Español

Este sitio también está en español. Leer en español

City · 99,319 residents · Washington County, Arkansas

Fayetteville , Arkansas

In Fayetteville, a typical home is worth $349,600 and typical rent is $1,065 a month. Compared with all of Washington County, the typical home value is 17% higher, typical household income is 11% lower, and the share of households that own their home is 14 points lower.

WhatsApp

  • Typical home value

    $349,600

    17% above the county

    86% above Arkansas

    • Fayetteville
    • Washington
    • Arkansas

  • Typical rent

    $1,065a month

    About the same as the county

    12% above Arkansas

    • Fayetteville
    • Washington
    • Arkansas

  • Typical household income

    $62,695a year

    11% below the county

    3% above Arkansas

    • Fayetteville
    • Washington
    • Arkansas

  • Households that own their home

    42%

    14 points below the county

    25 points below Arkansas

    • Fayetteville
    • Washington
    • Arkansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$379,367
3.6% more than 12 months ago
Typical rent
$1,581 a month
2.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Fayetteville is in Washington County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fayetteville apart

What this place has that others do not, from public data, most unusual first.

  1. Fayetteville has the 3rd lowest homeownership rate of the 71 cities in Arkansas with more than 5,000 people (42%).

  2. Fayetteville has the 4th highest typical home value of the 71 cities in Arkansas with more than 5,000 people ($349,600).

  3. Nearby, in Prairie Grove, the typical home value is $256,000: 27% less than in Fayetteville ($349,600).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fayetteville

What homes there are in Fayetteville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Fayetteville (50%), but less so than in Washington County (62%).

Year built

The typical year built in Fayetteville is 1997, about the same as in Washington County (1995).

There are fewer big homes in Fayetteville than in Washington County: 54% have 3 bedrooms or more, against 64%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 86% of owner-occupied homes in Fayetteville are worth less than the FHA loan limit for Washington County ($541,287).

Monthly rent with utilities

About 62% of rented homes in Fayetteville cost less than HUD's 2-bedroom fair market rent for Washington County ($1,256); the rest cost more.

With a mortgage

$1,776 a month

Washington County: $1,601 a month

Without a mortgage

$557 a month

Washington County: $498 a month

Owners with a mortgage

71%

Washington County: 62%

Owning costs more in Fayetteville: with a mortgage, the typical cost is $1,776 a month; in Washington County, $1,601. Without one, $557.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Fayetteville rose 68%; in Washington County, it rose 72%.

Much as in Washington County, the typical rent in Fayetteville rose 33% since 2015–2019.

To compare: typical income in Fayetteville rose 44%; the home, +68%; the rent, +33%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFayettevilleWashington CountyArkansasUnited States
Rental vacancy 3.9%4.2%6.4%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room 2.3%4.4%2.7%3.4%
People per household 2.232.552.462.53
Drive alone 72%76%79%69%
Carpool 8%9%9%9%
Public transit 1%1%0%3%
Walk or bike 4%2%2%3%
Work from home 15%11%9%15%
Other means 1%1%1%2%
Typical commute 10 to 19 minutesUnreliable estimate10 to 19 minutes20 to 29 minutes

In Fayetteville, the rental vacancy rate is 3.9%, about the same as in Washington County.

Fewer households are short on space in Fayetteville: 2.3% have more than one person per room; in Washington County, 4.4%.

Fewer people live in each home here: 2.23 on average, against 2.55 in Washington County.

Working from home is more common in Fayetteville: 15%, against 11% in Washington County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fayetteville?

A typical home costs more than the typical income allows

We start with a typical home in Fayetteville, worth $349,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 53% of the typical household income in Fayetteville, which is $62,695 a year. For that payment to be 28% of income, a household would need to earn about $119,522 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Fayetteville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,236 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,789

at 7.18% · 30 years

Loan amount
$343,268
Total interest
$493,882
Paid off in
November 2056

Includes $5,904 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,463 a month

  • Tight

    $1,463 to $1,881 a month

  • Hard

    more than $1,881 a month

    Your payment · 53%

Compared with the typical household income in Fayetteville ($62,695 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,789
Principal & interest$2,325
Property tax$163
Home insurance$146
FHA mortgage insurance (MIP)$155

You need at least $12,236 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fayetteville and Washington County

Fayetteville is in Washington County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fayetteville's own numbers

Typical home value
$349,600
Typical monthly rent
$1,065
Typical yearly household income
$62,695
Households that own their home
42%
Effective property tax rate
0.56%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,256
Price change over 5 years (FHFA)
+67%
Homes in a high flood-risk zone
1.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Fayetteville

A typical home in Fayetteville is worth $349,600: 17% above the county and 86% above Arkansas. With the typical household income in Fayetteville ($62,695 a year), a typical home costs 5.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fayetteville 5.6 years
  • Washington 4.2 years
  • Arkansas 3.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 115% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Arkansas U.S.
Last year (2025) +3.2% +3.4% +2.9%
5 years (2020–2025) +67% +52% +47%
10 years (2015–2025) +115% +79% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fayetteville next to Washington County, Arkansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fayetteville $349,600
  • Washington $298,400
  • Arkansas $188,000
  • United States $332,700
Typical monthly rent
  • Fayetteville $1,065
  • Washington $1,071
  • Arkansas $947
  • United States $1,413
Typical yearly household income
  • Fayetteville $62,695
  • Washington $70,639
  • Arkansas $60,773
  • United States $80,734
See the full table
Fayetteville next to Washington County and Arkansas
Measure Fayetteville Washington County Arkansas U.S.
Typical home value $349,600 $298,400 $188,000 $332,700
Typical monthly rent $1,065 $1,071 $947 $1,413
Typical yearly household income $62,695 $70,639 $60,773 $80,734
Households that own their home 42% 56% 66% 65%
Typical yearly property tax $1,946 $1,564 $1,040 $3,119
Effective property tax rate 0.56% 0.52% 0.55% 0.94%
Renters with high rent for their income 49% 45% 45% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fayetteville

For a typical $349,600 home in Fayetteville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fayetteville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,789a month

    Least cash to close
    Down payment
    $12,236
    Cash to close
    $22,724
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $155

  • Conventional, 5% down $2,725a month

    Down payment
    $17,480
    Cash to close
    $27,968
    Rate
    7.18%
    Mortgage insurance
    PMI · $166

  • Conventional, 20% down, no PMI $2,203a month

    Down payment
    $69,920
    Cash to close
    $80,408
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,527a month

    Down payment
    $52,440
    Cash to close
    $62,928
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fayetteville and for Washington County.

Property tax

Effective rate in Fayetteville

0.56%of the home’s value each year

$1,946 a year for the typical owner in Fayetteville.

  • Fayetteville 0.56%
  • Washington 0.52%
  • Arkansas 0.55%

What Arkansas publishes Homestead property tax credit (Arkansas General Assembly (Act 174 of the 2026 Fiscal Session))

Exemptions and deadlines in Arkansas

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
1.9%
1,403
Of those, with NFIP insurance
25%
County Arkansas U.S.
Homes in the high-risk zone 1.9% 3.4% 3.5%
Of those, with NFIP insurance 25% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fayetteville

Typical rent in Fayetteville is $1,065 a month: about the same as the county. In Fayetteville, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,256 a month) without spending more than 30% of your income, you would need to earn $24.15 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $916 $17.62 $36,640
1 bedroom $1,056 $20.31 $42,240
2 bedrooms $1,256 $24.15 $50,240
3 bedrooms $1,739 $33.44 $69,560
4 bedrooms $2,099 $40.37 $83,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fayetteville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fayetteville has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,220 in 72703 to $1,340 in 72704.

2 of the 3 are above the fair market rent for Washington County ($1,256).

  • 72701 $1,280$1,770
  • 72703 $1,220$1,690
  • 72704 $1,340$1,860

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fayetteville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Fayetteville

HUD lists 15 buildings with rents for lower incomes in Fayetteville. These are the largest.

  • Hillcrest Towers/ Lewis Plaza/Willow Hts 1 N School Ave, Fayetteville 72701 196 low-income homes · Run by Housing Authority of the City of Fayetteville · Average payment: $325 a month · Average wait: 13 months · Homes at several sites (479) 521-3850
  • Grandview Apartments - Fayetteville 401 W 24th St, Fayetteville 72701 128 low-income homes · Studio: 1 · 1 bd: 25 · 2 bd: 80 · 3 bd: 24 · In service since 2004
  • Park Lake Apartments 1753 E Zion Rd, Fayetteville 72703 91 low-income homes · For families (479) 442-7683
  • Highpoint Apartments 1101 S Curtis Ave, Fayetteville 72701 88 low-income homes · For families (479) 521-3072
  • Washington Plaza Apartments 1655 N Lewis Ave, Fayetteville 72703 128 homes, 81 low-income · For families (479) 521-3073

See all 28 buildings in Washington County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Fayetteville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Washington County; 1 says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Fayetteville

No down payment, repair or rent-help program on our list is for Fayetteville or Washington County. The ones below are statewide in Arkansas: they work in Fayetteville the same as in the rest of the state.

Which programs do I qualify for? All programs in Arkansas

  • ADFA Down Payment Assistance Loan Program

    Statewide in Arkansas

    Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart). Offered by Arkansas Development Finance Authority (ADFA).

    Repayable

    See the program Official page

Housing counselors near Fayetteville

The HUD-approved agencies closest to the center of Fayetteville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Credit Counseling of Arkansas

    1111 E Zion Rd, Fayetteville · 4 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (479) 521-8877

  • Credit Counseling of Arkansas - Bentonville

    17320 Moberly Ln., Suite 3, Bentonville · 20 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (479) 521-8877

  • Crawford Sebastian Community Development Council

    1617 S Zero St, Fort Smith · 53 miles away · Spanish

    • Mortgage delinquency and default
    • Fair housing pre-purchase workshops
    • and 4 more
    (479) 785-2303

Every agency in Washington County All counseling agencies in Arkansas

Help in Spanish near Fayetteville

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fayetteville

HUD’s record names them for Fayetteville or Washington County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Fayetteville Housing Authority Section 8 vouchers (479) 521-3850
  • Housing Authority of the City of Fayetteville Public housing (479) 521-3850

One other authority has an office in Washington County: see the list Source: HUD

Cities

Other cities in Washington County

These cities are also in Washington County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Washington County Housing in Arkansas

Nearby cities

The cities closest to Fayetteville, with the typical home value.

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fayetteville.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Fayetteville

Short answers with the numbers for Fayetteville and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fayetteville?

The typical home value in Fayetteville is $349,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $298,400.

How much does it cost to rent in Fayetteville?

Typical rent in Fayetteville is $1,065 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,256.

What is the FHA loan limit in Fayetteville?

Fayetteville uses the FHA limit for all of Washington County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Fayetteville?

The typical homeowner in Fayetteville pays $1,946 a year, according to the U.S. Census Bureau. That is 0.56% of the home’s value; in Washington County, the rate is 0.52%.

Where can I find free help to buy or rent in Fayetteville?

There is 1 HUD-approved counseling agency with an office in Washington County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).