In Berryville, a typical home is worth $165,400 and typical rent is $875 a month. Compared with all of Carroll County, typical household income is 22% lower, the typical home value is 21% lower, and the share of households that own their home is 10 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $187,343 to $241,701.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Berryville is in Carroll County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Carroll County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical household income in Berryville is $42,283,22% less than in Carroll County as a whole ($54,230).
2
The typical home in Berryville is worth $165,400,21% less than in Carroll County as a whole ($210,400).
3
68% of households in Berryville own their home, against 77% in Carroll County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Berryville
What homes there are in Berryville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Berryville
Carroll County
Arkansas
United States
Kind of home: Berryville and its comparisons
Measure
Berryville
Carroll County
Arkansas
United States
Detached house
83%
76%
70%
61%
Attached house
Unreliable estimate
Unreliable estimate
2%
6%
Building of 2 to 4
Unreliable estimate
6%
7%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
11%
19%
Mobile home
9%
13%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Berryville: 83% of homes, more than in Carroll County (76%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Berryville
Carroll County
Arkansas
United States
Year built: Berryville and its comparisons
Measure
Berryville
Carroll County
Arkansas
United States
Before 1960
19%
15%
13%
26%
1960–1979
25%
20%
26%
24%
1980–1999
34%
39%
30%
25%
2000–2009
13%
16%
16%
14%
2010 or later
10%
11%
14%
11%
The typical home in Berryville was built in 1983, 6 years before the typical one in Carroll County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K36%
$100K–$200K27%
$200K–$300K26%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Berryville and its comparisons
Measure
Berryville
Under $100K
36%
$100K–$200K
27%
$200K–$300K
26%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99967%
$1,000–$1,49925%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Berryville and its comparisons
Measure
Berryville
Under $500
Unreliable estimate
$500–$999
67%
$1,000–$1,499
25%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,277 a month
Carroll County: $1,342 a month
Without a mortgage
$397 a month
Carroll County: $428 a month
Owners with a mortgage
49%
Carroll County: 47%
In Berryville, 49% of owners have a mortgage; their typical cost is $1,277 a month, about the same as in Carroll County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Berryville+48%
Carroll County+54%
Arkansas+47%
United States+53%
Typical rent
Berryville+50%
Carroll County+40%
Arkansas+27%
United States+33%
Typical household income
BerryvilleNo clear change
Carroll County+18%
Arkansas+28%
United States+29%
Change since 2015–2019: Berryville and its comparisons
Measure
Berryville
Carroll County
Arkansas
United States
Typical home value
+48%
+54%
+47%
+53%
Typical rent
+50%
+40%
+27%
+33%
Typical household income
No clear change
+18%
+28%
+29%
Homes in Berryville gained value more slowly than in Carroll County: 48% since 2015–2019, against 54%.
Since 2015–2019, the typical rent in Berryville rose 50%, more than in Carroll County (40%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Berryville and its comparisons
Measure
Berryville
Carroll County
Arkansas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
4.2%
2.7%
3.4%
People per household
2.78
2.50
2.46
2.53
Drive alone
78%
71%
79%
69%
Carpool
14%
11%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
4%
2%
3%
Work from home
Unreliable estimate
11%
9%
15%
Other means
Unreliable estimate
3%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
On average, a household in Berryville has 2.78 people, more than in Carroll County (2.50).
To get to work, 78% of workers in Berryville drive alone; in Carroll County, 71%.
Do the math
What would you pay each month for a home in Berryville?
A typical home costs more than the typical income allows
We start with a typical home in Berryville, worth $165,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Berryville, which is $42,283 a year. For that payment to be 28% of income, a household would need to earn about $57,020 a year.
The calculator's FHA and conventional loan limits are those of all of Carroll County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Berryville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,789 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,331
at 7.18% · 30 years
Loan amount
$162,404
Total interest
$233,662
Paid off in
November 2056
Includes $2,793 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $987 a month
Tight
$987 to $1,268 a month
Hard
more than $1,268 a month
Your payment · 38%
Compared with the typical household income in Berryville ($42,283 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,100
Property tax
$88
Home insurance
$69
FHA mortgage insurance (MIP)
$73
You need at least $5,789 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,331; principal and interest $1,100.
The city and its county
Berryville and Carroll County
Berryville is in Carroll County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Berryville
Map of Carroll County, Arkansas, with Berryville marked. Around it, the neighboring counties.
Berryville
Carroll County
Berryville's own numbers
Typical home value
$165,400
Typical monthly rent
$875
Typical yearly household income
$42,283
Households that own their home
68%
Effective property tax rate
0.64%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Carroll County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,005
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Carroll County.
A typical home in Berryville is worth $165,400: 21% below the county and 12% below Arkansas. With the typical household income in Berryville ($42,283 a year), a typical home costs 3.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Berryville3.9 years
Carroll3.9 years
Arkansas3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Carroll County
According to FHFA’s house price index, home prices in Carroll County rose 81% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Carroll County.
Yearly change in FHFA’s price index in Carroll County, 2016 to 2025
2016: −1.7% −1.7% 2016
2017: +2.6% +2.6% 2017
2018: +6.0% +6.0% 2018
2019: +9.1% +9.1% 2019
2020: +1.1% +1.1% 2020
2021: +11.2% +11.2% 2021
2022: +21.6% +21.6% 2022
2023: −0.8% −0.8% 2023
2024: +15.1% +15.1% 2024
2025: −0.7% −0.7% 2025
Change in FHFA’s price index in Carroll County, Arkansas and the United States
Period
County
Arkansas
U.S.
Last year (2025)
−0.7%
+3.4%
+2.9%
5 years (2020–2025)
+53%
+52%
+47%
10 years (2015–2025)
+81%
+79%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Berryville next to Carroll County, Arkansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Berryville$165,400
Carroll$210,400
Arkansas$188,000
United States$332,700
Typical monthly rent
Berryville$875
Carroll$856
Arkansas$947
United States$1,413
Typical yearly household income
Berryville$42,283
Carroll$54,230
Arkansas$60,773
United States$80,734
See the full table
Berryville next to Carroll County and Arkansas
Measure
Berryville
Carroll County
Arkansas
U.S.
Typical home value
$165,400 ▼21% below the county
$210,400
$188,000
$332,700
Typical monthly rent
$875 ▲2% above the county
$856
$947
$1,413
Typical yearly household income
$42,283 ▼22% below the county
$54,230
$60,773
$80,734
Households that own their home
68% ▼10 points below the county
77%
66%
65%
Typical yearly property tax
$1,051 ▼3% below the county
$1,082
$1,040
$3,119
Effective property tax rate
0.64% ▲0.13 points above the county
0.51%
0.55%
0.94%
Renters with high rent for their income
54% ▲6 points above the county
48%
45%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Carroll County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Berryville
For a typical $165,400 home in Berryville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Berryville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,330a month
Least cash to close
Down payment
$5,789
Cash to close
$10,751
Rate
7.18%
Mortgage insurance
FHA MIP · $73
Conventional, 5% down$1,300a month
Down payment
$8,270
Cash to close
$13,232
Rate
7.18%
Mortgage insurance
PMI · $79
Conventional, 20% down, no PMI$1,054a month
Down payment
$33,080
Cash to close
$38,042
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,206a month
Down payment
$24,810
Cash to close
$29,772
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Berryville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,330
$5,789
$162,404
7.18%
FHA MIP · $73
$10,751
580
Conventional, 5% down
$1,300
$8,270
$157,130
7.18%
PMI · $79
$13,232
620*
Conventional, 20% down, no PMI
$1,054
$33,080
$132,320
7.18%
None
$38,042
620*
ITIN, 15% down (example)
$1,206
$24,810
$140,590
8.18%
None
$29,772
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Berryville is $875 a month: 2% above the county. In Berryville, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Carroll County, by unit size. To pay the 2-bedroom one ($1,005 a month) without spending more than 30% of your income, you would need to earn $19.33 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Carroll County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$700
$13.46
$28,000
1 bedroom
$768
$14.77
$30,720
2 bedrooms
$1,005
$19.33
$40,200
3 bedrooms
$1,199
$23.06
$47,960
4 bedrooms
$1,409
$27.10
$56,360
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Berryville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Berryville is in ZIP code 72616.
For 2 bedrooms it is $970: $35 less than the fair market rent for Carroll County ($1,005).
Fair market rent by ZIP code and size in Berryville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
72616
$680
$740
$970
$1,160
$1,360
ZIP code2 bd3 bd
72616 $970$1,160
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Berryville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 6 buildings with rents for lower incomes in Berryville. These are the largest.
Carroll House Apartments403 Smalley St, Berryville 7261664 low-income homes · 1 bd: 32 · 2 bd: 32 · In service since 2018 · For families(870) 423-3835
Locust Heights612 E Freeman Ave, Berryville 7261658 low-income homes · Run by NW Regional Housing Authority · Average payment: $446 a month · Average wait: 32 months(870) 741-5522
Birchtree Acres1204E Redbud Ln, Berryville 7261638 homes, 30 low-income · 2 bd: 1 · 3 bd: 37 · In service since 2005
Ozark Meadows Apartments I100 Clive St, Berryville 7261620 low-income homes · For older adults(870) 423-6860
Ozark Meadows Apartments II112 Clive St, Berryville 7261620 low-income homes · For older adults(870) 423-2156
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Carroll County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Berryville or Carroll County. The ones below are statewide in Arkansas: they work in Berryville the same as in the rest of the state.
Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart).Offered by Arkansas Development Finance Authority (ADFA).
No legal help resource on our list is for Berryville or Carroll County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Berryville and all of Carroll County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Berryville?
The typical home value in Berryville is $165,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Carroll County it is $210,400.
How much does it cost to rent in Berryville?
Typical rent in Berryville is $875 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Carroll County is $1,005.
What is the FHA loan limit in Berryville?
Berryville uses the FHA limit for all of Carroll County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Berryville?
The typical homeowner in Berryville pays $1,051 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in Carroll County, the rate is 0.51%.
Where can I find free help to buy or rent in Berryville?
We found no HUD-approved counseling agencies with an office in Carroll County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
