City · 99,372 residents · Kenosha County, Wisconsin
Kenosha, Wisconsin
In Kenosha, a typical home is worth $225,200 and typical rent is $1,186 a month. Compared with all of Kenosha County, the typical home value is 15% lower, typical household income is 12% lower, and the share of households that own their home is 8 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $209,137 to $281,730.
Typical rent
$1,627a month
▲ 5.3% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,193 to $1,627.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Kenosha is in Kenosha County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kenosha County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Sturtevant, the typical rent is $981: 17% less than in Kenosha ($1,186).
2
The typical home in Kenosha is worth $225,200,15% less than in Kenosha County as a whole ($265,500).
3
59% of households in Kenosha own their home, against 67% in Kenosha County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Kenosha
What homes there are in Kenosha, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Kenosha
Kenosha County
Wisconsin
United States
Kind of home: Kenosha and its comparisons
Measure
Kenosha
Kenosha County
Wisconsin
United States
Detached house
57%
65%
66%
61%
Attached house
5%
4%
4%
6%
Building of 2 to 4
14%
9%
9%
8%
Apartments (5 or more)
23%
19%
17%
19%
Mobile home
1%
3%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Kenosha (57%), but less so than in Kenosha County (65%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Kenosha
Kenosha County
Wisconsin
United States
Year built: Kenosha and its comparisons
Measure
Kenosha
Kenosha County
Wisconsin
United States
Before 1960
40%
34%
33%
26%
1960–1979
23%
22%
24%
24%
1980–1999
19%
22%
22%
25%
2000–2009
12%
14%
13%
14%
2010 or later
6%
8%
9%
11%
The typical home in Kenosha was built in 1970, 5 years before the typical one in Kenosha County.
In Kenosha, 13% of homes have 1 bedroom or none (studios); 53% have 3 bedrooms or more, against 59% in Kenosha County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K6%
$100K–$200K34%
$200K–$300K33%
$300K–$500K23%
$500K–$750K2%
FHA limit: $541,287
$750K–$1M1%
$1M or moreUnreliable
Value of owner-occupied homes: Kenosha and its comparisons
Measure
Kenosha
Under $100K
6%
$100K–$200K
34%
$200K–$300K
33%
$300K–$500K
23%
$500K–$750K
2%
$750K–$1M
1%
$1M or more
Unreliable estimate
About 96% of owner-occupied homes in Kenosha are worth less than the FHA loan limit for Kenosha County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5005%
$500–$99926%
$1,000–$1,49944%
HUD fair market rent, 2 bedrooms: $1,441
$1,500–$1,99918%
$2,000–$2,4995%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Kenosha and its comparisons
Measure
Kenosha
Under $500
5%
$500–$999
26%
$1,000–$1,499
44%
$1,500–$1,999
18%
$2,000–$2,499
5%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
About 70% of rented homes in Kenosha cost less than HUD's 2-bedroom fair market rent for Kenosha County ($1,441).
With a mortgage
$1,572 a month
Kenosha County: $1,695 a month
Without a mortgage
$669 a month
Kenosha County: $725 a month
Owners with a mortgage
66%
Kenosha County: 65%
Owning costs less in Kenosha: with a mortgage, the typical cost is $1,572 a month; in Kenosha County, $1,695. Without one, $669.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Kenosha+48%
Kenosha County+50%
Wisconsin+48%
United States+53%
Typical rent
Kenosha+31%
Kenosha County+33%
Wisconsin+27%
United States+33%
Typical household income
Kenosha+29%
Kenosha County+28%
Wisconsin+26%
United States+29%
Change since 2015–2019: Kenosha and its comparisons
Measure
Kenosha
Kenosha County
Wisconsin
United States
Typical home value
+48%
+50%
+48%
+53%
Typical rent
+31%
+33%
+27%
+33%
Typical household income
+29%
+28%
+26%
+29%
From 2015–2019 to 2020–2024, home values in Kenosha rose at about the same pace as in Kenosha County: 48% against 50%.
The typical rent in Kenosha rose 31% since 2015–2019, about the same as in Kenosha County (33%).
The typical household income in Kenosha rose 29% over that time; home values changed +48% and rent +31%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Kenosha and its comparisons
Measure
Kenosha
Kenosha County
Wisconsin
United States
Rental vacancy
4.4%
3.9%
4.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.5%
0.9%
More than one person per room
2.4%
2.3%
1.7%
3.4%
People per household
2.39
2.39
2.33
2.53
Drive alone
79%
79%
74%
69%
Carpool
8%
7%
7%
9%
Public transit
1%
1%
1%
3%
Walk or bike
2%
2%
3%
3%
Work from home
10%
11%
13%
15%
Other means
2%
2%
1%
2%
Typical commute
10 to 19 minutes
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
Open rentals in Kenosha look like those in Kenosha County: the rental vacancy rate is 4.4%.
In Kenosha, 2.4% of households live with more than one person per room, about the same as in Kenosha County.
Much as in Kenosha County, a household in Kenosha has 2.39 people on average.
In Kenosha, 79% of workers drive alone to work; in Kenosha County, 79%.
Do the math
What would you pay each month for a home in Kenosha?
A typical home is tight for the typical income
We start with a typical home in Kenosha, worth $225,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Kenosha, which is $71,239 a year. For that payment to be 28% of income, a household would need to earn about $86,161 a year.
The calculator's FHA and conventional loan limits are those of all of Kenosha County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Kenosha. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,882 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,010
at 7.18% · 30 years
Loan amount
$221,121
Total interest
$318,141
Paid off in
November 2056
Includes $3,803 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,662 a month
Tight
$1,662 to $2,137 a month
Your payment · 34%
Hard
more than $2,137 a month
Compared with the typical household income in Kenosha ($71,239 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,498
Property tax
$319
Home insurance
$94
FHA mortgage insurance (MIP)
$100
You need at least $7,882 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,010; principal and interest $1,498.
The city and its county
Kenosha and Kenosha County
Kenosha is in Kenosha County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Kenosha
Map of Kenosha County, Wisconsin, with Kenosha marked. Around it, the neighboring counties.
Kenosha
Kenosha County
Other cities with a page
Kenosha's own numbers
Typical home value
$225,200
Typical monthly rent
$1,186
Typical yearly household income
$71,239
Households that own their home
59%
Effective property tax rate
1.7%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Kenosha County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,441
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kenosha County.
A typical home in Kenosha is worth $225,200: 15% below the county and 15% below Wisconsin. With the typical household income in Kenosha ($71,239 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Kenosha3.2 years
County3.3 years
Wisconsin3.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Kenosha County
According to FHFA’s house price index, home prices in Kenosha County rose 102% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Kenosha County.
Yearly change in FHFA’s price index in Kenosha County, 2016 to 2025
2016: +4.6% +4.6% 2016
2017: +7.2% +7.2% 2017
2018: +7.6% +7.6% 2018
2019: +6.1% +6.1% 2019
2020: +2.6% +2.6% 2020
2021: +10.1% +10.1% 2021
2022: +12.6% +12.6% 2022
2023: +7.6% +7.6% 2023
2024: +9.2% +9.2% 2024
2025: +5.4% +5.4% 2025
Change in FHFA’s price index in Kenosha County, Wisconsin and the United States
Period
County
Wisconsin
U.S.
Last year (2025)
+5.4%
+5.4%
+2.9%
5 years (2020–2025)
+53%
+57%
+47%
10 years (2015–2025)
+102%
+96%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Kenosha next to Kenosha County, Wisconsin and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Kenosha$225,200
County$265,500
Wisconsin$266,500
United States$332,700
Typical monthly rent
Kenosha$1,186
County$1,219
Wisconsin$1,087
United States$1,413
Typical yearly household income
Kenosha$71,239
County$81,239
Wisconsin$77,485
United States$80,734
See the full table
Kenosha next to Kenosha County and Wisconsin
Measure
Kenosha
Kenosha County
Wisconsin
U.S.
Typical home value
$225,200 ▼15% below the county
$265,500
$266,500
$332,700
Typical monthly rent
$1,186 ▼3% below the county
$1,219
$1,087
$1,413
Typical yearly household income
$71,239 ▼12% below the county
$81,239
$77,485
$80,734
Households that own their home
59% ▼8 points below the county
67%
68%
65%
Typical yearly property tax
$3,839 ▼8% below the county
$4,179
$3,792
$3,119
Effective property tax rate
1.7% ▲0.13 points above the county
1.57%
1.42%
0.94%
Renters with high rent for their income
49% ▲2 points above the county
47%
44%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kenosha County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Kenosha
For a typical $225,200 home in Kenosha, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kenosha's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,010a month
Least cash to close
Down payment
$7,882
Cash to close
$14,638
Rate
7.18%
Mortgage insurance
FHA MIP · $100
Conventional, 5% down$1,969a month
Down payment
$11,260
Cash to close
$18,016
Rate
7.18%
Mortgage insurance
PMI · $107
Conventional, 20% down, no PMI$1,633a month
Down payment
$45,040
Cash to close
$51,796
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,842a month
Down payment
$33,780
Cash to close
$40,536
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Kenosha
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,010
$7,882
$221,121
7.18%
FHA MIP · $100
$14,638
580
Conventional, 5% down
$1,969
$11,260
$213,940
7.18%
PMI · $107
$18,016
620*
Conventional, 20% down, no PMI
$1,633
$45,040
$180,160
7.18%
None
$51,796
620*
ITIN, 15% down (example)
$1,842
$33,780
$191,420
8.18%
None
$40,536
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Kenosha is $1,186 a month: 3% below the county. In Kenosha, 49% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Kenosha County, by unit size. To pay the 2-bedroom one ($1,441 a month) without spending more than 30% of your income, you would need to earn $27.71 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Kenosha County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,136
$21.85
$45,440
1 bedroom
$1,144
$22.00
$45,760
2 bedrooms
$1,441
$27.71
$57,640
3 bedrooms
$1,956
$37.62
$78,240
4 bedrooms
$2,228
$42.85
$89,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Kenosha
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kenosha has 4 ZIP codes with their own.
For 2 bedrooms it runs from $1,360 in 53140 to $1,610 in 53142.
2 of the 4 are above the fair market rent for Kenosha County ($1,441).
2-bedroom fair market rent in each of the 4 ZIP codes of Kenosha, beside the one for Kenosha County. For 2 bedrooms it runs from $1,360 in 53140 to $1,610 in 53142. 2 of the 4 are above the fair market rent for Kenosha County ($1,441).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,441
Lowest: $1,360 (53140)Highest: $1,610 (53142)
Fair market rent by ZIP code and size in Kenosha, fiscal year 2027.
53140
$1,070
$1,080
$1,360
$1,850
$2,100
53142
$1,270
$1,280
$1,610
$2,190
$2,490
53143
$1,170
$1,170
$1,480
$2,010
$2,290
53144
$1,100
$1,100
$1,390
$1,890
$2,150
ZIP code2 bd3 bd
53140 $1,360$1,850
53142 $1,610$2,190
53143 $1,480$2,010
53144 $1,390$1,890
4 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kenosha when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Kenosha County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Kenosha or Kenosha County. The ones below are statewide in Wisconsin: they work in Kenosha the same as in the rest of the state.
Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
$7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served.Offered by Wisconsin Housing and Economic Development Authority (WHEDA).
No legal help resource on our list is for Kenosha or Kenosha County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Kenosha and all of Kenosha County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Kenosha?
The typical home value in Kenosha is $225,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kenosha County it is $265,500.
How much does it cost to rent in Kenosha?
Typical rent in Kenosha is $1,186 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kenosha County is $1,441.
What is the FHA loan limit in Kenosha?
Kenosha uses the FHA limit for all of Kenosha County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Kenosha?
The typical homeowner in Kenosha pays $3,839 a year, according to the U.S. Census Bureau. That is 1.7% of the home’s value; in Kenosha County, the rate is 1.57%.
Where can I find free help to buy or rent in Kenosha?
There is 1 HUD-approved counseling agency with an office in Kenosha County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
