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City · 6,695 residents · Martin County, Florida

Indiantown , Florida

In Indiantown, a typical home is worth $204,900 and typical rent is $923 a month. Compared with all of Martin County, the typical home value is 53% lower, typical rent is 41% lower, and the share of households that own their home is 6 points lower.

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  • Typical home value

    $204,900

    53% below the county

    43% below Florida

    • Indiantown
    • Martin
    • Florida

  • Typical rent

    $923a month

    41% below the county

    45% below Florida

    • Indiantown
    • Martin
    • Florida

  • Typical household income

    $55,520a year

    33% below the county

    26% below Florida

    • Indiantown
    • Martin
    • Florida

  • Households that own their home

    73%

    6 points below the county

    6 points above Florida

    • Indiantown
    • Martin
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$297,526
1.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Indiantown is in Martin County. The FHA loan limit ($603,750 for a one-unit home), the fair market rents and the help on this page are those of all of Martin County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Indiantown apart

What this place has that others do not, from public data, most unusual first.

  1. Indiantown has the 11th lowest typical rent of the 471 cities in Florida with more than 5,000 people ($923).

  2. The typical home in Indiantown is worth $204,900, 53% less than in Martin County as a whole ($432,200).

  3. The typical household income in Indiantown is $55,520, 33% less than in Martin County as a whole ($82,943).

  4. Nearby, in Pahokee, the typical home value is $152,300: 26% less than in Indiantown ($204,900).

  5. 73% of households in Indiantown own their home, against 80% in Martin County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Indiantown

What homes there are in Indiantown, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Martin County, most homes in Indiantown are detached houses (52%).

There are more mobile homes here than in Martin County: 32% of homes, against 9%.

Year built

The typical year built in Indiantown is 1984, about the same as in Martin County (1986).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Without a mortgage

$497 a month

Martin County: $789 a month

Owners with a mortgage

33%

Martin County: 47%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Indiantown rose 146%; in Martin County, it rose 58%.

Rent in Indiantown moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureIndiantownMartin CountyFloridaUnited States
Rental vacancy Unreliable estimate6.4%7.6%5.5%
Homeowner vacancy Unreliable estimate1.2%1.4%0.9%
More than one person per room 23.6%1.7%3.3%3.4%
People per household 4.212.332.512.53
Drive alone 62%72%70%69%
Carpool 31%9%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate16%16%15%
Other means Unreliable estimate2%2%2%
Typical commute 30 to 39 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 23.6% of households in Indiantown live, more than in Martin County (1.7%).

On average, a household in Indiantown has 4.21 people, more than in Martin County (2.33).

More people carpool to work in Indiantown than in Martin County: 31% against 9%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Indiantown?

A typical home is tight for the typical income

We start with a typical home in Indiantown, worth $204,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Indiantown, which is $55,520 a year. For that payment to be 28% of income, a household would need to earn about $71,003 a year.

The calculator's FHA and conventional loan limits are those of all of Martin County.

Your numbers

Local data
$

Starts at the typical home value in Indiantown. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,172 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,657

at 7.18% · 30 years

Loan amount
$201,188
Total interest
$289,463
Paid off in
November 2056

Includes $3,460 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,295 a month

  • Tight

    $1,295 to $1,666 a month

    Your payment · 36%

  • Hard

    more than $1,666 a month

Compared with the typical household income in Indiantown ($55,520 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,657
Principal & interest$1,363
Property tax$118
Home insurance$85
FHA mortgage insurance (MIP)$91

You need at least $7,172 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Indiantown and Martin County

Indiantown is in Martin County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Indiantown's own numbers

Typical home value
$204,900
Typical monthly rent
$923
Typical yearly household income
$55,520
Households that own their home
73%
Effective property tax rate
0.69%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Martin County

FHA limit, one-unit home
$603,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,069
Price change over 5 years (FHFA)
+67%
Homes in a high flood-risk zone
5.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Martin County.

Everything about Martin County

Buying

Buying a home in Indiantown

A typical home in Indiantown is worth $204,900: 53% below the county and 43% below Florida. With the typical household income in Indiantown ($55,520 a year), a typical home costs 3.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Indiantown 3.7 years
  • Martin 5.2 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Martin County

According to FHFA’s house price index, home prices in Martin County rose 137% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Martin County.

Period County Florida U.S.
Last year (2025) −1.7% −0.5% +2.9%
5 years (2020–2025) +67% +60% +47%
10 years (2015–2025) +137% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Indiantown next to Martin County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Indiantown $204,900
  • Martin $432,200
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Indiantown $923
  • Martin $1,569
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Indiantown $55,520
  • Martin $82,943
  • Florida $74,568
  • United States $80,734
See the full table
Indiantown next to Martin County and Florida
Measure Indiantown Martin County Florida U.S.
Typical home value $204,900 $432,200 $359,000 $332,700
Typical monthly rent $923 $1,569 $1,669 $1,413
Typical yearly household income $55,520 $82,943 $74,568 $80,734
Households that own their home 73% 80% 68% 65%
Typical yearly property tax $1,417 $3,322 $2,730 $3,119
Effective property tax rate 0.69% 0.77% 0.76% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Martin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Indiantown

For a typical $204,900 home in Indiantown, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Indiantown's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,657a month

    Least cash to close
    Down payment
    $7,172
    Cash to close
    $13,319
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $91

  • Conventional, 5% down $1,619a month

    Down payment
    $10,245
    Cash to close
    $16,392
    Rate
    7.18%
    Mortgage insurance
    PMI · $97

  • Conventional, 20% down, no PMI $1,314a month

    Down payment
    $40,980
    Cash to close
    $47,127
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,503a month

    Down payment
    $30,735
    Cash to close
    $36,882
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Indiantown and for Martin County.

Property tax

Effective rate in Indiantown

0.69%of the home’s value each year

$1,417 a year for the typical owner in Indiantown.

  • Indiantown 0.69%
  • Martin 0.77%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Martin County

FEMA does not publish these numbers by city: they are for all of Martin County.

Homes in the high-risk zone
5.8%
3,905
Of those, with NFIP insurance
78%
County Florida U.S.
Homes in the high-risk zone 5.8% 13% 3.5%
Of those, with NFIP insurance 78% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Indiantown

Typical rent in Indiantown is $923 a month: 41% below the county.

HUD publishes a fair market rent for all of Martin County, by unit size. To pay the 2-bedroom one ($2,069 a month) without spending more than 30% of your income, you would need to earn $39.79 an hour working full time.

HUD fair market rent for all of Martin County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,707 $32.83 $68,280
1 bedroom $1,718 $33.04 $68,720
2 bedrooms $2,069 $39.79 $82,760
3 bedrooms $2,801 $53.87 $112,040
4 bedrooms $2,924 $56.23 $116,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Indiantown

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Indiantown is in ZIP code 34956.

For 2 bedrooms it is $1,590: $479 less than the fair market rent for Martin County ($2,069).

  • 34956 $1,590$2,180

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Indiantown when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Indiantown

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Martin County; 1 says it serves in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Indiantown

No down payment, repair or rent-help program on our list is for Indiantown or Martin County. The ones below are statewide in Florida: they work in Indiantown the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Indiantown

The HUD-approved agencies closest to the center of Indiantown, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Debt Management Credit Counseling Corp.

    941 SE Central Pkwy, Stuart · 18 miles away · Spanish

    Also serves in Creole.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (866) 618-3328

  • We Help Communities To Develop Corporation

    349 SE 3rd Street, Belle Glade · 27 miles away · Spanish

    Also serves in Creole and French.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (561) 992-5854

  • Real Estate, Education and Community Housing, Inc.

    8409 N Military Trl Ste 112, West Palm Beach · 29 miles away · Spanish

    Also serves in Creole.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (561) 491-1670

Every agency in Martin County All counseling agencies in Florida

Help in Spanish near Indiantown

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Indiantown

In HUD’s record, no housing authority with an office in Martin County is named for Indiantown or Martin County.

One other authority has an office in Martin County: see the list Source: HUD

Cities

Other cities in Martin County

These cities are also in Martin County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Martin County Housing in Florida

Nearby cities

The cities closest to Indiantown, with the typical home value.

Neighboring counties

If Martin County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Indiantown.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about Indiantown

Short answers with the numbers for Indiantown and all of Martin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Indiantown?

The typical home value in Indiantown is $204,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Martin County it is $432,200.

How much does it cost to rent in Indiantown?

Typical rent in Indiantown is $923 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Martin County is $2,069.

What is the FHA loan limit in Indiantown?

Indiantown uses the FHA limit for all of Martin County (2026): $603,750 for a one-unit home and $1,161,050 for a four-unit home.

How much property tax do owners pay in Indiantown?

The typical homeowner in Indiantown pays $1,417 a year, according to the U.S. Census Bureau. That is 0.69% of the home’s value; in Martin County, the rate is 0.77%.

Where can I find free help to buy or rent in Indiantown?

There is 1 HUD-approved counseling agency with an office in Martin County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).