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City · 201,875 residents · Leon County, Florida

Tallahassee , Florida

In Tallahassee, a typical home is worth $294,400 and typical rent is $1,293 a month. Compared with all of Leon County, typical household income is 13% lower and the share of households that own their home is 12 points lower.

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  • Typical home value

    $294,400

    2% below the county

    18% below Florida

    • Tallahassee
    • Leon
    • Florida

  • Typical rent

    $1,293a month

    About the same as the county

    23% below Florida

    • Tallahassee
    • Leon
    • Florida

  • Typical household income

    $57,409a year

    13% below the county

    23% below Florida

    • Tallahassee
    • Leon
    • Florida

  • Households that own their home

    41%

    12 points below the county

    27 points below Florida

    • Tallahassee
    • Leon
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$291,188
1.5% more than 12 months ago
Typical rent
$1,473 a month
1.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Tallahassee is in Leon County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Leon County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Tallahassee apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Marianna, the typical home value is $98,700: 66% less than in Tallahassee ($294,400).

  2. Tallahassee has the 17th lowest homeownership rate of the 481 cities in Florida with more than 5,000 people (41%).

  3. Nearby, in Marianna, the typical rent is $861: 33% less than in Tallahassee ($1,293).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Tallahassee

What homes there are in Tallahassee, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Tallahassee; the largest group, detached houses, adds up to 39%, less than in Leon County (49%).

Year built

The typical year built in Tallahassee is 1988, about the same as in Leon County (1989).

In Tallahassee, 17% of homes have 1 bedroom or none (studios); 53% have 3 bedrooms or more, against 61% in Leon County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Tallahassee sit under the FHA limit for Leon County ($541,287): about 87%.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Leon County is $1,424: about 61% of rents in Tallahassee are below it.

With a mortgage

$1,760 a month

Leon County: $1,770 a month

Without a mortgage

$631 a month

Leon County: $585 a month

Owners with a mortgage

63%

Leon County: 61%

The typical cost for an owner with a mortgage in Tallahassee is $1,760 a month, near the figure in Leon County ($1,770).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Tallahassee rose 45% since 2015–2019, less than in Leon County (49%).

The typical rent in Tallahassee rose 26% since 2015–2019, about the same as in Leon County (26%).

To compare: typical income in Tallahassee rose 26%; the home, +45%; the rent, +26%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTallahasseeLeon CountyFloridaUnited States
Rental vacancy 5.9%5.7%7.6%5.5%
Homeowner vacancy 1.3%1.0%1.4%0.9%
More than one person per room 2.6%2.2%3.3%3.4%
People per household 2.162.272.512.53
Drive alone 70%72%70%69%
Carpool 8%8%9%9%
Public transit 2%2%1%3%
Walk or bike 4%3%2%3%
Work from home 13%14%16%15%
Other means 2%1%2%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

In Tallahassee, the rental vacancy rate is 5.9%, about the same as in Leon County.

In Tallahassee, 2.6% of households live with more than one person per room, about the same as in Leon County.

A household in Tallahassee has 2.16 people on average, about the same as in Leon County (2.27).

The car rules in Tallahassee: 70% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Tallahassee?

A typical home costs more than the typical income allows

We start with a typical home in Tallahassee, worth $294,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Tallahassee, which is $57,409 a year. For that payment to be 28% of income, a household would need to earn about $103,805 a year.

The calculator's FHA and conventional loan limits are those of all of Leon County.

Your numbers

Local data
$

Starts at the typical home value in Tallahassee. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,304 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,422

at 7.18% · 30 years

Loan amount
$289,068
Total interest
$415,901
Paid off in
November 2056

Includes $4,972 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,340 a month

  • Tight

    $1,340 to $1,722 a month

  • Hard

    more than $1,722 a month

    Your payment · 51%

Compared with the typical household income in Tallahassee ($57,409 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,422
Principal & interest$1,958
Property tax$211
Home insurance$123
FHA mortgage insurance (MIP)$130

You need at least $10,304 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Tallahassee and Leon County

Tallahassee is in Leon County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Tallahassee's own numbers

Typical home value
$294,400
Typical monthly rent
$1,293
Typical yearly household income
$57,409
Households that own their home
41%
Effective property tax rate
0.86%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Leon County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,424
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
3.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Leon County.

Everything about Leon County

Buying

Buying a home in Tallahassee

A typical home in Tallahassee is worth $294,400: 2% below the county and 18% below Florida. With the typical household income in Tallahassee ($57,409 a year), a typical home costs 5.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Tallahassee 5.1 years
  • Leon 4.6 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Leon County

According to FHFA’s house price index, home prices in Leon County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Leon County.

Period County Florida U.S.
Last year (2025) +1.6% −0.5% +2.9%
5 years (2020–2025) +47% +60% +47%
10 years (2015–2025) +89% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Tallahassee next to Leon County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Tallahassee $294,400
  • Leon $301,800
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Tallahassee $1,293
  • Leon $1,291
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Tallahassee $57,409
  • Leon $66,287
  • Florida $74,568
  • United States $80,734
See the full table
Tallahassee next to Leon County and Florida
Measure Tallahassee Leon County Florida U.S.
Typical home value $294,400 $301,800 $359,000 $332,700
Typical monthly rent $1,293 $1,291 $1,669 $1,413
Typical yearly household income $57,409 $66,287 $74,568 $80,734
Households that own their home 41% 53% 68% 65%
Typical yearly property tax $2,540 $2,397 $2,730 $3,119
Effective property tax rate 0.86% 0.79% 0.76% 0.94%
Renters with high rent for their income 61% 59% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Leon County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Tallahassee

For a typical $294,400 home in Tallahassee, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tallahassee's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,422a month

    Least cash to close
    Down payment
    $10,304
    Cash to close
    $19,136
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $130

  • Conventional, 5% down $2,368a month

    Down payment
    $14,720
    Cash to close
    $23,552
    Rate
    7.18%
    Mortgage insurance
    PMI · $140

  • Conventional, 20% down, no PMI $1,929a month

    Down payment
    $58,880
    Cash to close
    $67,712
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,201a month

    Down payment
    $44,160
    Cash to close
    $52,992
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Tallahassee and for Leon County.

Property tax

Effective rate in Tallahassee

0.86%of the home’s value each year

$2,540 a year for the typical owner in Tallahassee.

  • Tallahassee 0.86%
  • Leon 0.79%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Leon County

FEMA does not publish these numbers by city: they are for all of Leon County.

Homes in the high-risk zone
3.1%
2,899
Of those, with NFIP insurance
40%
County Florida U.S.
Homes in the high-risk zone 3.1% 13% 3.5%
Of those, with NFIP insurance 40% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Tallahassee

Typical rent in Tallahassee is $1,293 a month: about the same as the county. In Tallahassee, 61% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Leon County, by unit size. To pay the 2-bedroom one ($1,424 a month) without spending more than 30% of your income, you would need to earn $27.38 an hour working full time.

HUD fair market rent for all of Leon County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,186 $22.81 $47,440
1 bedroom $1,264 $24.31 $50,560
2 bedrooms $1,424 $27.38 $56,960
3 bedrooms $1,742 $33.50 $69,680
4 bedrooms $1,871 $35.98 $74,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Tallahassee

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tallahassee has 7 ZIP codes with their own.

For 2 bedrooms it runs from $1,400 in 32307 to $1,580 in 32309.

6 of the 7 are above the fair market rent for Leon County ($1,424).

  • 32301 $1,500$1,840
  • 32306 $1,430$1,750
  • 32307 $1,400$1,720
  • 32308 $1,520$1,860
  • 32309 $1,580$1,930
  • 32313 $1,450$1,770
  • 32399 $1,450$1,770

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tallahassee when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Tallahassee

HUD lists 28 buildings with rents for lower incomes in Tallahassee. These are the largest.

  • Glen Oaks 2074 Midyette Rd, Tallahassee 32301 256 low-income homes · 2 bd: 128 · 3 bd: 128 · In service since 1998 · For families
  • Lakes at San Marcos 4768 Woodville Hwy, Tallahassee 32305 312 homes, 234 low-income · 1 bd: 60 · 2 bd: 192 · 3 bd: 60 · In service since 2010 · For families
  • Springfield Apts 1700 Joe Louis St, Tallahassee 32304 195 homes, 189 low-income · Run by Tallahassee Housing Authority · Average payment: $355 a month · Average wait: 77 months (850) 385-6126
  • Sienna Square 1747 Capital Cir NE, Tallahassee 32308 184 low-income homes · 2 bd: 48 · 3 bd: 136 · In service since 1993 · For families
  • Savannah Sound 1950 N Point Blvd, Tallahassee 32308 160 low-income homes · 1 bd: 32 · 2 bd: 96 · 3 bd: 32 · In service since 1995 · For families

See all 28 buildings in Leon County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Tallahassee

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Leon County; 1 says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Tallahassee

No down payment, repair or rent-help program on our list is for Tallahassee or Leon County. The ones below are statewide in Florida: they work in Tallahassee the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Tallahassee

The HUD-approved agencies closest to the center of Tallahassee, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Tallahassee Urban League, Inc

    923 Old Bainbridge Rd, Tallahassee · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (850) 222-6111

  • University of Florida/Florida Cooperative Extension - Washington County Cooperative Extension Service

    1424 Jackson Ave, Chipley · 80 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 7 more
    (850) 638-6265

  • City of Panama City Community Development Corporation

    501 Harrison Ave, Panama City · 86 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (850) 872-7231

Every agency in Leon County All counseling agencies in Florida

Help in Spanish near Tallahassee

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Tallahassee

HUD’s record names them for Tallahassee or Leon County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Tallahassee Housing Authority Public housing and Section 8 vouchers (850) 385-6126

All housing agencies in Florida Source: HUD

Cities

Other cities in Leon County

These cities are also in Leon County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Leon County Housing in Florida

Nearby cities

The cities closest to Tallahassee, with the typical home value.

Neighboring counties

If Leon County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Tallahassee.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Tallahassee

Short answers with the numbers for Tallahassee and all of Leon County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Tallahassee?

The typical home value in Tallahassee is $294,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Leon County it is $301,800.

How much does it cost to rent in Tallahassee?

Typical rent in Tallahassee is $1,293 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Leon County is $1,424.

What is the FHA loan limit in Tallahassee?

Tallahassee uses the FHA limit for all of Leon County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Tallahassee?

The typical homeowner in Tallahassee pays $2,540 a year, according to the U.S. Census Bureau. That is 0.86% of the home’s value; in Leon County, the rate is 0.79%.

Where can I find free help to buy or rent in Tallahassee?

There is 1 HUD-approved counseling agency with an office in Leon County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).