In Four Corners, a typical home is worth $351,800 and typical rent is $1,847 a month. Compared with all of Osceola County, typical rent is 6% higher and the share of households that own their home is 14 points lower.
Four Corners is in Osceola County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Osceola County. See the county
What this place has that others do not, from public data, most unusual first.
1
52% of households in Four Corners own their home, against 65% in Osceola County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Four Corners
What homes there are in Four Corners, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Four Corners
Osceola County
Florida
United States
Kind of home: Four Corners and its comparisons
Measure
Four Corners
Osceola County
Florida
United States
Detached house
49%
61%
55%
61%
Attached house
7%
8%
7%
6%
Building of 2 to 4
2%
5%
6%
8%
Apartments (5 or more)
36%
20%
25%
19%
Mobile home
7%
7%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
No kind of home is the majority in Four Corners; the largest group, detached houses, adds up to 49%, less than in Osceola County (61%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Four Corners
Osceola County
Florida
United States
Year built: Four Corners and its comparisons
Measure
Four Corners
Osceola County
Florida
United States
Before 1960
1%
3%
10%
26%
1960–1979
3%
8%
24%
24%
1980–1999
32%
34%
34%
25%
2000–2009
31%
27%
18%
14%
2010 or later
34%
27%
14%
11%
In Four Corners, half of the homes were built before 2005; in Osceola County, before 2002.
Homes in Four Corners are smaller: 64% have 3 bedrooms or more; in Osceola County, 71%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K9%
$100K–$200K7%
$200K–$300K19%
$300K–$500K52%
$500K–$750K9%
FHA limit: $541,287
$750K–$1M2%
$1M or moreUnreliable
Value of owner-occupied homes: Four Corners and its comparisons
Measure
Four Corners
Under $100K
9%
$100K–$200K
7%
$200K–$300K
19%
$300K–$500K
52%
$500K–$750K
9%
$750K–$1M
2%
$1M or more
Unreliable estimate
About 89% of owner-occupied homes in Four Corners are worth less than the FHA loan limit for Osceola County ($541,287).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$9997%
$1,000–$1,49916%
$1,500–$1,99937%
$2,000–$2,49929%
$2,500–$2,9998%
$3,000 or moreUnreliable
Monthly rent with utilities: Four Corners and its comparisons
Measure
Four Corners
Under $500
Unreliable estimate
$500–$999
7%
$1,000–$1,499
16%
$1,500–$1,999
37%
$2,000–$2,499
29%
$2,500–$2,999
8%
$3,000 or more
Unreliable estimate
With a mortgage
$1,984 a month
Osceola County: $1,877 a month
Without a mortgage
$633 a month
Osceola County: $632 a month
Owners with a mortgage
66%
Osceola County: 69%
In Four Corners, 66% of owners have a mortgage, and their typical cost is $1,984 a month, against $1,877 in Osceola County. Without one it drops to $633.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Four Corners+93%
Osceola County+76%
Florida+67%
United States+53%
Typical rent
Four Corners+37%
Osceola County+42%
Florida+42%
United States+33%
Typical household income
Four Corners+27%
Osceola County+39%
Florida+34%
United States+29%
Change since 2015–2019: Four Corners and its comparisons
Measure
Four Corners
Osceola County
Florida
United States
Typical home value
+93%
+76%
+67%
+53%
Typical rent
+37%
+42%
+42%
+33%
Typical household income
+27%
+39%
+34%
+29%
The typical home value in Four Corners rose 93% since 2015–2019, more than in Osceola County (76%).
Since 2015–2019, the typical rent in Four Corners rose 37%, less than in Osceola County (42%).
Housing prices ran ahead of income in Four Corners: typical income rose 27%, against +93% for home values and +37% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Four Corners and its comparisons
Measure
Four Corners
Osceola County
Florida
United States
Rental vacancy
14.3%
7.0%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
2.1%
1.4%
0.9%
More than one person per room
2.9%
5.3%
3.3%
3.4%
People per household
2.66
2.98
2.51
2.53
Drive alone
68%
71%
70%
69%
Carpool
9%
12%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
19%
13%
16%
15%
Other means
3%
2%
2%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
The rental vacancy rate in Four Corners is 14.3%, higher than in Osceola County (7.0%).
In Four Corners, 2.9% of households live with more than one person per room, against 5.3% in Osceola County.
On average, a household in Four Corners has 2.66 people, fewer than in Osceola County (2.98).
Many people here do not commute at all: 19% work from home; in Osceola County, 13%.
Do the math
What would you pay each month for a home in Four Corners?
A typical home costs more than the typical income allows
We start with a typical home in Four Corners, worth $351,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 47% of the typical household income in Four Corners, which is $72,879 a year. For that payment to be 28% of income, a household would need to earn about $123,164 a year.
The calculator's FHA and conventional loan limits are those of all of Osceola County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Four Corners. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,313 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,874
at 7.18% · 30 years
Loan amount
$345,428
Total interest
$496,990
Paid off in
November 2056
Includes $5,941 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,701 a month
Tight
$1,701 to $2,186 a month
Hard
more than $2,186 a month
Your payment · 47%
Compared with the typical household income in Four Corners ($72,879 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,340
Property tax
$232
Home insurance
$147
FHA mortgage insurance (MIP)
$156
You need at least $12,313 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,874; principal and interest $2,340.
The city and its county
Four Corners and Osceola County
Four Corners is in Osceola County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Four Corners
Map of Osceola County, Florida, with Four Corners marked. Around it, the neighboring counties.
Four Corners
Osceola County
Other cities with a page
Four Corners's own numbers
Typical home value
$351,800
Typical monthly rent
$1,847
Typical yearly household income
$72,879
Households that own their home
52%
Effective property tax rate
0.79%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Osceola County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,959
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
11%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Osceola County.
A typical home in Four Corners is worth $351,800: about the same as the county and 2% below Florida. With the typical household income in Four Corners ($72,879 a year), a typical home costs 4.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Four Corners4.8 years
Osceola4.9 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Osceola County
According to FHFA’s house price index, home prices in Osceola County rose 143% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Osceola County.
Yearly change in FHFA’s price index in Osceola County, 2016 to 2025
2016: +9.6% +9.6% 2016
2017: +12.1% +12.1% 2017
2018: +8.5% +8.5% 2018
2019: +7.9% +7.9% 2019
2020: +5.5% +5.5% 2020
2021: +13.8% +13.8% 2021
2022: +23.8% +23.8% 2022
2023: +7.4% +7.4% 2023
2024: +5.7% +5.7% 2024
2025: −0.2% −0.2% 2025
Change in FHFA’s price index in Osceola County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−0.2%
−0.5%
+2.9%
5 years (2020–2025)
+60%
+60%
+47%
10 years (2015–2025)
+143%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Four Corners next to Osceola County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Four Corners$351,800
Osceola$353,300
Florida$359,000
United States$332,700
Typical monthly rent
Four Corners$1,847
Osceola$1,746
Florida$1,669
United States$1,413
Typical yearly household income
Four Corners$72,879
Osceola$72,637
Florida$74,568
United States$80,734
See the full table
Four Corners next to Osceola County and Florida
Measure
Four Corners
Osceola County
Florida
U.S.
Typical home value
$351,800
$353,300
$359,000
$332,700
Typical monthly rent
$1,847 ▲6% above the county
$1,746
$1,669
$1,413
Typical yearly household income
$72,879
$72,637
$74,568
$80,734
Households that own their home
52% ▼14 points below the county
65%
68%
65%
Typical yearly property tax
$2,796 ▲4% above the county
$2,700
$2,730
$3,119
Effective property tax rate
0.79% ▲0.03 points above the county
0.76%
0.76%
0.94%
Renters with high rent for their income
59% ▼7 points below the county
65%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Osceola County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Four Corners
For a typical $351,800 home in Four Corners, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Four Corners's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,874a month
Least cash to close
Down payment
$12,313
Cash to close
$22,867
Rate
7.18%
Mortgage insurance
FHA MIP · $156
Conventional, 5% down$2,809a month
Down payment
$17,590
Cash to close
$28,144
Rate
7.18%
Mortgage insurance
PMI · $167
Conventional, 20% down, no PMI$2,285a month
Down payment
$70,360
Cash to close
$80,914
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,610a month
Down payment
$52,770
Cash to close
$63,324
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Four Corners
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,874
$12,313
$345,428
7.18%
FHA MIP · $156
$22,867
580
Conventional, 5% down
$2,809
$17,590
$334,210
7.18%
PMI · $167
$28,144
620*
Conventional, 20% down, no PMI
$2,285
$70,360
$281,440
7.18%
None
$80,914
620*
ITIN, 15% down (example)
$2,610
$52,770
$299,030
8.18%
None
$63,324
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Four Corners is $1,847 a month: 6% above the county. In Four Corners, 59% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Osceola County, by unit size. To pay the 2-bedroom one ($1,959 a month) without spending more than 30% of your income, you would need to earn $37.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Osceola County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,658
$31.88
$66,320
1 bedroom
$1,726
$33.19
$69,040
2 bedrooms
$1,959
$37.67
$78,360
3 bedrooms
$2,445
$47.02
$97,800
4 bedrooms
$2,856
$54.92
$114,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Four Corners
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Four Corners has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,970 in 34714 to $2,110 in 34747.
2 of the 2 are above the fair market rent for Osceola County ($1,959).
Fair market rent by ZIP code and size in Four Corners, fiscal year 2027.
34714
$1,670
$1,740
$1,970
$2,470
$2,890
34747
$1,790
$1,860
$2,110
$2,630
$3,080
ZIP code2 bd3 bd
34714 $1,970$2,470
34747 $2,110$2,630
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Four Corners when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Osceola County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Four Corners or Osceola County. The ones below are statewide in Florida: they work in Four Corners the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
The HUD-approved agencies closest to the center of Four Corners, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
CL
Community Legal Services of Mid-Florida, Inc. - Kissimmee Office
800 N Main St, Kissimmee · 15 miles away · Spanish
No legal help resource on our list is for Four Corners or Osceola County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Four Corners and all of Osceola County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Four Corners?
The typical home value in Four Corners is $351,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Osceola County it is $353,300.
How much does it cost to rent in Four Corners?
Typical rent in Four Corners is $1,847 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Osceola County is $1,959.
What is the FHA loan limit in Four Corners?
Four Corners uses the FHA limit for all of Osceola County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Four Corners?
The typical homeowner in Four Corners pays $2,796 a year, according to the U.S. Census Bureau. That is 0.79% of the home’s value; in Osceola County, the rate is 0.76%.
Where can I find free help to buy or rent in Four Corners?
There are 2 HUD-approved counseling agencies with an office in Osceola County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
