In Tichigan, a typical home is worth $445,800 and typical rent is $1,201 a month. Compared with all of Racine County, the typical home value is 77% higher, typical household income is 63% higher, and the share of households that own their home is 23 points higher.
Tichigan is in Racine County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Racine County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Tichigan is worth $445,800,77% more than in Racine County as a whole ($251,400).
2
The typical household income in Tichigan is $126,933,63% more than in Racine County as a whole ($78,096).
3
94% of households in Tichigan own their home, against 71% in Racine County.
4
Nearby, in Burlington, the typical home value is $276,600: 38% less than in Tichigan ($445,800).
5
Nearby, in Burlington, the typical rent is $999: 17% less than in Tichigan ($1,201).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Tichigan
What homes there are in Tichigan, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Tichigan
Racine County
Wisconsin
United States
Kind of home: Tichigan and its comparisons
Measure
Tichigan
Racine County
Wisconsin
United States
Detached house
97%
70%
66%
61%
Attached house
Unreliable estimate
5%
4%
6%
Building of 2 to 4
Unreliable estimate
10%
9%
8%
Apartments (5 or more)
Unreliable estimate
15%
17%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Tichigan, 10 in 10 homes are single-family detached houses; in Racine County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Tichigan
Racine County
Wisconsin
United States
Year built: Tichigan and its comparisons
Measure
Tichigan
Racine County
Wisconsin
United States
Before 1960
26%
40%
33%
26%
1960–1979
10%
26%
24%
24%
1980–1999
29%
20%
22%
25%
2000–2009
17%
10%
13%
14%
2010 or later
18%
5%
9%
11%
Homes in Tichigan are newer: the typical year built is 1994; in Racine County, 1968.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K8%
$300K–$500K46%
$500K–$750K15%
$750K–$1M16%
$1M or moreUnreliable
Value of owner-occupied homes: Tichigan and its comparisons
Measure
Tichigan
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
8%
$300K–$500K
46%
$500K–$750K
15%
$750K–$1M
16%
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99939%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Tichigan and its comparisons
Measure
Tichigan
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
39%
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$2,313 a month
Racine County: $1,691 a month
Without a mortgage
$862 a month
Racine County: $690 a month
Owners with a mortgage
66%
Racine County: 66%
The typical cost for an owner with a mortgage in Tichigan is $2,313 a month, more than in Racine County ($1,691); without one, $862.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Tichigan+52%
Racine County+43%
Wisconsin+48%
United States+53%
Typical rent
TichiganNo clear change
Racine County+26%
Wisconsin+27%
United States+33%
Typical household income
Tichigan+27%
Racine County+27%
Wisconsin+26%
United States+29%
Change since 2015–2019: Tichigan and its comparisons
Measure
Tichigan
Racine County
Wisconsin
United States
Typical home value
+52%
+43%
+48%
+53%
Typical rent
No clear change
+26%
+27%
+33%
Typical household income
+27%
+27%
+26%
+29%
The typical home value in Tichigan rose 52% since 2015–2019, more than in Racine County (43%).
The typical rent in Tichigan stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Tichigan and its comparisons
Measure
Tichigan
Racine County
Wisconsin
United States
Rental vacancy
Unreliable estimate
5.7%
4.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.5%
0.9%
More than one person per room
Unreliable estimate
1.4%
1.7%
3.4%
People per household
2.65
2.39
2.33
2.53
Drive alone
76%
77%
74%
69%
Carpool
Unreliable estimate
9%
7%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
3%
3%
Work from home
16%
10%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
On average, a household in Tichigan has 2.65 people, more than in Racine County (2.39).
Many people here do not commute at all: 16% work from home; in Racine County, 10%.
Do the math
What would you pay each month for a home in Tichigan?
A typical home is tight for the typical income
We start with a typical home in Tichigan, worth $445,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Tichigan, which is $126,933 a year. For that payment to be 28% of income, a household would need to earn about $162,283 a year.
The calculator's FHA and conventional loan limits are those of all of Racine County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Tichigan. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $15,603 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,787
at 7.18% · 30 years
Loan amount
$437,725
Total interest
$629,784
Paid off in
November 2056
Includes $7,528 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,962 a month
Tight
$2,962 to $3,808 a month
Your payment · 36%
Hard
more than $3,808 a month
Compared with the typical household income in Tichigan ($126,933 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,965
Property tax
$438
Home insurance
$186
FHA mortgage insurance (MIP)
$197
You need at least $15,603 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,787; principal and interest $2,965.
The city and its county
Tichigan and Racine County
Tichigan is in Racine County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Tichigan
Map of Racine County, Wisconsin, with Tichigan marked. Around it, the neighboring counties.
Tichigan
Racine County
Other cities with a page
Tichigan's own numbers
Typical home value
$445,800
Typical monthly rent
$1,201
Typical yearly household income
$126,933
Households that own their home
94%
Effective property tax rate
1.18%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Racine County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,283
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Racine County.
A typical home in Tichigan is worth $445,800: 77% above the county and 67% above Wisconsin. With the typical household income in Tichigan ($126,933 a year), a typical home costs 3.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Tichigan3.5 years
Racine3.2 years
Wisconsin3.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Racine County
According to FHFA’s house price index, home prices in Racine County rose 104% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Racine County.
Yearly change in FHFA’s price index in Racine County, 2016 to 2025
2016: +4.1% +4.1% 2016
2017: +5.4% +5.4% 2017
2018: +7.8% +7.8% 2018
2019: +6.4% +6.4% 2019
2020: +2.9% +2.9% 2020
2021: +9.6% +9.6% 2021
2022: +13.7% +13.7% 2022
2023: +9.9% +9.9% 2023
2024: +6.4% +6.4% 2024
2025: +7.9% +7.9% 2025
Change in FHFA’s price index in Racine County, Wisconsin and the United States
Period
County
Wisconsin
U.S.
Last year (2025)
+7.9%
+5.4%
+2.9%
5 years (2020–2025)
+57%
+57%
+47%
10 years (2015–2025)
+104%
+96%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Tichigan next to Racine County, Wisconsin and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Tichigan$445,800
Racine$251,400
Wisconsin$266,500
United States$332,700
Typical monthly rent
Tichigan$1,201
Racine$1,080
Wisconsin$1,087
United States$1,413
Typical yearly household income
Tichigan$126,933
Racine$78,096
Wisconsin$77,485
United States$80,734
See the full table
Tichigan next to Racine County and Wisconsin
Measure
Tichigan
Racine County
Wisconsin
U.S.
Typical home value
$445,800 ▲77% above the county
$251,400
$266,500
$332,700
Typical monthly rent
$1,201 ▲11% above the county
$1,080
$1,087
$1,413
Typical yearly household income
$126,933 ▲63% above the county
$78,096
$77,485
$80,734
Households that own their home
94% ▲23 points above the county
71%
68%
65%
Typical yearly property tax
$5,241 ▲28% above the county
$4,099
$3,792
$3,119
Effective property tax rate
1.18% ▼0.45 points below the county
1.63%
1.42%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Racine County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Tichigan
For a typical $445,800 home in Tichigan, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tichigan's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,787a month
Least cash to close
Down payment
$15,603
Cash to close
$28,977
Rate
7.18%
Mortgage insurance
FHA MIP · $197
Conventional, 5% down$3,705a month
Down payment
$22,290
Cash to close
$35,664
Rate
7.18%
Mortgage insurance
PMI · $212
Conventional, 20% down, no PMI$3,040a month
Down payment
$89,160
Cash to close
$102,534
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,452a month
Down payment
$66,870
Cash to close
$80,244
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Tichigan
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,787
$15,603
$437,725
7.18%
FHA MIP · $197
$28,977
580
Conventional, 5% down
$3,705
$22,290
$423,510
7.18%
PMI · $212
$35,664
620*
Conventional, 20% down, no PMI
$3,040
$89,160
$356,640
7.18%
None
$102,534
620*
ITIN, 15% down (example)
$3,452
$66,870
$378,930
8.18%
None
$80,244
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Tichigan is $1,201 a month: 11% above the county.
HUD publishes a fair market rent for all of Racine County, by unit size. To pay the 2-bedroom one ($1,283 a month) without spending more than 30% of your income, you would need to earn $24.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Racine County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$926
$17.81
$37,040
1 bedroom
$1,036
$19.92
$41,440
2 bedrooms
$1,283
$24.67
$51,320
3 bedrooms
$1,639
$31.52
$65,560
4 bedrooms
$1,984
$38.15
$79,360
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Tichigan
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tichigan is in ZIP code 53185.
For 2 bedrooms it is $1,450: $167 more than the fair market rent for Racine County ($1,283).
Fair market rent by ZIP code and size in Tichigan, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
53185
$1,050
$1,170
$1,450
$1,850
$2,240
ZIP code2 bd3 bd
53185 $1,450$1,850
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tichigan when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Racine County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Tichigan or Racine County. The ones below are statewide in Wisconsin: they work in Tichigan the same as in the rest of the state.
Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
$7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
No legal help resource on our list is for Tichigan or Racine County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Tichigan and all of Racine County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Tichigan?
The typical home value in Tichigan is $445,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Racine County it is $251,400.
How much does it cost to rent in Tichigan?
Typical rent in Tichigan is $1,201 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Racine County is $1,283.
What is the FHA loan limit in Tichigan?
Tichigan uses the FHA limit for all of Racine County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Tichigan?
The typical homeowner in Tichigan pays $5,241 a year, according to the U.S. Census Bureau. That is 1.18% of the home’s value; in Racine County, the rate is 1.63%.
Where can I find free help to buy or rent in Tichigan?
There is 1 HUD-approved counseling agency with an office in Racine County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
