Owning in Arkansas
Data from January 2026
Property tax in Arkansas
The typical owner in Arkansas pays $1,040 a year, about 0.55% of the home’s value (0.94% nationwide). Here are the exemptions and discounts the state publishes, the deadlines to claim them or appeal, and every county’s figure.
Key numbers in Arkansas
- Typical tax
- $1,040
- per year, typical household
- 67% less than the U.S.
- Effective rate
- 0.55%
- tax ÷ value (estimate)
- 41% less than the U.S.
- United States
- 0.94%
- national effective rate
- Cap on your home
- 5% a year
- how much the assessment can rise
The state's rules
Arkansas's rules, in one table
The assessment cap, the homestead exemption, when to protest and when to pay, as Arkansas's official source states them. Tap "What the source says" to read the exact text.
| Rule | What Arkansas says | Source |
|---|---|---|
| Cap on your home 5% a year | When the county does a county-wide reappraisal, your homestead's taxable value can rise only 5% a year until it reaches full assessed value (Amendment 79). The limit does not apply to new construction, newly discovered property or substantial improvements (those adding 25% or more to the value). Even with the value limited, the tax can change when local millage rates change. What the source says· Ark. Const. amend. 79“Amendment 79 also provides limitations on how much the taxable assessed value of real property can increase as the result of a county-wide reappraisal. The taxable value of a homestead property can only increase 5% per year until the property reaches full assessed value. … The 5% and 10% caps do not apply to newly discovered real property, new construction or substantial improvements to real property.” | Arkansas Department of Finance and Administration, Assessment Coordination Division Verified November 6, 2026 |
| Cap on other property 10% a year | Other real property (commercial, agricultural and vacant) can rise only 10% a year after a county-wide reappraisal, until it reaches full assessed value, with the same exceptions for new construction or substantial improvements. What the source says· Ark. Const. amend. 79“The taxable value of all other real property parcels, commercial, agricultural, and vacant can only increase 10% per year until the property reaches full assessed value. The 5% and 10% caps do not apply to newly discovered real property, new construction or substantial improvements to real property.” | Arkansas Department of Finance and Administration, Assessment Coordination Division Verified November 6, 2026 |
| What triggers a new assessment | New construction and newly discovered property are assessed at full value, as are substantial improvements (renovation or reconstruction adding 25% or more to the value). A buyer does not keep the previous owner's freeze. What the source says“Newly constructed and newly discovered property shall be assessed at full value. Substantial improvements are defined as “renovation, reconstruction and refurbishment” of a property that adds 25% or more to the value of the property. … It other words, one homeowner’s freeze cannot pass or convey to a subsequent owner of the same home.” | Arkansas Department of Finance and Administration, Assessment Coordination Division Verified November 6, 2026 |
| Homestead exemption | If the home is your principal residence, you can get a homestead property tax credit of up to $500 a year; from the 2026 tax bills the legislature authorized up to $600. Only one credit per owner each year. You apply with your county assessor's office. What the source says“Homeowners in Arkansas may receive a homestead property tax credit of up to $500 per year. Beginning with the 2026 tax bills the general assembly has authorized an increase up to $600. The credit is applicable to the “homestead”, which is defined as the dwelling of a person used as their principal place of residence. … Homeowners must apply for the credit with the county assessor’s office.” | Arkansas Department of Finance and Administration, Assessment Coordination Division Verified November 6, 2026 |
Not verified yet: Veterans, Protest deadline, When to pay.
Did your assessment go up?By place
Every county, with its figure
What the typical owner pays in each county of Arkansas, with the typical home value and the effective rate. Highest tax first.
| Benton County | $1,823 | $323,500 | 0.56% |
|---|---|---|---|
| Pulaski County | $1,642 | $214,700 | 0.76% |
| Washington County | $1,564 | $298,400 | 0.52% |
| Saline County | $1,367 | $221,200 | 0.62% |
| Faulkner County | $1,253 | $232,700 | 0.54% |
| Lonoke County | $1,211 | $193,600 | 0.63% |
| Craighead County | $1,125 | $210,400 | 0.53% |
| Sebastian County | $1,101 | $176,200 | 0.62% |
| Carroll County | $1,082 | $210,400 | 0.51% |
| Crittenden County | $987 | $160,200 | 0.62% |
| Crawford County | $982 | $182,800 | 0.54% |
| Pope County | $945 | $170,100 | 0.56% |
| Miller County | $934 | $153,900 | 0.61% |
| Garland County | $933 | $194,300 | 0.48% |
| Boone County | $927 | $188,900 | 0.49% |
| Grant County | $880 | $161,700 | 0.54% |
| Clark County | $871 | $155,000 | 0.56% |
| Conway County | $862 | $154,100 | 0.56% |
| Greene County | $819 | $169,300 | 0.48% |
| Cleburne County | $815 | $179,800 | 0.45% |
| Baxter County | $799 | $174,600 | 0.46% |
| Marion County | $775 | $163,300 | 0.47% |
| White County | $754 | $163,600 | 0.46% |
| Independence County | $750 | $142,600 | 0.53% |
| Arkansas County | $745 | $138,100 | 0.54% |
| Jefferson County | $745 | $113,400 | 0.66% |
| Madison County | $736 | $178,100 | 0.41% |
| Izard County | $731 | $129,100 | 0.57% |
| Hot Spring County | $724 | $151,100 | 0.48% |
| Columbia County | $718 | $152,100 | 0.47% |
| Logan County | $716 | $139,900 | 0.51% |
| Pike County | $713 | $121,600 | 0.59% |
| Johnson County | $709 | $135,300 | 0.52% |
| Prairie County | $696 | $96,400 | 0.72% |
| Union County | $685 | $120,900 | 0.57% |
| Cleveland County | $667 | $137,600 | 0.48% |
| Drew County | $664 | $140,800 | 0.47% |
| Newton County | $649 | $169,300 | 0.38% |
| Franklin County | $645 | $130,800 | 0.49% |
| Yell County | $640 | $143,600 | 0.45% |
| Howard County | $639 | $153,900 | 0.42% |
| Phillips County | $636 | $78,200 | 0.81% |
| Mississippi County | $635 | $122,500 | 0.52% |
| Perry County | $634 | $130,200 | 0.49% |
| Hempstead County | $601 | $105,700 | 0.57% |
| Woodruff County | $600 | $106,500 | 0.56% |
| Cross County | $596 | $117,500 | 0.51% |
| Sharp County | $584 | $105,100 | 0.56% |
| Van Buren County | $581 | $135,700 | 0.43% |
| Lincoln County | $566 | $108,000 | 0.52% |
| Little River County | $566 | $113,500 | 0.50% |
| Polk County | $565 | $138,400 | 0.41% |
| Jackson County | $559 | $98,300 | 0.57% |
| Ashley County | $554 | $91,900 | 0.60% |
| Stone County | $548 | $171,600 | 0.32% |
| Dallas County | $547 | $97,300 | 0.56% |
| Bradley County | $545 | $94,800 | 0.57% |
| Poinsett County | $543 | $103,000 | 0.53% |
| Fulton County | $533 | $113,800 | 0.47% |
| Randolph County | $527 | $130,600 | 0.40% |
| Ouachita County | $525 | $102,100 | 0.51% |
| Calhoun County | $515 | $110,700 | 0.47% |
| Sevier County | $514 | $117,600 | 0.44% |
| Scott County | $500 | $115,000 | 0.43% |
| Lafayette County | $494 | $81,000 | 0.61% |
| Desha County | $493 | $90,900 | 0.54% |
| Montgomery County | $479 | $151,900 | 0.32% |
| Clay County | $470 | $94,600 | 0.50% |
| Searcy County | $468 | $110,000 | 0.43% |
| Lawrence County | $461 | $98,900 | 0.47% |
| Monroe County | $456 | $88,700 | 0.51% |
| Chicot County | $436 | $89,100 | 0.49% |
| Nevada County | $434 | $83,300 | 0.52% |
| St. Francis County | $425 | $90,900 | 0.47% |
| Lee County | $349 | $75,300 | 0.46% |
- Benton $1,8230.56%
- Pulaski $1,6420.76%
- Washington $1,5640.52%
- Saline $1,3670.62%
- Faulkner $1,2530.54%
- Lonoke $1,2110.63%
- Craighead $1,1250.53%
- Sebastian $1,1010.62%
- Carroll $1,0820.51%
- Crittenden $9870.62%
- Crawford $9820.54%
- Pope $9450.56%
- Miller $9340.61%
- Garland $9330.48%
- Boone $9270.49%
- Grant $8800.54%
- Clark $8710.56%
- Conway $8620.56%
- Greene $8190.48%
- Cleburne $8150.45%
- Baxter $7990.46%
- Marion $7750.47%
- White $7540.46%
- Independence $7500.53%
- Arkansas $7450.54%
- Jefferson $7450.66%
- Madison $7360.41%
- Izard $7310.57%
- Hot Spring $7240.48%
- Columbia $7180.47%
- Logan $7160.51%
- Pike $7130.59%
- Johnson $7090.52%
- Prairie $6960.72%
- Union $6850.57%
- Cleveland $6670.48%
- Drew $6640.47%
- Newton $6490.38%
- Franklin $6450.49%
- Yell $6400.45%
- Howard $6390.42%
- Phillips $6360.81%
- Mississippi $6350.52%
- Perry $6340.49%
- Hempstead $6010.57%
- Woodruff $6000.56%
- Cross $5960.51%
- Sharp $5840.56%
- Van Buren $5810.43%
- Lincoln $5660.52%
- Little River $5660.50%
- Polk $5650.41%
- Jackson $5590.57%
- Ashley $5540.60%
- Stone $5480.32%
- Dallas $5470.56%
- Bradley $5450.57%
- Poinsett $5430.53%
- Fulton $5330.47%
- Randolph $5270.40%
- Ouachita $5250.51%
- Calhoun $5150.47%
- Sevier $5140.44%
- Scott $5000.43%
- Lafayette $4940.61%
- Desha $4930.54%
- Montgomery $4790.32%
- Clay $4700.50%
- Searcy $4680.43%
- Lawrence $4610.47%
- Monroe $4560.51%
- Chicot $4360.49%
- Nevada $4340.52%
- St. Francis $4250.47%
- Lee $3490.46%
Effective rate: typical tax ÷ typical value, our estimate from two Census medians. Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)
Exemptions
Which exemption fits you?
What Arkansas publishes for each case. You have to apply for almost all of them: none is applied on its own.
-
If it is your main home
If the home is your principal residence, you can get a homestead property tax credit of up to $500 a year; from the 2026 tax bills the legislature authorized up to $600. Only one credit per owner each year. You apply with your county assessor's office.
What the source says
“Homeowners in Arkansas may receive a homestead property tax credit of up to $500 per year. Beginning with the 2026 tax bills the general assembly has authorized an increase up to $600. The credit is applicable to the “homestead”, which is defined as the dwelling of a person used as their principal place of residence. … Homeowners must apply for the credit with the county assessor’s office.”
Arkansas Department of Finance and Administration, Assessment Coordination Division · Verified November 6, 2026
-
If you are an older owner
If you receive the homestead credit and are 65 or older, you can ask for your home's taxable assessed value to be frozen from the next assessment date after you turn 65 (or after you buy the home, if you already were). The value can rise for new construction or substantial improvements, and the tax can change with local millage rates. You apply with the county assessor's office.
What the source says
“Homeowners who qualify for the homestead tax credit and who are either age 65 or older or disabled may be eligible for additional property tax relief. The taxable assessed value of currently owned homestead properties can be “frozen” at the value of the homestead at the next assessment date after the owner turns 65 or becomes disabled. … Eligible homeowners must apply for the “freeze” with the county assessor’s office.”
Arkansas Department of Finance and Administration, Assessment Coordination Division · Verified November 6, 2026
-
If you have a disability
If you receive the homestead credit and are disabled, you can ask for the same freeze of your home's assessed value from the next assessment date. You apply with the county assessor's office.
What the source says
“Homeowners who qualify for the homestead tax credit and who are either age 65 or older or disabled may be eligible for additional property tax relief. The taxable assessed value of currently owned homestead properties can be “frozen” at the value of the homestead at the next assessment date after the owner turns 65 or becomes disabled.”
Arkansas Department of Finance and Administration, Assessment Coordination Division · Verified November 6, 2026
How it works
Where your bill comes from
The local government puts a value on your home, subtracts the exemptions you apply for and applies the rate of each body that taxes it: the county, the city, the school district and others.
- The value assigned to your home
- The exemptions you apply for
- The rates of each taxing body (county, city, schools)
- Your yearly bill
The effective rate on this page is something else: our estimate (typical tax ÷ typical value, from Census data) for comparing places. It is not the rate your local government sets.
Frequently asked questions
How much is property tax in Arkansas?
The typical owner pays $1,040 a year, about 0.55% of the home’s value, per the Census (Average 2020–2024). Nationwide the effective rate is 0.94%. Your bill depends on your county, city, school district and the exemptions you claim.
How much can my home's assessment rise in Arkansas?
When the county does a county-wide reappraisal, your homestead's taxable value can rise only 5% a year until it reaches full assessed value (Amendment 79). The limit does not apply to new construction, newly discovered property or substantial improvements (those adding 25% or more to the value). Even with the value limited, the tax can change when local millage rates change.
How do I apply for the homestead exemption in Arkansas?
If the home is your principal residence, you can get a homestead property tax credit of up to $500 a year; from the 2026 tax bills the legislature authorized up to $600. Only one credit per owner each year. You apply with your county assessor's office.
Which county in Arkansas pays the most property tax?
By amount, the highest typical tax is in Benton County ($1,823) and the lowest in Lee County ($349). By effective rate, the highest is Phillips County (0.81%) and the lowest Montgomery County (0.32%).
What is the effective rate?
The typical tax divided by the typical home value in the same place. It is our estimate from two Census medians, not the rate your local government sets; it is for comparing places.