In Hyrum, a typical home is worth $422,600 and typical rent is $1,269 a month. Compared with all of Cache County, typical household income is 9% higher and the share of households that own their home is 20 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $369,766 to $448,088.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Hyrum is in Cache County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cache County. See the county
What this place has that others do not, from public data, most unusual first.
1
83% of households in Hyrum own their home, against 64% in Cache County.
2
Hyrum has the 7th smallest share of rent-burdened renters of the 75 cities in Utah with more than 5,000 people (34%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Hyrum
What homes there are in Hyrum, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Hyrum
Cache County
Utah
United States
Kind of home: Hyrum and its comparisons
Measure
Hyrum
Cache County
Utah
United States
Detached house
84%
64%
67%
61%
Attached house
7%
8%
8%
6%
Building of 2 to 4
6%
13%
7%
8%
Apartments (5 or more)
Unreliable estimate
13%
16%
19%
Mobile home
Unreliable estimate
2%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Hyrum: 84% of homes, more than in Cache County (64%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Hyrum
Cache County
Utah
United States
Year built: Hyrum and its comparisons
Measure
Hyrum
Cache County
Utah
United States
Before 1960
17%
17%
15%
26%
1960–1979
27%
21%
20%
24%
1980–1999
16%
24%
26%
25%
2000–2009
15%
18%
18%
14%
2010 or later
25%
21%
21%
11%
Homes in Hyrum are bigger: 87% have 3 bedrooms or more; in Cache County, 73%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K11%
$300K–$500K54%
$500K–$750K22%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Hyrum and its comparisons
Measure
Hyrum
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
11%
$300K–$500K
54%
$500K–$750K
22%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49928%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Hyrum and its comparisons
Measure
Hyrum
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
28%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,779 a month
Cache County: $1,795 a month
Without a mortgage
$452 a month
Cache County: $526 a month
Owners with a mortgage
69%
Cache County: 65%
Owning costs about the same in Hyrum as in Cache County: with a mortgage, $1,779 a month; without one, $452.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Hyrum+122%
Cache County+88%
Utah+75%
United States+53%
Typical rent
Hyrum+49%
Cache County+51%
Utah+44%
United States+33%
Typical household income
Hyrum+42%
Cache County+38%
Utah+33%
United States+29%
Change since 2015–2019: Hyrum and its comparisons
Measure
Hyrum
Cache County
Utah
United States
Typical home value
+122%
+88%
+75%
+53%
Typical rent
+49%
+51%
+44%
+33%
Typical household income
+42%
+38%
+33%
+29%
Since 2015–2019, homes in Hyrum gained value faster than in Cache County: 122% against 88%.
Much as in Cache County, the typical rent in Hyrum rose 49% since 2015–2019.
Housing prices ran ahead of income in Hyrum: typical income rose 42%, against +122% for home values and +49% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Hyrum and its comparisons
Measure
Hyrum
Cache County
Utah
United States
Rental vacancy
Unreliable estimate
3.9%
5.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.6%
0.9%
More than one person per room
Unreliable estimate
3.5%
3.1%
3.4%
People per household
3.19
3.05
2.97
2.53
Drive alone
70%
68%
67%
69%
Carpool
14%
9%
10%
9%
Public transit
Unreliable estimate
2%
2%
3%
Walk or bike
Unreliable estimate
5%
3%
3%
Work from home
13%
14%
18%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
By size, households in Hyrum look like those in Cache County: 3.19 people on average.
More people carpool to work in Hyrum than in Cache County: 14% against 9%.
Do the math
What would you pay each month for a home in Hyrum?
A typical home costs more than the typical income allows
We start with a typical home in Hyrum, worth $422,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Hyrum, which is $88,725 a year. For that payment to be 28% of income, a household would need to earn about $142,518 a year.
The calculator's FHA and conventional loan limits are those of all of Cache County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Hyrum. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $14,791 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,325
at 7.18% · 30 years
Loan amount
$414,946
Total interest
$597,009
Paid off in
November 2056
Includes $7,137 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,070 a month
Tight
$2,070 to $2,662 a month
Hard
more than $2,662 a month
Your payment · 45%
Compared with the typical household income in Hyrum ($88,725 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,811
Property tax
$151
Home insurance
$176
FHA mortgage insurance (MIP)
$187
You need at least $14,791 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,325; principal and interest $2,811.
The city and its county
Hyrum and Cache County
Hyrum is in Cache County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Hyrum
Map of Cache County, Utah, with Hyrum marked. Around it, the neighboring counties.
Hyrum
Cache County
Other cities with a page
Hyrum's own numbers
Typical home value
$422,600
Typical monthly rent
$1,269
Typical yearly household income
$88,725
Households that own their home
83%
Effective property tax rate
0.43%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cache County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,265
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
2.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cache County.
A typical home in Hyrum is worth $422,600: 5% below the county and 14% below Utah. With the typical household income in Hyrum ($88,725 a year), a typical home costs 4.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Hyrum4.8 years
Cache5.4 years
Utah5.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cache County
According to FHFA’s house price index, home prices in Cache County rose 130% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cache County.
Yearly change in FHFA’s price index in Cache County, 2016 to 2025
2016: +6.6% +6.6% 2016
2017: +8.7% +8.7% 2017
2018: +8.8% +8.8% 2018
2019: +8.3% +8.3% 2019
2020: +6.1% +6.1% 2020
2021: +20.7% +20.7% 2021
2022: +24.4% +24.4% 2022
2023: +0.3% +0.3% 2023
2024: +3.2% +3.2% 2024
2025: +2.0% +2.0% 2025
Change in FHFA’s price index in Cache County, Utah and the United States
Period
County
Utah
U.S.
Last year (2025)
+2.0%
+2.4%
+2.9%
5 years (2020–2025)
+59%
+53%
+47%
10 years (2015–2025)
+130%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Hyrum next to Cache County, Utah and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Hyrum$422,600
Cache$444,400
Utah$489,400
United States$332,700
Typical monthly rent
Hyrum$1,269
Cache$1,213
Utah$1,496
United States$1,413
Typical yearly household income
Hyrum$88,725
Cache$81,665
Utah$95,166
United States$80,734
See the full table
Hyrum next to Cache County and Utah
Measure
Hyrum
Cache County
Utah
U.S.
Typical home value
$422,600 ▼5% below the county
$444,400
$489,400
$332,700
Typical monthly rent
$1,269 ▲5% above the county
$1,213
$1,496
$1,413
Typical yearly household income
$88,725 ▲9% above the county
$81,665
$95,166
$80,734
Households that own their home
83% ▲20 points above the county
64%
70%
65%
Typical yearly property tax
$1,810 ▼10% below the county
$2,011
$2,525
$3,119
Effective property tax rate
0.43% ▼0.02 points below the county
0.45%
0.52%
0.94%
Renters with high rent for their income
34% ▼11 points below the county
45%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cache County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Hyrum
For a typical $422,600 home in Hyrum, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hyrum's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,325a month
Least cash to close
Down payment
$14,791
Cash to close
$27,469
Rate
7.18%
Mortgage insurance
FHA MIP · $187
Conventional, 5% down$3,248a month
Down payment
$21,130
Cash to close
$33,808
Rate
7.18%
Mortgage insurance
PMI · $201
Conventional, 20% down, no PMI$2,618a month
Down payment
$84,520
Cash to close
$97,198
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,008a month
Down payment
$63,390
Cash to close
$76,068
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Hyrum
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,325
$14,791
$414,946
7.18%
FHA MIP · $187
$27,469
580
Conventional, 5% down
$3,248
$21,130
$401,470
7.18%
PMI · $201
$33,808
620*
Conventional, 20% down, no PMI
$2,618
$84,520
$338,080
7.18%
None
$97,198
620*
ITIN, 15% down (example)
$3,008
$63,390
$359,210
8.18%
None
$76,068
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Hyrum is $1,269 a month: 5% above the county. In Hyrum, 34% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cache County, by unit size. To pay the 2-bedroom one ($1,265 a month) without spending more than 30% of your income, you would need to earn $24.33 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cache County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$961
$18.48
$38,440
1 bedroom
$967
$18.60
$38,680
2 bedrooms
$1,265
$24.33
$50,600
3 bedrooms
$1,752
$33.69
$70,080
4 bedrooms
$2,104
$40.46
$84,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Hyrum
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hyrum is in ZIP code 84319.
For 2 bedrooms it is $1,480: $215 more than the fair market rent for Cache County ($1,265).
Fair market rent by ZIP code and size in Hyrum, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
84319
$1,120
$1,130
$1,480
$2,050
$2,460
ZIP code2 bd3 bd
84319 $1,480$2,050
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hyrum when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Cache County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Hyrum or Cache County. The ones below are statewide in Utah: they work in Hyrum the same as in the rest of the state.
Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500.Offered by Utah Housing Corporation (UHC).
Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage.Offered by Utah Housing Corporation (UHC).
No legal help resource on our list is for Hyrum or Cache County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Hyrum and all of Cache County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Hyrum?
The typical home value in Hyrum is $422,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cache County it is $444,400.
How much does it cost to rent in Hyrum?
Typical rent in Hyrum is $1,269 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cache County is $1,265.
What is the FHA loan limit in Hyrum?
Hyrum uses the FHA limit for all of Cache County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Hyrum?
The typical homeowner in Hyrum pays $1,810 a year, according to the U.S. Census Bureau. That is 0.43% of the home’s value; in Cache County, the rate is 0.45%.
Where can I find free help to buy or rent in Hyrum?
There is 1 HUD-approved counseling agency with an office in Cache County. They can help you get ready to buy, with your credit, or with rent.
