Johnson County

Shawnee is in Johnson County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Johnson County, Kansas, with Shawnee marked. Around it, the neighboring counties.

Shawnee's own numbers

Typical home value
$359,700
Typical monthly rent
$1,322
Typical yearly household income
$109,940
Households that own their home
74%
Effective property tax rate
1.14%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Johnson County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,546
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
0.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Johnson County.

Everything about Johnson County

Buying

Buying a home in Shawnee

A typical home in Shawnee is worth $359,700: 8% below the county and 66% above Kansas. With the typical household income in Shawnee ($109,940 a year), a typical home costs 3.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Shawnee 3.3 years
  • Johnson 3.6 years
  • Kansas 2.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Johnson County

According to FHFA’s house price index, home prices in Johnson County rose 101% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Johnson County.

Yearly change in FHFA’s price index in Johnson County, 2016 to 2025
  1. 2020: +4.5%
  2. 2021: +10.8%
  3. 2022: +14.5%
  4. 2023: +7.5%
  5. 2024: +6.3%
  6. 2025: +3.8%
Change in FHFA’s price index in Johnson County, Kansas and the United States
Period County Kansas U.S.
Last year (2025) +3.8% +4.1% +2.9%
5 years (2020–2025) +50% +49% +47%
10 years (2015–2025) +101% +84% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Shawnee next to Johnson County, Kansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Shawnee $359,700
  • Johnson $391,200
  • Kansas $217,200
  • United States $332,700
Typical monthly rent
  • Shawnee $1,322
  • Johnson $1,434
  • Kansas $1,060
  • United States $1,413
Typical yearly household income
  • Shawnee $109,940
  • Johnson $109,208
  • Kansas $74,275
  • United States $80,734
See the full table
Shawnee next to Johnson County and Kansas
Measure Shawnee Johnson County Kansas U.S.
Typical home value $359,700 8% below the county $391,200 $217,200 $332,700
Typical monthly rent $1,322 8% below the county $1,434 $1,060 $1,413
Typical yearly household income $109,940 $109,208 $74,275 $80,734
Households that own their home 74% 5 points above the county 69% 67% 65%
Typical yearly property tax $4,105 8% below the county $4,447 $2,798 $3,119
Effective property tax rate 1.14% 1.14% 1.29% 0.94%
Renters with high rent for their income 39% 4 points below the county 42% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Johnson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Shawnee

For a typical $359,700 home in Shawnee, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Shawnee's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,043a month

    Least cash to close
    Down payment
    $12,590
    Cash to close
    $23,381
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $159
  • Conventional, 5% down $2,977a month

    Down payment
    $17,985
    Cash to close
    $28,776
    Rate
    7.18%
    Mortgage insurance
    PMI · $171
  • Conventional, 20% down, no PMI $2,441a month

    Down payment
    $71,940
    Cash to close
    $82,731
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,774a month

    Down payment
    $53,955
    Cash to close
    $64,746
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Shawnee and for Johnson County.

Property tax

Effective rate in Shawnee

1.14%of the home’s value each year

$4,105 a year for the typical owner in Shawnee.

  • Shawnee 1.14%
  • Johnson 1.14%
  • Kansas 1.29%

What Kansas publishes Residential exemption from the statewide school levy (Kansas Office of Revisor of Statutes (Kansas Statutes Annotated))

Exemptions and deadlines in Kansas

Flood risk in Johnson County

FEMA does not publish these numbers by city: they are for all of Johnson County.

Homes in the high-risk zone
0.4%
800
Of those, with NFIP insurance
25%
Homes in the high-risk zone and with NFIP insurance: Johnson County, Kansas and the U.S.
Measure County Kansas U.S.
Homes in the high-risk zone 0.4% 2% 3.5%
Of those, with NFIP insurance 25% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Shawnee

Typical rent in Shawnee is $1,322 a month: 8% below the county. In Shawnee, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Johnson County, by unit size. To pay the 2-bedroom one ($1,546 a month) without spending more than 30% of your income, you would need to earn $29.73 an hour working full time.

HUD fair market rent for all of Johnson County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Johnson County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,257 $24.17 $50,280
1 bedroom $1,366 $26.27 $54,640
2 bedrooms $1,546 $29.73 $61,840
3 bedrooms $2,020 $38.85 $80,800
4 bedrooms $2,419 $46.52 $96,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Shawnee

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Shawnee has 5 ZIP codes with their own.

For 2 bedrooms it runs from $1,540 in 66203 to $2,170 in 66218.

4 of the 5 are above the fair market rent for Johnson County ($1,546).

2-bedroom fair market rent in each of the 5 ZIP codes of Shawnee, beside the one for Johnson County. For 2 bedrooms it runs from $1,540 in 66203 to $2,170 in 66218. 4 of the 5 are above the fair market rent for Johnson County ($1,546).
  • 66203 $1,540$2,010
  • 66216 $1,700$2,220
  • 66217 $1,700$2,220
  • 66218 $2,170$2,840
  • 66226 $1,640$2,140

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Shawnee when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Shawnee

HUD lists one building with rents for lower incomes in Shawnee.

  • Bluejacket Lodge 11212 W 58th St, Shawnee 66203 53 low-income homes · For older adults (913) 268-6470

See all 49 buildings in Johnson County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Shawnee

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Johnson County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Shawnee

No down payment, repair or rent-help program on our list is for Shawnee or Johnson County. The ones below are statewide in Kansas: they work in Shawnee the same as in the rest of the state.

  • First Time Homebuyer Program

    Statewide in Kansas

    Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita. Offered by Kansas Housing Resources Corporation (KHRC).

Housing counselors near Shawnee

The HUD-approved agencies closest to the center of Shawnee, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Housing of Wyandotte County, Inc.

    2 S 14th St, Kansas City · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
  • Cambridge Credit Counseling Corporation - Wichita Branch

    727 N Waco Ave, Wichita · 165 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
  • Catholic Charities of Southwest Kansas

    804 N 2nd Ave, Dodge City · 295 miles away · Spanish

    Also serves in Creole, French, and Swahili.

    • Budget and financial counseling
    • Home improvement and repairs
    • and 4 more

All counseling agencies in Kansas

Help in Spanish near Shawnee

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Shawnee

HUD’s record names them for Shawnee or Johnson County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

One other authority has an office in Johnson County: see the list Source: HUD

Cities

Other cities in Johnson County

These cities are also in Johnson County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Shawnee

Short answers with the numbers for Shawnee and all of Johnson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Shawnee?

The typical home value in Shawnee is $359,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Johnson County it is $391,200.

How much does it cost to rent in Shawnee?

Typical rent in Shawnee is $1,322 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Johnson County is $1,546.

What is the FHA loan limit in Shawnee?

Shawnee uses the FHA limit for all of Johnson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Shawnee?

The typical homeowner in Shawnee pays $4,105 a year, according to the U.S. Census Bureau. That is 1.14% of the home’s value; in Johnson County, the rate is 1.14%.

Where can I find free help to buy or rent in Shawnee?

We found no HUD-approved counseling agencies with an office in Johnson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).