In Clarksville, a typical home is worth $164,800 and typical rent is $760 a month. Compared with all of Johnson County, the typical home value is 22% higher, typical household income is 19% lower, and the share of households that own their home is 24 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $156,479 to $185,788.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Clarksville is in Johnson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Johnson County. See the county
What this place has that others do not, from public data, most unusual first.
1
50% of households in Clarksville own their home, against 74% in Johnson County.
2
The typical home in Clarksville is worth $164,800,22% more than in Johnson County as a whole ($135,300).
3
Nearby, in Barling, the typical home value is $140,000: 15% less than in Clarksville ($164,800).
4
The typical household income in Clarksville is $37,373,19% less than in Johnson County as a whole ($45,995).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Clarksville
What homes there are in Clarksville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Clarksville
Johnson County
Arkansas
United States
Kind of home: Clarksville and its comparisons
Measure
Clarksville
Johnson County
Arkansas
United States
Detached house
66%
76%
70%
61%
Attached house
Unreliable estimate
Unreliable estimate
2%
6%
Building of 2 to 4
17%
8%
7%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
11%
19%
Mobile home
Unreliable estimate
10%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Clarksville, 7 in 10 homes are single-family detached houses; in Johnson County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or later
Clarksville
Johnson County
Arkansas
United States
Year built: Clarksville and its comparisons
Measure
Clarksville
Johnson County
Arkansas
United States
Before 1960
16%
15%
13%
26%
1960–1979
23%
23%
26%
24%
1980–1999
43%
40%
30%
25%
2000–2009
10%
12%
16%
14%
2010 or later
7%
9%
14%
11%
By age, homes in Clarksville look like those in Johnson County: the typical year built is 1986.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K22%
$100K–$200K53%
$200K–$300K14%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Clarksville and its comparisons
Measure
Clarksville
Under $100K
22%
$100K–$200K
53%
$200K–$300K
14%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50021%
$500–$99970%
HUD fair market rent, 2 bedrooms: $909
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Clarksville and its comparisons
Measure
Clarksville
Under $500
21%
$500–$999
70%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
HUD's 2-bedroom fair market rent (FMR) for Johnson County is $909; about 78% of rents in Clarksville are below it.
With a mortgage
$1,091 a month
Johnson County: $1,101 a month
Without a mortgage
$345 a month
Johnson County: $361 a month
Owners with a mortgage
47%
Johnson County: 48%
Owning costs about the same in Clarksville as in Johnson County: with a mortgage, $1,091 a month; without one, $345.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Clarksville+57%
Johnson County+31%
Arkansas+47%
United States+53%
Typical rent
Clarksville+21%
Johnson County+17%
Arkansas+27%
United States+33%
Typical household income
ClarksvilleNo clear change
Johnson County+19%
Arkansas+28%
United States+29%
Change since 2015–2019: Clarksville and its comparisons
Measure
Clarksville
Johnson County
Arkansas
United States
Typical home value
+57%
+31%
+47%
+53%
Typical rent
+21%
+17%
+27%
+33%
Typical household income
No clear change
+19%
+28%
+29%
From 2015–2019 to 2020–2024, the typical home value in Clarksville rose 57%; in Johnson County, it rose 31%.
The typical rent in Clarksville rose 21% over the same time; in Johnson County, it rose 17%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Clarksville and its comparisons
Measure
Clarksville
Johnson County
Arkansas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.7%
3.4%
People per household
2.25
2.44
2.46
2.53
Drive alone
84%
83%
79%
69%
Carpool
Unreliable estimate
9%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
5%
9%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
Households in Clarksville are smaller: 2.25 people on average; in Johnson County, 2.44.
In Clarksville, 84% of workers drive alone to work; in Johnson County, 83%.
Do the math
What would you pay each month for a home in Clarksville?
A typical home costs more than the typical income allows
We start with a typical home in Clarksville, worth $164,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in Clarksville, which is $37,373 a year. For that payment to be 28% of income, a household would need to earn about $56,048 a year.
The calculator's FHA and conventional loan limits are those of all of Johnson County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Clarksville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,768 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,308
at 7.18% · 30 years
Loan amount
$161,815
Total interest
$232,814
Paid off in
November 2056
Includes $2,783 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $872 a month
Tight
$872 to $1,121 a month
Hard
more than $1,121 a month
Your payment · 42%
Compared with the typical household income in Clarksville ($37,373 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,096
Property tax
$70
Home insurance
$69
FHA mortgage insurance (MIP)
$73
You need at least $5,768 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,308; principal and interest $1,096.
The city and its county
Clarksville and Johnson County
Clarksville is in Johnson County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Clarksville
Map of Johnson County, Arkansas, with Clarksville marked. Around it, the neighboring counties.
Clarksville
Johnson County
Other cities with a page
Clarksville's own numbers
Typical home value
$164,800
Typical monthly rent
$760
Typical yearly household income
$37,373
Households that own their home
50%
Effective property tax rate
0.51%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Johnson County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$909
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
3.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Johnson County.
A typical home in Clarksville is worth $164,800: 22% above the county and 12% below Arkansas. With the typical household income in Clarksville ($37,373 a year), a typical home costs 4.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Clarksville4.4 years
Johnson2.9 years
Arkansas3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Johnson County
According to FHFA’s house price index, home prices in Johnson County rose 74% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Johnson County.
Yearly change in FHFA’s price index in Johnson County, 2016 to 2025
2016: +4.7% +4.7% 2016
2017: +1.4% +1.4% 2017
2018: +4.7% +4.7% 2018
2019: +4.9% +4.9% 2019
2020: +2.3% +2.3% 2020
2021: +7.4% +7.4% 2021
2022: +17.3% +17.3% 2022
2023: +10.7% +10.7% 2023
2024: +4.1% +4.1% 2024
2025: +0.3% +0.3% 2025
Change in FHFA’s price index in Johnson County, Arkansas and the United States
Period
County
Arkansas
U.S.
Last year (2025)
+0.3%
+3.4%
+2.9%
5 years (2020–2025)
+46%
+52%
+47%
10 years (2015–2025)
+74%
+79%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Clarksville next to Johnson County, Arkansas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Clarksville$164,800
Johnson$135,300
Arkansas$188,000
United States$332,700
Typical monthly rent
Clarksville$760
Johnson$728
Arkansas$947
United States$1,413
Typical yearly household income
Clarksville$37,373
Johnson$45,995
Arkansas$60,773
United States$80,734
See the full table
Clarksville next to Johnson County and Arkansas
Measure
Clarksville
Johnson County
Arkansas
U.S.
Typical home value
$164,800 ▲22% above the county
$135,300
$188,000
$332,700
Typical monthly rent
$760 ▲4% above the county
$728
$947
$1,413
Typical yearly household income
$37,373 ▼19% below the county
$45,995
$60,773
$80,734
Households that own their home
50% ▼24 points below the county
74%
66%
65%
Typical yearly property tax
$842 ▲19% above the county
$709
$1,040
$3,119
Effective property tax rate
0.51% ▼0.01 points below the county
0.52%
0.55%
0.94%
Renters with high rent for their income
52% ▲2 points above the county
50%
45%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Johnson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Clarksville
For a typical $164,800 home in Clarksville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Clarksville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,308a month
Least cash to close
Down payment
$5,768
Cash to close
$10,712
Rate
7.18%
Mortgage insurance
FHA MIP · $73
Conventional, 5% down$1,278a month
Down payment
$8,240
Cash to close
$13,184
Rate
7.18%
Mortgage insurance
PMI · $78
Conventional, 20% down, no PMI$1,032a month
Down payment
$32,960
Cash to close
$37,904
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,184a month
Down payment
$24,720
Cash to close
$29,664
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Clarksville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,308
$5,768
$161,815
7.18%
FHA MIP · $73
$10,712
580
Conventional, 5% down
$1,278
$8,240
$156,560
7.18%
PMI · $78
$13,184
620*
Conventional, 20% down, no PMI
$1,032
$32,960
$131,840
7.18%
None
$37,904
620*
ITIN, 15% down (example)
$1,184
$24,720
$140,080
8.18%
None
$29,664
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Clarksville is $760 a month: 4% above the county. In Clarksville, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Johnson County, by unit size. To pay the 2-bedroom one ($909 a month) without spending more than 30% of your income, you would need to earn $17.48 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Johnson County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$647
$12.44
$25,880
1 bedroom
$695
$13.37
$27,800
2 bedrooms
$909
$17.48
$36,360
3 bedrooms
$1,136
$21.85
$45,440
4 bedrooms
$1,274
$24.50
$50,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Clarksville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Clarksville is in ZIP code 72830.
For 2 bedrooms it is $910: $1 more than the fair market rent for Johnson County ($909).
Fair market rent by ZIP code and size in Clarksville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
72830
$650
$700
$910
$1,140
$1,280
ZIP code2 bd3 bd
72830 $910$1,140
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Clarksville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 7 buildings with rents for lower incomes in Clarksville. These are the largest.
Clarksville601 S Elm St, Clarksville 72830173 low-income homes · Run by Housing Authority of the City of Clarksville · Average payment: $357 a month · Average wait: 3 months(479) 754-3564
Millwood Place300 Millwood Rd, Clarksville 7283048 low-income homes · 3 bd: 48 · In service since 2016
Valley Estates of Clarksville II1622 Dunwood Dr, Clarksville 7283048 homes, 47 low-income · Studio: 1 · 1 bd: 7 · 2 bd: 16 · 3 bd: 24 · In service since 2012
Valley Estates of Clarksville1620 Dunwood Dr, Clarksville 7283048 homes, 38 low-income · Studio: 1 · 1 bd: 6 · 2 bd: 18 · 3 bd: 23 · In service since 2009
Meadowview Estates1801 Sagewood Dr, Clarksville 7283040 homes, 32 low-income · Studio: 1 · 3 bd: 31 · In service since 2008
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Johnson County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Clarksville or Johnson County. The ones below are statewide in Arkansas: they work in Clarksville the same as in the rest of the state.
Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart).Offered by Arkansas Development Finance Authority (ADFA).
No legal help resource on our list is for Clarksville or Johnson County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Clarksville and all of Johnson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Clarksville?
The typical home value in Clarksville is $164,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Johnson County it is $135,300.
How much does it cost to rent in Clarksville?
Typical rent in Clarksville is $760 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Johnson County is $909.
What is the FHA loan limit in Clarksville?
Clarksville uses the FHA limit for all of Johnson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Clarksville?
The typical homeowner in Clarksville pays $842 a year, according to the U.S. Census Bureau. That is 0.51% of the home’s value; in Johnson County, the rate is 0.52%.
Where can I find free help to buy or rent in Clarksville?
We found no HUD-approved counseling agencies with an office in Johnson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
