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City · 9,120 residents · Johnson County, Kansas

Spring Hill , Kansas

In Spring Hill, a typical home is worth $357,800 and typical rent is $1,108 a month. Compared with all of Johnson County, typical rent is 23% lower, the typical home value is 9% lower, and the share of households that own their home is 8 points higher.

Spring Hill in numbers

  • Typical home value

    $357,800

    9% below the county

    65% above Kansas

    • Spring Hill
    • Johnson
    • Kansas
  • Typical rent

    $1,108a month

    23% below the county

    5% above Kansas

    • Spring Hill
    • Johnson
    • Kansas
  • Typical household income

    $112,428a year

    3% above the county

    51% above Kansas

    • Spring Hill
    • Johnson
    • Kansas
  • Households that own their home

    77%

    8 points above the county

    10 points above Kansas

    • Spring Hill
    • Johnson
    • Kansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$413,691
0.6% less than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $343,946 to $413,691.
Typical rent
$2,102 a month
Typical rent from Zillow, March 2026 to September 2026: from $2,022 to $2,102.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Spring Hill is in Johnson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Johnson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Spring Hill apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Paola, the typical home value is $210,800: 41% less than in Spring Hill ($357,800).

  2. According to Zillow, in the 12 months to September 2026 the typical home value in Spring Hill fell 0.6%; in Kansas, it rose 3.5%.

  3. The typical rent in Spring Hill is $1,108 a month, 23% less than in Johnson County as a whole ($1,434).

  4. 77% of households in Spring Hill own their home, against 69% in Johnson County.

  5. Spring Hill has the 6th highest typical household income of the 65 cities in Kansas with more than 5,000 people ($112,428).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Spring Hill

What homes there are in Spring Hill, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Spring Hill and its comparisons
MeasureSpring HillJohnson CountyKansasUnited States
Detached house 85%66%72%61%
Attached house Unreliable estimate8%5%6%
Building of 2 to 4 Unreliable estimate5%6%8%
Apartments (5 or more) Unreliable estimate21%13%19%
Mobile home Unreliable estimate1%4%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

Detached houses, standing on their own, make up 85% of homes here, against 66% in Johnson County.

Year built
Year built: Spring Hill and its comparisons
MeasureSpring HillJohnson CountyKansasUnited States
Before 1960 8%14%32%26%
1960–1979 10%22%24%24%
1980–1999 Unreliable estimate33%23%25%
2000–2009 25%17%12%14%
2010 or later 43%14%9%11%

The typical home in Spring Hill was built in 2007, 18 years after the typical one in Johnson County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Spring Hill and its comparisons
MeasureSpring Hill
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K 24%
$300K–$500K 55%
$500K–$750K 11%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate
Monthly rent with utilities
Monthly rent with utilities: Spring Hill and its comparisons
MeasureSpring Hill
Under $500 Unreliable estimate
$500–$999 Unreliable estimate
$1,000–$1,499 37%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable

With a mortgage

$2,142 a month

Johnson County: $2,254 a month

Without a mortgage

$971 a month

Johnson County: $872 a month

Owners with a mortgage

80%

Johnson County: 69%

Owning costs about the same in Spring Hill as in Johnson County: with a mortgage, $2,142 a month; without one, $971.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Spring Hill and its comparisons
MeasureSpring HillJohnson CountyKansasUnited States
Typical home value +77%+51%+43%+53%
Typical rent +19%+29%+25%+33%
Typical household income +40%+23%+25%+29%

From 2015–2019 to 2020–2024, the typical home value in Spring Hill rose 77%; in Johnson County, it rose 51%.

Rents in Spring Hill rose more slowly than in Johnson County: 19% since 2015–2019, against 29%.

The typical household income in Spring Hill rose 40% over that time; home values changed +77% and rent +19%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Spring Hill and its comparisons
MeasureSpring HillJohnson CountyKansasUnited States
Rental vacancy Unreliable estimate5.5%6.2%5.5%
Homeowner vacancy Unreliable estimate0.4%0.9%0.9%
More than one person per room Unreliable estimate1.4%2.1%3.4%
People per household 2.762.462.442.53
Drive alone 74%70%75%69%
Carpool 8%6%9%9%
Public transit Unreliable estimate0%0%3%
Walk or bike Unreliable estimate1%3%3%
Work from home 17%22%12%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutesUnreliable estimate10 to 19 minutes20 to 29 minutes

Households in Spring Hill are bigger: 2.76 people on average; in Johnson County, 2.46.

To get to work, 74% of workers in Spring Hill drive alone; in Johnson County, 70%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Spring Hill?

A typical home is tight for the typical income

We start with a typical home in Spring Hill, worth $357,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Spring Hill, which is $112,428 a year. For that payment to be 28% of income, a household would need to earn about $132,549 a year.

The calculator's FHA and conventional loan limits are those of all of Johnson County.

Your numbers

Local data
$

Starts at the typical home value in Spring Hill. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,523 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,093

at 7.18% · 30 years

Loan amount
$351,319
Total interest
$505,466
Paid off in
November 2056

Includes $6,042 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,623 a month

  • Tight

    $2,623 to $3,373 a month

    Your payment · 33%

  • Hard

    more than $3,373 a month

Compared with the typical household income in Spring Hill ($112,428 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,093
Monthly payment breakdown
Principal & interest$2,380
Property tax$406
Home insurance$149
FHA mortgage insurance (MIP)$158

You need at least $12,523 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $3,093; principal and interest $2,380.

The city and its county

Spring Hill and Johnson County

Spring Hill is in Johnson County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Johnson County, Kansas, with Spring Hill marked. Around it, the neighboring counties.

Spring Hill's own numbers

Typical home value
$357,800
Typical monthly rent
$1,108
Typical yearly household income
$112,428
Households that own their home
77%
Effective property tax rate
1.36%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Johnson County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,546
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
0.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Johnson County.

Everything about Johnson County

Buying

Buying a home in Spring Hill

A typical home in Spring Hill is worth $357,800: 9% below the county and 65% above Kansas. With the typical household income in Spring Hill ($112,428 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Spring Hill 3.2 years
  • Johnson 3.6 years
  • Kansas 2.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Johnson County

According to FHFA’s house price index, home prices in Johnson County rose 101% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Johnson County.

Yearly change in FHFA’s price index in Johnson County, 2016 to 2025
  1. 2020: +4.5%
  2. 2021: +10.8%
  3. 2022: +14.5%
  4. 2023: +7.5%
  5. 2024: +6.3%
  6. 2025: +3.8%
Change in FHFA’s price index in Johnson County, Kansas and the United States
Period County Kansas U.S.
Last year (2025) +3.8% +4.1% +2.9%
5 years (2020–2025) +50% +49% +47%
10 years (2015–2025) +101% +84% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Spring Hill next to Johnson County, Kansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Spring Hill $357,800
  • Johnson $391,200
  • Kansas $217,200
  • United States $332,700
Typical monthly rent
  • Spring Hill $1,108
  • Johnson $1,434
  • Kansas $1,060
  • United States $1,413
Typical yearly household income
  • Spring Hill $112,428
  • Johnson $109,208
  • Kansas $74,275
  • United States $80,734
See the full table
Spring Hill next to Johnson County and Kansas
Measure Spring Hill Johnson County Kansas U.S.
Typical home value $357,800 9% below the county $391,200 $217,200 $332,700
Typical monthly rent $1,108 23% below the county $1,434 $1,060 $1,413
Typical yearly household income $112,428 3% above the county $109,208 $74,275 $80,734
Households that own their home 77% 8 points above the county 69% 67% 65%
Typical yearly property tax $4,873 10% above the county $4,447 $2,798 $3,119
Effective property tax rate 1.36% 0.22 points above the county 1.14% 1.29% 0.94%
Renters with high rent for their income 54% 12 points above the county 42% 43% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Johnson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Spring Hill

For a typical $357,800 home in Spring Hill, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Spring Hill's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,093a month

    Least cash to close
    Down payment
    $12,523
    Cash to close
    $23,257
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $158
  • Conventional, 5% down $3,027a month

    Down payment
    $17,890
    Cash to close
    $28,624
    Rate
    7.18%
    Mortgage insurance
    PMI · $170
  • Conventional, 20% down, no PMI $2,494a month

    Down payment
    $71,560
    Cash to close
    $82,294
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,824a month

    Down payment
    $53,670
    Cash to close
    $64,404
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Spring Hill and for Johnson County.

Property tax

Effective rate in Spring Hill

1.36%of the home’s value each year

$4,873 a year for the typical owner in Spring Hill.

  • Spring Hill 1.36%
  • Johnson 1.14%
  • Kansas 1.29%

What Kansas publishes Residential exemption from the statewide school levy (Kansas Office of Revisor of Statutes (Kansas Statutes Annotated))

Exemptions and deadlines in Kansas

Flood risk in Johnson County

FEMA does not publish these numbers by city: they are for all of Johnson County.

Homes in the high-risk zone
0.4%
800
Of those, with NFIP insurance
25%
Homes in the high-risk zone and with NFIP insurance: Johnson County, Kansas and the U.S.
Measure County Kansas U.S.
Homes in the high-risk zone 0.4% 2% 3.5%
Of those, with NFIP insurance 25% 15% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Spring Hill

Typical rent in Spring Hill is $1,108 a month: 23% below the county. In Spring Hill, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Johnson County, by unit size. To pay the 2-bedroom one ($1,546 a month) without spending more than 30% of your income, you would need to earn $29.73 an hour working full time.

HUD fair market rent for all of Johnson County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Johnson County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,257 $24.17 $50,280
1 bedroom $1,366 $26.27 $54,640
2 bedrooms $1,546 $29.73 $61,840
3 bedrooms $2,020 $38.85 $80,800
4 bedrooms $2,419 $46.52 $96,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Spring Hill

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Spring Hill is in ZIP code 66083.

For 2 bedrooms it is $1,380: $166 less than the fair market rent for Johnson County ($1,546).

  • 66083 $1,380$1,800

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Spring Hill when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Spring Hill

HUD lists one building with rents for lower incomes in Spring Hill.

  • Spring Hill Housing II 200 W Lawrence St, Spring Hill 66083 36 low-income homes · 1 bd: 12 · 2 bd: 24 · In service since 1992

See all 49 buildings in Johnson County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Spring Hill

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Johnson County. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Spring Hill

No down payment, repair or rent-help program on our list is for Spring Hill or Johnson County. The ones below are statewide in Kansas: they work in Spring Hill the same as in the rest of the state.

  • First Time Homebuyer Program

    Statewide in Kansas

    Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita. Offered by Kansas Housing Resources Corporation (KHRC).

Housing counselors near Spring Hill

The HUD-approved agencies closest to the center of Spring Hill, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Housing of Wyandotte County, Inc.

    2 S 14th St, Kansas City · 26 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
  • Cambridge Credit Counseling Corporation - Wichita Branch

    727 N Waco Ave, Wichita · 155 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
  • Catholic Charities of Southwest Kansas

    804 N 2nd Ave, Dodge City · 290 miles away · Spanish

    Also serves in Creole, French, and Swahili.

    • Budget and financial counseling
    • Home improvement and repairs
    • and 4 more

All counseling agencies in Kansas

Help in Spanish near Spring Hill

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Spring Hill

HUD’s record names them for Spring Hill or Johnson County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

One other authority has an office in Johnson County: see the list Source: HUD

Cities

Other cities in Johnson County

These cities are also in Johnson County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Spring Hill

Short answers with the numbers for Spring Hill and all of Johnson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Spring Hill?

The typical home value in Spring Hill is $357,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Johnson County it is $391,200.

How much does it cost to rent in Spring Hill?

Typical rent in Spring Hill is $1,108 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Johnson County is $1,546.

What is the FHA loan limit in Spring Hill?

Spring Hill uses the FHA limit for all of Johnson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Spring Hill?

The typical homeowner in Spring Hill pays $4,873 a year, according to the U.S. Census Bureau. That is 1.36% of the home’s value; in Johnson County, the rate is 1.14%.

Where can I find free help to buy or rent in Spring Hill?

We found no HUD-approved counseling agencies with an office in Johnson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).