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City · 11,477 residents · Box Elder County, Utah

Tremonton , Utah

In Tremonton, a typical home is worth $364,900 and typical rent is $1,220 a month. Compared with all of Box Elder County, typical household income is 12% lower, the typical home value is 10% lower, and the share of households that own their home is 10 points lower.

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  • Typical home value

    $364,900

    10% below the county

    25% below Utah

    • Tremonton
    • Box Elder
    • Utah

  • Typical rent

    $1,220a month

    9% above the county

    18% below Utah

    • Tremonton
    • Box Elder
    • Utah

  • Typical household income

    $74,741a year

    12% below the county

    21% below Utah

    • Tremonton
    • Box Elder
    • Utah

  • Households that own their home

    66%

    10 points below the county

    4 points below Utah

    • Tremonton
    • Box Elder
    • Utah

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$422,366
0.9% more than 12 months ago
Typical rent
$1,228 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Tremonton is in Box Elder County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Box Elder County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Tremonton apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Perry, the typical rent is $992: 19% less than in Tremonton ($1,220).

  2. 66% of households in Tremonton own their home, against 76% in Box Elder County.

  3. Tremonton has the 6th smallest share of rent-burdened renters of the 75 cities in Utah with more than 5,000 people (34%).

  4. Tremonton has the 8th lowest typical home value of the 97 cities in Utah with more than 5,000 people ($364,900).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Tremonton

What homes there are in Tremonton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Tremonton, 7 in 10 homes are single-family detached houses; in Box Elder County, 8.

Year built

The typical home in Tremonton was built in 1995, 12 years after the typical one in Box Elder County.

Much as in Box Elder County, 75% of homes in Tremonton have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,802 a month

Box Elder County: $1,767 a month

Without a mortgage

$535 a month

Box Elder County: $504 a month

Owners with a mortgage

67%

Box Elder County: 65%

Owning costs about the same in Tremonton as in Box Elder County: with a mortgage, $1,802 a month; without one, $535.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Tremonton gained value more slowly than in Box Elder County: 90% since 2015–2019, against 98%.

Since 2015–2019, the typical rent in Tremonton rose 67%, more than in Box Elder County (49%).

Housing prices ran ahead of income in Tremonton: typical income rose 39%, against +90% for home values and +67% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTremontonBox Elder CountyUtahUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.6%0.9%
More than one person per room Unreliable estimate1.9%3.1%3.4%
People per household 3.023.112.972.53
Drive alone 81%74%67%69%
Carpool 9%11%10%9%
Public transit Unreliable estimate0%2%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 6%12%18%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimateUnreliable estimateUnreliable estimate20 to 29 minutes

Much as in Box Elder County, a household in Tremonton has 3.02 people on average.

In Tremonton, 81% of workers drive alone to work; in Box Elder County, 74%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Tremonton?

A typical home costs more than the typical income allows

We start with a typical home in Tremonton, worth $364,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in Tremonton, which is $74,741 a year. For that payment to be 28% of income, a household would need to earn about $123,971 a year.

The calculator's FHA and conventional loan limits are those of all of Box Elder County.

Your numbers

Local data
$

Starts at the typical home value in Tremonton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,772 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,893

at 7.18% · 30 years

Loan amount
$358,290
Total interest
$515,496
Paid off in
November 2056

Includes $6,162 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,744 a month

  • Tight

    $1,744 to $2,242 a month

  • Hard

    more than $2,242 a month

    Your payment · 46%

Compared with the typical household income in Tremonton ($74,741 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,893
Principal & interest$2,427
Property tax$152
Home insurance$152
FHA mortgage insurance (MIP)$161

You need at least $12,772 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Tremonton and Box Elder County

Tremonton is in Box Elder County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Tremonton's own numbers

Typical home value
$364,900
Typical monthly rent
$1,220
Typical yearly household income
$74,741
Households that own their home
66%
Effective property tax rate
0.5%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Box Elder County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,097
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Box Elder County.

Everything about Box Elder County

Buying

Buying a home in Tremonton

A typical home in Tremonton is worth $364,900: 10% below the county and 25% below Utah. With the typical household income in Tremonton ($74,741 a year), a typical home costs 4.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Tremonton 4.9 years
  • Box Elder 4.8 years
  • Utah 5.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Box Elder County

According to FHFA’s house price index, home prices in Box Elder County rose 137% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Box Elder County.

Period County Utah U.S.
Last year (2025) +1.5% +2.4% +2.9%
5 years (2020–2025) +56% +53% +47%
10 years (2015–2025) +137% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Tremonton next to Box Elder County, Utah and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Tremonton $364,900
  • Box Elder $403,600
  • Utah $489,400
  • United States $332,700
Typical monthly rent
  • Tremonton $1,220
  • Box Elder $1,116
  • Utah $1,496
  • United States $1,413
Typical yearly household income
  • Tremonton $74,741
  • Box Elder $84,550
  • Utah $95,166
  • United States $80,734
See the full table
Tremonton next to Box Elder County and Utah
Measure Tremonton Box Elder County Utah U.S.
Typical home value $364,900 $403,600 $489,400 $332,700
Typical monthly rent $1,220 $1,116 $1,496 $1,413
Typical yearly household income $74,741 $84,550 $95,166 $80,734
Households that own their home 66% 76% 70% 65%
Typical yearly property tax $1,817 $1,966 $2,525 $3,119
Effective property tax rate 0.5% 0.49% 0.52% 0.94%
Renters with high rent for their income 34% 40% 47% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Box Elder County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Tremonton

For a typical $364,900 home in Tremonton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tremonton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,893a month

    Least cash to close
    Down payment
    $12,772
    Cash to close
    $23,719
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $161

  • Conventional, 5% down $2,826a month

    Down payment
    $18,245
    Cash to close
    $29,192
    Rate
    7.18%
    Mortgage insurance
    PMI · $173

  • Conventional, 20% down, no PMI $2,282a month

    Down payment
    $72,980
    Cash to close
    $83,927
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,619a month

    Down payment
    $54,735
    Cash to close
    $65,682
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Tremonton and for Box Elder County.

Property tax

Effective rate in Tremonton

0.5%of the home’s value each year

$1,817 a year for the typical owner in Tremonton.

  • Tremonton 0.5%
  • Box Elder 0.49%
  • Utah 0.52%

What Utah publishes Primary residential exemption (45 percent of value) (Utah State Legislature (Utah Code))

Exemptions and deadlines in Utah

Flood risk in Box Elder County

FEMA does not publish these numbers by city: they are for all of Box Elder County.

Homes in the high-risk zone
0.5%
94
Of those, with NFIP insurance
28%
County Utah U.S.
Homes in the high-risk zone 0.5% 0.8% 3.5%
Of those, with NFIP insurance 28% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Tremonton

Typical rent in Tremonton is $1,220 a month: 9% above the county. In Tremonton, 34% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Box Elder County, by unit size. To pay the 2-bedroom one ($1,097 a month) without spending more than 30% of your income, you would need to earn $21.10 an hour working full time.

HUD fair market rent for all of Box Elder County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $770 $14.81 $30,800
1 bedroom $947 $18.21 $37,880
2 bedrooms $1,097 $21.10 $43,880
3 bedrooms $1,519 $29.21 $60,760
4 bedrooms $1,834 $35.27 $73,360

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Tremonton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tremonton is in ZIP code 84337.

For 2 bedrooms it is $1,180: $83 more than the fair market rent for Box Elder County ($1,097).

  • 84337 $1,180$1,630

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tremonton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Tremonton

HUD lists 5 buildings with rents for lower incomes in Tremonton. These are the largest.

  • Ashfield Apts. 2711 W 450 N, Tremonton 84337 48 low-income homes · 2 bd: 24 · 3 bd: 24 · In service since 2011
  • Bear River Valley Apts. 717 W 600 S, Tremonton 84337 32 low-income homes · 1 bd: 8 · 2 bd: 24 · In service since 2005
  • Crown Village Apts. 390 N 270 W, Tremonton 84337 24 low-income homes · 1 bd: 4 · 2 bd: 12 · 3 bd: 8 · In service since 2006
  • Tremonton Village Apts. 730 W 960 S, Tremonton 84337 24 low-income homes · 1 bd: 8 · 2 bd: 16 · In service since 1998
  • Tremonton Crown 04 360 W 400 N, Tremonton 84337 4 low-income homes · 3 bd: 4 · In service since 2005

See all 19 buildings in Box Elder County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Tremonton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Box Elder County. The nearest ones are below; many serve by phone or online.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Tremonton

No down payment, repair or rent-help program on our list is for Tremonton or Box Elder County. The ones below are statewide in Utah: they work in Tremonton the same as in the rest of the state.

Which programs do I qualify for? All programs in Utah

  • Utah Housing Down Payment Assistance Second Mortgage

    Statewide in Utah

    Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500. Offered by Utah Housing Corporation (UHC).

    RepayableDeferred

    See the program Official page

  • First-time Homebuyer Assistance Program

    Statewide in Utah

    Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage. Offered by Utah Housing Corporation (UHC).

    Deferred

    See the program Official page

Housing counselors near Tremonton

The HUD-approved agencies closest to the center of Tremonton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Utah State University - Family Life Center - HFC

    6435 Old Main Hill, Logan · 20 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (435) 797-7224

  • Utah State University-Weber County Extension

    1181 North Fairgrounds Drive, Ogden · 32 miles away

    • Homebuyer education workshops
    801-399-8200-8013

  • Community Development Corporation of Utah

    501 E 1700 S, Salt Lake City · 70 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    801-994-7222x200

All counseling agencies in Utah

Help in Spanish near Tremonton

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Tremonton

HUD lists no housing authority with an office in Box Elder County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Utah Source: HUD

Cities

Other cities in Box Elder County

These cities are also in Box Elder County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Box Elder County Housing in Utah

Nearby cities

The cities closest to Tremonton, with the typical home value.

Neighboring counties

If Box Elder County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Tremonton.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Tremonton

Short answers with the numbers for Tremonton and all of Box Elder County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Tremonton?

The typical home value in Tremonton is $364,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Box Elder County it is $403,600.

How much does it cost to rent in Tremonton?

Typical rent in Tremonton is $1,220 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Box Elder County is $1,097.

What is the FHA loan limit in Tremonton?

Tremonton uses the FHA limit for all of Box Elder County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Tremonton?

The typical homeowner in Tremonton pays $1,817 a year, according to the U.S. Census Bureau. That is 0.5% of the home’s value; in Box Elder County, the rate is 0.49%.

Where can I find free help to buy or rent in Tremonton?

We found no HUD-approved counseling agencies with an office in Box Elder County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).