City · 10,987 residents · Racine County, Wisconsin
Burlington, Wisconsin
In Burlington, a typical home is worth $276,600 and typical rent is $999 a month. Compared with all of Racine County, the typical home value is 10% higher, typical rent is 8% lower, and the share of households that own their home is 14 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $284,426 to $364,308.
Typical rent
$1,383a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Burlington is in Racine County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Racine County. See the county
What this place has that others do not, from public data, most unusual first.
1
57% of households in Burlington own their home, against 71% in Racine County.
2
Burlington has the 14th smallest share of rent-burdened renters of the 141 cities in Wisconsin with more than 5,000 people (32%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Burlington
What homes there are in Burlington, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Burlington
Racine County
Wisconsin
United States
Kind of home: Burlington and its comparisons
Measure
Burlington
Racine County
Wisconsin
United States
Detached house
57%
70%
66%
61%
Attached house
5%
5%
4%
6%
Building of 2 to 4
6%
10%
9%
8%
Apartments (5 or more)
32%
15%
17%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Burlington (57%), but less so than in Racine County (70%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Burlington
Racine County
Wisconsin
United States
Year built: Burlington and its comparisons
Measure
Burlington
Racine County
Wisconsin
United States
Before 1960
37%
40%
33%
26%
1960–1979
26%
26%
24%
24%
1980–1999
21%
20%
22%
25%
2000–2009
11%
10%
13%
14%
2010 or later
5%
5%
9%
11%
In Burlington, half of the homes were built before 1970; in Racine County, before 1968.
There are fewer big homes in Burlington than in Racine County: 58% have 3 bedrooms or more, against 65%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K14%
$200K–$300K42%
$300K–$500K34%
$500K–$750K6%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Burlington and its comparisons
Measure
Burlington
Under $100K
Unreliable estimate
$100K–$200K
14%
$200K–$300K
42%
$300K–$500K
34%
$500K–$750K
6%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99937%
$1,000–$1,49928%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Burlington and its comparisons
Measure
Burlington
Under $500
Unreliable estimate
$500–$999
37%
$1,000–$1,499
28%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,798 a month
Racine County: $1,691 a month
Without a mortgage
$676 a month
Racine County: $690 a month
Owners with a mortgage
72%
Racine County: 66%
Owning costs more in Burlington: with a mortgage, the typical cost is $1,798 a month; in Racine County, $1,691. Without one, $676.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Burlington+49%
Racine County+43%
Wisconsin+48%
United States+53%
Typical rent
Burlington+18%
Racine County+26%
Wisconsin+27%
United States+33%
Typical household income
Burlington+22%
Racine County+27%
Wisconsin+26%
United States+29%
Change since 2015–2019: Burlington and its comparisons
Measure
Burlington
Racine County
Wisconsin
United States
Typical home value
+49%
+43%
+48%
+53%
Typical rent
+18%
+26%
+27%
+33%
Typical household income
+22%
+27%
+26%
+29%
Since 2015–2019, homes in Burlington gained value faster than in Racine County: 49% against 43%.
Rents in Burlington rose more slowly than in Racine County: 18% since 2015–2019, against 26%.
While home values in Burlington changed +49% and rent +18%, the typical household income rose 22%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Burlington and its comparisons
Measure
Burlington
Racine County
Wisconsin
United States
Rental vacancy
Unreliable estimate
5.7%
4.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.5%
0.9%
More than one person per room
Unreliable estimate
1.4%
1.7%
3.4%
People per household
2.34
2.39
2.33
2.53
Drive alone
80%
77%
74%
69%
Carpool
7%
9%
7%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
3%
3%
Work from home
8%
10%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
Much as in Racine County, a household in Burlington has 2.34 people on average.
To get to work, 80% of workers in Burlington drive alone; in Racine County, 77%.
Do the math
What would you pay each month for a home in Burlington?
A typical home is tight for the typical income
We start with a typical home in Burlington, worth $276,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Burlington, which is $83,419 a year. For that payment to be 28% of income, a household would need to earn about $104,246 a year.
The calculator's FHA and conventional loan limits are those of all of Racine County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Burlington. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,681 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,432
at 7.18% · 30 years
Loan amount
$271,590
Total interest
$390,754
Paid off in
November 2056
Includes $4,671 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,946 a month
Tight
$1,946 to $2,503 a month
Your payment · 35%
Hard
more than $2,503 a month
Compared with the typical household income in Burlington ($83,419 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,840
Property tax
$355
Home insurance
$115
FHA mortgage insurance (MIP)
$122
You need at least $9,681 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,432; principal and interest $1,840.
The city and its county
Burlington and Racine County
Burlington is in Racine County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Map of Racine County, Wisconsin, with Burlington marked. Around it, the neighboring counties.
Racine County
Burlington's own numbers
Typical home value
$276,600
Typical monthly rent
$999
Typical yearly household income
$83,419
Households that own their home
57%
Effective property tax rate
1.54%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Racine County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,283
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Racine County.
A typical home in Burlington is worth $276,600: 10% above the county and 4% above Wisconsin. With the typical household income in Burlington ($83,419 a year), a typical home costs 3.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Burlington3.3 years
Racine3.2 years
Wisconsin3.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Racine County
According to FHFA’s house price index, home prices in Racine County rose 104% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Racine County.
Yearly change in FHFA’s price index in Racine County, 2016 to 2025
2016: +4.1% +4.1% 2016
2017: +5.4% +5.4% 2017
2018: +7.8% +7.8% 2018
2019: +6.4% +6.4% 2019
2020: +2.9% +2.9% 2020
2021: +9.6% +9.6% 2021
2022: +13.7% +13.7% 2022
2023: +9.9% +9.9% 2023
2024: +6.4% +6.4% 2024
2025: +7.9% +7.9% 2025
Change in FHFA’s price index in Racine County, Wisconsin and the United States
Period
County
Wisconsin
U.S.
Last year (2025)
+7.9%
+5.4%
+2.9%
5 years (2020–2025)
+57%
+57%
+47%
10 years (2015–2025)
+104%
+96%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Burlington next to Racine County, Wisconsin and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Burlington$276,600
Racine$251,400
Wisconsin$266,500
United States$332,700
Typical monthly rent
Burlington$999
Racine$1,080
Wisconsin$1,087
United States$1,413
Typical yearly household income
Burlington$83,419
Racine$78,096
Wisconsin$77,485
United States$80,734
See the full table
Burlington next to Racine County and Wisconsin
Measure
Burlington
Racine County
Wisconsin
U.S.
Typical home value
$276,600 ▲10% above the county
$251,400
$266,500
$332,700
Typical monthly rent
$999 ▼8% below the county
$1,080
$1,087
$1,413
Typical yearly household income
$83,419 ▲7% above the county
$78,096
$77,485
$80,734
Households that own their home
57% ▼14 points below the county
71%
68%
65%
Typical yearly property tax
$4,250 ▲4% above the county
$4,099
$3,792
$3,119
Effective property tax rate
1.54% ▼0.09 points below the county
1.63%
1.42%
0.94%
Renters with high rent for their income
32% ▼11 points below the county
43%
44%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Racine County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Burlington
For a typical $276,600 home in Burlington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Burlington's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,432a month
Least cash to close
Down payment
$9,681
Cash to close
$17,979
Rate
7.18%
Mortgage insurance
FHA MIP · $122
Conventional, 5% down$2,382a month
Down payment
$13,830
Cash to close
$22,128
Rate
7.18%
Mortgage insurance
PMI · $131
Conventional, 20% down, no PMI$1,969a month
Down payment
$55,320
Cash to close
$63,618
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,225a month
Down payment
$41,490
Cash to close
$49,788
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Burlington
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,432
$9,681
$271,590
7.18%
FHA MIP · $122
$17,979
580
Conventional, 5% down
$2,382
$13,830
$262,770
7.18%
PMI · $131
$22,128
620*
Conventional, 20% down, no PMI
$1,969
$55,320
$221,280
7.18%
None
$63,618
620*
ITIN, 15% down (example)
$2,225
$41,490
$235,110
8.18%
None
$49,788
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Burlington is $999 a month: 8% below the county. In Burlington, 32% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Racine County, by unit size. To pay the 2-bedroom one ($1,283 a month) without spending more than 30% of your income, you would need to earn $24.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Racine County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$926
$17.81
$37,040
1 bedroom
$1,036
$19.92
$41,440
2 bedrooms
$1,283
$24.67
$51,320
3 bedrooms
$1,639
$31.52
$65,560
4 bedrooms
$1,984
$38.15
$79,360
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Burlington
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Burlington is in ZIP code 53105.
For 2 bedrooms it is $1,320: $37 more than the fair market rent for Racine County ($1,283).
Fair market rent by ZIP code and size in Burlington, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
53105
$980
$1,050
$1,320
$1,710
$2,060
ZIP code2 bd3 bd
53105 $1,320$1,710
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Burlington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Racine County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Burlington or Racine County. The ones below are statewide in Wisconsin: they work in Burlington the same as in the rest of the state.
Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
$7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
No legal help resource on our list is for Burlington or Racine County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Burlington and all of Racine County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Burlington?
The typical home value in Burlington is $276,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Racine County it is $251,400.
How much does it cost to rent in Burlington?
Typical rent in Burlington is $999 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Racine County is $1,283.
What is the FHA loan limit in Burlington?
Burlington uses the FHA limit for all of Racine County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Burlington?
The typical homeowner in Burlington pays $4,250 a year, according to the U.S. Census Bureau. That is 1.54% of the home’s value; in Racine County, the rate is 1.63%.
Where can I find free help to buy or rent in Burlington?
There is 1 HUD-approved counseling agency with an office in Racine County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
