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City · 40,843 residents · Palm Beach County, Florida

The Acreage , Florida

In The Acreage, a typical home is worth $524,800. Compared with all of Palm Beach County, typical household income is 30% higher, the typical home value is 17% higher, and the share of households that own their home is 23 points higher.

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  • Typical home value

    $524,800

    17% above the county

    46% above Florida

    • The Acreage
    • Palm Beach
    • Florida

  • Typical household income

    $109,032a year

    30% above the county

    46% above Florida

    • The Acreage
    • Palm Beach
    • Florida

  • Households that own their home

    93%

    23 points above the county

    25 points above Florida

    • The Acreage
    • Palm Beach
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

The Acreage is in Palm Beach County. The FHA loan limit ($667,000 for a one-unit home), the fair market rents and the help on this page are those of all of Palm Beach County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets The Acreage apart

What this place has that others do not, from public data, most unusual first.

  1. The Acreage has the 11th highest homeownership rate of the 481 cities in Florida with more than 5,000 people (93%).

  2. The typical household income in The Acreage is $109,032, 30% more than in Palm Beach County as a whole ($83,581).

  3. Nearby, in West Palm Beach, the typical home value is $414,200: 21% less than in The Acreage ($524,800).

  4. The typical home in The Acreage is worth $524,800, 17% more than in Palm Beach County as a whole ($447,300).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in The Acreage

What homes there are in The Acreage, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in The Acreage: 95% of homes, more than in Palm Beach County (46%).

Year built

The typical home in The Acreage was built in 1996, 10 years after the typical one in Palm Beach County.

In The Acreage, 93% of homes have 3 bedrooms or more, more than in Palm Beach County (51%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,410 a month

Palm Beach County: $2,383 a month

Without a mortgage

$797 a month

Palm Beach County: $951 a month

Owners with a mortgage

72%

Palm Beach County: 52%

In The Acreage, 72% of owners have a mortgage; their typical cost is $2,410 a month, about the same as in Palm Beach County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare The Acreage with 2015–2019 because its boundaries changed. In Palm Beach County, over that time, the typical home value rose 58%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureThe AcreagePalm Beach CountyFloridaUnited States
Rental vacancy Unreliable estimate7.3%7.6%5.5%
Homeowner vacancy Unreliable estimate1.5%1.4%0.9%
More than one person per room Unreliable estimate3.3%3.3%3.4%
People per household 3.082.492.512.53
Drive alone 77%70%70%69%
Carpool 8%10%9%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 12%15%16%15%
Other means 2%2%2%2%
Typical commute 30 to 39 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 3.08 on average, against 2.49 in Palm Beach County.

The car rules in The Acreage: 77% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in The Acreage?

A typical home costs more than the typical income allows

We start with a typical home in The Acreage, worth $524,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in The Acreage, which is $109,032 a year. For that payment to be 28% of income, a household would need to earn about $185,043 a year.

The calculator's FHA and conventional loan limits are those of all of Palm Beach County.

Your numbers

Local data
$

Starts at the typical home value in The Acreage. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $18,368 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,318

at 7.18% · 30 years

Loan amount
$515,295
Total interest
$741,388
Paid off in
November 2056

Includes $8,863 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,544 a month

  • Tight

    $2,544 to $3,271 a month

  • Hard

    more than $3,271 a month

    Your payment · 48%

Compared with the typical household income in The Acreage ($109,032 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,318
Principal & interest$3,491
Property tax$376
Home insurance$219
FHA mortgage insurance (MIP)$232

You need at least $18,368 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

The Acreage and Palm Beach County

The Acreage is in Palm Beach County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

The Acreage's own numbers

Typical home value
$524,800
Typical yearly household income
$109,032
Households that own their home
93%
Effective property tax rate
0.86%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Palm Beach County

FHA limit, one-unit home
$667,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,349
Price change over 5 years (FHFA)
+71%
Homes in a high flood-risk zone
8.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Palm Beach County.

Everything about Palm Beach County

Buying

Buying a home in The Acreage

A typical home in The Acreage is worth $524,800: 17% above the county and 46% above Florida. With the typical household income in The Acreage ($109,032 a year), a typical home costs 4.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • The Acreage 4.8 years
  • Palm Beach 5.4 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Palm Beach County

According to FHFA’s house price index, home prices in Palm Beach County rose 139% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Palm Beach County.

Period County Florida U.S.
Last year (2025) +1.2% −0.5% +2.9%
5 years (2020–2025) +71% +60% +47%
10 years (2015–2025) +139% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

The Acreage next to Palm Beach County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • The Acreage $524,800
  • Palm Beach $447,300
  • Florida $359,000
  • United States $332,700
Typical yearly household income
  • The Acreage $109,032
  • Palm Beach $83,581
  • Florida $74,568
  • United States $80,734
See the full table
The Acreage next to Palm Beach County and Florida
Measure The Acreage Palm Beach County Florida U.S.
Typical home value $524,800 $447,300 $359,000 $332,700
Typical yearly household income $109,032 $83,581 $74,568 $80,734
Households that own their home 93% 70% 68% 65%
Typical yearly property tax $4,525 $3,858 $2,730 $3,119
Effective property tax rate 0.86% 0.86% 0.76% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Palm Beach County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in The Acreage

For a typical $524,800 home in The Acreage, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, The Acreage's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,318a month

    Least cash to close
    Down payment
    $18,368
    Cash to close
    $34,112
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $232

  • Conventional, 5% down $4,221a month

    Down payment
    $26,240
    Cash to close
    $41,984
    Rate
    7.18%
    Mortgage insurance
    PMI · $249

  • Conventional, 20% down, no PMI $3,439a month

    Down payment
    $104,960
    Cash to close
    $120,704
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,924a month

    Down payment
    $78,720
    Cash to close
    $94,464
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for The Acreage and for Palm Beach County.

Property tax

Effective rate in The Acreage

0.86%of the home’s value each year

$4,525 a year for the typical owner in The Acreage.

  • The Acreage 0.86%
  • Palm Beach 0.86%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Palm Beach County

FEMA does not publish these numbers by city: they are for all of Palm Beach County.

Homes in the high-risk zone
8.2%
43,577
Of those, with NFIP insurance
43%
County Florida U.S.
Homes in the high-risk zone 8.2% 13% 3.5%
Of those, with NFIP insurance 43% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in The Acreage

The Census Bureau publishes no typical rent for The Acreage. Below are the fair market rents for Palm Beach County.

HUD publishes a fair market rent for all of Palm Beach County, by unit size. To pay the 2-bedroom one ($2,349 a month) without spending more than 30% of your income, you would need to earn $45.17 an hour working full time.

HUD fair market rent for all of Palm Beach County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,907 $36.67 $76,280
1 bedroom $2,008 $38.62 $80,320
2 bedrooms $2,349 $45.17 $93,960
3 bedrooms $3,052 $58.69 $122,080
4 bedrooms $3,523 $67.75 $140,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in The Acreage

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). The Acreage has 3 ZIP codes with their own.

For 2 bedrooms it runs from $2,450 in 33411 to $3,380 in 33470.

3 of the 3 are above the fair market rent for Palm Beach County ($2,349).

  • 33411 $2,450$3,180
  • 33412 $2,640$3,430
  • 33470 $3,380$4,390

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for The Acreage when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in The Acreage

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in Palm Beach County; 5 say they serve in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in The Acreage

No down payment, repair or rent-help program on our list is for The Acreage or Palm Beach County. The ones below are statewide in Florida: they work in The Acreage the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near The Acreage

The HUD-approved agencies closest to the center of The Acreage, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Real Estate, Education and Community Housing, Inc.

    8409 N Military Trl Ste 112, West Palm Beach · 11 miles away · Spanish

    Also serves in Creole.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (561) 491-1670

  • Housing Partnership, Inc.

    2001 W Blue Heron Blvd, Riviera Beach · 12 miles away · Spanish

    Also serves in Creole.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (561) 841-3500

  • Housing Foundation of America - Lake Worth Florida

    8461 Lake Worth Rd, Lake Worth · 12 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (561) 713-1457

Every agency in Palm Beach County All counseling agencies in Florida

Help in Spanish near The Acreage

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of The Acreage

HUD’s record names them for The Acreage or Palm Beach County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Palm Beach County Housing Authority Public housing and Section 8 vouchers (561) 684-2160

5 other authorities have an office in Palm Beach County: see the list Source: HUD

Cities

Other cities in Palm Beach County

These cities are also in Palm Beach County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Palm Beach County Housing in Florida
See 10 more cities in Palm Beach County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to The Acreage, with the typical home value.

Neighboring counties

If Palm Beach County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in The Acreage.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about The Acreage

Short answers with the numbers for The Acreage and all of Palm Beach County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in The Acreage?

The typical home value in The Acreage is $524,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Palm Beach County it is $447,300.

What is the FHA loan limit in The Acreage?

The Acreage uses the FHA limit for all of Palm Beach County (2026): $667,000 for a one-unit home and $1,282,700 for a four-unit home.

How much property tax do owners pay in The Acreage?

The typical homeowner in The Acreage pays $4,525 a year, according to the U.S. Census Bureau. That is 0.86% of the home’s value; in Palm Beach County, the rate is 0.86%.

Where can I find free help to buy or rent in The Acreage?

There are 8 HUD-approved counseling agencies with an office in Palm Beach County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).