In Liberty Triangle, a typical home is worth $275,500 and typical rent is $1,711 a month. Compared with all of Marion County, typical rent is 34% higher, the typical home value is 13% higher, and the share of households that own their home is 14 points higher.
Liberty Triangle is in Marion County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Marion County. See the county
What this place has that others do not, from public data, most unusual first.
1
Liberty Triangle has the 21st highest homeownership rate of the 481 cities in Florida with more than 5,000 people (92%).
2
Nearby, in On Top of the World, the typical rent is $1,212: 29% less than in Liberty Triangle ($1,711).
3
The typical rent in Liberty Triangle is $1,711 a month, 34% more than in Marion County as a whole ($1,277).
4
Nearby, in Silver Springs Shores, the typical home value is $201,300: 27% less than in Liberty Triangle ($275,500).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Liberty Triangle
What homes there are in Liberty Triangle, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Liberty Triangle
Marion County
Florida
United States
Kind of home: Liberty Triangle and its comparisons
Measure
Liberty Triangle
Marion County
Florida
United States
Detached house
93%
68%
55%
61%
Attached house
Unreliable estimate
3%
7%
6%
Building of 2 to 4
Unreliable estimate
5%
6%
8%
Apartments (5 or more)
Unreliable estimate
7%
25%
19%
Mobile home
Unreliable estimate
18%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
The detached house rules in Liberty Triangle: 93% of homes, more than in Marion County (68%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Liberty Triangle
Marion County
Florida
United States
Year built: Liberty Triangle and its comparisons
Measure
Liberty Triangle
Marion County
Florida
United States
Before 1960
Unreliable estimate
5%
10%
26%
1960–1979
4%
19%
24%
24%
1980–1999
52%
38%
34%
25%
2000–2009
29%
24%
18%
14%
2010 or later
15%
14%
14%
11%
The typical home in Liberty Triangle was built in 1998, 5 years after the typical one in Marion County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K7%
$100K–$200K21%
$200K–$300K30%
$300K–$500K36%
$500K–$750K5%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Liberty Triangle and its comparisons
Measure
Liberty Triangle
Under $100K
7%
$100K–$200K
21%
$200K–$300K
30%
$300K–$500K
36%
$500K–$750K
5%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
By price, most homes in Liberty Triangle sit under the FHA limit for Marion County ($541,287): about 94%.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49922%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Liberty Triangle and its comparisons
Measure
Liberty Triangle
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
22%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,504 a month
Marion County: $1,406 a month
Without a mortgage
$469 a month
Marion County: $499 a month
Owners with a mortgage
49%
Marion County: 49%
The typical cost for an owner with a mortgage in Liberty Triangle is $1,504 a month, more than in Marion County ($1,406); without one, $469.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Liberty TriangleBoundaries changed
Marion County+74%
Florida+67%
United States+53%
Typical rent
Liberty TriangleBoundaries changed
Marion County+43%
Florida+42%
United States+33%
Typical household income
Liberty TriangleBoundaries changed
Marion County+35%
Florida+34%
United States+29%
Change since 2015–2019: Liberty Triangle and its comparisons
Measure
Liberty Triangle
Marion County
Florida
United States
Typical home value
Boundaries changed
+74%
+67%
+53%
Typical rent
Boundaries changed
+43%
+42%
+33%
Typical household income
Boundaries changed
+35%
+34%
+29%
The Census does not compare Liberty Triangle with 2015–2019 because its boundaries changed. In Marion County, over that time, the typical home value rose 74%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Liberty Triangle and its comparisons
Measure
Liberty Triangle
Marion County
Florida
United States
Rental vacancy
Unreliable estimate
9.1%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.6%
1.4%
0.9%
More than one person per room
Unreliable estimate
2.1%
3.3%
3.4%
People per household
2.20
2.37
2.51
2.53
Drive alone
79%
75%
70%
69%
Carpool
Unreliable estimate
11%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
10%
12%
16%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.20 on average, against 2.37 in Marion County.
To get to work, 79% of workers in Liberty Triangle drive alone; in Marion County, 75%.
Do the math
What would you pay each month for a home in Liberty Triangle?
A typical home costs more than the typical income allows
We start with a typical home in Liberty Triangle, worth $275,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Liberty Triangle, which is $64,943 a year. For that payment to be 28% of income, a household would need to earn about $95,468 a year.
The calculator's FHA and conventional loan limits are those of all of Marion County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Liberty Triangle. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,643 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,228
at 7.18% · 30 years
Loan amount
$270,509
Total interest
$389,200
Paid off in
November 2056
Includes $4,652 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,515 a month
Tight
$1,515 to $1,948 a month
Hard
more than $1,948 a month
Your payment · 41%
Compared with the typical household income in Liberty Triangle ($64,943 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,833
Property tax
$158
Home insurance
$115
FHA mortgage insurance (MIP)
$122
You need at least $9,643 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,228; principal and interest $1,833.
The city and its county
Liberty Triangle and Marion County
Liberty Triangle is in Marion County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Liberty Triangle
Map of Marion County, Florida, with Liberty Triangle marked. Around it, the neighboring counties.
Liberty Triangle
Marion County
Other cities with a page
Liberty Triangle's own numbers
Typical home value
$275,500
Typical monthly rent
$1,711
Typical yearly household income
$64,943
Households that own their home
92%
Effective property tax rate
0.69%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Marion County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,394
Price change over 5 years (FHFA)
+63%
Homes in a high flood-risk zone
4.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marion County.
A typical home in Liberty Triangle is worth $275,500: 13% above the county and 23% below Florida. With the typical household income in Liberty Triangle ($64,943 a year), a typical home costs 4.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Liberty Triangle4.2 years
Marion4.0 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Marion County
According to FHFA’s house price index, home prices in Marion County rose 132% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Marion County.
Yearly change in FHFA’s price index in Marion County, 2016 to 2025
2016: +7.2% +7.2% 2016
2017: +8.5% +8.5% 2017
2018: +8.5% +8.5% 2018
2019: +7.7% +7.7% 2019
2020: +4.8% +4.8% 2020
2021: +17.1% +17.1% 2021
2022: +26.3% +26.3% 2022
2023: +6.6% +6.6% 2023
2024: +2.8% +2.8% 2024
2025: +0.8% +0.8% 2025
Change in FHFA’s price index in Marion County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
+0.8%
−0.5%
+2.9%
5 years (2020–2025)
+63%
+60%
+47%
10 years (2015–2025)
+132%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Liberty Triangle next to Marion County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Liberty Triangle$275,500
Marion$243,100
Florida$359,000
United States$332,700
Typical monthly rent
Liberty Triangle$1,711
Marion$1,277
Florida$1,669
United States$1,413
Typical yearly household income
Liberty Triangle$64,943
Marion$61,010
Florida$74,568
United States$80,734
See the full table
Liberty Triangle next to Marion County and Florida
Measure
Liberty Triangle
Marion County
Florida
U.S.
Typical home value
$275,500 ▲13% above the county
$243,100
$359,000
$332,700
Typical monthly rent
$1,711 ▲34% above the county
$1,277
$1,669
$1,413
Typical yearly household income
$64,943 ▲6% above the county
$61,010
$74,568
$80,734
Households that own their home
92% ▲14 points above the county
77%
68%
65%
Typical yearly property tax
$1,913 ▲6% above the county
$1,806
$2,730
$3,119
Effective property tax rate
0.69% ▼0.05 points below the county
0.74%
0.76%
0.94%
Renters with high rent for their income
52% ▼1 points below the county
53%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marion County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Liberty Triangle
For a typical $275,500 home in Liberty Triangle, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Liberty Triangle's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,228a month
Least cash to close
Down payment
$9,643
Cash to close
$17,908
Rate
7.18%
Mortgage insurance
FHA MIP · $122
Conventional, 5% down$2,177a month
Down payment
$13,775
Cash to close
$22,040
Rate
7.18%
Mortgage insurance
PMI · $131
Conventional, 20% down, no PMI$1,766a month
Down payment
$55,100
Cash to close
$63,365
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,021a month
Down payment
$41,325
Cash to close
$49,590
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Liberty Triangle
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,228
$9,643
$270,510
7.18%
FHA MIP · $122
$17,908
580
Conventional, 5% down
$2,177
$13,775
$261,725
7.18%
PMI · $131
$22,040
620*
Conventional, 20% down, no PMI
$1,766
$55,100
$220,400
7.18%
None
$63,365
620*
ITIN, 15% down (example)
$2,021
$41,325
$234,175
8.18%
None
$49,590
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Liberty Triangle is $1,711 a month: 34% above the county. In Liberty Triangle, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Marion County, by unit size. To pay the 2-bedroom one ($1,394 a month) without spending more than 30% of your income, you would need to earn $26.81 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Marion County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,194
$22.96
$47,760
1 bedroom
$1,201
$23.10
$48,040
2 bedrooms
$1,394
$26.81
$55,760
3 bedrooms
$1,836
$35.31
$73,440
4 bedrooms
$1,925
$37.02
$77,000
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Liberty Triangle
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Liberty Triangle is in ZIP code 34476.
For 2 bedrooms it is $1,620: $226 more than the fair market rent for Marion County ($1,394).
Fair market rent by ZIP code and size in Liberty Triangle, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
34476
$1,390
$1,400
$1,620
$2,130
$2,240
ZIP code2 bd3 bd
34476 $1,620$2,130
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Liberty Triangle when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Marion County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Liberty Triangle or Marion County. The ones below are statewide in Florida: they work in Liberty Triangle the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
The HUD-approved agencies closest to the center of Liberty Triangle, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Liberty Triangle or Marion County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Liberty Triangle and all of Marion County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Liberty Triangle?
The typical home value in Liberty Triangle is $275,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marion County it is $243,100.
How much does it cost to rent in Liberty Triangle?
Typical rent in Liberty Triangle is $1,711 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marion County is $1,394.
What is the FHA loan limit in Liberty Triangle?
Liberty Triangle uses the FHA limit for all of Marion County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Liberty Triangle?
The typical homeowner in Liberty Triangle pays $1,913 a year, according to the U.S. Census Bureau. That is 0.69% of the home’s value; in Marion County, the rate is 0.74%.
Where can I find free help to buy or rent in Liberty Triangle?
There are 2 HUD-approved counseling agencies with an office in Marion County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
