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City · 88,160 residents · Washington County, Arkansas

Springdale , Arkansas

In Springdale, a typical home is worth $261,800 and typical rent is $1,071 a month. Compared with all of Washington County, the typical home value is 12% lower.

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  • Typical home value

    $261,800

    12% below the county

    39% above Arkansas

    • Springdale
    • Washington
    • Arkansas

  • Typical rent

    $1,071a month

    About the same as the county

    13% above Arkansas

    • Springdale
    • Washington
    • Arkansas

  • Typical household income

    $69,787a year

    About the same as the county

    15% above Arkansas

    • Springdale
    • Washington
    • Arkansas

  • Households that own their home

    53%

    2 points below the county

    13 points below Arkansas

    • Springdale
    • Washington
    • Arkansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$337,811
3.5% more than 12 months ago
Typical rent
$1,436 a month
0.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Springdale is in Washington County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

The homes here

Housing in Springdale

What homes there are in Springdale, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Springdale, 6 in 10 homes are single-family detached houses, about the same as in Washington County.

Year built

The typical year built in Springdale is 1994, about the same as in Washington County (1995).

Much as in Washington County, 66% of homes in Springdale have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Springdale sit under the FHA limit for Washington County ($541,287): about 92%.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Washington County is $1,256: about 64% of rents in Springdale are below it.

With a mortgage

$1,407 a month

Washington County: $1,601 a month

Without a mortgage

$500 a month

Washington County: $498 a month

Owners with a mortgage

63%

Washington County: 62%

The typical cost for an owner with a mortgage in Springdale is $1,407 a month, less than in Washington County ($1,601); without one, $500.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Washington County, the typical home value in Springdale rose 74% since 2015–2019.

Much as in Washington County, the typical rent in Springdale rose 38% since 2015–2019.

To compare: typical income in Springdale rose 39%; the home, +74%; the rent, +38%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSpringdaleWashington CountyArkansasUnited States
Rental vacancy 5.0%4.2%6.4%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room 10.5%4.4%2.7%3.4%
People per household 2.942.552.462.53
Drive alone 78%76%79%69%
Carpool 13%9%9%9%
Public transit Unreliable estimate1%0%3%
Walk or bike 1%2%2%3%
Work from home 8%11%9%15%
Other means 1%1%1%2%
Typical commute 10 to 19 minutesUnreliable estimate10 to 19 minutes20 to 29 minutes

Much as in Washington County, the rental vacancy rate in Springdale is 5.0%.

More households are short on space in Springdale: 10.5% have more than one person per room; in Washington County, 4.4%.

More people live in each home here: 2.94 on average, against 2.55 in Washington County.

More people carpool to work in Springdale than in Washington County: 13% against 9%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Springdale?

A typical home is tight for the typical income

We start with a typical home in Springdale, worth $261,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Springdale, which is $69,787 a year. For that payment to be 28% of income, a household would need to earn about $89,412 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Springdale. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,163 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,086

at 7.18% · 30 years

Loan amount
$257,058
Total interest
$369,846
Paid off in
November 2056

Includes $4,421 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,628 a month

  • Tight

    $1,628 to $2,094 a month

    Your payment · 36%

  • Hard

    more than $2,094 a month

Compared with the typical household income in Springdale ($69,787 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,086
Principal & interest$1,741
Property tax$120
Home insurance$109
FHA mortgage insurance (MIP)$116

You need at least $9,163 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Springdale and Washington County

Springdale is in Washington County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Springdale's own numbers

Typical home value
$261,800
Typical monthly rent
$1,071
Typical yearly household income
$69,787
Households that own their home
53%
Effective property tax rate
0.55%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,256
Price change over 5 years (FHFA)
+67%
Homes in a high flood-risk zone
1.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Springdale

A typical home in Springdale is worth $261,800: 12% below the county and 39% above Arkansas. With the typical household income in Springdale ($69,787 a year), a typical home costs 3.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Springdale 3.8 years
  • Washington 4.2 years
  • Arkansas 3.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 115% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Arkansas U.S.
Last year (2025) +3.2% +3.4% +2.9%
5 years (2020–2025) +67% +52% +47%
10 years (2015–2025) +115% +79% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Springdale next to Washington County, Arkansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Springdale $261,800
  • Washington $298,400
  • Arkansas $188,000
  • United States $332,700
Typical monthly rent
  • Springdale $1,071
  • Washington $1,071
  • Arkansas $947
  • United States $1,413
Typical yearly household income
  • Springdale $69,787
  • Washington $70,639
  • Arkansas $60,773
  • United States $80,734
See the full table
Springdale next to Washington County and Arkansas
Measure Springdale Washington County Arkansas U.S.
Typical home value $261,800 $298,400 $188,000 $332,700
Typical monthly rent $1,071 $1,071 $947 $1,413
Typical yearly household income $69,787 $70,639 $60,773 $80,734
Households that own their home 53% 56% 66% 65%
Typical yearly property tax $1,430 $1,564 $1,040 $3,119
Effective property tax rate 0.55% 0.52% 0.55% 0.94%
Renters with high rent for their income 39% 45% 45% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Springdale

For a typical $261,800 home in Springdale, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Springdale's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,086a month

    Least cash to close
    Down payment
    $9,163
    Cash to close
    $17,017
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $116

  • Conventional, 5% down $2,038a month

    Down payment
    $13,090
    Cash to close
    $20,944
    Rate
    7.18%
    Mortgage insurance
    PMI · $124

  • Conventional, 20% down, no PMI $1,648a month

    Down payment
    $52,360
    Cash to close
    $60,214
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,890a month

    Down payment
    $39,270
    Cash to close
    $47,124
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Springdale and for Washington County.

Property tax

Effective rate in Springdale

0.55%of the home’s value each year

$1,430 a year for the typical owner in Springdale.

  • Springdale 0.55%
  • Washington 0.52%
  • Arkansas 0.55%

What Arkansas publishes Homestead property tax credit (Arkansas General Assembly (Act 174 of the 2026 Fiscal Session))

Exemptions and deadlines in Arkansas

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
1.9%
1,403
Of those, with NFIP insurance
25%
County Arkansas U.S.
Homes in the high-risk zone 1.9% 3.4% 3.5%
Of those, with NFIP insurance 25% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Springdale

Typical rent in Springdale is $1,071 a month: about the same as the county. In Springdale, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,256 a month) without spending more than 30% of your income, you would need to earn $24.15 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $916 $17.62 $36,640
1 bedroom $1,056 $20.31 $42,240
2 bedrooms $1,256 $24.15 $50,240
3 bedrooms $1,739 $33.44 $69,560
4 bedrooms $2,099 $40.37 $83,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Springdale

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Springdale has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,220 in 72764 to $1,290 in 72762.

1 of the 2 is above the fair market rent for Washington County ($1,256).

  • 72762 $1,290$1,790
  • 72764 $1,220$1,690

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Springdale when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Springdale

HUD lists 8 buildings with rents for lower incomes in Springdale. These are the largest.

  • Phillips Plaza 2 Applegate Dr, Springdale 72764 197 low-income homes · Run by Springdale Housing Authority · Average payment: $507 a month · Average wait: 25 months (479) 751-0560
  • Spring Meadows Apartments 1800 Carley Rd, Springdale 72762 82 homes, 81 low-income · For older adults (479) 756-8570
  • Northwest Acres 710 Union Dr, Springdale 72764 80 homes, 78 low-income · For families (479) 756-3937
  • Colony Square at Springdale Phase I 1322 A Q Cir, Springdale 72764 64 homes, 63 low-income · 1 bd: 16 · 2 bd: 32 · 3 bd: 16
  • Colony Square at Springdale Phase II 1322 A Q Cir, Springdale 72764 56 homes, 55 low-income · 1 bd: 22 · 2 bd: 8 · 3 bd: 22 · 4 bd: 4

See all 28 buildings in Washington County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Springdale

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Washington County; 1 says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Springdale

No down payment, repair or rent-help program on our list is for Springdale or Washington County. The ones below are statewide in Arkansas: they work in Springdale the same as in the rest of the state.

Which programs do I qualify for? All programs in Arkansas

  • ADFA Down Payment Assistance Loan Program

    Statewide in Arkansas

    Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart). Offered by Arkansas Development Finance Authority (ADFA).

    Repayable

    See the program Official page

Housing counselors near Springdale

The HUD-approved agencies closest to the center of Springdale, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Credit Counseling of Arkansas

    1111 E Zion Rd, Fayetteville · 4 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (479) 521-8877

  • Credit Counseling of Arkansas - Bentonville

    17320 Moberly Ln., Suite 3, Bentonville · 12 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (479) 521-8877

  • Northwest Regional Housing Authority

    317 W Industrial Park Rd, Harrison · 56 miles away

    • Mortgage delinquency workshops
    • Budget and financial counseling
    • and 7 more
    (870) 743-6779

Every agency in Washington County All counseling agencies in Arkansas

Help in Spanish near Springdale

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Springdale

HUD’s record names them for Springdale or Washington County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Springdale Housing Authority Public housing and Section 8 vouchers (479) 751-0560

2 other authorities have an office in Washington County: see the list Source: HUD

Cities

Other cities in Washington County

These cities are also in Washington County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Washington County Housing in Arkansas

Nearby cities

The cities closest to Springdale, with the typical home value.

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Springdale.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about Springdale

Short answers with the numbers for Springdale and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Springdale?

The typical home value in Springdale is $261,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $298,400.

How much does it cost to rent in Springdale?

Typical rent in Springdale is $1,071 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,256.

What is the FHA loan limit in Springdale?

Springdale uses the FHA limit for all of Washington County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Springdale?

The typical homeowner in Springdale pays $1,430 a year, according to the U.S. Census Bureau. That is 0.55% of the home’s value; in Washington County, the rate is 0.52%.

Where can I find free help to buy or rent in Springdale?

There is 1 HUD-approved counseling agency with an office in Washington County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).