In Rockledge, a typical home is worth $338,100 and typical rent is $1,820 a month. Compared with all of Brevard County, typical rent is 17% higher and typical household income is 7% higher.
Typical home value from Zillow, September 2021 to September 2026: from $338,744 to $397,116.
Typical rent
$1,952a month
▲ 2.3% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,643 to $1,952.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Rockledge is in Brevard County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Brevard County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Cocoa West, the typical home value is $158,700: 53% less than in Rockledge ($338,100).
2
Nearby, in Cocoa West, the typical rent is $1,162: 36% less than in Rockledge ($1,820).
3
The typical rent in Rockledge is $1,820 a month, 17% more than in Brevard County as a whole ($1,556).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Rockledge
What homes there are in Rockledge, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Rockledge
Brevard County
Florida
United States
Kind of home: Rockledge and its comparisons
Measure
Rockledge
Brevard County
Florida
United States
Detached house
73%
66%
55%
61%
Attached house
5%
5%
7%
6%
Building of 2 to 4
2%
5%
6%
8%
Apartments (5 or more)
17%
17%
25%
19%
Mobile home
2%
7%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
The detached house rules in Rockledge: 73% of homes, more than in Brevard County (66%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Rockledge
Brevard County
Florida
United States
Year built: Rockledge and its comparisons
Measure
Rockledge
Brevard County
Florida
United States
Before 1960
9%
8%
10%
26%
1960–1979
24%
24%
24%
24%
1980–1999
31%
38%
34%
25%
2000–2009
22%
19%
18%
14%
2010 or later
14%
11%
14%
11%
The typical year built in Rockledge is 1990, about the same as in Brevard County (1988).
Homes in Rockledge are bigger: 76% have 3 bedrooms or more; in Brevard County, 67%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K5%
$100K–$200K11%
$200K–$300K20%
$300K–$500K51%
$500K–$750K10%
FHA limit: $541,287
$750K–$1M2%
$1M or moreUnreliable
Value of owner-occupied homes: Rockledge and its comparisons
Measure
Rockledge
Under $100K
5%
$100K–$200K
11%
$200K–$300K
20%
$300K–$500K
51%
$500K–$750K
10%
$750K–$1M
2%
$1M or more
Unreliable estimate
The FHA loan limit for Brevard County is $541,287, and about 89% of owner-occupied homes in Rockledge are worth less than that.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49916%
$1,500–$1,99943%
$2,000–$2,49920%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Rockledge and its comparisons
Measure
Rockledge
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
16%
$1,500–$1,999
43%
$2,000–$2,499
20%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,749 a month
Brevard County: $1,805 a month
Without a mortgage
$611 a month
Brevard County: $608 a month
Owners with a mortgage
59%
Brevard County: 56%
The typical cost for an owner with a mortgage in Rockledge is $1,749 a month, near the figure in Brevard County ($1,805).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Rockledge+65%
Brevard County+73%
Florida+67%
United States+53%
Typical rent
Rockledge+41%
Brevard County+46%
Florida+42%
United States+33%
Typical household income
Rockledge+23%
Brevard County+38%
Florida+34%
United States+29%
Change since 2015–2019: Rockledge and its comparisons
Measure
Rockledge
Brevard County
Florida
United States
Typical home value
+65%
+73%
+67%
+53%
Typical rent
+41%
+46%
+42%
+33%
Typical household income
+23%
+38%
+34%
+29%
From 2015–2019 to 2020–2024, the typical home value in Rockledge rose 65%; in Brevard County, it rose 73%.
Rents in Rockledge rose more slowly than in Brevard County: 41% since 2015–2019, against 46%.
The typical household income in Rockledge rose 23%: less than home values (+65%) and rent (+41%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Rockledge and its comparisons
Measure
Rockledge
Brevard County
Florida
United States
Rental vacancy
10.7%
10.8%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.0%
1.4%
0.9%
More than one person per room
Unreliable estimate
1.5%
3.3%
3.4%
People per household
2.34
2.42
2.51
2.53
Drive alone
81%
75%
70%
69%
Carpool
6%
7%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
12%
15%
16%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Brevard County, the rental vacancy rate in Rockledge is 10.7%.
Much as in Brevard County, a household in Rockledge has 2.34 people on average.
In Rockledge, 81% of workers drive alone to work; in Brevard County, 75%.
Do the math
What would you pay each month for a home in Rockledge?
A typical home costs more than the typical income allows
We start with a typical home in Rockledge, worth $338,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Rockledge, which is $84,255 a year. For that payment to be 28% of income, a household would need to earn about $116,315 a year.
The calculator's FHA and conventional loan limits are those of all of Brevard County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Rockledge. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,834 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,714
at 7.18% · 30 years
Loan amount
$331,976
Total interest
$477,635
Paid off in
November 2056
Includes $5,710 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,966 a month
Tight
$1,966 to $2,528 a month
Hard
more than $2,528 a month
Your payment · 39%
Compared with the typical household income in Rockledge ($84,255 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,249
Property tax
$175
Home insurance
$141
FHA mortgage insurance (MIP)
$150
You need at least $11,834 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,714; principal and interest $2,249.
The city and its county
Rockledge and Brevard County
Rockledge is in Brevard County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Rockledge
Map of Brevard County, Florida, with Rockledge marked. Around it, the neighboring counties.
Rockledge
Brevard County
Other cities with a page
Rockledge's own numbers
Typical home value
$338,100
Typical monthly rent
$1,820
Typical yearly household income
$84,255
Households that own their home
78%
Effective property tax rate
0.62%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Brevard County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,779
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
6.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Brevard County.
A typical home in Rockledge is worth $338,100: about the same as the county and 6% below Florida. With the typical household income in Rockledge ($84,255 a year), a typical home costs 4.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Rockledge4.0 years
Brevard4.3 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Brevard County
According to FHFA’s house price index, home prices in Brevard County rose 135% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Brevard County.
Yearly change in FHFA’s price index in Brevard County, 2016 to 2025
2016: +13.4% +13.4% 2016
2017: +11.5% +11.5% 2017
2018: +8.3% +8.3% 2018
2019: +5.2% +5.2% 2019
2020: +5.7% +5.7% 2020
2021: +15.9% +15.9% 2021
2022: +24.1% +24.1% 2022
2023: +7.1% +7.1% 2023
2024: +0.9% +0.9% 2024
2025: −0.8% −0.8% 2025
Change in FHFA’s price index in Brevard County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−0.8%
−0.5%
+2.9%
5 years (2020–2025)
+54%
+60%
+47%
10 years (2015–2025)
+135%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Rockledge next to Brevard County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Rockledge$338,100
Brevard$339,600
Florida$359,000
United States$332,700
Typical monthly rent
Rockledge$1,820
Brevard$1,556
Florida$1,669
United States$1,413
Typical yearly household income
Rockledge$84,255
Brevard$78,476
Florida$74,568
United States$80,734
See the full table
Rockledge next to Brevard County and Florida
Measure
Rockledge
Brevard County
Florida
U.S.
Typical home value
$338,100
$339,600
$359,000
$332,700
Typical monthly rent
$1,820 ▲17% above the county
$1,556
$1,669
$1,413
Typical yearly household income
$84,255 ▲7% above the county
$78,476
$74,568
$80,734
Households that own their home
78% ▲1 points above the county
77%
68%
65%
Typical yearly property tax
$2,088 ▼10% below the county
$2,311
$2,730
$3,119
Effective property tax rate
0.62% ▼0.06 points below the county
0.68%
0.76%
0.94%
Renters with high rent for their income
55%
56%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Brevard County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Rockledge
For a typical $338,100 home in Rockledge, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Rockledge's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,714a month
Least cash to close
Down payment
$11,834
Cash to close
$21,977
Rate
7.18%
Mortgage insurance
FHA MIP · $150
Conventional, 5% down$2,652a month
Down payment
$16,905
Cash to close
$27,048
Rate
7.18%
Mortgage insurance
PMI · $161
Conventional, 20% down, no PMI$2,148a month
Down payment
$67,620
Cash to close
$77,763
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,460a month
Down payment
$50,715
Cash to close
$60,858
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Rockledge
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,714
$11,834
$331,976
7.18%
FHA MIP · $150
$21,977
580
Conventional, 5% down
$2,652
$16,905
$321,195
7.18%
PMI · $161
$27,048
620*
Conventional, 20% down, no PMI
$2,148
$67,620
$270,480
7.18%
None
$77,763
620*
ITIN, 15% down (example)
$2,460
$50,715
$287,385
8.18%
None
$60,858
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Rockledge is $1,820 a month: 17% above the county. In Rockledge, 55% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Brevard County, by unit size. To pay the 2-bedroom one ($1,779 a month) without spending more than 30% of your income, you would need to earn $34.21 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Brevard County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,327
$25.52
$53,080
1 bedroom
$1,525
$29.33
$61,000
2 bedrooms
$1,779
$34.21
$71,160
3 bedrooms
$2,382
$45.81
$95,280
4 bedrooms
$2,707
$52.06
$108,280
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Rockledge
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Rockledge is in ZIP code 32955.
For 2 bedrooms it is $1,970: $191 more than the fair market rent for Brevard County ($1,779).
Fair market rent by ZIP code and size in Rockledge, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
32955
$1,470
$1,690
$1,970
$2,640
$3,000
ZIP code2 bd3 bd
32955 $1,970$2,640
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Rockledge when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Brevard County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Rockledge or Brevard County. The ones below are statewide in Florida: they work in Rockledge the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
No legal help resource on our list is for Rockledge or Brevard County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Rockledge and all of Brevard County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Rockledge?
The typical home value in Rockledge is $338,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Brevard County it is $339,600.
How much does it cost to rent in Rockledge?
Typical rent in Rockledge is $1,820 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Brevard County is $1,779.
What is the FHA loan limit in Rockledge?
Rockledge uses the FHA limit for all of Brevard County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Rockledge?
The typical homeowner in Rockledge pays $2,088 a year, according to the U.S. Census Bureau. That is 0.62% of the home’s value; in Brevard County, the rate is 0.68%.
Where can I find free help to buy or rent in Rockledge?
There is 1 HUD-approved counseling agency with an office in Brevard County. They can help you get ready to buy, with your credit, or with rent.
