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City · 29,162 residents · Pope County, Arkansas

Russellville , Arkansas

In Russellville, a typical home is worth $172,400 and typical rent is $842 a month. Compared with all of Pope County, typical household income is 11% lower and the share of households that own their home is 15 points lower.

Russellville in numbers

  • Typical home value

    $172,400

    About the same as the county

    8% below Arkansas

    • Russellville
    • Pope
    • Arkansas
  • Typical rent

    $842a month

    About the same as the county

    11% below Arkansas

    • Russellville
    • Pope
    • Arkansas
  • Typical household income

    $50,877a year

    11% below the county

    16% below Arkansas

    • Russellville
    • Pope
    • Arkansas
  • Households that own their home

    55%

    15 points below the county

    11 points below Arkansas

    • Russellville
    • Pope
    • Arkansas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$218,127
4% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $176,949 to $218,127.
Typical rent
$895 a month
5.5% more than 12 months ago
Typical rent from Zillow, December 2023 to September 2026: from $803 to $895.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Russellville is in Pope County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pope County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Russellville apart

What this place has that others do not, from public data, most unusual first.

  1. 55% of households in Russellville own their home, against 70% in Pope County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Russellville

What homes there are in Russellville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Russellville and its comparisons
MeasureRussellvillePope CountyArkansasUnited States
Detached house 67%74%70%61%
Attached house Unreliable estimateUnreliable estimate2%6%
Building of 2 to 4 14%7%7%8%
Apartments (5 or more) 15%6%11%19%
Mobile home Unreliable estimate12%11%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

Detached houses are the majority in Russellville (67%), but less so than in Pope County (74%).

Year built
Year built: Russellville and its comparisons
MeasureRussellvillePope CountyArkansasUnited States
Before 1960 10%9%13%26%
1960–1979 30%27%26%24%
1980–1999 38%36%30%25%
2000–2009 12%16%16%14%
2010 or later 10%13%14%11%

In Russellville, half of the homes were built before 1985; in Pope County, before 1988.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Russellville and its comparisons
MeasureRussellville
Under $100K 20%
$100K–$200K 38%
$200K–$300K 23%
$300K–$500K 15%
$500K–$750K 3%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate

By price, most homes in Russellville sit under the FHA limit for Pope County ($541,287): about 96%.

Monthly rent with utilities
Monthly rent with utilities: Russellville and its comparisons
MeasureRussellville
Under $500 11%
$500–$999 64%
$1,000–$1,499 21%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable estimate

HUD's 2-bedroom fair market rent (FMR) for Pope County is $948; about 68% of rents in Russellville are below it.

With a mortgage

$1,179 a month

Pope County: $1,182 a month

Without a mortgage

$401 a month

Pope County: $385 a month

Owners with a mortgage

61%

Pope County: 55%

The typical cost for an owner with a mortgage in Russellville is $1,179 a month, near the figure in Pope County ($1,182).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Russellville and its comparisons
MeasureRussellvillePope CountyArkansasUnited States
Typical home value +34%+35%+47%+53%
Typical rent +25%+26%+27%+33%
Typical household income +39%+32%+28%+29%

Much as in Pope County, the typical home value in Russellville rose 34% since 2015–2019.

Much as in Pope County, the typical rent in Russellville rose 25% since 2015–2019.

Here income gained ground: typical income rose 39%, against +34% for home values and +25% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Russellville and its comparisons
MeasureRussellvillePope CountyArkansasUnited States
Rental vacancy Unreliable estimate5.8%6.4%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate2.3%2.7%3.4%
People per household 2.522.512.462.53
Drive alone 76%80%79%69%
Carpool 15%12%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike 3%2%2%3%
Work from home 5%5%9%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

Much as in Pope County, a household in Russellville has 2.52 people on average.

In Russellville, 15% of workers share a car to get to work; in Pope County, 12%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Russellville?

A typical home is tight for the typical income

We start with a typical home in Russellville, worth $172,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Russellville, which is $50,877 a year. For that payment to be 28% of income, a household would need to earn about $58,941 a year.

The calculator's FHA and conventional loan limits are those of all of Pope County.

Your numbers

Local data
$

Starts at the typical home value in Russellville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,034 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,375

at 7.18% · 30 years

Loan amount
$169,277
Total interest
$243,550
Paid off in
November 2056

Includes $2,911 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,187 a month

  • Tight

    $1,187 to $1,526 a month

    Your payment · 32%

  • Hard

    more than $1,526 a month

Compared with the typical household income in Russellville ($50,877 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,375
Monthly payment breakdown
Principal & interest$1,147
Property tax$80
Home insurance$72
FHA mortgage insurance (MIP)$76

You need at least $6,034 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,375; principal and interest $1,147.

The city and its county

Russellville and Pope County

Russellville is in Pope County, Arkansas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Pope County, Arkansas, with Russellville marked. Around it, the neighboring counties.

Russellville's own numbers

Typical home value
$172,400
Typical monthly rent
$842
Typical yearly household income
$50,877
Households that own their home
55%
Effective property tax rate
0.56%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pope County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$948
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
2.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pope County.

Everything about Pope County

Buying

Buying a home in Russellville

A typical home in Russellville is worth $172,400: about the same as the county and 8% below Arkansas. With the typical household income in Russellville ($50,877 a year), a typical home costs 3.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Russellville 3.4 years
  • Pope 3.0 years
  • Arkansas 3.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Pope County

According to FHFA’s house price index, home prices in Pope County rose 65% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pope County.

Yearly change in FHFA’s price index in Pope County, 2016 to 2025
  1. 2020: +2.8%
  2. 2021: +9.0%
  3. 2022: +13.7%
  4. 2023: +6.9%
  5. 2024: +4.6%
  6. 2025: +3.2%
Change in FHFA’s price index in Pope County, Arkansas and the United States
Period County Arkansas U.S.
Last year (2025) +3.2% +3.4% +2.9%
5 years (2020–2025) +43% +52% +47%
10 years (2015–2025) +65% +79% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Russellville next to Pope County, Arkansas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Russellville $172,400
  • Pope $170,100
  • Arkansas $188,000
  • United States $332,700
Typical monthly rent
  • Russellville $842
  • Pope $859
  • Arkansas $947
  • United States $1,413
Typical yearly household income
  • Russellville $50,877
  • Pope $57,344
  • Arkansas $60,773
  • United States $80,734
See the full table
Russellville next to Pope County and Arkansas
Measure Russellville Pope County Arkansas U.S.
Typical home value $172,400 $170,100 $188,000 $332,700
Typical monthly rent $842 $859 $947 $1,413
Typical yearly household income $50,877 11% below the county $57,344 $60,773 $80,734
Households that own their home 55% 15 points below the county 70% 66% 65%
Typical yearly property tax $972 3% above the county $945 $1,040 $3,119
Effective property tax rate 0.56% 0.56% 0.55% 0.94%
Renters with high rent for their income 43% 43% 45% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pope County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Russellville

For a typical $172,400 home in Russellville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Russellville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,375a month

    Least cash to close
    Down payment
    $6,034
    Cash to close
    $11,206
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $76
  • Conventional, 5% down $1,344a month

    Down payment
    $8,620
    Cash to close
    $13,792
    Rate
    7.18%
    Mortgage insurance
    PMI · $82
  • Conventional, 20% down, no PMI $1,087a month

    Down payment
    $34,480
    Cash to close
    $39,652
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,246a month

    Down payment
    $25,860
    Cash to close
    $31,032
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Russellville and for Pope County.

Property tax

Effective rate in Russellville

0.56%of the home’s value each year

$972 a year for the typical owner in Russellville.

  • Russellville 0.56%
  • Pope 0.56%
  • Arkansas 0.55%

What Arkansas publishes Homestead property tax credit (Arkansas General Assembly (Act 174 of the 2026 Fiscal Session))

Exemptions and deadlines in Arkansas

Flood risk in Pope County

FEMA does not publish these numbers by city: they are for all of Pope County.

Homes in the high-risk zone
2.3%
519
Of those, with NFIP insurance
12%
Homes in the high-risk zone and with NFIP insurance: Pope County, Arkansas and the U.S.
Measure County Arkansas U.S.
Homes in the high-risk zone 2.3% 3.4% 3.5%
Of those, with NFIP insurance 12% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Russellville

Typical rent in Russellville is $842 a month: about the same as the county. In Russellville, 43% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Pope County, by unit size. To pay the 2-bedroom one ($948 a month) without spending more than 30% of your income, you would need to earn $18.23 an hour working full time.

HUD fair market rent for all of Pope County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Pope County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $674 $12.96 $26,960
1 bedroom $725 $13.94 $29,000
2 bedrooms $948 $18.23 $37,920
3 bedrooms $1,278 $24.58 $51,120
4 bedrooms $1,283 $24.67 $51,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Russellville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Russellville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $920 in 72801 to $980 in 72802.

1 of the 2 is above the fair market rent for Pope County ($948).

  • 72801 $920$1,240
  • 72802 $980$1,320

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Russellville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Russellville

HUD lists 15 buildings with rents for lower incomes in Russellville. These are the largest.

  • Russellville 318 S Glenwood Ave, Russellville 72801 182 low-income homes · Run by Russellville Housing Authority · Average payment: $376 a month · Average wait: 3 months · Homes at several sites (479) 968-5440
  • Riverwood Village at Russelville 1500 E 16th St, Russellville 72802 72 low-income homes · 1 bd: 32 · 2 bd: 32 · 3 bd: 8 · For families (479) 968-2265
  • Southlawn Apartments 1701 S Detroit Ave, Russellville 72801 50 low-income homes · For older adults (479) 968-4902
  • Inglewood Manor Apartments 3112 W 2nd Ct, Russellville 72801 37 homes, 36 low-income · 1 bd: 36 · In service since 2013
  • Stonebrook Park of Russellville 1012 S Utica Ave, Russellville 72802 41 homes, 32 low-income · 3 bd: 28 · 4 bd: 4 · In service since 2014

See all 18 buildings in Pope County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Russellville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Pope County; none says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Russellville

No down payment, repair or rent-help program on our list is for Russellville or Pope County. The ones below are statewide in Arkansas: they work in Russellville the same as in the rest of the state.

  • Arkansas state authority second mortgage of $1,000 to $15,000 for the down payment and closing costs, over 10 years and at the same rate as the ADFA first mortgage (Move-Up or StartSmart). Offered by Arkansas Development Finance Authority (ADFA).

Housing counselors near Russellville

The HUD-approved agencies closest to the center of Russellville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Universal Housing Development Corporation

    301 E 3rd St, Russellville · 0 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 10 more
  • Southern Bancorp Community Partners

    206 Airport Rd, Hot Springs · 54 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
  • In Affordable Housing, Incorporated

    3224 Shackleford Pass, Little Rock · 57 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more

Every agency in Pope County All counseling agencies in Arkansas

Help in Spanish near Russellville

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Russellville

HUD’s record names them for Russellville or Pope County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Russellville Housing Authority Public housing and Section 8 vouchers (479) 968-5440
  • Pope County Public Facilities Board Section 8 vouchers (479) 968-5001

2 other authorities have an office in Pope County: see the list Source: HUD

Questions

Housing questions about Russellville

Short answers with the numbers for Russellville and all of Pope County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Russellville?

The typical home value in Russellville is $172,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pope County it is $170,100.

How much does it cost to rent in Russellville?

Typical rent in Russellville is $842 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pope County is $948.

What is the FHA loan limit in Russellville?

Russellville uses the FHA limit for all of Pope County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Russellville?

The typical homeowner in Russellville pays $972 a year, according to the U.S. Census Bureau. That is 0.56% of the home’s value; in Pope County, the rate is 0.56%.

Where can I find free help to buy or rent in Russellville?

There is 1 HUD-approved counseling agency with an office in Pope County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).