In Bonner Springs, a typical home is worth $247,200 and typical rent is $1,165 a month. Compared with all of Wyandotte County, the typical home value is 43% higher, typical household income is 31% higher, and the share of households that own their home is 13 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $235,475 to $303,517.
Typical rent
$1,245a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Bonner Springs is in Wyandotte County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Wyandotte County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Bonner Springs is worth $247,200,43% more than in Wyandotte County as a whole ($172,300).
2
Nearby, in Kansas City, the typical home value is $167,400: 32% less than in Bonner Springs ($247,200).
3
The typical household income in Bonner Springs is $83,218,31% more than in Wyandotte County as a whole ($63,631).
4
75% of households in Bonner Springs own their home, against 62% in Wyandotte County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Bonner Springs
What homes there are in Bonner Springs, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Bonner Springs
Wyandotte County
Kansas
United States
Kind of home: Bonner Springs and its comparisons
Measure
Bonner Springs
Wyandotte County
Kansas
United States
Detached house
77%
69%
72%
61%
Attached house
6%
9%
5%
6%
Building of 2 to 4
Unreliable estimate
5%
6%
8%
Apartments (5 or more)
Unreliable estimate
15%
13%
19%
Mobile home
Unreliable estimate
3%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Bonner Springs, 8 in 10 homes are single-family detached houses; in Wyandotte County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Bonner Springs
Wyandotte County
Kansas
United States
Year built: Bonner Springs and its comparisons
Measure
Bonner Springs
Wyandotte County
Kansas
United States
Before 1960
33%
47%
32%
26%
1960–1979
19%
27%
24%
24%
1980–1999
22%
12%
23%
25%
2000–2009
12%
7%
12%
14%
2010 or later
15%
7%
9%
11%
The typical home in Bonner Springs was built in 1979, 17 years after the typical one in Wyandotte County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K23%
$200K–$300K36%
$300K–$500K26%
$500K–$750K6%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Bonner Springs and its comparisons
Measure
Bonner Springs
Under $100K
Unreliable estimate
$100K–$200K
23%
$200K–$300K
36%
$300K–$500K
26%
$500K–$750K
6%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49950%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Bonner Springs and its comparisons
Measure
Bonner Springs
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
50%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,967 a month
Wyandotte County: $1,568 a month
Without a mortgage
$744 a month
Wyandotte County: $651 a month
Owners with a mortgage
64%
Wyandotte County: 54%
The typical cost for an owner with a mortgage in Bonner Springs is $1,967 a month, more than in Wyandotte County ($1,568); without one, $744.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Bonner Springs+47%
Wyandotte County+72%
Kansas+43%
United States+53%
Typical rent
Bonner Springs+25%
Wyandotte County+27%
Kansas+25%
United States+33%
Typical household income
Bonner Springs+34%
Wyandotte County+36%
Kansas+25%
United States+29%
Change since 2015–2019: Bonner Springs and its comparisons
Measure
Bonner Springs
Wyandotte County
Kansas
United States
Typical home value
+47%
+72%
+43%
+53%
Typical rent
+25%
+27%
+25%
+33%
Typical household income
+34%
+36%
+25%
+29%
The typical home value in Bonner Springs rose 47% since 2015–2019, less than in Wyandotte County (72%).
The typical rent in Bonner Springs rose 25% since 2015–2019, about the same as in Wyandotte County (27%).
To compare: typical income in Bonner Springs rose 34%; the home, +47%; the rent, +25%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Bonner Springs and its comparisons
Measure
Bonner Springs
Wyandotte County
Kansas
United States
Rental vacancy
Unreliable estimate
5.0%
6.2%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
0.9%
0.9%
More than one person per room
Unreliable estimate
4.9%
2.1%
3.4%
People per household
2.73
2.70
2.44
2.53
Drive alone
75%
74%
75%
69%
Carpool
Unreliable estimate
12%
9%
9%
Public transit
Unreliable estimate
1%
0%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
16%
9%
12%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
Much as in Wyandotte County, a household in Bonner Springs has 2.73 people on average.
In Bonner Springs, 16% of workers work from home, more than in Wyandotte County (9%).
Do the math
What would you pay each month for a home in Bonner Springs?
A typical home is tight for the typical income
We start with a typical home in Bonner Springs, worth $247,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Bonner Springs, which is $83,218 a year. For that payment to be 28% of income, a household would need to earn about $93,695 a year.
The calculator's FHA and conventional loan limits are those of all of Wyandotte County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Bonner Springs. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,652 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,186
at 7.18% · 30 years
Loan amount
$242,723
Total interest
$349,221
Paid off in
November 2056
Includes $4,175 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,942 a month
Tight
$1,942 to $2,497 a month
Your payment · 32%
Hard
more than $2,497 a month
Compared with the typical household income in Bonner Springs ($83,218 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,644
Property tax
$330
Home insurance
$103
FHA mortgage insurance (MIP)
$109
You need at least $8,652 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,186; principal and interest $1,644.
The city and its county
Bonner Springs and Wyandotte County
Bonner Springs is in Wyandotte County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Bonner Springs
Map of Wyandotte County, Kansas, with Bonner Springs marked. Around it, the neighboring counties.
Bonner Springs
Wyandotte County
Other cities with a page
Bonner Springs's own numbers
Typical home value
$247,200
Typical monthly rent
$1,165
Typical yearly household income
$83,218
Households that own their home
75%
Effective property tax rate
1.6%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Wyandotte County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,546
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wyandotte County.
A typical home in Bonner Springs is worth $247,200: 43% above the county and 14% above Kansas. With the typical household income in Bonner Springs ($83,218 a year), a typical home costs 3.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Bonner Springs3.0 years
Wyandotte2.7 years
Kansas2.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Wyandotte County
According to FHFA’s house price index, home prices in Wyandotte County rose 129% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Wyandotte County.
Yearly change in FHFA’s price index in Wyandotte County, 2016 to 2025
2016: +5.6% +5.6% 2016
2017: +7.5% +7.5% 2017
2018: +9.4% +9.4% 2018
2019: +5.7% +5.7% 2019
2020: +7.9% +7.9% 2020
2021: +14.3% +14.3% 2021
2022: +16.5% +16.5% 2022
2023: +8.6% +8.6% 2023
2024: +7.2% +7.2% 2024
2025: +4.1% +4.1% 2025
Change in FHFA’s price index in Wyandotte County, Kansas and the United States
Period
County
Kansas
U.S.
Last year (2025)
+4.1%
+4.1%
+2.9%
5 years (2020–2025)
+61%
+49%
+47%
10 years (2015–2025)
+129%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Bonner Springs next to Wyandotte County, Kansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Bonner Springs$247,200
Wyandotte$172,300
Kansas$217,200
United States$332,700
Typical monthly rent
Bonner Springs$1,165
Wyandotte$1,122
Kansas$1,060
United States$1,413
Typical yearly household income
Bonner Springs$83,218
Wyandotte$63,631
Kansas$74,275
United States$80,734
See the full table
Bonner Springs next to Wyandotte County and Kansas
Measure
Bonner Springs
Wyandotte County
Kansas
U.S.
Typical home value
$247,200 ▲43% above the county
$172,300
$217,200
$332,700
Typical monthly rent
$1,165 ▲4% above the county
$1,122
$1,060
$1,413
Typical yearly household income
$83,218 ▲31% above the county
$63,631
$74,275
$80,734
Households that own their home
75% ▲13 points above the county
62%
67%
65%
Typical yearly property tax
$3,951 ▲57% above the county
$2,509
$2,798
$3,119
Effective property tax rate
1.6% ▲0.14 points above the county
1.46%
1.29%
0.94%
Renters with high rent for their income
43% ▼5 points below the county
47%
43%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wyandotte County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Bonner Springs
For a typical $247,200 home in Bonner Springs, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bonner Springs's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,186a month
Least cash to close
Down payment
$8,652
Cash to close
$16,068
Rate
7.18%
Mortgage insurance
FHA MIP · $109
Conventional, 5% down$2,141a month
Down payment
$12,360
Cash to close
$19,776
Rate
7.18%
Mortgage insurance
PMI · $117
Conventional, 20% down, no PMI$1,772a month
Down payment
$49,440
Cash to close
$56,856
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,001a month
Down payment
$37,080
Cash to close
$44,496
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Bonner Springs
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,186
$8,652
$242,723
7.18%
FHA MIP · $109
$16,068
580
Conventional, 5% down
$2,141
$12,360
$234,840
7.18%
PMI · $117
$19,776
620*
Conventional, 20% down, no PMI
$1,772
$49,440
$197,760
7.18%
None
$56,856
620*
ITIN, 15% down (example)
$2,001
$37,080
$210,120
8.18%
None
$44,496
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Bonner Springs is $1,165 a month: 4% above the county. In Bonner Springs, 43% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Wyandotte County, by unit size. To pay the 2-bedroom one ($1,546 a month) without spending more than 30% of your income, you would need to earn $29.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Wyandotte County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,257
$24.17
$50,280
1 bedroom
$1,366
$26.27
$54,640
2 bedrooms
$1,546
$29.73
$61,840
3 bedrooms
$2,020
$38.85
$80,800
4 bedrooms
$2,419
$46.52
$96,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Bonner Springs
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bonner Springs is in ZIP code 66012.
For 2 bedrooms it is $1,440: $106 less than the fair market rent for Wyandotte County ($1,546).
Fair market rent by ZIP code and size in Bonner Springs, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
66012
$1,170
$1,270
$1,440
$1,880
$2,250
ZIP code2 bd3 bd
66012 $1,440$1,880
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bonner Springs when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 6 buildings with rents for lower incomes in Bonner Springs. These are the largest.
Nettleton Manor111 E Kump St, Bonner Springs 6601276 homes, 75 low-income · For older adults(913) 422-7671
Vaughn Dale420 N Park St, Bonner Springs 6601250 low-income homes · Run by Kansas City, KS Housing Authority · Average payment: $372 a month · Homes at several sites(913) 281-3300
Bonner Highlands Apts I13132 Kansas Ave, Bonner Springs 6601248 low-income homes · In service since 1999
Bonner Highlands Apts II13132 Kansas Ave, Bonner Springs 6601236 low-income homes · 1 bd: 12 · 2 bd: 12 · 3 bd: 12 · In service since 2006
Maple Ridge Seniors515 E Morse Ave, Bonner Springs 6601232 homes · In service since 2013 · For older adults
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Wyandotte County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Bonner Springs or Wyandotte County. The ones below are statewide in Kansas: they work in Bonner Springs the same as in the rest of the state.
Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita.Offered by Kansas Housing Resources Corporation (KHRC).
The HUD-approved agencies closest to the center of Bonner Springs, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
CH
Community Housing of Wyandotte County, Inc.
2 S 14th St, Kansas City · 12 miles away · Spanish
No legal help resource on our list is for Bonner Springs or Wyandotte County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Bonner Springs and all of Wyandotte County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Bonner Springs?
The typical home value in Bonner Springs is $247,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wyandotte County it is $172,300.
How much does it cost to rent in Bonner Springs?
Typical rent in Bonner Springs is $1,165 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wyandotte County is $1,546.
What is the FHA loan limit in Bonner Springs?
Bonner Springs uses the FHA limit for all of Wyandotte County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Bonner Springs?
The typical homeowner in Bonner Springs pays $3,951 a year, according to the U.S. Census Bureau. That is 1.6% of the home’s value; in Wyandotte County, the rate is 1.46%.
Where can I find free help to buy or rent in Bonner Springs?
There is 1 HUD-approved counseling agency with an office in Wyandotte County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
