In Mascotte, a typical home is worth $304,300 and typical rent is $1,529 a month. Compared with all of Lake County, typical household income is 15% higher.
Typical home value from Zillow, September 2021 to September 2026: from $266,391 to $313,954.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Mascotte is in Lake County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lake County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Leesburg, the typical home value is $228,600: 25% less than in Mascotte ($304,300).
2
Nearby, in Leesburg, the typical rent is $1,258: 18% less than in Mascotte ($1,529).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Mascotte
What homes there are in Mascotte, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Mascotte
Lake County
Florida
United States
Kind of home: Mascotte and its comparisons
Measure
Mascotte
Lake County
Florida
United States
Detached house
92%
68%
55%
61%
Attached house
Unreliable estimate
2%
7%
6%
Building of 2 to 4
Unreliable estimate
4%
6%
8%
Apartments (5 or more)
Unreliable estimate
10%
25%
19%
Mobile home
Unreliable estimate
16%
8%
6%
Boat, RV and other
Unreliable estimate
1%
0%
0%
The detached house rules in Mascotte: 92% of homes, more than in Lake County (68%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Mascotte
Lake County
Florida
United States
Year built: Mascotte and its comparisons
Measure
Mascotte
Lake County
Florida
United States
Before 1960
Unreliable estimate
8%
10%
26%
1960–1979
Unreliable estimate
15%
24%
24%
1980–1999
28%
33%
34%
25%
2000–2009
25%
23%
18%
14%
2010 or later
35%
22%
14%
11%
Homes in Mascotte are newer: the typical year built is 2004; in Lake County, 1997.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K32%
$300K–$500K49%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Mascotte and its comparisons
Measure
Mascotte
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
32%
$300K–$500K
49%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Mascotte and its comparisons
Measure
Mascotte
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,650 a month
Lake County: $1,814 a month
Without a mortgage
$457 a month
Lake County: $584 a month
Owners with a mortgage
81%
Lake County: 56%
Owning costs less in Mascotte: with a mortgage, the typical cost is $1,650 a month; in Lake County, $1,814. Without one, $457.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Mascotte+93%
Lake County+76%
Florida+67%
United States+53%
Typical rent
Mascotte+71%
Lake County+46%
Florida+42%
United States+33%
Typical household income
Mascotte+93%
Lake County+34%
Florida+34%
United States+29%
Change since 2015–2019: Mascotte and its comparisons
Measure
Mascotte
Lake County
Florida
United States
Typical home value
+93%
+76%
+67%
+53%
Typical rent
+71%
+46%
+42%
+33%
Typical household income
+93%
+34%
+34%
+29%
Since 2015–2019, homes in Mascotte gained value faster than in Lake County: 93% against 76%.
Since 2015–2019, the typical rent in Mascotte rose 71%, more than in Lake County (46%).
While home values in Mascotte changed +93% and rent +71%, the typical household income rose 93%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Mascotte and its comparisons
Measure
Mascotte
Lake County
Florida
United States
Rental vacancy
Unreliable estimate
10.3%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.8%
1.4%
0.9%
More than one person per room
Unreliable estimate
1.9%
3.3%
3.4%
People per household
3.62
2.48
2.51
2.53
Drive alone
81%
72%
70%
69%
Carpool
Unreliable estimate
9%
9%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
12%
16%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 3.62 on average, against 2.48 in Lake County.
To get to work, 81% of workers in Mascotte drive alone; in Lake County, 72%.
Do the math
What would you pay each month for a home in Mascotte?
A typical home is tight for the typical income
We start with a typical home in Mascotte, worth $304,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Mascotte, which is $83,878 a year. For that payment to be 28% of income, a household would need to earn about $106,535 a year.
The calculator's FHA and conventional loan limits are those of all of Lake County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Mascotte. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,651 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,486
at 7.18% · 30 years
Loan amount
$298,788
Total interest
$429,886
Paid off in
November 2056
Includes $5,139 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,957 a month
Tight
$1,957 to $2,516 a month
Your payment · 36%
Hard
more than $2,516 a month
Compared with the typical household income in Mascotte ($83,878 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,024
Property tax
$200
Home insurance
$127
FHA mortgage insurance (MIP)
$135
You need at least $10,651 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,486; principal and interest $2,024.
The city and its county
Mascotte and Lake County
Mascotte is in Lake County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Mascotte
Map of Lake County, Florida, with Mascotte marked. Around it, the neighboring counties.
Mascotte
Lake County
Other cities with a page
Mascotte's own numbers
Typical home value
$304,300
Typical monthly rent
$1,529
Typical yearly household income
$83,878
Households that own their home
77%
Effective property tax rate
0.79%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Lake County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,959
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
4.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lake County.
A typical home in Mascotte is worth $304,300: 4% below the county and 15% below Florida. With the typical household income in Mascotte ($83,878 a year), a typical home costs 3.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Mascotte3.6 years
Lake4.4 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Lake County
According to FHFA’s house price index, home prices in Lake County rose 131% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Lake County.
Yearly change in FHFA’s price index in Lake County, 2016 to 2025
2016: +7.7% +7.7% 2016
2017: +8.4% +8.4% 2017
2018: +10.7% +10.7% 2018
2019: +5.9% +5.9% 2019
2020: +4.8% +4.8% 2020
2021: +14.5% +14.5% 2021
2022: +23.7% +23.7% 2022
2023: +6.7% +6.7% 2023
2024: +4.4% +4.4% 2024
2025: +2.2% +2.2% 2025
Change in FHFA’s price index in Lake County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
+2.2%
−0.5%
+2.9%
5 years (2020–2025)
+61%
+60%
+47%
10 years (2015–2025)
+131%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Mascotte next to Lake County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Mascotte$304,300
Lake$318,400
Florida$359,000
United States$332,700
Typical monthly rent
Mascotte$1,529
Lake$1,586
Florida$1,669
United States$1,413
Typical yearly household income
Mascotte$83,878
Lake$73,161
Florida$74,568
United States$80,734
See the full table
Mascotte next to Lake County and Florida
Measure
Mascotte
Lake County
Florida
U.S.
Typical home value
$304,300 ▼4% below the county
$318,400
$359,000
$332,700
Typical monthly rent
$1,529 ▼4% below the county
$1,586
$1,669
$1,413
Typical yearly household income
$83,878 ▲15% above the county
$73,161
$74,568
$80,734
Households that own their home
77%
78%
68%
65%
Typical yearly property tax
$2,399
$2,433
$2,730
$3,119
Effective property tax rate
0.79% ▲0.03 points above the county
0.76%
0.76%
0.94%
Renters with high rent for their income
69% ▲10 points above the county
59%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lake County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Mascotte
For a typical $304,300 home in Mascotte, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mascotte's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,486a month
Least cash to close
Down payment
$10,651
Cash to close
$19,780
Rate
7.18%
Mortgage insurance
FHA MIP · $135
Conventional, 5% down$2,430a month
Down payment
$15,215
Cash to close
$24,344
Rate
7.18%
Mortgage insurance
PMI · $145
Conventional, 20% down, no PMI$1,976a month
Down payment
$60,860
Cash to close
$69,989
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,258a month
Down payment
$45,645
Cash to close
$54,774
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Mascotte
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,486
$10,651
$298,788
7.18%
FHA MIP · $135
$19,780
580
Conventional, 5% down
$2,430
$15,215
$289,085
7.18%
PMI · $145
$24,344
620*
Conventional, 20% down, no PMI
$1,976
$60,860
$243,440
7.18%
None
$69,989
620*
ITIN, 15% down (example)
$2,258
$45,645
$258,655
8.18%
None
$54,774
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Mascotte is $1,529 a month: 4% below the county. In Mascotte, 69% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Lake County, by unit size. To pay the 2-bedroom one ($1,959 a month) without spending more than 30% of your income, you would need to earn $37.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Lake County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,658
$31.88
$66,320
1 bedroom
$1,726
$33.19
$69,040
2 bedrooms
$1,959
$37.67
$78,360
3 bedrooms
$2,445
$47.02
$97,800
4 bedrooms
$2,856
$54.92
$114,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Mascotte
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mascotte has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,690 in 34753 to $1,890 in 34736.
None is above the fair market rent for Lake County ($1,959).
Fair market rent by ZIP code and size in Mascotte, fiscal year 2027.
34736
$1,600
$1,670
$1,890
$2,360
$2,760
34753
$1,430
$1,490
$1,690
$2,110
$2,460
ZIP code2 bd3 bd
34736 $1,890$2,360
34753 $1,690$2,110
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mascotte when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Lake County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Mascotte or Lake County. The ones below are statewide in Florida: they work in Mascotte the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
No legal help resource on our list is for Mascotte or Lake County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Mascotte and all of Lake County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Mascotte?
The typical home value in Mascotte is $304,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lake County it is $318,400.
How much does it cost to rent in Mascotte?
Typical rent in Mascotte is $1,529 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lake County is $1,959.
What is the FHA loan limit in Mascotte?
Mascotte uses the FHA limit for all of Lake County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Mascotte?
The typical homeowner in Mascotte pays $2,399 a year, according to the U.S. Census Bureau. That is 0.79% of the home’s value; in Lake County, the rate is 0.76%.
Where can I find free help to buy or rent in Mascotte?
There are 2 HUD-approved counseling agencies with an office in Lake County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
