In Louisburg, a typical home is worth $269,500 and typical rent is $1,439 a month. Compared with all of Miami County, typical rent is 30% higher, typical household income is 23% lower, and the share of households that own their home is 11 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $319,253 to $407,927.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Louisburg is in Miami County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Miami County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical rent in Louisburg is $1,439 a month, 30% more than in Miami County as a whole ($1,107).
2
Nearby, in Paola, the typical rent is $1,091: 24% less than in Louisburg ($1,439).
3
Nearby, in Paola, the typical home value is $210,800: 22% less than in Louisburg ($269,500).
4
The typical household income in Louisburg is $68,824,23% less than in Miami County as a whole ($89,000).
5
68% of households in Louisburg own their home, against 78% in Miami County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Louisburg
What homes there are in Louisburg, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Louisburg
Miami County
Kansas
United States
Kind of home: Louisburg and its comparisons
Measure
Louisburg
Miami County
Kansas
United States
Detached house
76%
84%
72%
61%
Attached house
Unreliable estimate
2%
5%
6%
Building of 2 to 4
15%
6%
6%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
13%
19%
Mobile home
Unreliable estimate
4%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Louisburg (76%), but less so than in Miami County (84%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Louisburg
Miami County
Kansas
United States
Year built: Louisburg and its comparisons
Measure
Louisburg
Miami County
Kansas
United States
Before 1960
12%
25%
32%
26%
1960–1979
19%
18%
24%
24%
1980–1999
25%
26%
23%
25%
2000–2009
35%
21%
12%
14%
2010 or later
9%
10%
9%
11%
The typical home in Louisburg was built in 1997, 10 years after the typical one in Miami County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K46%
$300K–$500K35%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Louisburg and its comparisons
Measure
Louisburg
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
46%
$300K–$500K
35%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99929%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Louisburg and its comparisons
Measure
Louisburg
Under $500
Unreliable estimate
$500–$999
29%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,808 a month
Miami County: $1,895 a month
Without a mortgage
$760 a month
Miami County: $720 a month
Owners with a mortgage
68%
Miami County: 62%
In Louisburg, 68% of owners have a mortgage; their typical cost is $1,808 a month, about the same as in Miami County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Louisburg+49%
Miami County+43%
Kansas+43%
United States+53%
Typical rent
Louisburg+47%
Miami County+34%
Kansas+25%
United States+33%
Typical household income
LouisburgNo clear change
Miami County+24%
Kansas+25%
United States+29%
Change since 2015–2019: Louisburg and its comparisons
Measure
Louisburg
Miami County
Kansas
United States
Typical home value
+49%
+43%
+43%
+53%
Typical rent
+47%
+34%
+25%
+33%
Typical household income
No clear change
+24%
+25%
+29%
The typical home value in Louisburg rose 49% since 2015–2019, more than in Miami County (43%).
The typical rent in Louisburg rose 47% over the same time; in Miami County, it rose 34%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Louisburg and its comparisons
Measure
Louisburg
Miami County
Kansas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.1%
3.4%
People per household
2.31
2.49
2.44
2.53
Drive alone
70%
76%
75%
69%
Carpool
Unreliable estimate
8%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
3%
3%
Work from home
17%
14%
12%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
Households in Louisburg are smaller: 2.31 people on average; in Miami County, 2.49.
Working from home is more common in Louisburg: 17%, against 14% in Miami County.
Do the math
What would you pay each month for a home in Louisburg?
A typical home costs more than the typical income allows
We start with a typical home in Louisburg, worth $269,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Louisburg, which is $68,824 a year. For that payment to be 28% of income, a household would need to earn about $100,126 a year.
The calculator's FHA and conventional loan limits are those of all of Miami County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Louisburg. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,433 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,336
at 7.18% · 30 years
Loan amount
$264,618
Total interest
$380,723
Paid off in
November 2056
Includes $4,551 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,606 a month
Tight
$1,606 to $2,065 a month
Hard
more than $2,065 a month
Your payment · 41%
Compared with the typical household income in Louisburg ($68,824 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,793
Property tax
$312
Home insurance
$112
FHA mortgage insurance (MIP)
$119
You need at least $9,433 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,336; principal and interest $1,793.
The city and its county
Louisburg and Miami County
Louisburg is in Miami County, Kansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Louisburg
Map of Miami County, Kansas, with Louisburg marked. Around it, the neighboring counties.
Louisburg
Miami County
Other cities with a page
Louisburg's own numbers
Typical home value
$269,500
Typical monthly rent
$1,439
Typical yearly household income
$68,824
Households that own their home
68%
Effective property tax rate
1.39%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Miami County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,546
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
0.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Miami County.
A typical home in Louisburg is worth $269,500: 6% below the county and 24% above Kansas. With the typical household income in Louisburg ($68,824 a year), a typical home costs 3.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Louisburg3.9 years
Miami3.2 years
Kansas2.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Miami County
According to FHFA’s house price index, home prices in Miami County rose 103% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Miami County.
Yearly change in FHFA’s price index in Miami County, 2016 to 2025
2016: +4.8% +4.8% 2016
2017: +6.2% +6.2% 2017
2018: +7.7% +7.7% 2018
2019: +3.5% +3.5% 2019
2020: +3.9% +3.9% 2020
2021: +11.8% +11.8% 2021
2022: +14.1% +14.1% 2022
2023: +8.6% +8.6% 2023
2024: +6.7% +6.7% 2024
2025: +6.7% +6.7% 2025
Change in FHFA’s price index in Miami County, Kansas and the United States
Period
County
Kansas
U.S.
Last year (2025)
+6.7%
+4.1%
+2.9%
5 years (2020–2025)
+58%
+49%
+47%
10 years (2015–2025)
+103%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Louisburg next to Miami County, Kansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Louisburg$269,500
Miami$287,700
Kansas$217,200
United States$332,700
Typical monthly rent
Louisburg$1,439
Miami$1,107
Kansas$1,060
United States$1,413
Typical yearly household income
Louisburg$68,824
Miami$89,000
Kansas$74,275
United States$80,734
See the full table
Louisburg next to Miami County and Kansas
Measure
Louisburg
Miami County
Kansas
U.S.
Typical home value
$269,500 ▼6% below the county
$287,700
$217,200
$332,700
Typical monthly rent
$1,439 ▲30% above the county
$1,107
$1,060
$1,413
Typical yearly household income
$68,824 ▼23% below the county
$89,000
$74,275
$80,734
Households that own their home
68% ▼11 points below the county
78%
67%
65%
Typical yearly property tax
$3,733 ▲2% above the county
$3,643
$2,798
$3,119
Effective property tax rate
1.39% ▲0.12 points above the county
1.27%
1.29%
0.94%
Renters with high rent for their income
56% ▲11 points above the county
45%
43%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Miami County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Louisburg
For a typical $269,500 home in Louisburg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Louisburg's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,336a month
Least cash to close
Down payment
$9,433
Cash to close
$17,518
Rate
7.18%
Mortgage insurance
FHA MIP · $119
Conventional, 5% down$2,287a month
Down payment
$13,475
Cash to close
$21,560
Rate
7.18%
Mortgage insurance
PMI · $128
Conventional, 20% down, no PMI$1,885a month
Down payment
$53,900
Cash to close
$61,985
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,134a month
Down payment
$40,425
Cash to close
$48,510
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Louisburg
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,336
$9,433
$264,619
7.18%
FHA MIP · $119
$17,518
580
Conventional, 5% down
$2,287
$13,475
$256,025
7.18%
PMI · $128
$21,560
620*
Conventional, 20% down, no PMI
$1,885
$53,900
$215,600
7.18%
None
$61,985
620*
ITIN, 15% down (example)
$2,134
$40,425
$229,075
8.18%
None
$48,510
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Louisburg is $1,439 a month: 30% above the county. In Louisburg, 56% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Miami County, by unit size. To pay the 2-bedroom one ($1,546 a month) without spending more than 30% of your income, you would need to earn $29.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Miami County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,257
$24.17
$50,280
1 bedroom
$1,366
$26.27
$54,640
2 bedrooms
$1,546
$29.73
$61,840
3 bedrooms
$2,020
$38.85
$80,800
4 bedrooms
$2,419
$46.52
$96,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Louisburg
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Louisburg is in ZIP code 66053.
For 2 bedrooms it is $1,800: $254 more than the fair market rent for Miami County ($1,546).
Fair market rent by ZIP code and size in Louisburg, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
66053
$1,460
$1,590
$1,800
$2,350
$2,820
ZIP code2 bd3 bd
66053 $1,800$2,350
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Louisburg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Miami County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Louisburg or Miami County. The ones below are statewide in Kansas: they work in Louisburg the same as in the rest of the state.
Kansas state corporation 0% loan for 15% or 20% of the price for the down payment and closing costs, forgiven after 10 years in the home, for households with income up to 80% of the area median; not available in Johnson County or in Kansas City, Lawrence, Topeka and Wichita.Offered by Kansas Housing Resources Corporation (KHRC).
No legal help resource on our list is for Louisburg or Miami County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Louisburg and all of Miami County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Louisburg?
The typical home value in Louisburg is $269,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Miami County it is $287,700.
How much does it cost to rent in Louisburg?
Typical rent in Louisburg is $1,439 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Miami County is $1,546.
What is the FHA loan limit in Louisburg?
Louisburg uses the FHA limit for all of Miami County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Louisburg?
The typical homeowner in Louisburg pays $3,733 a year, according to the U.S. Census Bureau. That is 1.39% of the home’s value; in Miami County, the rate is 1.27%.
Where can I find free help to buy or rent in Louisburg?
We found no HUD-approved counseling agencies with an office in Miami County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
