In Micco, a typical home is worth $172,600 and typical rent is $1,430 a month. Compared with all of Brevard County, the typical home value is 49% lower, typical household income is 42% lower, and the share of households that own their home is 15 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $194,069 to $207,290.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Micco is in Brevard County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Brevard County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Micco is worth $172,600,49% less than in Brevard County as a whole ($339,600).
2
The typical household income in Micco is $45,794,42% less than in Brevard County as a whole ($78,476).
3
Micco has the 20th highest homeownership rate of the 481 cities in Florida with more than 5,000 people (92%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Micco
What homes there are in Micco, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Micco
Brevard County
Florida
United States
Kind of home: Micco and its comparisons
Measure
Micco
Brevard County
Florida
United States
Detached house
26%
66%
55%
61%
Attached house
Unreliable estimate
5%
7%
6%
Building of 2 to 4
Unreliable estimate
5%
6%
8%
Apartments (5 or more)
Unreliable estimate
17%
25%
19%
Mobile home
67%
7%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
No kind of home is the majority in Micco; the largest group, mobile homes, adds up to 67%, against 7% in Brevard County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Micco
Brevard County
Florida
United States
Year built: Micco and its comparisons
Measure
Micco
Brevard County
Florida
United States
Before 1960
Unreliable estimate
8%
10%
26%
1960–1979
13%
24%
24%
24%
1980–1999
62%
38%
34%
25%
2000–2009
14%
19%
18%
14%
2010 or later
5%
11%
14%
11%
The typical year built in Micco is 1987, about the same as in Brevard County (1988).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K15%
$100K–$200K44%
$200K–$300K24%
$300K–$500K9%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Micco and its comparisons
Measure
Micco
Under $100K
15%
$100K–$200K
44%
$200K–$300K
24%
$300K–$500K
9%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
With an FHA limit of $541,287, at least 92% of owner-occupied homes in Micco sit below it: they are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49929%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Micco and its comparisons
Measure
Micco
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
29%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,321 a month
Brevard County: $1,805 a month
Without a mortgage
$524 a month
Brevard County: $608 a month
Owners with a mortgage
26%
Brevard County: 56%
Owning costs less in Micco: with a mortgage, the typical cost is $1,321 a month; in Brevard County, $1,805. Without one, $524.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Micco+85%
Brevard County+73%
Florida+67%
United States+53%
Typical rent
Micco+80%
Brevard County+46%
Florida+42%
United States+33%
Typical household income
Micco+22%
Brevard County+38%
Florida+34%
United States+29%
Change since 2015–2019: Micco and its comparisons
Measure
Micco
Brevard County
Florida
United States
Typical home value
+85%
+73%
+67%
+53%
Typical rent
+80%
+46%
+42%
+33%
Typical household income
+22%
+38%
+34%
+29%
Since 2015–2019, homes in Micco gained value faster than in Brevard County: 85% against 73%.
The typical rent in Micco rose 80% over the same time; in Brevard County, it rose 46%.
Here income did not keep up with housing: it rose 22%, while home values changed +85% and rent +80%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Micco and its comparisons
Measure
Micco
Brevard County
Florida
United States
Rental vacancy
Unreliable estimate
10.8%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.0%
1.4%
0.9%
More than one person per room
Unreliable estimate
1.5%
3.3%
3.4%
People per household
1.73
2.42
2.51
2.53
Drive alone
71%
75%
70%
69%
Carpool
Unreliable estimate
7%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
13%
15%
16%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 1.73 on average, against 2.42 in Brevard County.
In Micco, 71% of workers drive alone to work; in Brevard County, 75%.
Do the math
What would you pay each month for a home in Micco?
A typical home costs more than the typical income allows
We start with a typical home in Micco, worth $172,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Micco, which is $45,794 a year. For that payment to be 28% of income, a household would need to earn about $61,721 a year.
The calculator's FHA and conventional loan limits are those of all of Brevard County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Micco. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,041 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,440
at 7.18% · 30 years
Loan amount
$169,474
Total interest
$243,833
Paid off in
November 2056
Includes $2,915 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,069 a month
Tight
$1,069 to $1,374 a month
Hard
more than $1,374 a month
Your payment · 38%
Compared with the typical household income in Micco ($45,794 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,148
Property tax
$144
Home insurance
$72
FHA mortgage insurance (MIP)
$76
You need at least $6,041 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,440; principal and interest $1,148.
The city and its county
Micco and Brevard County
Micco is in Brevard County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Micco
Map of Brevard County, Florida, with Micco marked. Around it, the neighboring counties.
Micco
Brevard County
Other cities with a page
Micco's own numbers
Typical home value
$172,600
Typical monthly rent
$1,430
Typical yearly household income
$45,794
Households that own their home
92%
Effective property tax rate
1%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Brevard County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,779
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
6.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Brevard County.
A typical home in Micco is worth $172,600: 49% below the county and 52% below Florida. With the typical household income in Micco ($45,794 a year), a typical home costs 3.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Micco3.8 years
Brevard4.3 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Brevard County
According to FHFA’s house price index, home prices in Brevard County rose 135% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Brevard County.
Yearly change in FHFA’s price index in Brevard County, 2016 to 2025
2016: +13.4% +13.4% 2016
2017: +11.5% +11.5% 2017
2018: +8.3% +8.3% 2018
2019: +5.2% +5.2% 2019
2020: +5.7% +5.7% 2020
2021: +15.9% +15.9% 2021
2022: +24.1% +24.1% 2022
2023: +7.1% +7.1% 2023
2024: +0.9% +0.9% 2024
2025: −0.8% −0.8% 2025
Change in FHFA’s price index in Brevard County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−0.8%
−0.5%
+2.9%
5 years (2020–2025)
+54%
+60%
+47%
10 years (2015–2025)
+135%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Micco next to Brevard County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Micco$172,600
Brevard$339,600
Florida$359,000
United States$332,700
Typical monthly rent
Micco$1,430
Brevard$1,556
Florida$1,669
United States$1,413
Typical yearly household income
Micco$45,794
Brevard$78,476
Florida$74,568
United States$80,734
See the full table
Micco next to Brevard County and Florida
Measure
Micco
Brevard County
Florida
U.S.
Typical home value
$172,600 ▼49% below the county
$339,600
$359,000
$332,700
Typical monthly rent
$1,430 ▼8% below the county
$1,556
$1,669
$1,413
Typical yearly household income
$45,794 ▼42% below the county
$78,476
$74,568
$80,734
Households that own their home
92% ▲15 points above the county
77%
68%
65%
Typical yearly property tax
$1,725 ▼25% below the county
$2,311
$2,730
$3,119
Effective property tax rate
1% ▲0.32 points above the county
0.68%
0.76%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Brevard County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Micco
For a typical $172,600 home in Micco, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Micco's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,440a month
Least cash to close
Down payment
$6,041
Cash to close
$11,219
Rate
7.18%
Mortgage insurance
FHA MIP · $76
Conventional, 5% down$1,409a month
Down payment
$8,630
Cash to close
$13,808
Rate
7.18%
Mortgage insurance
PMI · $82
Conventional, 20% down, no PMI$1,151a month
Down payment
$34,520
Cash to close
$39,698
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,311a month
Down payment
$25,890
Cash to close
$31,068
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Micco
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,440
$6,041
$169,474
7.18%
FHA MIP · $76
$11,219
580
Conventional, 5% down
$1,409
$8,630
$163,970
7.18%
PMI · $82
$13,808
620*
Conventional, 20% down, no PMI
$1,151
$34,520
$138,080
7.18%
None
$39,698
620*
ITIN, 15% down (example)
$1,311
$25,890
$146,710
8.18%
None
$31,068
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Micco is $1,430 a month: 8% below the county.
HUD publishes a fair market rent for all of Brevard County, by unit size. To pay the 2-bedroom one ($1,779 a month) without spending more than 30% of your income, you would need to earn $34.21 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Brevard County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,327
$25.52
$53,080
1 bedroom
$1,525
$29.33
$61,000
2 bedrooms
$1,779
$34.21
$71,160
3 bedrooms
$2,382
$45.81
$95,280
4 bedrooms
$2,707
$52.06
$108,280
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Micco
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Micco is in ZIP code 32976.
For 2 bedrooms it is $1,660: $119 less than the fair market rent for Brevard County ($1,779).
Fair market rent by ZIP code and size in Micco, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
32976
$1,240
$1,420
$1,660
$2,220
$2,530
ZIP code2 bd3 bd
32976 $1,660$2,220
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Micco when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Brevard County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Micco or Brevard County. The ones below are statewide in Florida: they work in Micco the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
No legal help resource on our list is for Micco or Brevard County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Micco and all of Brevard County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Micco?
The typical home value in Micco is $172,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Brevard County it is $339,600.
How much does it cost to rent in Micco?
Typical rent in Micco is $1,430 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Brevard County is $1,779.
What is the FHA loan limit in Micco?
Micco uses the FHA limit for all of Brevard County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Micco?
The typical homeowner in Micco pays $1,725 a year, according to the U.S. Census Bureau. That is 1% of the home’s value; in Brevard County, the rate is 0.68%.
Where can I find free help to buy or rent in Micco?
There is 1 HUD-approved counseling agency with an office in Brevard County. They can help you get ready to buy, with your credit, or with rent.
