Español

Este sitio también está en español. Leer en español

City · 40,270 residents · Waukesha County, Wisconsin

New Berlin , Wisconsin

In New Berlin, a typical home is worth $365,700 and typical rent is $1,426 a month. Compared with all of Waukesha County, the typical home value is 8% lower and typical rent is 5% higher.

WhatsApp

  • Typical home value

    $365,700

    8% below the county

    37% above Wisconsin

    • New Berlin
    • Waukesha
    • Wisconsin

  • Typical rent

    $1,426a month

    5% above the county

    31% above Wisconsin

    • New Berlin
    • Waukesha
    • Wisconsin

  • Typical household income

    $101,091a year

    5% below the county

    30% above Wisconsin

    • New Berlin
    • Waukesha
    • Wisconsin

  • Households that own their home

    76%

    About the same as the county

    9 points above Wisconsin

    • New Berlin
    • Waukesha
    • Wisconsin

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$450,785
5.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

New Berlin is in Waukesha County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Waukesha County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets New Berlin apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in West Allis, the typical home value is $203,800: 44% less than in New Berlin ($365,700).

  2. Nearby, in West Allis, the typical rent is $1,007: 29% less than in New Berlin ($1,426).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in New Berlin

What homes there are in New Berlin, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In New Berlin, 7 in 10 homes are single-family detached houses, about the same as in Waukesha County.

Year built

In New Berlin, half of the homes were built before 1978; in Waukesha County, before 1981.

By size, homes in New Berlin look like those in Waukesha County: 69% have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 86% of owner-occupied homes in New Berlin are worth less than the FHA loan limit for Waukesha County ($541,287).

Monthly rent with utilities

With a mortgage

$2,133 a month

Waukesha County: $2,144 a month

Without a mortgage

$744 a month

Waukesha County: $781 a month

Owners with a mortgage

56%

Waukesha County: 65%

In New Berlin, 56% of owners have a mortgage; their typical cost is $2,133 a month, about the same as in Waukesha County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in New Berlin rose 41% since 2015–2019, about the same as in Waukesha County (41%).

Since 2015–2019, the typical rent in New Berlin rose 18%, less than in Waukesha County (30%).

The typical household income in New Berlin rose 21% over that time; home values changed +41% and rent +18%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNew BerlinWaukesha CountyWisconsinUnited States
Rental vacancy Unreliable estimate4.0%4.5%5.5%
Homeowner vacancy Unreliable estimate0.3%0.5%0.9%
More than one person per room Unreliable estimate0.9%1.7%3.4%
People per household 2.352.422.332.53
Drive alone 79%76%74%69%
Carpool 5%5%7%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate1%3%3%
Work from home 15%17%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes10 to 19 minutes20 to 29 minutes

Much as in Waukesha County, a household in New Berlin has 2.35 people on average.

To get to work, 79% of workers in New Berlin drive alone; in Waukesha County, 76%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in New Berlin?

A typical home costs more than the typical income allows

We start with a typical home in New Berlin, worth $365,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in New Berlin, which is $101,091 a year. For that payment to be 28% of income, a household would need to earn about $133,647 a year.

The calculator's FHA and conventional loan limits are those of all of Waukesha County.

Your numbers

Local data
$

Starts at the typical home value in New Berlin. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,800 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,119

at 7.18% · 30 years

Loan amount
$359,076
Total interest
$516,626
Paid off in
November 2056

Includes $6,176 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,359 a month

  • Tight

    $2,359 to $3,033 a month

  • Hard

    more than $3,033 a month

    Your payment · 37%

Compared with the typical household income in New Berlin ($101,091 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,119
Principal & interest$2,433
Property tax$372
Home insurance$152
FHA mortgage insurance (MIP)$162

You need at least $12,800 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

New Berlin and Waukesha County

New Berlin is in Waukesha County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

New Berlin's own numbers

Typical home value
$365,700
Typical monthly rent
$1,426
Typical yearly household income
$101,091
Households that own their home
76%
Effective property tax rate
1.22%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Waukesha County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,263
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
0.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Waukesha County.

Everything about Waukesha County

Buying

Buying a home in New Berlin

A typical home in New Berlin is worth $365,700: 8% below the county and 37% above Wisconsin. With the typical household income in New Berlin ($101,091 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • New Berlin 3.6 years
  • Waukesha 3.8 years
  • Wisconsin 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Waukesha County

According to FHFA’s house price index, home prices in Waukesha County rose 85% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Waukesha County.

Period County Wisconsin U.S.
Last year (2025) +5.4% +5.4% +2.9%
5 years (2020–2025) +52% +57% +47%
10 years (2015–2025) +85% +96% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

New Berlin next to Waukesha County, Wisconsin and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • New Berlin $365,700
  • Waukesha $398,200
  • Wisconsin $266,500
  • United States $332,700
Typical monthly rent
  • New Berlin $1,426
  • Waukesha $1,356
  • Wisconsin $1,087
  • United States $1,413
Typical yearly household income
  • New Berlin $101,091
  • Waukesha $106,076
  • Wisconsin $77,485
  • United States $80,734
See the full table
New Berlin next to Waukesha County and Wisconsin
Measure New Berlin Waukesha County Wisconsin U.S.
Typical home value $365,700 $398,200 $266,500 $332,700
Typical monthly rent $1,426 $1,356 $1,087 $1,413
Typical yearly household income $101,091 $106,076 $77,485 $80,734
Households that own their home 76% 76% 68% 65%
Typical yearly property tax $4,462 $4,554 $3,792 $3,119
Effective property tax rate 1.22% 1.14% 1.42% 0.94%
Renters with high rent for their income 38% 45% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Waukesha County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in New Berlin

For a typical $365,700 home in New Berlin, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, New Berlin's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,118a month

    Least cash to close
    Down payment
    $12,800
    Cash to close
    $23,771
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $162

  • Conventional, 5% down $3,051a month

    Down payment
    $18,285
    Cash to close
    $29,256
    Rate
    7.18%
    Mortgage insurance
    PMI · $174

  • Conventional, 20% down, no PMI $2,506a month

    Down payment
    $73,140
    Cash to close
    $84,111
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,844a month

    Down payment
    $54,855
    Cash to close
    $65,826
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for New Berlin and for Waukesha County.

Property tax

Effective rate in New Berlin

1.22%of the home’s value each year

$4,462 a year for the typical owner in New Berlin.

  • New Berlin 1.22%
  • Waukesha 1.14%
  • Wisconsin 1.42%

What Wisconsin publishes Lottery and Gaming Credit for your primary residence (Wisconsin Department of Revenue)

Exemptions and deadlines in Wisconsin

Flood risk in Waukesha County

FEMA does not publish these numbers by city: they are for all of Waukesha County.

Homes in the high-risk zone
0.3%
319
Of those, with NFIP insurance
66%
County Wisconsin U.S.
Homes in the high-risk zone 0.3% 1.4% 3.5%
Of those, with NFIP insurance 66% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in New Berlin

Typical rent in New Berlin is $1,426 a month: 5% above the county. In New Berlin, 38% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Waukesha County, by unit size. To pay the 2-bedroom one ($1,263 a month) without spending more than 30% of your income, you would need to earn $24.29 an hour working full time.

HUD fair market rent for all of Waukesha County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $985 $18.94 $39,400
1 bedroom $1,060 $20.38 $42,400
2 bedrooms $1,263 $24.29 $50,520
3 bedrooms $1,553 $29.87 $62,120
4 bedrooms $1,664 $32.00 $66,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in New Berlin

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). New Berlin has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,350 in 53146 to $1,710 in 53151.

2 of the 2 are above the fair market rent for Waukesha County ($1,263).

  • 53146 $1,350$1,660
  • 53151 $1,710$2,100

A ZIP code counts for New Berlin when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in New Berlin

HUD lists 6 buildings with rents for lower incomes in New Berlin. These are the largest.

  • Deer Creek Village Apts 3601 S 147th St, New Berlin 53151 145 homes, 101 low-income · 1 bd: 76 · 2 bd: 69 · In service since 2001
  • LSS Manor, Inc.-New Berlin 13445 W National Ave, New Berlin 53151 48 homes, 47 low-income · For older adults (262) 789-9588
  • City Center at Deer Creek 3535 S Deer Creek Pkwy, New Berlin 53151 86 homes, 23 low-income · 1 bd: 8 · 2 bd: 56 · 3 bd: 22 · In service since 2012
  • Parkwood Highlands Apts II 13705 W National Ave, New Berlin 53151 36 homes, 23 low-income · 1 bd: 11 · 2 bd: 17 · 3 bd: 8 · In service since 1995
  • National Highlands Apts II 13735 W National Ave, New Berlin 53151 38 homes, 19 low-income · 1 bd: 11 · 2 bd: 27 · In service since 1996

See all 47 buildings in Waukesha County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in New Berlin

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Waukesha County; 1 says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in New Berlin

No down payment, repair or rent-help program on our list is for New Berlin or Waukesha County. The ones below are statewide in Wisconsin: they work in New Berlin the same as in the rest of the state.

Which programs do I qualify for? All programs in Wisconsin

  • WHEDA Easy Close Advantage DPA

    Statewide in Wisconsin

    Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Repayable

    See the program Official page

  • WHEDA Capital Access DPA

    Statewide in Wisconsin

    Limited funds remain, per the source

    $7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Deferred

    See the program Official page

Housing counselors near New Berlin

The HUD-approved agencies closest to the center of New Berlin, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • La Casa de Esperanza, Inc.

    134 Wisconsin Ave, Waukesha · 6 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (262) 547-0887

  • Housing Resources Inc - Waukesha

    217 Wisconsin Avenue Suite 411, Waukesha · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 2 more
    (262) 522-1230

  • NSC (naca Counseling Subsidiary) - Milwaukee, WI

    11707 W North Ave, Wauwatosa · 7 miles away · Spanish

    Also serves in Mandarin Chinese and Vietnamese.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (414) 442-6222

Every agency in Waukesha County All counseling agencies in Wisconsin

Help in Spanish near New Berlin

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of New Berlin

In HUD’s record, no housing authority with an office in Waukesha County is named for New Berlin or Waukesha County.

One other authority has an office in Waukesha County: see the list Source: HUD

Cities

Other cities in Waukesha County

These cities are also in Waukesha County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Waukesha County Housing in Wisconsin
See 2 more cities in Waukesha County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to New Berlin, with the typical home value.

Neighboring counties

If Waukesha County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in New Berlin.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about New Berlin

Short answers with the numbers for New Berlin and all of Waukesha County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in New Berlin?

The typical home value in New Berlin is $365,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Waukesha County it is $398,200.

How much does it cost to rent in New Berlin?

Typical rent in New Berlin is $1,426 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Waukesha County is $1,263.

What is the FHA loan limit in New Berlin?

New Berlin uses the FHA limit for all of Waukesha County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in New Berlin?

The typical homeowner in New Berlin pays $4,462 a year, according to the U.S. Census Bureau. That is 1.22% of the home’s value; in Waukesha County, the rate is 1.14%.

Where can I find free help to buy or rent in New Berlin?

There are 2 HUD-approved counseling agencies with an office in Waukesha County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).