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City · 5,540 residents · Cache County, Utah

Hyde Park , Utah

In Hyde Park, a typical home is worth $573,900 and typical rent is $1,273 a month. Compared with all of Cache County, typical household income is 38% higher, the typical home value is 29% higher, and the share of households that own their home is 27 points higher.

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  • Typical home value

    $573,900

    29% above the county

    17% above Utah

    • Hyde Park
    • Cache
    • Utah

  • Typical rent

    $1,273a month

    5% above the county

    15% below Utah

    • Hyde Park
    • Cache
    • Utah

  • Typical household income

    $113,102a year

    38% above the county

    19% above Utah

    • Hyde Park
    • Cache
    • Utah

  • Households that own their home

    91%

    27 points above the county

    20 points above Utah

    • Hyde Park
    • Cache
    • Utah

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$584,563
4.4% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Hyde Park is in Cache County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cache County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Hyde Park apart

What this place has that others do not, from public data, most unusual first.

  1. 91% of households in Hyde Park own their home, against 64% in Cache County.

  2. The typical household income in Hyde Park is $113,102, 38% more than in Cache County as a whole ($81,665).

  3. Nearby, in Logan, the typical home value is $383,600: 33% less than in Hyde Park ($573,900).

  4. The typical home in Hyde Park is worth $573,900, 29% more than in Cache County as a whole ($444,400).

  5. According to Zillow, in the 12 months to September 2026 the typical home value in Hyde Park rose 4.4%; in Utah, it rose 1.2%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Hyde Park

What homes there are in Hyde Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 93% of homes here, against 64% in Cache County.

Year built

The typical home in Hyde Park was built in 1998, 6 years after the typical one in Cache County.

Homes in Hyde Park are bigger: 90% have 3 bedrooms or more; in Cache County, 73%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,336 a month

Cache County: $1,795 a month

Without a mortgage

$564 a month

Cache County: $526 a month

Owners with a mortgage

58%

Cache County: 65%

In Hyde Park, 58% of owners have a mortgage, and their typical cost is $2,336 a month, against $1,795 in Cache County. Without one it drops to $564.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Hyde Park rose 103%; in Cache County, it rose 88%.

Rents in Hyde Park rose at about the same pace as in Cache County: 54% since 2015–2019, against 51%.

Here income did not keep up with housing: it rose 50%, while home values changed +103% and rent +54%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHyde ParkCache CountyUtahUnited States
Rental vacancy Unreliable estimate3.9%5.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.6%0.9%
More than one person per room Unreliable estimate3.5%3.1%3.4%
People per household 3.453.052.972.53
Drive alone 71%68%67%69%
Carpool Unreliable estimate9%10%9%
Public transit Unreliable estimate2%2%3%
Walk or bike Unreliable estimate5%3%3%
Work from home 16%14%18%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutesUnreliable estimate20 to 29 minutes

Households in Hyde Park are bigger: 3.45 people on average; in Cache County, 3.05.

To get to work, 71% of workers in Hyde Park drive alone; in Cache County, 68%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Hyde Park?

A typical home costs more than the typical income allows

We start with a typical home in Hyde Park, worth $573,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in Hyde Park, which is $113,102 a year. For that payment to be 28% of income, a household would need to earn about $193,747 a year. Note: at that price the loan is above the FHA limit for Cache County ($541,287), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Cache County.

Your numbers

Local data
$

Starts at the typical home value in Hyde Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $20,087 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,521

at 7.18% · 30 years

Loan amount
$563,505
Total interest
$810,751
Paid off in
November 2056

Includes $9,692 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,639 a month

  • Tight

    $2,639 to $3,393 a month

  • Hard

    more than $3,393 a month

    Your payment · 48%

Compared with the typical household income in Hyde Park ($113,102 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,521
Principal & interest$3,817
Property tax$210
Home insurance$239
FHA mortgage insurance (MIP)$254

This loan is over the FHA limit

You'd borrow $553,813, but the FHA limit for a one-unit home in Hyde Park is $541,287. You'd need a bigger down payment or a different loan.

You need at least $20,087 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Hyde Park and Cache County

Hyde Park is in Cache County, Utah. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Hyde Park's own numbers

Typical home value
$573,900
Typical monthly rent
$1,273
Typical yearly household income
$113,102
Households that own their home
91%
Effective property tax rate
0.44%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Cache County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,265
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
2.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cache County.

Everything about Cache County

Buying

Buying a home in Hyde Park

A typical home in Hyde Park is worth $573,900: 29% above the county and 17% above Utah. With the typical household income in Hyde Park ($113,102 a year), a typical home costs 5.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Hyde Park 5.1 years
  • Cache 5.4 years
  • Utah 5.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Cache County

According to FHFA’s house price index, home prices in Cache County rose 130% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Cache County.

Period County Utah U.S.
Last year (2025) +2.0% +2.4% +2.9%
5 years (2020–2025) +59% +53% +47%
10 years (2015–2025) +130% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Hyde Park next to Cache County, Utah and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Hyde Park $573,900
  • Cache $444,400
  • Utah $489,400
  • United States $332,700
Typical monthly rent
  • Hyde Park $1,273
  • Cache $1,213
  • Utah $1,496
  • United States $1,413
Typical yearly household income
  • Hyde Park $113,102
  • Cache $81,665
  • Utah $95,166
  • United States $80,734
See the full table
Hyde Park next to Cache County and Utah
Measure Hyde Park Cache County Utah U.S.
Typical home value $573,900 $444,400 $489,400 $332,700
Typical monthly rent $1,273 $1,213 $1,496 $1,413
Typical yearly household income $113,102 $81,665 $95,166 $80,734
Households that own their home 91% 64% 70% 65%
Typical yearly property tax $2,512 $2,011 $2,525 $3,119
Effective property tax rate 0.44% 0.45% 0.52% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cache County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Hyde Park

For a typical $573,900 home in Hyde Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hyde Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,521a month

    Above the FHA limit for Cache County ($541,287)
    Down payment
    $20,087
    Cash to close
    $37,304
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $254

  • Conventional, 5% down $4,416a month

    Least cash to close
    Down payment
    $28,695
    Cash to close
    $45,912
    Rate
    7.18%
    Mortgage insurance
    PMI · $273

  • Conventional, 20% down, no PMI $3,560a month

    Down payment
    $114,780
    Cash to close
    $131,997
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,090a month

    Down payment
    $86,085
    Cash to close
    $103,302
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is Conventional, 5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Hyde Park and for Cache County.

Property tax

Effective rate in Hyde Park

0.44%of the home’s value each year

$2,512 a year for the typical owner in Hyde Park.

  • Hyde Park 0.44%
  • Cache 0.45%
  • Utah 0.52%

What Utah publishes Primary residential exemption (45 percent of value) (Utah State Legislature (Utah Code))

Exemptions and deadlines in Utah

Flood risk in Cache County

FEMA does not publish these numbers by city: they are for all of Cache County.

Homes in the high-risk zone
2.1%
740
Of those, with NFIP insurance
5.8%
County Utah U.S.
Homes in the high-risk zone 2.1% 0.8% 3.5%
Of those, with NFIP insurance 5.8% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Hyde Park

Typical rent in Hyde Park is $1,273 a month: 5% above the county.

HUD publishes a fair market rent for all of Cache County, by unit size. To pay the 2-bedroom one ($1,265 a month) without spending more than 30% of your income, you would need to earn $24.33 an hour working full time.

HUD fair market rent for all of Cache County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $961 $18.48 $38,440
1 bedroom $967 $18.60 $38,680
2 bedrooms $1,265 $24.33 $50,600
3 bedrooms $1,752 $33.69 $70,080
4 bedrooms $2,104 $40.46 $84,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Hyde Park

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hyde Park is in ZIP code 84318.

For 2 bedrooms it is $1,300: $35 more than the fair market rent for Cache County ($1,265).

  • 84318 $1,300$1,800

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hyde Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Hyde Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Cache County; none says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Hyde Park

No down payment, repair or rent-help program on our list is for Hyde Park or Cache County. The ones below are statewide in Utah: they work in Hyde Park the same as in the rest of the state.

Which programs do I qualify for? All programs in Utah

  • Utah Housing Down Payment Assistance Second Mortgage

    Statewide in Utah

    Utah state agency second mortgage for the down payment or closing costs alongside its first mortgage: up to 6% of the loan with monthly payments, or up to 3.5% at 3.5% with deferred interest and no payments; capped at $27,500. Offered by Utah Housing Corporation (UHC).

    RepayableDeferred

    See the program Official page

  • First-time Homebuyer Assistance Program

    Statewide in Utah

    Utah state loan, run by Utah Housing, of up to $20,000 with no interest or monthly payments for the down payment, closing costs or a lower rate; only for first-time buyers of a newly built home with a Utah Housing mortgage. Offered by Utah Housing Corporation (UHC).

    Deferred

    See the program Official page

Housing counselors near Hyde Park

The HUD-approved agencies closest to the center of Hyde Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Utah State University - Family Life Center - HFC

    6435 Old Main Hill, Logan · 3 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (435) 797-7224

  • Utah State University-Weber County Extension

    1181 North Fairgrounds Drive, Ogden · 37 miles away

    • Homebuyer education workshops
    801-399-8200-8013

  • Community Development Corporation of Utah

    501 E 1700 S, Salt Lake City · 74 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    801-994-7222x200

Every agency in Cache County All counseling agencies in Utah

Help in Spanish near Hyde Park

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Hyde Park

In HUD’s record, no housing authority with an office in Cache County is named for Hyde Park or Cache County.

2 other authorities have an office in Cache County: see the list Source: HUD

Cities

Other cities in Cache County

These cities are also in Cache County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Cache County Housing in Utah

Nearby cities

The cities closest to Hyde Park, with the typical home value.

Neighboring counties

If Cache County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Hyde Park.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Hyde Park

Short answers with the numbers for Hyde Park and all of Cache County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Hyde Park?

The typical home value in Hyde Park is $573,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cache County it is $444,400.

How much does it cost to rent in Hyde Park?

Typical rent in Hyde Park is $1,273 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cache County is $1,265.

What is the FHA loan limit in Hyde Park?

Hyde Park uses the FHA limit for all of Cache County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Hyde Park?

The typical homeowner in Hyde Park pays $2,512 a year, according to the U.S. Census Bureau. That is 0.44% of the home’s value; in Cache County, the rate is 0.45%.

Where can I find free help to buy or rent in Hyde Park?

There is 1 HUD-approved counseling agency with an office in Cache County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).