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City · 12,945 residents · Palm Beach County, Florida

Jupiter Farms , Florida

In Jupiter Farms, a typical home is worth $654,200. Compared with all of Palm Beach County, typical household income is 65% higher, the typical home value is 46% higher, and the share of households that own their home is 27 points higher.

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  • Typical home value

    $654,200

    46% above the county

    82% above Florida

    • Jupiter Farms
    • Palm Beach
    • Florida

  • Typical household income

    $138,191a year

    65% above the county

    85% above Florida

    • Jupiter Farms
    • Palm Beach
    • Florida

  • Households that own their home

    97%

    27 points above the county

    30 points above Florida

    • Jupiter Farms
    • Palm Beach
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Jupiter Farms is in Palm Beach County. The FHA loan limit ($667,000 for a one-unit home), the fair market rents and the help on this page are those of all of Palm Beach County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Jupiter Farms apart

What this place has that others do not, from public data, most unusual first.

  1. Jupiter Farms has the highest homeownership rate of the 481 cities in Florida with more than 5,000 people: 97%.

  2. The typical household income in Jupiter Farms is $138,191, 65% more than in Palm Beach County as a whole ($83,581).

  3. The typical home in Jupiter Farms is worth $654,200, 46% more than in Palm Beach County as a whole ($447,300).

  4. Nearby, in Hobe Sound, the typical home value is $394,700: 40% less than in Jupiter Farms ($654,200).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Jupiter Farms

What homes there are in Jupiter Farms, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Jupiter Farms, 10 in 10 homes are single-family detached houses; in Palm Beach County, 5.

Year built

By age, homes in Jupiter Farms look like those in Palm Beach County: the typical year built is 1989.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,917 a month

Palm Beach County: $2,383 a month

Without a mortgage

$886 a month

Palm Beach County: $951 a month

Owners with a mortgage

68%

Palm Beach County: 52%

The typical cost for an owner with a mortgage in Jupiter Farms is $2,917 a month, more than in Palm Beach County ($2,383); without one, $886.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Jupiter Farms rose 67%; in Palm Beach County, it rose 58%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureJupiter FarmsPalm Beach CountyFloridaUnited States
Rental vacancy Unreliable estimate7.3%7.6%5.5%
Homeowner vacancy Unreliable estimate1.5%1.4%0.9%
More than one person per room Unreliable estimate3.3%3.3%3.4%
People per household 2.912.492.512.53
Drive alone 71%70%70%69%
Carpool 7%10%9%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 20%15%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Jupiter Farms are bigger: 2.91 people on average; in Palm Beach County, 2.49.

Many people here do not commute at all: 20% work from home; in Palm Beach County, 15%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Jupiter Farms?

A typical home costs more than the typical income allows

We start with a typical home in Jupiter Farms, worth $654,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in Jupiter Farms, which is $138,191 a year. For that payment to be 28% of income, a household would need to earn about $229,034 a year.

The calculator's FHA and conventional loan limits are those of all of Palm Beach County.

Your numbers

Local data
$

Starts at the typical home value in Jupiter Farms. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $22,897 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,344

at 7.18% · 30 years

Loan amount
$642,351
Total interest
$924,192
Paid off in
November 2056

Includes $11,048 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,224 a month

  • Tight

    $3,224 to $4,146 a month

  • Hard

    more than $4,146 a month

    Your payment · 46%

Compared with the typical household income in Jupiter Farms ($138,191 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,344
Principal & interest$4,352
Property tax$431
Home insurance$273
FHA mortgage insurance (MIP)$289

You need at least $22,897 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Jupiter Farms and Palm Beach County

Jupiter Farms is in Palm Beach County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Jupiter Farms's own numbers

Typical home value
$654,200
Typical yearly household income
$138,191
Households that own their home
97%
Effective property tax rate
0.79%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Palm Beach County

FHA limit, one-unit home
$667,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,349
Price change over 5 years (FHFA)
+71%
Homes in a high flood-risk zone
8.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Palm Beach County.

Everything about Palm Beach County

Buying

Buying a home in Jupiter Farms

A typical home in Jupiter Farms is worth $654,200: 46% above the county and 82% above Florida. With the typical household income in Jupiter Farms ($138,191 a year), a typical home costs 4.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Jupiter Farms 4.7 years
  • Palm Beach 5.4 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Palm Beach County

According to FHFA’s house price index, home prices in Palm Beach County rose 139% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Palm Beach County.

Period County Florida U.S.
Last year (2025) +1.2% −0.5% +2.9%
5 years (2020–2025) +71% +60% +47%
10 years (2015–2025) +139% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Jupiter Farms next to Palm Beach County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Jupiter Farms $654,200
  • Palm Beach $447,300
  • Florida $359,000
  • United States $332,700
Typical yearly household income
  • Jupiter Farms $138,191
  • Palm Beach $83,581
  • Florida $74,568
  • United States $80,734
See the full table
Jupiter Farms next to Palm Beach County and Florida
Measure Jupiter Farms Palm Beach County Florida U.S.
Typical home value $654,200 $447,300 $359,000 $332,700
Typical yearly household income $138,191 $83,581 $74,568 $80,734
Households that own their home 97% 70% 68% 65%
Typical yearly property tax $5,142 $3,858 $2,730 $3,119
Effective property tax rate 0.79% 0.86% 0.76% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Palm Beach County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Jupiter Farms

For a typical $654,200 home in Jupiter Farms, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Jupiter Farms's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,344a month

    Least cash to close
    Down payment
    $22,897
    Cash to close
    $42,523
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $289

  • Conventional, 5% down $5,224a month

    Down payment
    $32,710
    Cash to close
    $52,336
    Rate
    7.18%
    Mortgage insurance
    PMI · $311

  • Conventional, 20% down, no PMI $4,249a month

    Down payment
    $130,840
    Cash to close
    $150,466
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,854a month

    Down payment
    $98,130
    Cash to close
    $117,756
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Jupiter Farms and for Palm Beach County.

Property tax

Effective rate in Jupiter Farms

0.79%of the home’s value each year

$5,142 a year for the typical owner in Jupiter Farms.

  • Jupiter Farms 0.79%
  • Palm Beach 0.86%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Palm Beach County

FEMA does not publish these numbers by city: they are for all of Palm Beach County.

Homes in the high-risk zone
8.2%
43,577
Of those, with NFIP insurance
43%
County Florida U.S.
Homes in the high-risk zone 8.2% 13% 3.5%
Of those, with NFIP insurance 43% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Jupiter Farms

The Census Bureau publishes no typical rent for Jupiter Farms. Below are the fair market rents for Palm Beach County.

HUD publishes a fair market rent for all of Palm Beach County, by unit size. To pay the 2-bedroom one ($2,349 a month) without spending more than 30% of your income, you would need to earn $45.17 an hour working full time.

HUD fair market rent for all of Palm Beach County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,907 $36.67 $76,280
1 bedroom $2,008 $38.62 $80,320
2 bedrooms $2,349 $45.17 $93,960
3 bedrooms $3,052 $58.69 $122,080
4 bedrooms $3,523 $67.75 $140,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Jupiter Farms

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Jupiter Farms is in ZIP code 33478.

For 2 bedrooms it is $2,610: $261 more than the fair market rent for Palm Beach County ($2,349).

  • 33478 $2,610$3,440

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Jupiter Farms when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Jupiter Farms

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in Palm Beach County; 5 say they serve in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Jupiter Farms

No down payment, repair or rent-help program on our list is for Jupiter Farms or Palm Beach County. The ones below are statewide in Florida: they work in Jupiter Farms the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Jupiter Farms

The HUD-approved agencies closest to the center of Jupiter Farms, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Real Estate, Education and Community Housing, Inc.

    8409 N Military Trl Ste 112, West Palm Beach · 11 miles away · Spanish

    Also serves in Creole.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (561) 491-1670

  • Housing Partnership, Inc.

    2001 W Blue Heron Blvd, Riviera Beach · 13 miles away · Spanish

    Also serves in Creole.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (561) 841-3500

  • Credit Card MGMT Svcs, Inc DBA Reversemortgagehelper.org and Debthelper.com

    1325 N Congress Ave, West Palm Beach · 16 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (561) 472-8000

Every agency in Palm Beach County All counseling agencies in Florida

Help in Spanish near Jupiter Farms

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Jupiter Farms

HUD’s record names them for Jupiter Farms or Palm Beach County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Palm Beach County Housing Authority Public housing and Section 8 vouchers (561) 684-2160

5 other authorities have an office in Palm Beach County: see the list Source: HUD

Cities

Other cities in Palm Beach County

These cities are also in Palm Beach County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Palm Beach County Housing in Florida
See 10 more cities in Palm Beach County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Jupiter Farms, with the typical home value.

Neighboring counties

If Palm Beach County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Jupiter Farms.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Jupiter Farms

Short answers with the numbers for Jupiter Farms and all of Palm Beach County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Jupiter Farms?

The typical home value in Jupiter Farms is $654,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Palm Beach County it is $447,300.

What is the FHA loan limit in Jupiter Farms?

Jupiter Farms uses the FHA limit for all of Palm Beach County (2026): $667,000 for a one-unit home and $1,282,700 for a four-unit home.

How much property tax do owners pay in Jupiter Farms?

The typical homeowner in Jupiter Farms pays $5,142 a year, according to the U.S. Census Bureau. That is 0.79% of the home’s value; in Palm Beach County, the rate is 0.86%.

Where can I find free help to buy or rent in Jupiter Farms?

There are 8 HUD-approved counseling agencies with an office in Palm Beach County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).