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City · 5,207 residents · Kenosha County, Wisconsin

Bristol , Wisconsin

In Bristol, a typical home is worth $312,800. Compared with all of Kenosha County, typical household income is 52% higher, the typical home value is 18% higher, and the share of households that own their home is 16 points higher.

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  • Typical home value

    $312,800

    18% above the county

    17% above Wisconsin

    • Bristol
    • Kenosha
    • Wisconsin

  • Typical household income

    $123,648a year

    52% above the county

    60% above Wisconsin

    • Bristol
    • Kenosha
    • Wisconsin

  • Households that own their home

    82%

    16 points above the county

    14 points above Wisconsin

    • Bristol
    • Kenosha
    • Wisconsin

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$465,478
5.6% more than 12 months ago
Typical rent
$1,850 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bristol is in Kenosha County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kenosha County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bristol apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Bristol is $123,648, 52% more than in Kenosha County as a whole ($81,239).

  2. Nearby, in Kenosha, the typical home value is $225,200: 28% less than in Bristol ($312,800).

  3. 82% of households in Bristol own their home, against 67% in Kenosha County.

  4. The typical home in Bristol is worth $312,800, 18% more than in Kenosha County as a whole ($265,500).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Bristol

What homes there are in Bristol, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Bristol: 87% of homes, more than in Kenosha County (65%).

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,926 a month

Kenosha County: $1,695 a month

Without a mortgage

$825 a month

Kenosha County: $725 a month

Owners with a mortgage

50%

Kenosha County: 65%

In Bristol, 50% of owners have a mortgage, and their typical cost is $1,926 a month, against $1,695 in Kenosha County. Without one it drops to $825.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Bristol rose 17%; in Kenosha County, it rose 50%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBristolKenosha CountyWisconsinUnited States
Rental vacancy Unreliable estimate3.9%4.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.5%0.9%
More than one person per room Unreliable estimate2.3%1.7%3.4%
People per household 2.472.392.332.53
Drive alone 80%79%74%69%
Carpool Unreliable estimate7%7%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 11%11%13%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimate20 to 29 minutes10 to 19 minutes20 to 29 minutes

Much as in Kenosha County, a household in Bristol has 2.47 people on average.

In Bristol, 80% of workers drive alone to work; in Kenosha County, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bristol?

A typical home is within reach of the typical income

We start with a typical home in Bristol, worth $312,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Bristol, which is $123,648 a year.

The calculator's FHA and conventional loan limits are those of all of Kenosha County.

Your numbers

Local data
$

Starts at the typical home value in Bristol. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,948 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,719

at 7.18% · 30 years

Loan amount
$307,134
Total interest
$441,894
Paid off in
November 2056

Includes $5,282 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,885 a month

    Your payment · 26%

  • Tight

    $2,885 to $3,709 a month

  • Hard

    more than $3,709 a month

Compared with the typical household income in Bristol ($123,648 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,719
Principal & interest$2,081
Property tax$370
Home insurance$130
FHA mortgage insurance (MIP)$138

You need at least $10,948 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bristol and Kenosha County

Bristol is in Kenosha County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bristol's own numbers

Typical home value
$312,800
Typical yearly household income
$123,648
Households that own their home
82%
Effective property tax rate
1.42%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Kenosha County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,441
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kenosha County.

Everything about Kenosha County

Buying

Buying a home in Bristol

A typical home in Bristol is worth $312,800: 18% above the county and 17% above Wisconsin. With the typical household income in Bristol ($123,648 a year), a typical home costs 2.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bristol 2.5 years
  • Kenosha 3.3 years
  • Wisconsin 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Kenosha County

According to FHFA’s house price index, home prices in Kenosha County rose 102% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Kenosha County.

Period County Wisconsin U.S.
Last year (2025) +5.4% +5.4% +2.9%
5 years (2020–2025) +53% +57% +47%
10 years (2015–2025) +102% +96% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bristol next to Kenosha County, Wisconsin and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bristol $312,800
  • Kenosha $265,500
  • Wisconsin $266,500
  • United States $332,700
Typical yearly household income
  • Bristol $123,648
  • Kenosha $81,239
  • Wisconsin $77,485
  • United States $80,734
See the full table
Bristol next to Kenosha County and Wisconsin
Measure Bristol Kenosha County Wisconsin U.S.
Typical home value $312,800 $265,500 $266,500 $332,700
Typical yearly household income $123,648 $81,239 $77,485 $80,734
Households that own their home 82% 67% 68% 65%
Typical yearly property tax $4,440 $4,179 $3,792 $3,119
Effective property tax rate 1.42% 1.57% 1.42% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kenosha County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bristol

For a typical $312,800 home in Bristol, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bristol's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,719a month

    Least cash to close
    Down payment
    $10,948
    Cash to close
    $20,332
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $138

  • Conventional, 5% down $2,662a month

    Down payment
    $15,640
    Cash to close
    $25,024
    Rate
    7.18%
    Mortgage insurance
    PMI · $149

  • Conventional, 20% down, no PMI $2,196a month

    Down payment
    $62,560
    Cash to close
    $71,944
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,485a month

    Down payment
    $46,920
    Cash to close
    $56,304
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bristol and for Kenosha County.

Property tax

Effective rate in Bristol

1.42%of the home’s value each year

$4,440 a year for the typical owner in Bristol.

  • Bristol 1.42%
  • Kenosha 1.57%
  • Wisconsin 1.42%

What Wisconsin publishes Lottery and Gaming Credit for your primary residence (Wisconsin Department of Revenue)

Exemptions and deadlines in Wisconsin

Flood risk in Kenosha County

FEMA does not publish these numbers by city: they are for all of Kenosha County.

Homes in the high-risk zone
1%
612
Of those, with NFIP insurance
15%
County Wisconsin U.S.
Homes in the high-risk zone 1% 1.4% 3.5%
Of those, with NFIP insurance 15% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bristol

The Census Bureau publishes no typical rent for Bristol. Below are the fair market rents for Kenosha County.

HUD publishes a fair market rent for all of Kenosha County, by unit size. To pay the 2-bedroom one ($1,441 a month) without spending more than 30% of your income, you would need to earn $27.71 an hour working full time.

HUD fair market rent for all of Kenosha County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,136 $21.85 $45,440
1 bedroom $1,144 $22.00 $45,760
2 bedrooms $1,441 $27.71 $57,640
3 bedrooms $1,956 $37.62 $78,240
4 bedrooms $2,228 $42.85 $89,120

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bristol

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bristol has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,610 in 53142 to $1,660 in 53104.

2 of the 2 are above the fair market rent for Kenosha County ($1,441).

  • 53104 $1,660$2,250
  • 53142 $1,610$2,190

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bristol when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Bristol

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Kenosha County; 1 says it serves in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Bristol

No down payment, repair or rent-help program on our list is for Bristol or Kenosha County. The ones below are statewide in Wisconsin: they work in Bristol the same as in the rest of the state.

Which programs do I qualify for? All programs in Wisconsin

  • WHEDA Easy Close Advantage DPA

    Statewide in Wisconsin

    Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Repayable

    See the program Official page

  • WHEDA Capital Access DPA

    Statewide in Wisconsin

    Limited funds remain, per the source

    $7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Deferred

    See the program Official page

Housing counselors near Bristol

The HUD-approved agencies closest to the center of Bristol, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • City of Kenosha Housing Authority

    625-52nd ST., Room 98, Kenosha · 10 miles away · Spanish

    Also serves in other languages.

    • Budget and credit workshops
    • Pre-purchase counseling
    • and 2 more
    (262) 653-4120

  • Housing Resources, Inc-Racine

    500 Wisconsin Ave. Suite 205, Racine · 18 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 2 more
    (262) 636-8271

  • United Community Center

    1028 S. 9th Street, Milwaukee · 34 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (414) 384-3100

Every agency in Kenosha County All counseling agencies in Wisconsin

Help in Spanish near Bristol

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bristol

In HUD’s record, no housing authority with an office in Kenosha County is named for Bristol or Kenosha County.

One other authority has an office in Kenosha County: see the list Source: HUD

Cities

Other cities in Kenosha County

These cities are also in Kenosha County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Kenosha County Housing in Wisconsin

Nearby cities

The cities closest to Bristol, with the typical home value.

Neighboring counties

If Kenosha County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bristol.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Bristol

Short answers with the numbers for Bristol and all of Kenosha County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bristol?

The typical home value in Bristol is $312,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kenosha County it is $265,500.

What is the FHA loan limit in Bristol?

Bristol uses the FHA limit for all of Kenosha County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Bristol?

The typical homeowner in Bristol pays $4,440 a year, according to the U.S. Census Bureau. That is 1.42% of the home’s value; in Kenosha County, the rate is 1.57%.

Where can I find free help to buy or rent in Bristol?

There is 1 HUD-approved counseling agency with an office in Kenosha County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).