Español

Este sitio también está en español. Leer en español

City · 7,068 residents · Taylor County, Florida

Perry , Florida

In Perry, a typical home is worth $150,500 and typical rent is $986 a month. Compared with all of Taylor County, the typical home value is 31% higher, typical household income is 17% lower, and the share of households that own their home is 16 points lower.

WhatsApp

  • Typical home value

    $150,500

    31% above the county

    58% below Florida

    • Perry
    • Taylor
    • Florida

  • Typical rent

    $986a month

    About the same as the county

    41% below Florida

    • Perry
    • Taylor
    • Florida

  • Typical household income

    $40,898a year

    17% below the county

    45% below Florida

    • Perry
    • Taylor
    • Florida

  • Households that own their home

    60%

    16 points below the county

    8 points below Florida

    • Perry
    • Taylor
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$182,014
7.1% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Perry is in Taylor County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Taylor County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Perry apart

What this place has that others do not, from public data, most unusual first.

  1. Perry has the 13th lowest typical home value of the 480 cities in Florida with more than 5,000 people ($150,500).

  2. Perry has the 14th lowest typical household income of the 480 cities in Florida with more than 5,000 people ($40,898).

  3. According to Zillow, in the 12 months to September 2026 the typical home value in Perry rose 7.1%; in Florida, it fell 0.9%.

  4. Perry has the 21st lowest typical rent of the 471 cities in Florida with more than 5,000 people ($986).

  5. 60% of households in Perry own their home, against 76% in Taylor County.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Perry

What homes there are in Perry, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Perry, 6 in 10 homes are single-family detached houses; in Taylor County, 5.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Taylor County is high ($541,287): at least 99% of owner-occupied homes in Perry are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,352 a month

Taylor County: $1,246 a month

Without a mortgage

$344 a month

Taylor County: $334 a month

Owners with a mortgage

42%

Taylor County: 31%

Owning costs more in Perry: with a mortgage, the typical cost is $1,352 a month; in Taylor County, $1,246. Without one, $344.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Perry gained value faster than in Taylor County: 66% against 35%.

The typical rent in Perry rose 36% over the same time; in Taylor County, it rose 48%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePerryTaylor CountyFloridaUnited States
Rental vacancy Unreliable estimate12.6%7.6%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.4%0.9%
More than one person per room Unreliable estimateUnreliable estimate3.3%3.4%
People per household 2.442.372.512.53
Drive alone 66%75%70%69%
Carpool 15%12%9%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimateUnreliable estimate16%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

By size, households in Perry look like those in Taylor County: 2.44 people on average.

More people carpool to work in Perry than in Taylor County: 15% against 12%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Perry?

A typical home is tight for the typical income

We start with a typical home in Perry, worth $150,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Perry, which is $40,898 a year. For that payment to be 28% of income, a household would need to earn about $51,131 a year.

The calculator's FHA and conventional loan limits are those of all of Taylor County.

Your numbers

Local data
$

Starts at the typical home value in Perry. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,268 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,193

at 7.18% · 30 years

Loan amount
$147,774
Total interest
$212,611
Paid off in
November 2056

Includes $2,542 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $954 a month

  • Tight

    $954 to $1,227 a month

    Your payment · 35%

  • Hard

    more than $1,227 a month

Compared with the typical household income in Perry ($40,898 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,193
Principal & interest$1,001
Property tax$63
Home insurance$63
FHA mortgage insurance (MIP)$67

You need at least $5,268 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Perry and Taylor County

Perry is in Taylor County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Perry's own numbers

Typical home value
$150,500
Typical monthly rent
$986
Typical yearly household income
$40,898
Households that own their home
60%
Effective property tax rate
0.5%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Taylor County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$953
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
27%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Taylor County.

Everything about Taylor County

Buying

Buying a home in Perry

A typical home in Perry is worth $150,500: 31% above the county and 58% below Florida. With the typical household income in Perry ($40,898 a year), a typical home costs 3.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Perry 3.7 years
  • Taylor 2.3 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Taylor County

According to FHFA’s house price index, home prices in Taylor County rose 73% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Taylor County.

Period County Florida U.S.
Last year (2025) −0.4% −0.5% +2.9%
5 years (2020–2025) +51% +60% +47%
10 years (2015–2025) +73% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Perry next to Taylor County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Perry $150,500
  • Taylor $114,600
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Perry $986
  • Taylor $988
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Perry $40,898
  • Taylor $49,073
  • Florida $74,568
  • United States $80,734
See the full table
Perry next to Taylor County and Florida
Measure Perry Taylor County Florida U.S.
Typical home value $150,500 $114,600 $359,000 $332,700
Typical monthly rent $986 $988 $1,669 $1,413
Typical yearly household income $40,898 $49,073 $74,568 $80,734
Households that own their home 60% 76% 68% 65%
Typical yearly property tax $755 $750 $2,730 $3,119
Effective property tax rate 0.5% 0.65% 0.76% 0.94%
Renters with high rent for their income 62% 52% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Taylor County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Perry

For a typical $150,500 home in Perry, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Perry's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,193a month

    Least cash to close
    Down payment
    $5,268
    Cash to close
    $9,783
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $67

  • Conventional, 5% down $1,165a month

    Down payment
    $7,525
    Cash to close
    $12,040
    Rate
    7.18%
    Mortgage insurance
    PMI · $71

  • Conventional, 20% down, no PMI $941a month

    Down payment
    $30,100
    Cash to close
    $34,615
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,080a month

    Down payment
    $22,575
    Cash to close
    $27,090
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Perry and for Taylor County.

Property tax

Effective rate in Perry

0.5%of the home’s value each year

$755 a year for the typical owner in Perry.

  • Perry 0.5%
  • Taylor 0.65%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Taylor County

FEMA does not publish these numbers by city: they are for all of Taylor County.

Homes in the high-risk zone
27%
2,677
Of those, with NFIP insurance
24%
County Florida U.S.
Homes in the high-risk zone 27% 13% 3.5%
Of those, with NFIP insurance 24% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Perry

Typical rent in Perry is $986 a month: about the same as the county. In Perry, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Taylor County, by unit size. To pay the 2-bedroom one ($953 a month) without spending more than 30% of your income, you would need to earn $18.33 an hour working full time.

HUD fair market rent for all of Taylor County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $840 $16.15 $33,600
1 bedroom $875 $16.83 $35,000
2 bedrooms $953 $18.33 $38,120
3 bedrooms $1,248 $24.00 $49,920
4 bedrooms $1,252 $24.08 $50,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Perry

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Perry has 2 ZIP codes with their own.

For 2 bedrooms it runs from $950 in 32347 to $1,000 in 32348.

1 of the 2 is above the fair market rent for Taylor County ($953).

  • 32347 $950$1,250
  • 32348 $1,000$1,310

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Perry when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Perry

HUD lists 4 buildings with rents for lower incomes in Perry. These are the largest.

  • Perrytown 500 S Warner Ave, Perry 32348 100 low-income homes · 1 bd: 16 · 2 bd: 40 · 3 bd: 40 · 4 bd: 4 · In service since 2018 · For families (850) 584-6842
  • Stonegate Manor 544 Puckett Rd, Perry 32348 36 low-income homes · In service since 1990
  • Southern Villas of Perry 315 Puckett Rd, Perry 32348 36 homes, 35 low-income · 1 bd: 8 · 2 bd: 28 · In service since 2019 · For families
  • Gibb Perry Village 800 Stephens Ct, Perry 32347 15 homes, 14 low-income · For people with disabilities (850) 584-4668

See all 4 buildings in Taylor County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Perry

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Taylor County. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Perry

No down payment, repair or rent-help program on our list is for Perry or Taylor County. The ones below are statewide in Florida: they work in Perry the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Perry

The HUD-approved agencies closest to the center of Perry, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Tallahassee Urban League, Inc

    923 Old Bainbridge Rd, Tallahassee · 48 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (850) 222-6111

  • University of Florida/Florida Cooperative Extension

    1604 McCarty Drive, McCarty Hall D, Suit, Gainesville · 80 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 7 more
    (352) 392-1761

  • Neighborhood Housing & Development Corporation

    633 NW 8th Ave, Gainesville · 81 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (352) 380-9119

All counseling agencies in Florida

Help in Spanish near Perry

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Perry

HUD lists no housing authority with an office in Taylor County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Florida Source: HUD

Cities

Nearby cities

The cities closest to Perry, with the typical home value.

Everything about Taylor County Housing in Florida

Neighboring counties

If Taylor County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Perry.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Perry

Short answers with the numbers for Perry and all of Taylor County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Perry?

The typical home value in Perry is $150,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Taylor County it is $114,600.

How much does it cost to rent in Perry?

Typical rent in Perry is $986 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Taylor County is $953.

What is the FHA loan limit in Perry?

Perry uses the FHA limit for all of Taylor County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Perry?

The typical homeowner in Perry pays $755 a year, according to the U.S. Census Bureau. That is 0.5% of the home’s value; in Taylor County, the rate is 0.65%.

Where can I find free help to buy or rent in Perry?

We found no HUD-approved counseling agencies with an office in Taylor County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).