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City · 54,907 residents · Cache County, Utah

Logan , Utah

In Logan, a typical home is worth $383,600 and typical rent is $1,149 a month. Compared with all of Cache County, typical household income is 26% lower, the typical home value is 14% lower, and the share of households that own their home is 26 points lower.

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  • Typical home value

    $383,600

    14% below the county

    22% below Utah

    • Logan
    • Cache
    • Utah

  • Typical rent

    $1,149a month

    5% below the county

    23% below Utah

    • Logan
    • Cache
    • Utah

  • Typical household income

    $60,687a year

    26% below the county

    36% below Utah

    • Logan
    • Cache
    • Utah

  • Households that own their home

    37%

    26 points below the county

    33 points below Utah

    • Logan
    • Cache
    • Utah

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$391,505
2.7% more than 12 months ago
Typical rent
$1,368 a month
3.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Logan is in Cache County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cache County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Logan apart

What this place has that others do not, from public data, most unusual first.

  1. Logan has the lowest homeownership rate of the 97 cities in Utah with more than 5,000 people: 37%.

  2. Logan has the 2nd lowest typical household income of the 97 cities in Utah with more than 5,000 people ($60,687).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Logan

What homes there are in Logan, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Logan there is a bit of everything: no kind of home reaches half. The most common are detached houses (38%); in Cache County, 64%.

Year built

Homes in Logan are older: the typical year built is 1984; in Cache County, 1992.

In Logan, 9% of homes have 1 bedroom or none (studios); 56% have 3 bedrooms or more, against 73% in Cache County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 81% of owner-occupied homes in Logan are worth less than the FHA loan limit for Cache County ($541,287).

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Cache County is $1,265: about 55% of rents in Logan are below it.

With a mortgage

$1,581 a month

Cache County: $1,795 a month

Without a mortgage

$531 a month

Cache County: $526 a month

Owners with a mortgage

63%

Cache County: 65%

The typical cost for an owner with a mortgage in Logan is $1,581 a month, less than in Cache County ($1,795); without one, $531.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Logan gained value faster than in Cache County: 93% against 88%.

Rents in Logan rose at about the same pace as in Cache County: 50% since 2015–2019, against 51%.

The typical household income in Logan rose 45%: less than home values (+93%) and rent (+50%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLoganCache CountyUtahUnited States
Rental vacancy 4.5%3.9%5.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.6%0.9%
More than one person per room 4.7%3.5%3.1%3.4%
People per household 2.753.052.972.53
Drive alone 64%68%67%69%
Carpool 8%9%10%9%
Public transit 4%2%2%3%
Walk or bike 9%5%3%3%
Work from home 13%14%18%15%
Other means 1%1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutesUnreliable estimate20 to 29 minutes

Open rentals in Logan look like those in Cache County: the rental vacancy rate is 4.5%.

More than one person per room: that is how 4.7% of households in Logan live, more than in Cache County (3.5%).

Households in Logan are smaller: 2.75 people on average; in Cache County, 3.05.

In Logan, 9% of workers walk or bike to work; in Cache County, 5%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Logan?

A typical home costs more than the typical income allows

We start with a typical home in Logan, worth $383,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 60% of the typical household income in Logan, which is $60,687 a year. For that payment to be 28% of income, a household would need to earn about $129,776 a year.

The calculator's FHA and conventional loan limits are those of all of Cache County.

Your numbers

Local data
$

Starts at the typical home value in Logan. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,426 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,028

at 7.18% · 30 years

Loan amount
$376,652
Total interest
$541,914
Paid off in
November 2056

Includes $6,478 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,416 a month

  • Tight

    $1,416 to $1,821 a month

  • Hard

    more than $1,821 a month

    Your payment · 60%

Compared with the typical household income in Logan ($60,687 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,028
Principal & interest$2,552
Property tax$147
Home insurance$160
FHA mortgage insurance (MIP)$170

You need at least $13,426 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Logan and Cache County

Logan is in Cache County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Logan's own numbers

Typical home value
$383,600
Typical monthly rent
$1,149
Typical yearly household income
$60,687
Households that own their home
37%
Effective property tax rate
0.46%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Cache County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,265
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
2.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cache County.

Everything about Cache County

Buying

Buying a home in Logan

A typical home in Logan is worth $383,600: 14% below the county and 22% below Utah. With the typical household income in Logan ($60,687 a year), a typical home costs 6.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Logan 6.3 years
  • Cache 5.4 years
  • Utah 5.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Cache County

According to FHFA’s house price index, home prices in Cache County rose 130% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Cache County.

Period County Utah U.S.
Last year (2025) +2.0% +2.4% +2.9%
5 years (2020–2025) +59% +53% +47%
10 years (2015–2025) +130% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Logan next to Cache County, Utah and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Logan $383,600
  • Cache $444,400
  • Utah $489,400
  • United States $332,700
Typical monthly rent
  • Logan $1,149
  • Cache $1,213
  • Utah $1,496
  • United States $1,413
Typical yearly household income
  • Logan $60,687
  • Cache $81,665
  • Utah $95,166
  • United States $80,734
See the full table
Logan next to Cache County and Utah
Measure Logan Cache County Utah U.S.
Typical home value $383,600 $444,400 $489,400 $332,700
Typical monthly rent $1,149 $1,213 $1,496 $1,413
Typical yearly household income $60,687 $81,665 $95,166 $80,734
Households that own their home 37% 64% 70% 65%
Typical yearly property tax $1,781 $2,011 $2,525 $3,119
Effective property tax rate 0.46% 0.45% 0.52% 0.94%
Renters with high rent for their income 48% 45% 47% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cache County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Logan

For a typical $383,600 home in Logan, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Logan's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,028a month

    Least cash to close
    Down payment
    $13,426
    Cash to close
    $24,934
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $170

  • Conventional, 5% down $2,958a month

    Down payment
    $19,180
    Cash to close
    $30,688
    Rate
    7.18%
    Mortgage insurance
    PMI · $182

  • Conventional, 20% down, no PMI $2,386a month

    Down payment
    $76,720
    Cash to close
    $88,228
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,740a month

    Down payment
    $57,540
    Cash to close
    $69,048
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Logan and for Cache County.

Property tax

Effective rate in Logan

0.46%of the home’s value each year

$1,781 a year for the typical owner in Logan.

  • Logan 0.46%
  • Cache 0.45%
  • Utah 0.52%

What Utah publishes Primary residential exemption (45 percent of value) (Utah State Legislature (Utah Code))

Exemptions and deadlines in Utah

Flood risk in Cache County

FEMA does not publish these numbers by city: they are for all of Cache County.

Homes in the high-risk zone
2.1%
740
Of those, with NFIP insurance
5.8%
County Utah U.S.
Homes in the high-risk zone 2.1% 0.8% 3.5%
Of those, with NFIP insurance 5.8% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Logan

Typical rent in Logan is $1,149 a month: 5% below the county. In Logan, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Cache County, by unit size. To pay the 2-bedroom one ($1,265 a month) without spending more than 30% of your income, you would need to earn $24.33 an hour working full time.

HUD fair market rent for all of Cache County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $961 $18.48 $38,440
1 bedroom $967 $18.60 $38,680
2 bedrooms $1,265 $24.33 $50,600
3 bedrooms $1,752 $33.69 $70,080
4 bedrooms $2,104 $40.46 $84,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Logan

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Logan has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,230 in 84321 to $1,310 in 84341.

2 of the 3 are above the fair market rent for Cache County ($1,265).

  • 84321 $1,230$1,700
  • 84322 $1,280$1,770
  • 84341 $1,310$1,810

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Logan when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Logan

HUD lists 15 buildings with rents for lower incomes in Logan. These are the largest.

  • Hanbury Manor 251 W 1600 N, Logan 84341 108 homes, 93 low-income · 1 bd: 6 · 2 bd: 58 · 3 bd: 44 · In service since 2002
  • Logan Pointe Apts. 1320 N 200 E, Logan 84341 93 low-income homes · 2 bd: 70 · In service since 1999
  • Riverwalk Apts. 781 Riverwalk Pkwy, Logan 84321 88 low-income homes · 3 bd: 88 · In service since 1996
  • North Pointe Apts. 1580 N 200 E, Logan 84341 80 low-income homes · 2 bd: 49 · 3 bd: 31 · In service since 1996
  • Aspen Court 550 W 1800 N, Logan 84341 71 homes, 70 low-income · 2 bd: 44 · 4 bd: 8 · In service since 2006 · For people experiencing homelessness

See all 16 buildings in Cache County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Logan

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Cache County; none says it serves in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Logan

No down payment, repair or rent-help program on our list is for Logan or Cache County. The ones below are statewide in Utah: they work in Logan the same as in the rest of the state.

Which programs do I qualify for? All programs in Utah

  • Utah Housing Down Payment Assistance Second Mortgage

    Statewide in Utah

    Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500. Offered by Utah Housing Corporation (UHC).

    RepayableDeferred

    See the program Official page

  • First-time Homebuyer Assistance Program

    Statewide in Utah

    Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage. Offered by Utah Housing Corporation (UHC).

    Deferred

    See the program Official page

Housing counselors near Logan

The HUD-approved agencies closest to the center of Logan, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Utah State University - Family Life Center - HFC

    6435 Old Main Hill, Logan · 2 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (435) 797-7224

  • Utah State University-Weber County Extension

    1181 North Fairgrounds Drive, Ogden · 33 miles away

    • Homebuyer education workshops
    801-399-8200-8013

  • Community Development Corporation of Utah

    501 E 1700 S, Salt Lake City · 70 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    801-994-7222x200

Every agency in Cache County All counseling agencies in Utah

Help in Spanish near Logan

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Logan

HUD’s record names them for Logan or Cache County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

One other authority has an office in Cache County: see the list Source: HUD

Cities

Other cities in Cache County

These cities are also in Cache County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Cache County Housing in Utah

Nearby cities

The cities closest to Logan, with the typical home value.

Neighboring counties

If Cache County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Logan.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Logan

Short answers with the numbers for Logan and all of Cache County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Logan?

The typical home value in Logan is $383,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cache County it is $444,400.

How much does it cost to rent in Logan?

Typical rent in Logan is $1,149 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cache County is $1,265.

What is the FHA loan limit in Logan?

Logan uses the FHA limit for all of Cache County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Logan?

The typical homeowner in Logan pays $1,781 a year, according to the U.S. Census Bureau. That is 0.46% of the home’s value; in Cache County, the rate is 0.45%.

Where can I find free help to buy or rent in Logan?

There is 1 HUD-approved counseling agency with an office in Cache County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).