Community lenders · Arkansas
Data from November 2026
CDFIs and community banks in Arkansas
39 institutions based in Arkansas hold CDFI certification from the Treasury Department’s CDFI Fund.
Key numbers in Arkansas
- Certified CDFIs
- 39
- certified by the Treasury’s CDFI Fund
- Credit unions
- 3
- credit unions among the CDFIs
- Hispanic-owned banks
- 0
- Hispanic American owned, per the FDIC
What they are
What they are and how to use this list
These are the definitions of the agencies that certify them: the Treasury’s CDFI Fund and the FDIC. Being on the list is not our recommendation.
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What a CDFI is
It is a certification the Treasury’s CDFI Fund gives to specialized organizations that provide financial services in low-income communities and to people who lack access to financing. They can be banks, credit unions or loan funds.
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What a minority depository institution (MDI) is
The FDIC uses the term for an insured bank where minority individuals own most of the voting stock, or whose board is mostly minority and serves a mostly minority community. Here you see the ones the FDIC lists as Hispanic American owned.
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Before you choose
This list is not a recommendation. Each institution decides whom it serves, what it offers and on what terms. Ask about costs and compare before you sign.
According to CDFI certification (CDFI Fund)Minority depository institutions (FDIC)
The CDFI Fund’s list
CDFIs based in Arkansas
CDFI Fund list as of September 17, 2026. Many serve several states; here they appear by the state of their main office.
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ACC Capital, Inc.
Loan fund · Little Rock
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Anstaff Bank
Bank or thrift · Green Forest
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Bank of Lake Village
Bank or thrift · Lake Village
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Carlson Bancshares, Inc.
Bank holding company · West Memphis
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Clearway Federal Credit Union
Credit union · Malvern
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Communities Unlimited, Inc.
Loan fund · Fayetteville
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Connect Bank
Bank or thrift · Star City
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Cotton Belt FCU
Credit union · Pine Bluff
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Farmers Bancorp, Inc.
Bank holding company · Blytheville
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FBT Bancshares, Inc.
Bank holding company · Fordyce
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FBT Bank & Mortgage (Fordyce Bank & Trust Company)
Bank or thrift · Fordyce
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Fidelity Bank
Bank or thrift · West Memphis
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First National Bancorp, Inc.
Bank holding company · Green Forest
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First National Bank of Commerce
Bank or thrift · Walnut Ridge
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First National Capital Corporation
Bank holding company · Walnut Ridge
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First National Financial Corporation
Bank holding company · McGehee
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First NaturalState Bank
Bank or thrift · McGehee
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First State Bank
Bank or thrift · Russellville
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First State Banking Corp
Bank holding company · Russellville
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FM Bank and Trust
Bank or thrift · Blytheville
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FNBC Bancorp, Inc.
Bank holding company · Ash Flat
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FNBC Bank
Bank or thrift · Ash Flat
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FORGE, Inc.
Loan fund · Huntsville
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GATEWAY BANK
Bank or thrift · Rison
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GOLDEN OAKS BANCSHARES INC
Bank holding company · Magnolia
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Helena Bancshares, Inc.
Bank holding company · Helena
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Partners Bank
Bank or thrift · Helena
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People Trust
Loan fund · Little Rock
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PEOPLES BANK
Bank or thrift · Magnolia
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Producers Bank & Trust
Bank or thrift · McGehee
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RiverBank
Bank or thrift · Pocahontas
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Sigma Holdings, Inc.
Bank holding company · Rison
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Southeast Arkansas Bank Corporation
Bank holding company · Lake Village
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SOUTHEAST FINANCIAL BANKSTOCK CORPORATION
Bank holding company · McGehee
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Southern Bancorp Bank
Bank or thrift · Arkadelphia
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Southern Bancorp Capital Partners
Loan fund · Little Rock
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SOUTHERN BANCORP INC
Bank holding company · Arkadelphia
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Star City Bancshares, Inc.
Bank holding company · Star City
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UP Arkansas Federal Credit Union
Credit union · North Little Rock
None match your search.
We do not recommend any institution. Check each one’s products, requirements and costs. Source: Certified CDFI list (CDFI Fund, Treasury) As of September 17, 2026 Certified CDFI list (CDFI Fund, Treasury) (external site)
Hispanic-owned banks
Hispanic American owned banks in Arkansas
The FDIC list has no Hispanic American owned banks based in Arkansas. Nationwide it has 14.
Source: Hispanic American owned minority depository institutions (FDIC) As of November 6, 2026 Hispanic American owned minority depository institutions (FDIC) (external site)
Frequently asked questions
Can a CDFI lend to me if I have little credit or use an ITIN?
It depends on each institution. CDFIs are certified for serving communities and people with little access to financing, but each sets its own rules. This list does not say what each one offers: ask them directly.
Why is an institution I know not listed?
The CDFI Fund list gives the state of the main office. Many institutions serve several states, so you can also search the CDFI Fund’s full list.
How current is this data?
The CDFI Fund list we use is from September 17, 2026, and the FDIC list from November 6, 2026. Both change when an institution gains or loses its status.