In Harrison, a typical home is worth $169,600 and typical rent is $753 a month. Compared with all of Boone County, typical household income is 20% lower, the typical home value is 10% lower, and the share of households that own their home is 16 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $170,304 to $234,721.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Harrison is in Boone County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Boone County. See the county
What this place has that others do not, from public data, most unusual first.
1
55% of households in Harrison own their home, against 71% in Boone County.
2
The typical household income in Harrison is $44,056,20% less than in Boone County as a whole ($55,143).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Harrison
What homes there are in Harrison, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Harrison
Boone County
Arkansas
United States
Kind of home: Harrison and its comparisons
Measure
Harrison
Boone County
Arkansas
United States
Detached house
66%
78%
70%
61%
Attached house
4%
2%
2%
6%
Building of 2 to 4
9%
4%
7%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
11%
19%
Mobile home
Unreliable estimate
8%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Harrison (66%), but less so than in Boone County (78%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Harrison
Boone County
Arkansas
United States
Year built: Harrison and its comparisons
Measure
Harrison
Boone County
Arkansas
United States
Before 1960
16%
13%
13%
26%
1960–1979
31%
29%
26%
24%
1980–1999
36%
35%
30%
25%
2000–2009
11%
15%
16%
14%
2010 or later
5%
8%
14%
11%
The typical home in Harrison was built in 1981, 4 years before the typical one in Boone County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K15%
$100K–$200K47%
$200K–$300K25%
$300K–$500K11%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Harrison and its comparisons
Measure
Harrison
Under $100K
15%
$100K–$200K
47%
$200K–$300K
25%
$300K–$500K
11%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
At least 98% of owner-occupied homes in Harrison are worth less than $500,000, below the FHA loan limit for Boone County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50025%
$500–$99956%
HUD fair market rent, 2 bedrooms: $909
$1,000–$1,49916%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Harrison and its comparisons
Measure
Harrison
Under $500
25%
$500–$999
56%
$1,000–$1,499
16%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
By rent, most homes in Harrison cost less than HUD's 2-bedroom fair market rent ($909): about 71%.
With a mortgage
$1,126 a month
Boone County: $1,194 a month
Without a mortgage
$441 a month
Boone County: $408 a month
Owners with a mortgage
49%
Boone County: 49%
The typical cost for an owner with a mortgage in Harrison is $1,126 a month, less than in Boone County ($1,194); without one, $441.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Harrison+44%
Boone County+52%
Arkansas+47%
United States+53%
Typical rent
Harrison+22%
Boone County+15%
Arkansas+27%
United States+33%
Typical household income
HarrisonNo clear change
Boone County+22%
Arkansas+28%
United States+29%
Change since 2015–2019: Harrison and its comparisons
Measure
Harrison
Boone County
Arkansas
United States
Typical home value
+44%
+52%
+47%
+53%
Typical rent
+22%
+15%
+27%
+33%
Typical household income
No clear change
+22%
+28%
+29%
The typical home value in Harrison rose 44% since 2015–2019, less than in Boone County (52%).
Since 2015–2019, the typical rent in Harrison rose 22%, more than in Boone County (15%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Harrison and its comparisons
Measure
Harrison
Boone County
Arkansas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.7%
3.4%
People per household
2.21
2.45
2.46
2.53
Drive alone
78%
75%
79%
69%
Carpool
12%
12%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
6%
10%
9%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
On average, a household in Harrison has 2.21 people, fewer than in Boone County (2.45).
To get to work, 78% of workers in Harrison drive alone; in Boone County, 75%.
Do the math
What would you pay each month for a home in Harrison?
A typical home costs more than the typical income allows
We start with a typical home in Harrison, worth $169,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Harrison, which is $44,056 a year. For that payment to be 28% of income, a household would need to earn about $57,741 a year.
The calculator's FHA and conventional loan limits are those of all of Boone County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Harrison. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,936 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,347
at 7.18% · 30 years
Loan amount
$166,528
Total interest
$239,595
Paid off in
November 2056
Includes $2,864 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,028 a month
Tight
$1,028 to $1,322 a month
Hard
more than $1,322 a month
Your payment · 37%
Compared with the typical household income in Harrison ($44,056 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,128
Property tax
$74
Home insurance
$71
FHA mortgage insurance (MIP)
$75
You need at least $5,936 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,347; principal and interest $1,128.
The city and its county
Harrison and Boone County
Harrison is in Boone County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Harrison
Map of Boone County, Arkansas, with Harrison marked. Around it, the neighboring counties.
Harrison
Boone County
Harrison's own numbers
Typical home value
$169,600
Typical monthly rent
$753
Typical yearly household income
$44,056
Households that own their home
55%
Effective property tax rate
0.52%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Boone County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$909
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
1.4%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Boone County.
A typical home in Harrison is worth $169,600: 10% below the county and 10% below Arkansas. With the typical household income in Harrison ($44,056 a year), a typical home costs 3.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Harrison3.8 years
Boone3.4 years
Arkansas3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Boone County
According to FHFA’s house price index, home prices in Boone County rose 86% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Boone County.
Yearly change in FHFA’s price index in Boone County, 2016 to 2025
2016: −0.7% −0.7% 2016
2017: +5.0% +5.0% 2017
2018: +5.3% +5.3% 2018
2019: +2.6% +2.6% 2019
2020: +2.1% +2.1% 2020
2021: +14.3% +14.3% 2021
2022: +20.5% +20.5% 2022
2023: +9.3% +9.3% 2023
2024: +5.3% +5.3% 2024
2025: +1.8% +1.8% 2025
Change in FHFA’s price index in Boone County, Arkansas and the United States
Period
County
Arkansas
U.S.
Last year (2025)
+1.8%
+3.4%
+2.9%
5 years (2020–2025)
+61%
+52%
+47%
10 years (2015–2025)
+86%
+79%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Harrison next to Boone County, Arkansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Harrison$169,600
Boone$188,900
Arkansas$188,000
United States$332,700
Typical monthly rent
Harrison$753
Boone$733
Arkansas$947
United States$1,413
Typical yearly household income
Harrison$44,056
Boone$55,143
Arkansas$60,773
United States$80,734
See the full table
Harrison next to Boone County and Arkansas
Measure
Harrison
Boone County
Arkansas
U.S.
Typical home value
$169,600 ▼10% below the county
$188,900
$188,000
$332,700
Typical monthly rent
$753 ▲3% above the county
$733
$947
$1,413
Typical yearly household income
$44,056 ▼20% below the county
$55,143
$60,773
$80,734
Households that own their home
55% ▼16 points below the county
71%
66%
65%
Typical yearly property tax
$883 ▼5% below the county
$927
$1,040
$3,119
Effective property tax rate
0.52% ▲0.03 points above the county
0.49%
0.55%
0.94%
Renters with high rent for their income
51% ▲11 points above the county
40%
45%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Boone County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Harrison
For a typical $169,600 home in Harrison, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Harrison's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,347a month
Least cash to close
Down payment
$5,936
Cash to close
$11,024
Rate
7.18%
Mortgage insurance
FHA MIP · $75
Conventional, 5% down$1,316a month
Down payment
$8,480
Cash to close
$13,568
Rate
7.18%
Mortgage insurance
PMI · $81
Conventional, 20% down, no PMI$1,063a month
Down payment
$33,920
Cash to close
$39,008
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,220a month
Down payment
$25,440
Cash to close
$30,528
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Harrison
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,347
$5,936
$166,528
7.18%
FHA MIP · $75
$11,024
580
Conventional, 5% down
$1,316
$8,480
$161,120
7.18%
PMI · $81
$13,568
620*
Conventional, 20% down, no PMI
$1,063
$33,920
$135,680
7.18%
None
$39,008
620*
ITIN, 15% down (example)
$1,220
$25,440
$144,160
8.18%
None
$30,528
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Harrison is $753 a month: 3% above the county. In Harrison, 51% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Boone County, by unit size. To pay the 2-bedroom one ($909 a month) without spending more than 30% of your income, you would need to earn $17.48 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Boone County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$633
$12.17
$25,320
1 bedroom
$695
$13.37
$27,800
2 bedrooms
$909
$17.48
$36,360
3 bedrooms
$1,259
$24.21
$50,360
4 bedrooms
$1,354
$26.04
$54,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Harrison
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Harrison is in ZIP code 72601.
For 2 bedrooms it is $910: $1 more than the fair market rent for Boone County ($909).
Fair market rent by ZIP code and size in Harrison, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
72601
$630
$730
$910
$1,260
$1,360
ZIP code2 bd3 bd
72601 $910$1,260
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Harrison when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 11 buildings with rents for lower incomes in Harrison. These are the largest.
Cottonwood Heights Apartments825 Cottonwood Rd, Harrison 7260164 low-income homes · Studio: 2 · 1 bd: 55 · 2 bd: 7 · In service since 2003 · For older adults(870) 365-0569
Heritage Heights Apartments717 S Sycamore St, Harrison 7260150 low-income homes · Studio: 2 · 1 bd: 19 · 2 bd: 24 · 3 bd: 5 · In service since 1992 · For families(870) 743-2772
Autumn Village Apartments1401 Dawson Dr, Harrison 7260146 homes, 45 low-income · Studio: 1 · 1 bd: 37 · 2 bd: 9 · In service since 2007
Big Cedar Apartments315 N Industrial Park Rd, Harrison 7260144 homes, 43 low-income · 1 bd: 23 · 2 bd: 21 · In service since 2004
Maple Esplanade Assisted Living1400 Old Bergman Rd, Harrison 7260157 homes, 40 low-income · Studio: 57 · In service since 2011
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Boone County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Harrison or Boone County. The ones below are statewide in Arkansas: they work in Harrison the same as in the rest of the state.
Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart).Offered by Arkansas Development Finance Authority (ADFA).
No legal help resource on our list is for Harrison or Boone County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Harrison and all of Boone County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Harrison?
The typical home value in Harrison is $169,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Boone County it is $188,900.
How much does it cost to rent in Harrison?
Typical rent in Harrison is $753 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Boone County is $909.
What is the FHA loan limit in Harrison?
Harrison uses the FHA limit for all of Boone County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Harrison?
The typical homeowner in Harrison pays $883 a year, according to the U.S. Census Bureau. That is 0.52% of the home’s value; in Boone County, the rate is 0.49%.
Where can I find free help to buy or rent in Harrison?
There is 1 HUD-approved counseling agency with an office in Boone County. They can help you get ready to buy, with your credit, or with rent.
