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City · 49,385 residents · Brevard County, Florida

Titusville , Florida

In Titusville, a typical home is worth $266,600 and typical rent is $1,334 a month. Compared with all of Brevard County, the typical home value is 21% lower and typical household income is 16% lower.

Titusville in numbers

  • Typical home value

    $266,600

    21% below the county

    26% below Florida

    • Titusville
    • Brevard
    • Florida
  • Typical rent

    $1,334a month

    14% below the county

    20% below Florida

    • Titusville
    • Brevard
    • Florida
  • Typical household income

    $66,192a year

    16% below the county

    11% below Florida

    • Titusville
    • Brevard
    • Florida
  • Households that own their home

    72%

    5 points below the county

    4 points above Florida

    • Titusville
    • Brevard
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$271,676
about the same as 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $230,057 to $271,676.
Typical rent
$1,585 a month
1% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,316 to $1,585.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Titusville is in Brevard County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Brevard County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Titusville apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Cocoa West, the typical home value is $158,700: 40% less than in Titusville ($266,600).

  2. The typical home in Titusville is worth $266,600, 21% less than in Brevard County as a whole ($339,600).

  3. The typical household income in Titusville is $66,192, 16% less than in Brevard County as a whole ($78,476).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Titusville

What homes there are in Titusville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Titusville and its comparisons
MeasureTitusvilleBrevard CountyFloridaUnited States
Detached house 63%66%55%61%
Attached house 5%5%7%6%
Building of 2 to 4 7%5%6%8%
Apartments (5 or more) 22%17%25%19%
Mobile home 4%7%8%6%
Boat, RV and other Unreliable estimate0%0%0%

The detached house is the most common home in Titusville: 63% of homes, near the figure in Brevard County (66%).

Year built
Year built: Titusville and its comparisons
MeasureTitusvilleBrevard CountyFloridaUnited States
Before 1960 11%8%10%26%
1960–1979 35%24%24%24%
1980–1999 31%38%34%25%
2000–2009 15%19%18%14%
2010 or later 9%11%14%11%

The typical home in Titusville was built in 1982, 6 years before the typical one in Brevard County.

Homes in Titusville are smaller: 64% have 3 bedrooms or more; in Brevard County, 67%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Titusville and its comparisons
MeasureTitusville
Under $100K 9%
$100K–$200K 23%
$200K–$300K 27%
$300K–$500K 34%
$500K–$750K 6%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate

About 94% of owner-occupied homes in Titusville are worth less than the FHA loan limit for Brevard County ($541,287).

Monthly rent with utilities
Monthly rent with utilities: Titusville and its comparisons
MeasureTitusville
Under $500 Unreliable estimate
$500–$999 21%
$1,000–$1,499 42%
$1,500–$1,999 23%
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$1,628 a month

Brevard County: $1,805 a month

Without a mortgage

$523 a month

Brevard County: $608 a month

Owners with a mortgage

60%

Brevard County: 56%

The typical cost for an owner with a mortgage in Titusville is $1,628 a month, less than in Brevard County ($1,805); without one, $523.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Titusville and its comparisons
MeasureTitusvilleBrevard CountyFloridaUnited States
Typical home value +86%+73%+67%+53%
Typical rent +41%+46%+42%+33%
Typical household income +42%+38%+34%+29%

The typical home value in Titusville rose 86% since 2015–2019, more than in Brevard County (73%).

The typical rent in Titusville rose 41% over the same time; in Brevard County, it rose 46%.

While home values in Titusville changed +86% and rent +41%, the typical household income rose 42%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Titusville and its comparisons
MeasureTitusvilleBrevard CountyFloridaUnited States
Rental vacancy 17.9%10.8%7.6%5.5%
Homeowner vacancy Unreliable estimate1.0%1.4%0.9%
More than one person per room Unreliable estimate1.5%3.3%3.4%
People per household 2.492.422.512.53
Drive alone 78%75%70%69%
Carpool 9%7%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 12%15%16%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

There is more rental housing open in Titusville: 17.9% is empty and offered for rent, against 10.8% in Brevard County.

By size, households in Titusville look like those in Brevard County: 2.49 people on average.

To get to work, 78% of workers in Titusville drive alone; in Brevard County, 75%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Titusville?

A typical home costs more than the typical income allows

We start with a typical home in Titusville, worth $266,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Titusville, which is $66,192 a year. For that payment to be 28% of income, a household would need to earn about $91,527 a year.

The calculator's FHA and conventional loan limits are those of all of Brevard County.

Your numbers

Local data
$

Starts at the typical home value in Titusville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,331 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,136

at 7.18% · 30 years

Loan amount
$261,771
Total interest
$376,627
Paid off in
November 2056

Includes $4,502 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,544 a month

  • Tight

    $1,544 to $1,986 a month

  • Hard

    more than $1,986 a month

    Your payment · 39%

Compared with the typical household income in Titusville ($66,192 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,136
Monthly payment breakdown
Principal & interest$1,773
Property tax$133
Home insurance$111
FHA mortgage insurance (MIP)$118

You need at least $9,331 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,136; principal and interest $1,773.

The city and its county

Titusville and Brevard County

Titusville is in Brevard County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Brevard County, Florida, with Titusville marked. Around it, the neighboring counties.

Titusville's own numbers

Typical home value
$266,600
Typical monthly rent
$1,334
Typical yearly household income
$66,192
Households that own their home
72%
Effective property tax rate
0.6%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Brevard County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,779
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
6.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Brevard County.

Everything about Brevard County

Buying

Buying a home in Titusville

A typical home in Titusville is worth $266,600: 21% below the county and 26% below Florida. With the typical household income in Titusville ($66,192 a year), a typical home costs 4.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Titusville 4.0 years
  • Brevard 4.3 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Brevard County

According to FHFA’s house price index, home prices in Brevard County rose 135% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Brevard County.

Yearly change in FHFA’s price index in Brevard County, 2016 to 2025
  1. 2020: +5.7%
  2. 2021: +15.9%
  3. 2022: +24.1%
  4. 2023: +7.1%
  5. 2024: +0.9%
  6. 2025: −0.8%
Change in FHFA’s price index in Brevard County, Florida and the United States
Period County Florida U.S.
Last year (2025) −0.8% −0.5% +2.9%
5 years (2020–2025) +54% +60% +47%
10 years (2015–2025) +135% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Titusville next to Brevard County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Titusville $266,600
  • Brevard $339,600
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Titusville $1,334
  • Brevard $1,556
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Titusville $66,192
  • Brevard $78,476
  • Florida $74,568
  • United States $80,734
See the full table
Titusville next to Brevard County and Florida
Measure Titusville Brevard County Florida U.S.
Typical home value $266,600 21% below the county $339,600 $359,000 $332,700
Typical monthly rent $1,334 14% below the county $1,556 $1,669 $1,413
Typical yearly household income $66,192 16% below the county $78,476 $74,568 $80,734
Households that own their home 72% 5 points below the county 77% 68% 65%
Typical yearly property tax $1,594 31% below the county $2,311 $2,730 $3,119
Effective property tax rate 0.6% 0.08 points below the county 0.68% 0.76% 0.94%
Renters with high rent for their income 59% 3 points above the county 56% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Brevard County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Titusville

For a typical $266,600 home in Titusville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Titusville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,136a month

    Least cash to close
    Down payment
    $9,331
    Cash to close
    $17,329
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $118
  • Conventional, 5% down $2,087a month

    Down payment
    $13,330
    Cash to close
    $21,328
    Rate
    7.18%
    Mortgage insurance
    PMI · $127
  • Conventional, 20% down, no PMI $1,689a month

    Down payment
    $53,320
    Cash to close
    $61,318
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,936a month

    Down payment
    $39,990
    Cash to close
    $47,988
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Titusville and for Brevard County.

Property tax

Effective rate in Titusville

0.6%of the home’s value each year

$1,594 a year for the typical owner in Titusville.

  • Titusville 0.6%
  • Brevard 0.68%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Brevard County

FEMA does not publish these numbers by city: they are for all of Brevard County.

Homes in the high-risk zone
6.9%
17,068
Of those, with NFIP insurance
47%
Homes in the high-risk zone and with NFIP insurance: Brevard County, Florida and the U.S.
Measure County Florida U.S.
Homes in the high-risk zone 6.9% 13% 3.5%
Of those, with NFIP insurance 47% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Titusville

Typical rent in Titusville is $1,334 a month: 14% below the county. In Titusville, 59% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Brevard County, by unit size. To pay the 2-bedroom one ($1,779 a month) without spending more than 30% of your income, you would need to earn $34.21 an hour working full time.

HUD fair market rent for all of Brevard County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Brevard County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,327 $25.52 $53,080
1 bedroom $1,525 $29.33 $61,000
2 bedrooms $1,779 $34.21 $71,160
3 bedrooms $2,382 $45.81 $95,280
4 bedrooms $2,707 $52.06 $108,280

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Titusville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Titusville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,450 in 32780 to $1,560 in 32796.

None is above the fair market rent for Brevard County ($1,779).

  • 32780 $1,450$1,940
  • 32796 $1,560$2,090

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Titusville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Titusville

HUD lists 10 buildings with rents for lower incomes in Titusville. These are the largest.

  • Timber Trace - Titusville 628 Timber Trace Ln, Titusville 32780 204 low-income homes · 2 bd: 136 · 3 bd: 68 · In service since 2009 · For families
  • Palmetto Ridge Estates 1202 Prairie Ln, Titusville 32780 192 low-income homes · 1 bd: 48 · 2 bd: 96 · 3 bd: 48 · In service since 2009 · For families
  • Park Villas 1021 S Park Ave, Titusville 32780 160 low-income homes · 2 bd: 128 · 3 bd: 32 · In service since 2003 · For families
  • Emerald Place 1000 Tree Ln, Titusville 32780 136 low-income homes · 1 bd: 24 · 2 bd: 104 · 3 bd: 8 · In service since 1994 · For families
  • No Name 502 Collins Ave, Titusville 32796 134 low-income homes · Run by Housing Authority of the City of Titusville · Average payment: $531 a month · Average wait: 30 months · Homes at several sites (321) 267-4204

See all 54 buildings in Brevard County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Titusville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Brevard County; none says it serves in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Titusville

No down payment, repair or rent-help program on our list is for Titusville or Brevard County. The ones below are statewide in Florida: they work in Titusville the same as in the rest of the state.

Housing counselors near Titusville

The HUD-approved agencies closest to the center of Titusville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Housing Initiative, Inc

    3033 College Wood Dr, Melbourne · 29 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
  • Catholic Charities of Central Florida

    1819 N Semoran Blvd, Orlando · 30 miles away · Spanish

    Also serves in Creole.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
  • Community Legal Services of Mid-Florida, Inc. - Sanford Office

    1600 Lexington Green Ln, Sanford · 32 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more

Every agency in Brevard County All counseling agencies in Florida

Help in Spanish near Titusville

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Titusville

HUD’s record names them for Titusville or Brevard County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Titusville Public housing and Section 8 vouchers (321) 267-4204
  • Housing Authority of Brevard County Public housing and Section 8 vouchers (321) 775-1578

2 other authorities have an office in Brevard County: see the list Source: HUD

Cities

Other cities in Brevard County

These cities are also in Brevard County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 6 more cities in Brevard County, with prices and rents

Questions

Housing questions about Titusville

Short answers with the numbers for Titusville and all of Brevard County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Titusville?

The typical home value in Titusville is $266,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Brevard County it is $339,600.

How much does it cost to rent in Titusville?

Typical rent in Titusville is $1,334 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Brevard County is $1,779.

What is the FHA loan limit in Titusville?

Titusville uses the FHA limit for all of Brevard County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Titusville?

The typical homeowner in Titusville pays $1,594 a year, according to the U.S. Census Bureau. That is 0.6% of the home’s value; in Brevard County, the rate is 0.68%.

Where can I find free help to buy or rent in Titusville?

There is 1 HUD-approved counseling agency with an office in Brevard County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).