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City · 6,119 residents · Douglas County, Kansas

Eudora , Kansas

In Eudora, a typical home is worth $280,100 and typical rent is $1,222 a month. Compared with all of Douglas County, typical household income is 69% higher, typical rent is 11% higher, and the share of households that own their home is 21 points higher.

Eudora in numbers

  • Typical home value

    $280,100

    9% below the county

    29% above Kansas

    • Eudora
    • Douglas
    • Kansas
  • Typical rent

    $1,222a month

    11% above the county

    15% above Kansas

    • Eudora
    • Douglas
    • Kansas
  • Typical household income

    $118,184a year

    69% above the county

    59% above Kansas

    • Eudora
    • Douglas
    • Kansas
  • Households that own their home

    71%

    21 points above the county

    4 points above Kansas

    • Eudora
    • Douglas
    • Kansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$339,595
5% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $260,107 to $339,595.
Typical rent
$1,272 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Eudora is in Douglas County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Douglas County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Eudora apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Eudora is $118,184, 69% more than in Douglas County as a whole ($69,746).

  2. 71% of households in Eudora own their home, against 50% in Douglas County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Eudora

What homes there are in Eudora, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Eudora and its comparisons
MeasureEudoraDouglas CountyKansasUnited States
Detached house 76%54%72%61%
Attached house Unreliable estimate9%5%6%
Building of 2 to 4 Unreliable estimate9%6%8%
Apartments (5 or more) Unreliable estimate27%13%19%
Mobile home Unreliable estimate2%4%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

Detached houses, standing on their own, make up 76% of homes here, against 54% in Douglas County.

Year built
Year built: Eudora and its comparisons
MeasureEudoraDouglas CountyKansasUnited States
Before 1960 23%19%32%26%
1960–1979 13%22%24%24%
1980–1999 20%29%23%25%
2000–2009 24%16%12%14%
2010 or later 20%15%9%11%

Homes in Eudora are newer: the typical year built is 1996; in Douglas County, 1988.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Eudora and its comparisons
MeasureEudora
Under $100K Unreliable estimate
$100K–$200K 25%
$200K–$300K 24%
$300K–$500K 41%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable
$1M or more Unreliable
Monthly rent with utilities
Monthly rent with utilities: Eudora and its comparisons
MeasureEudora
Under $500 Unreliable estimate
$500–$999 Unreliable estimate
$1,000–$1,499 34%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable estimate

With a mortgage

$1,961 a month

Douglas County: $1,984 a month

Without a mortgage

$646 a month

Douglas County: $764 a month

Owners with a mortgage

78%

Douglas County: 65%

The typical cost for an owner with a mortgage in Eudora is $1,961 a month, near the figure in Douglas County ($1,984).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Eudora and its comparisons
MeasureEudoraDouglas CountyKansasUnited States
Typical home value +66%+55%+43%+53%
Typical rent No clear change+19%+25%+33%
Typical household income +35%+17%+25%+29%

Since 2015–2019, homes in Eudora gained value faster than in Douglas County: 66% against 55%.

Rent in Eudora moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Eudora and its comparisons
MeasureEudoraDouglas CountyKansasUnited States
Rental vacancy Unreliable estimate5.5%6.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate1.9%2.1%3.4%
People per household 2.652.212.442.53
Drive alone 69%69%75%69%
Carpool 10%7%9%9%
Public transit Unreliable estimate2%0%3%
Walk or bike Unreliable estimate5%3%3%
Work from home 21%16%12%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 20 to 29 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

More people live in each home here: 2.65 on average, against 2.21 in Douglas County.

Working from home is more common in Eudora: 21%, against 16% in Douglas County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Eudora?

A typical home is within reach of the typical income

We start with a typical home in Eudora, worth $280,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Eudora, which is $118,184 a year.

The calculator's FHA and conventional loan limits are those of all of Douglas County.

Your numbers

Local data
$

Starts at the typical home value in Eudora. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,804 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,412

at 7.18% · 30 years

Loan amount
$275,026
Total interest
$395,698
Paid off in
November 2056

Includes $4,730 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,758 a month

    Your payment · 24%

  • Tight

    $2,758 to $3,546 a month

  • Hard

    more than $3,546 a month

Compared with the typical household income in Eudora ($118,184 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,412
Monthly payment breakdown
Principal & interest$1,863
Property tax$308
Home insurance$117
FHA mortgage insurance (MIP)$124

You need at least $9,804 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,412; principal and interest $1,863.

The city and its county

Eudora and Douglas County

Eudora is in Douglas County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Douglas County, Kansas, with Eudora marked. Around it, the neighboring counties.

Eudora's own numbers

Typical home value
$280,100
Typical monthly rent
$1,222
Typical yearly household income
$118,184
Households that own their home
71%
Effective property tax rate
1.32%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Douglas County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,272
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Douglas County.

Everything about Douglas County

Buying

Buying a home in Eudora

A typical home in Eudora is worth $280,100: 9% below the county and 29% above Kansas. With the typical household income in Eudora ($118,184 a year), a typical home costs 2.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Eudora 2.4 years
  • Douglas 4.4 years
  • Kansas 2.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Douglas County

According to FHFA’s house price index, home prices in Douglas County rose 84% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Douglas County.

Yearly change in FHFA’s price index in Douglas County, 2016 to 2025
  1. 2020: +4.4%
  2. 2021: +10.5%
  3. 2022: +13.7%
  4. 2023: +8.3%
  5. 2024: +3.7%
  6. 2025: +5.7%
Change in FHFA’s price index in Douglas County, Kansas and the United States
Period County Kansas U.S.
Last year (2025) +5.7% +4.1% +2.9%
5 years (2020–2025) +49% +49% +47%
10 years (2015–2025) +84% +84% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Eudora next to Douglas County, Kansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Eudora $280,100
  • Douglas $309,400
  • Kansas $217,200
  • United States $332,700
Typical monthly rent
  • Eudora $1,222
  • Douglas $1,099
  • Kansas $1,060
  • United States $1,413
Typical yearly household income
  • Eudora $118,184
  • Douglas $69,746
  • Kansas $74,275
  • United States $80,734
See the full table
Eudora next to Douglas County and Kansas
Measure Eudora Douglas County Kansas U.S.
Typical home value $280,100 9% below the county $309,400 $217,200 $332,700
Typical monthly rent $1,222 11% above the county $1,099 $1,060 $1,413
Typical yearly household income $118,184 69% above the county $69,746 $74,275 $80,734
Households that own their home 71% 21 points above the county 50% 67% 65%
Typical yearly property tax $3,700 2% below the county $3,776 $2,798 $3,119
Effective property tax rate 1.32% 0.1 points above the county 1.22% 1.29% 0.94%
Renters with high rent for their income 46% 5 points below the county 52% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Douglas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Eudora

For a typical $280,100 home in Eudora, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Eudora's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,412a month

    Least cash to close
    Down payment
    $9,804
    Cash to close
    $18,207
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $124
  • Conventional, 5% down $2,360a month

    Down payment
    $14,005
    Cash to close
    $22,408
    Rate
    7.18%
    Mortgage insurance
    PMI · $133
  • Conventional, 20% down, no PMI $1,943a month

    Down payment
    $56,020
    Cash to close
    $64,423
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,202a month

    Down payment
    $42,015
    Cash to close
    $50,418
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Eudora and for Douglas County.

Property tax

Effective rate in Eudora

1.32%of the home’s value each year

$3,700 a year for the typical owner in Eudora.

  • Eudora 1.32%
  • Douglas 1.22%
  • Kansas 1.29%

What Kansas publishes Residential exemption from the statewide school levy (Kansas Office of Revisor of Statutes (Kansas Statutes Annotated))

Exemptions and deadlines in Kansas

Flood risk in Douglas County

FEMA does not publish these numbers by city: they are for all of Douglas County.

Homes in the high-risk zone
0.9%
321
Of those, with NFIP insurance
37%
Homes in the high-risk zone and with NFIP insurance: Douglas County, Kansas and the U.S.
Measure County Kansas U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 37% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Eudora

Typical rent in Eudora is $1,222 a month: 11% above the county. In Eudora, 46% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Douglas County, by unit size. To pay the 2-bedroom one ($1,272 a month) without spending more than 30% of your income, you would need to earn $24.46 an hour working full time.

HUD fair market rent for all of Douglas County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Douglas County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $961 $18.48 $38,440
1 bedroom $1,103 $21.21 $44,120
2 bedrooms $1,272 $24.46 $50,880
3 bedrooms $1,761 $33.87 $70,440
4 bedrooms $2,126 $40.88 $85,040

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Eudora

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Eudora is in ZIP code 66025.

For 2 bedrooms it is $1,560: $288 more than the fair market rent for Douglas County ($1,272).

  • 66025 $1,560$2,160

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Eudora when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Eudora

HUD lists one building with rents for lower incomes in Eudora.

  • Pinecrest Village II (EUDORA) 924 Walnut St, Eudora 66025 36 low-income homes · 1 bd: 36 · In service since 1991

See all 18 buildings in Douglas County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Eudora

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Douglas County. The nearest ones are below; many serve by phone or online.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Eudora

No down payment, repair or rent-help program on our list is for Eudora or Douglas County. The ones below are statewide in Kansas: they work in Eudora the same as in the rest of the state.

  • First Time Homebuyer Program

    Statewide in Kansas

    Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita. Offered by Kansas Housing Resources Corporation (KHRC).

Housing counselors near Eudora

The HUD-approved agencies closest to the center of Eudora, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Housing of Wyandotte County, Inc.

    2 S 14th St, Kansas City · 27 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
  • Cambridge Credit Counseling Corporation - Wichita Branch

    727 N Waco Ave, Wichita · 148 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
  • Catholic Charities of Southwest Kansas

    804 N 2nd Ave, Dodge City · 278 miles away · Spanish

    Also serves in Creole, French, and Swahili.

    • Budget and financial counseling
    • Home improvement and repairs
    • and 4 more

All counseling agencies in Kansas

Help in Spanish near Eudora

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Eudora

HUD’s record names them for Eudora or Douglas County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Lawrence/Douglas County Housing Authority Public housing and Section 8 vouchers (785) 842-8110

All housing agencies in Kansas Source: HUD

Questions

Housing questions about Eudora

Short answers with the numbers for Eudora and all of Douglas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Eudora?

The typical home value in Eudora is $280,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Douglas County it is $309,400.

How much does it cost to rent in Eudora?

Typical rent in Eudora is $1,222 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Douglas County is $1,272.

What is the FHA loan limit in Eudora?

Eudora uses the FHA limit for all of Douglas County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Eudora?

The typical homeowner in Eudora pays $3,700 a year, according to the U.S. Census Bureau. That is 1.32% of the home’s value; in Douglas County, the rate is 1.22%.

Where can I find free help to buy or rent in Eudora?

We found no HUD-approved counseling agencies with an office in Douglas County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).