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City · 30,807 residents · Lake County, Florida

Leesburg , Florida

In Leesburg, a typical home is worth $228,600 and typical rent is $1,258 a month. Compared with all of Lake County, the typical home value is 28% lower, typical household income is 28% lower, and the share of households that own their home is 15 points lower.

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  • Typical home value

    $228,600

    28% below the county

    36% below Florida

    • Leesburg
    • Lake
    • Florida

  • Typical rent

    $1,258a month

    21% below the county

    25% below Florida

    • Leesburg
    • Lake
    • Florida

  • Typical household income

    $52,880a year

    28% below the county

    29% below Florida

    • Leesburg
    • Lake
    • Florida

  • Households that own their home

    63%

    15 points below the county

    5 points below Florida

    • Leesburg
    • Lake
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$273,975
3.2% less than 12 months ago
Typical rent
$1,762 a month
0.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Leesburg is in Lake County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lake County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Leesburg apart

What this place has that others do not, from public data, most unusual first.

  1. 63% of households in Leesburg own their home, against 78% in Lake County.

  2. The typical home in Leesburg is worth $228,600, 28% less than in Lake County as a whole ($318,400).

  3. The typical household income in Leesburg is $52,880, 28% less than in Lake County as a whole ($73,161).

  4. The typical rent in Leesburg is $1,258 a month, 21% less than in Lake County as a whole ($1,586).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Leesburg

What homes there are in Leesburg, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Leesburg, but it weighs less than in Lake County: 56% against 68%.

Year built

The typical home in Leesburg was built in 1985, 12 years before the typical one in Lake County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Leesburg sit under the FHA limit for Lake County ($541,287): about 93%.

Monthly rent with utilities

About 82% of rented homes in Leesburg cost less than HUD's 2-bedroom fair market rent for Lake County ($1,959).

With a mortgage

$1,475 a month

Lake County: $1,814 a month

Without a mortgage

$581 a month

Lake County: $584 a month

Owners with a mortgage

50%

Lake County: 56%

The typical cost for an owner with a mortgage in Leesburg is $1,475 a month, less than in Lake County ($1,814); without one, $581.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Leesburg rose 49% since 2015–2019, less than in Lake County (76%).

Rents in Leesburg rose more slowly than in Lake County: 42% since 2015–2019, against 46%.

The typical household income in Leesburg rose 43% over that time; home values changed +49% and rent +42%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLeesburgLake CountyFloridaUnited States
Rental vacancy 10.0%10.3%7.6%5.5%
Homeowner vacancy Unreliable estimate1.8%1.4%0.9%
More than one person per room Unreliable estimate1.9%3.3%3.4%
People per household 2.352.482.512.53
Drive alone 72%72%70%69%
Carpool 10%9%9%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 12%16%16%15%
Other means Unreliable estimate2%2%2%
Typical commute 20 to 29 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

Open rentals in Leesburg look like those in Lake County: the rental vacancy rate is 10.0%.

On average, a household in Leesburg has 2.35 people, fewer than in Lake County (2.48).

The car rules in Leesburg: 72% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Leesburg?

A typical home costs more than the typical income allows

We start with a typical home in Leesburg, worth $228,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in Leesburg, which is $52,880 a year. For that payment to be 28% of income, a household would need to earn about $79,706 a year.

The calculator's FHA and conventional loan limits are those of all of Lake County.

Your numbers

Local data
$

Starts at the typical home value in Leesburg. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,001 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,860

at 7.18% · 30 years

Loan amount
$224,459
Total interest
$322,945
Paid off in
November 2056

Includes $3,860 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,234 a month

  • Tight

    $1,234 to $1,586 a month

  • Hard

    more than $1,586 a month

    Your payment · 42%

Compared with the typical household income in Leesburg ($52,880 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,860
Principal & interest$1,521
Property tax$143
Home insurance$95
FHA mortgage insurance (MIP)$101

You need at least $8,001 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Leesburg and Lake County

Leesburg is in Lake County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Leesburg's own numbers

Typical home value
$228,600
Typical monthly rent
$1,258
Typical yearly household income
$52,880
Households that own their home
63%
Effective property tax rate
0.75%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Lake County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,959
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
4.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lake County.

Everything about Lake County

Buying

Buying a home in Leesburg

A typical home in Leesburg is worth $228,600: 28% below the county and 36% below Florida. With the typical household income in Leesburg ($52,880 a year), a typical home costs 4.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Leesburg 4.3 years
  • Lake 4.4 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Lake County

According to FHFA’s house price index, home prices in Lake County rose 131% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Lake County.

Period County Florida U.S.
Last year (2025) +2.2% −0.5% +2.9%
5 years (2020–2025) +61% +60% +47%
10 years (2015–2025) +131% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Leesburg next to Lake County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Leesburg $228,600
  • Lake $318,400
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Leesburg $1,258
  • Lake $1,586
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Leesburg $52,880
  • Lake $73,161
  • Florida $74,568
  • United States $80,734
See the full table
Leesburg next to Lake County and Florida
Measure Leesburg Lake County Florida U.S.
Typical home value $228,600 $318,400 $359,000 $332,700
Typical monthly rent $1,258 $1,586 $1,669 $1,413
Typical yearly household income $52,880 $73,161 $74,568 $80,734
Households that own their home 63% 78% 68% 65%
Typical yearly property tax $1,711 $2,433 $2,730 $3,119
Effective property tax rate 0.75% 0.76% 0.76% 0.94%
Renters with high rent for their income 69% 59% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lake County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Leesburg

For a typical $228,600 home in Leesburg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Leesburg's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,860a month

    Least cash to close
    Down payment
    $8,001
    Cash to close
    $14,859
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $101

  • Conventional, 5% down $1,818a month

    Down payment
    $11,430
    Cash to close
    $18,288
    Rate
    7.18%
    Mortgage insurance
    PMI · $109

  • Conventional, 20% down, no PMI $1,477a month

    Down payment
    $45,720
    Cash to close
    $52,578
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,688a month

    Down payment
    $34,290
    Cash to close
    $41,148
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Leesburg and for Lake County.

Property tax

Effective rate in Leesburg

0.75%of the home’s value each year

$1,711 a year for the typical owner in Leesburg.

  • Leesburg 0.75%
  • Lake 0.76%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Lake County

FEMA does not publish these numbers by city: they are for all of Lake County.

Homes in the high-risk zone
4.5%
6,862
Of those, with NFIP insurance
24%
County Florida U.S.
Homes in the high-risk zone 4.5% 13% 3.5%
Of those, with NFIP insurance 24% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Leesburg

Typical rent in Leesburg is $1,258 a month: 21% below the county. In Leesburg, 69% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Lake County, by unit size. To pay the 2-bedroom one ($1,959 a month) without spending more than 30% of your income, you would need to earn $37.67 an hour working full time.

HUD fair market rent for all of Lake County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,658 $31.88 $66,320
1 bedroom $1,726 $33.19 $69,040
2 bedrooms $1,959 $37.67 $78,360
3 bedrooms $2,445 $47.02 $97,800
4 bedrooms $2,856 $54.92 $114,240

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Leesburg

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Leesburg has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,390 in 34748 to $1,890 in 34736.

None is above the fair market rent for Lake County ($1,959).

  • 34736 $1,890$2,360
  • 34748 $1,390$1,740
  • 34762 $1,540$1,920

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Leesburg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Leesburg

HUD lists 12 buildings with rents for lower incomes in Leesburg. These are the largest.

  • Crossings at Leesburg 2511 Sennett Dr, Leesburg 34748 168 low-income homes · 2 bd: 72 · 3 bd: 88 · 4 bd: 8 · In service since 2004 · For families
  • Laurel Oaks I 2700 Laurel Hollow Dr, Leesburg 34748 144 low-income homes · 2 bd: 88 · 3 bd: 48 · 4 bd: 8 · In service since 2009 · For families
  • Cypress Oaks 336 Sandy Oak Cir, Leesburg 34748 140 low-income homes · 1 bd: 30 · 2 bd: 68 · 3 bd: 42 · In service since 2005 · For families
  • Silver Pointe at Leesburg 2400 Silver Pointe Cir, Leesburg 34748 138 low-income homes · 1 bd: 69 · 2 bd: 69 · In service since 2005 · For older adults
  • Lakeside Pointe 1403 Old Harbor Blvd, Leesburg 34748 128 low-income homes · 1 bd: 16 · 2 bd: 48 · 3 bd: 32 · 4 bd: 32 · In service since 2006 · For families

See all 41 buildings in Lake County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Leesburg

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Lake County; 2 say they serve in Spanish.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Leesburg

No down payment, repair or rent-help program on our list is for Leesburg or Lake County. The ones below are statewide in Florida: they work in Leesburg the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Leesburg

The HUD-approved agencies closest to the center of Leesburg, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Legal Services of Mid-Florida, Inc. - Tavares Office

    226 W Main St, Tavares · 12 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (386) 255-6573

  • Homes in Partnership, Inc.

    1140 S Grove St, Eustis · 16 miles away · Spanish

    • Budget and financial counseling
    • Workshops for new owners
    • and 3 more
    (407) 886-2451

  • Community Legal Services of Mid-Florida, Inc. - Inverness Office

    106 N Osceola Ave, Inverness · 27 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (386) 255-6573

Every agency in Lake County All counseling agencies in Florida

Help in Spanish near Leesburg

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Leesburg

HUD’s record names them for Leesburg or Lake County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

One other authority has an office in Lake County: see the list Source: HUD

Cities

Other cities in Lake County

These cities are also in Lake County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Lake County Housing in Florida

Nearby cities

The cities closest to Leesburg, with the typical home value.

Neighboring counties

If Lake County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Leesburg.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Leesburg

Short answers with the numbers for Leesburg and all of Lake County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Leesburg?

The typical home value in Leesburg is $228,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lake County it is $318,400.

How much does it cost to rent in Leesburg?

Typical rent in Leesburg is $1,258 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lake County is $1,959.

What is the FHA loan limit in Leesburg?

Leesburg uses the FHA limit for all of Lake County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Leesburg?

The typical homeowner in Leesburg pays $1,711 a year, according to the U.S. Census Bureau. That is 0.75% of the home’s value; in Lake County, the rate is 0.76%.

Where can I find free help to buy or rent in Leesburg?

There are 2 HUD-approved counseling agencies with an office in Lake County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).