Español

Este sitio también está en español. Leer en español

City · 18,953 residents · Leon County, Florida

Bradfordville , Florida

In Bradfordville, a typical home is worth $383,300 and typical rent is $1,881 a month. Compared with all of Leon County, typical household income is 101% higher, typical rent is 46% higher, and the share of households that own their home is 39 points higher.

WhatsApp

  • Typical home value

    $383,300

    27% above the county

    7% above Florida

    • Bradfordville
    • Leon
    • Florida

  • Typical rent

    $1,881a month

    46% above the county

    13% above Florida

    • Bradfordville
    • Leon
    • Florida

  • Typical household income

    $133,359a year

    101% above the county

    79% above Florida

    • Bradfordville
    • Leon
    • Florida

  • Households that own their home

    91%

    39 points above the county

    24 points above Florida

    • Bradfordville
    • Leon
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Bradfordville is in Leon County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Leon County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bradfordville apart

What this place has that others do not, from public data, most unusual first.

  1. 91% of households in Bradfordville own their home, against 53% in Leon County.

  2. The typical household income in Bradfordville is $133,359, 101% more than in Leon County as a whole ($66,287).

  3. Nearby, in Marianna, the typical home value is $98,700: 74% less than in Bradfordville ($383,300).

  4. Nearby, in Marianna, the typical rent is $861: 54% less than in Bradfordville ($1,881).

  5. The typical rent in Bradfordville is $1,881 a month, 46% more than in Leon County as a whole ($1,291).

  6. The typical home in Bradfordville is worth $383,300, 27% more than in Leon County as a whole ($301,800).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Bradfordville

What homes there are in Bradfordville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Bradfordville, 10 in 10 homes are single-family detached houses; in Leon County, 5.

Year built

By age, homes in Bradfordville look like those in Leon County: the typical year built is 1992.

Homes in Bradfordville are bigger: 97% have 3 bedrooms or more; in Leon County, 61%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,113 a month

Leon County: $1,770 a month

Without a mortgage

$711 a month

Leon County: $585 a month

Owners with a mortgage

71%

Leon County: 61%

Owning costs more in Bradfordville: with a mortgage, the typical cost is $2,113 a month; in Leon County, $1,770. Without one, $711.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Bradfordville does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Leon County the typical home value rose 49%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBradfordvilleLeon CountyFloridaUnited States
Rental vacancy Unreliable estimate5.7%7.6%5.5%
Homeowner vacancy Unreliable estimate1.0%1.4%0.9%
More than one person per room Unreliable estimate2.2%3.3%3.4%
People per household 2.812.272.512.53
Drive alone 70%72%70%69%
Carpool 5%8%9%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 24%14%16%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.81 on average, against 2.27 in Leon County.

Many people here do not commute at all: 24% work from home; in Leon County, 14%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bradfordville?

A typical home is tight for the typical income

We start with a typical home in Bradfordville, worth $383,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Bradfordville, which is $133,359 a year. For that payment to be 28% of income, a household would need to earn about $134,192 a year.

The calculator's FHA and conventional loan limits are those of all of Leon County.

Your numbers

Local data
$

Starts at the typical home value in Bradfordville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,416 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,131

at 7.18% · 30 years

Loan amount
$376,357
Total interest
$541,489
Paid off in
November 2056

Includes $6,473 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,112 a month

  • Tight

    $3,112 to $4,001 a month

    Your payment · 28%

  • Hard

    more than $4,001 a month

Compared with the typical household income in Bradfordville ($133,359 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,131
Principal & interest$2,550
Property tax$252
Home insurance$160
FHA mortgage insurance (MIP)$170

You need at least $13,416 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bradfordville and Leon County

Bradfordville is in Leon County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bradfordville's own numbers

Typical home value
$383,300
Typical monthly rent
$1,881
Typical yearly household income
$133,359
Households that own their home
91%
Effective property tax rate
0.79%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Leon County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,424
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
3.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Leon County.

Everything about Leon County

Buying

Buying a home in Bradfordville

A typical home in Bradfordville is worth $383,300: 27% above the county and 7% above Florida. With the typical household income in Bradfordville ($133,359 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bradfordville 2.9 years
  • Leon 4.6 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Leon County

According to FHFA’s house price index, home prices in Leon County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Leon County.

Period County Florida U.S.
Last year (2025) +1.6% −0.5% +2.9%
5 years (2020–2025) +47% +60% +47%
10 years (2015–2025) +89% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bradfordville next to Leon County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bradfordville $383,300
  • Leon $301,800
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Bradfordville $1,881
  • Leon $1,291
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Bradfordville $133,359
  • Leon $66,287
  • Florida $74,568
  • United States $80,734
See the full table
Bradfordville next to Leon County and Florida
Measure Bradfordville Leon County Florida U.S.
Typical home value $383,300 $301,800 $359,000 $332,700
Typical monthly rent $1,881 $1,291 $1,669 $1,413
Typical yearly household income $133,359 $66,287 $74,568 $80,734
Households that own their home 91% 53% 68% 65%
Typical yearly property tax $3,020 $2,397 $2,730 $3,119
Effective property tax rate 0.79% 0.79% 0.76% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Leon County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bradfordville

For a typical $383,300 home in Bradfordville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bradfordville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,131a month

    Least cash to close
    Down payment
    $13,416
    Cash to close
    $24,915
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $170

  • Conventional, 5% down $3,061a month

    Down payment
    $19,165
    Cash to close
    $30,664
    Rate
    7.18%
    Mortgage insurance
    PMI · $182

  • Conventional, 20% down, no PMI $2,489a month

    Down payment
    $76,660
    Cash to close
    $88,159
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,844a month

    Down payment
    $57,495
    Cash to close
    $68,994
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bradfordville and for Leon County.

Property tax

Effective rate in Bradfordville

0.79%of the home’s value each year

$3,020 a year for the typical owner in Bradfordville.

  • Bradfordville 0.79%
  • Leon 0.79%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Leon County

FEMA does not publish these numbers by city: they are for all of Leon County.

Homes in the high-risk zone
3.1%
2,899
Of those, with NFIP insurance
40%
County Florida U.S.
Homes in the high-risk zone 3.1% 13% 3.5%
Of those, with NFIP insurance 40% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bradfordville

Typical rent in Bradfordville is $1,881 a month: 46% above the county.

HUD publishes a fair market rent for all of Leon County, by unit size. To pay the 2-bedroom one ($1,424 a month) without spending more than 30% of your income, you would need to earn $27.38 an hour working full time.

HUD fair market rent for all of Leon County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,186 $22.81 $47,440
1 bedroom $1,264 $24.31 $50,560
2 bedrooms $1,424 $27.38 $56,960
3 bedrooms $1,742 $33.50 $69,680
4 bedrooms $1,871 $35.98 $74,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bradfordville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bradfordville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,580 in 32309 to $1,760 in 32312.

2 of the 2 are above the fair market rent for Leon County ($1,424).

  • 32309 $1,580$1,930
  • 32312 $1,760$2,150

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bradfordville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Bradfordville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Leon County; 1 says it serves in Spanish.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Bradfordville

No down payment, repair or rent-help program on our list is for Bradfordville or Leon County. The ones below are statewide in Florida: they work in Bradfordville the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Bradfordville

The HUD-approved agencies closest to the center of Bradfordville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Tallahassee Urban League, Inc

    923 Old Bainbridge Rd, Tallahassee · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (850) 222-6111

  • University of Florida/Florida Cooperative Extension - Washington County Cooperative Extension Service

    1424 Jackson Ave, Chipley · 81 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 7 more
    (850) 638-6265

  • University of Florida/Florida Cooperative Extension - Holmes County Cooperative Extension Service

    1169 E Highway 90, Bonifay · 88 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 7 more
    (850) 547-1108

Every agency in Leon County All counseling agencies in Florida

Help in Spanish near Bradfordville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bradfordville

In HUD’s record, no housing authority with an office in Leon County is named for Bradfordville or Leon County.

One other authority has an office in Leon County: see the list Source: HUD

Cities

Other cities in Leon County

These cities are also in Leon County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Leon County Housing in Florida

Nearby cities

The cities closest to Bradfordville, with the typical home value.

Neighboring counties

If Leon County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bradfordville.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Bradfordville

Short answers with the numbers for Bradfordville and all of Leon County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bradfordville?

The typical home value in Bradfordville is $383,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Leon County it is $301,800.

How much does it cost to rent in Bradfordville?

Typical rent in Bradfordville is $1,881 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Leon County is $1,424.

What is the FHA loan limit in Bradfordville?

Bradfordville uses the FHA limit for all of Leon County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Bradfordville?

The typical homeowner in Bradfordville pays $3,020 a year, according to the U.S. Census Bureau. That is 0.79% of the home’s value; in Leon County, the rate is 0.79%.

Where can I find free help to buy or rent in Bradfordville?

There is 1 HUD-approved counseling agency with an office in Leon County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).