Español

Este sitio también está en español. Leer en español

City · 5,584 residents · San Patricio County, Texas

Sinton , Texas

In Sinton, a typical home is worth $142,000 and typical rent is $938 a month. Compared with all of San Patricio County, typical rent is 27% lower, the typical home value is 26% lower, and the share of households that own their home is 14 points lower.

WhatsApp

  • Typical home value

    $142,000

    26% below the county

    50% below Texas

    • Sinton
    • San Patricio
    • Texas

  • Typical rent

    $938a month

    27% below the county

    33% below Texas

    • Sinton
    • San Patricio
    • Texas

  • Typical household income

    $51,701a year

    26% below the county

    34% below Texas

    • Sinton
    • San Patricio
    • Texas

  • Households that own their home

    53%

    14 points below the county

    10 points below Texas

    • Sinton
    • San Patricio
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$159,146
4.4% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Sinton is in San Patricio County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of San Patricio County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Sinton apart

What this place has that others do not, from public data, most unusual first.

  1. According to Zillow, in the 12 months to September 2026 the typical home value in Sinton rose 4.4%; in Texas, it fell 1.4%.

  2. Nearby, in Robstown, the typical home value is $103,000: 27% less than in Sinton ($142,000).

  3. The typical rent in Sinton is $938 a month, 27% less than in San Patricio County as a whole ($1,291).

  4. The typical home in Sinton is worth $142,000, 26% less than in San Patricio County as a whole ($192,400).

  5. 53% of households in Sinton own their home, against 67% in San Patricio County.

  6. The typical household income in Sinton is $51,701, 26% less than in San Patricio County as a whole ($69,704).

Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data

The homes here

Housing in Sinton

What homes there are in Sinton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Sinton, 6 in 10 homes are single-family detached houses; in San Patricio County, 7.

Year built

Homes in Sinton are older: the typical year built is 1971; in San Patricio County, 1982.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,884 a month

San Patricio County: $1,855 a month

Without a mortgage

$462 a month

San Patricio County: $594 a month

Owners with a mortgage

37%

San Patricio County: 45%

The typical cost for an owner with a mortgage in Sinton is $1,884 a month, near the figure in San Patricio County ($1,855).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Sinton rose 183%; in San Patricio County, it rose 58%.

Rents in Sinton rose faster than in San Patricio County: 61% since 2015–2019, against 32%.

While home values in Sinton changed +183% and rent +61%, the typical household income rose 72%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSintonSan Patricio CountyTexasUnited States
Rental vacancy Unreliable estimate6.4%7.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate4.8%4.8%3.4%
People per household 2.782.742.692.53
Drive alone 87%83%71%69%
Carpool Unreliable estimate8%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimate7%14%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in San Patricio County, a household in Sinton has 2.78 people on average.

In Sinton, 87% of workers drive alone to work; in San Patricio County, 83%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Sinton?

A typical home is tight for the typical income

We start with a typical home in Sinton, worth $142,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Sinton, which is $51,701 a year. For that payment to be 28% of income, a household would need to earn about $53,162 a year.

The calculator's FHA and conventional loan limits are those of all of San Patricio County.

Your numbers

Local data
$

Starts at the typical home value in Sinton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,970 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,240

at 7.18% · 30 years

Loan amount
$139,428
Total interest
$200,604
Paid off in
November 2056

Includes $2,398 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,206 a month

  • Tight

    $1,206 to $1,551 a month

    Your payment · 29%

  • Hard

    more than $1,551 a month

Compared with the typical household income in Sinton ($51,701 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,240
Principal & interest$945
Property tax$174
Home insurance$59
FHA mortgage insurance (MIP)$63

You need at least $4,970 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Sinton and San Patricio County

Sinton is in San Patricio County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Sinton's own numbers

Typical home value
$142,000
Typical monthly rent
$938
Typical yearly household income
$51,701
Households that own their home
53%
Effective property tax rate
1.47%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of San Patricio County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,421
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
12%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of San Patricio County.

Everything about San Patricio County

Buying

Buying a home in Sinton

A typical home in Sinton is worth $142,000: 26% below the county and 50% below Texas. With the typical household income in Sinton ($51,701 a year), a typical home costs 2.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Sinton 2.7 years
  • San Patricio 2.8 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in San Patricio County

According to FHFA’s house price index, home prices in San Patricio County rose 70% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of San Patricio County.

Period County Texas U.S.
Last year (2025) +1.5% +0.8% +2.9%
5 years (2020–2025) +39% +44% +47%
10 years (2015–2025) +70% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Sinton next to San Patricio County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Sinton $142,000
  • San Patricio $192,400
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Sinton $938
  • San Patricio $1,291
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Sinton $51,701
  • San Patricio $69,704
  • Texas $78,476
  • United States $80,734
See the full table
Sinton next to San Patricio County and Texas
Measure Sinton San Patricio County Texas U.S.
Typical home value $142,000 $192,400 $283,800 $332,700
Typical monthly rent $938 $1,291 $1,403 $1,413
Typical yearly household income $51,701 $69,704 $78,476 $80,734
Households that own their home 53% 67% 63% 65%
Typical yearly property tax $2,088 $2,866 $4,232 $3,119
Effective property tax rate 1.47% 1.49% 1.49% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below San Patricio County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Sinton

For a typical $142,000 home in Sinton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Sinton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,240a month

    Least cash to close
    Down payment
    $4,970
    Cash to close
    $9,230
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $63

  • Conventional, 5% down $1,214a month

    Down payment
    $7,100
    Cash to close
    $11,360
    Rate
    7.18%
    Mortgage insurance
    PMI · $67

  • Conventional, 20% down, no PMI $1,003a month

    Down payment
    $28,400
    Cash to close
    $32,660
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,134a month

    Down payment
    $21,300
    Cash to close
    $25,560
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Sinton and for San Patricio County.

Property tax

Effective rate in Sinton

1.47%of the home’s value each year

$2,088 a year for the typical owner in Sinton.

  • Sinton 1.47%
  • San Patricio 1.49%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in San Patricio County

FEMA does not publish these numbers by city: they are for all of San Patricio County.

Homes in the high-risk zone
12%
2,951
Of those, with NFIP insurance
32%
County Texas U.S.
Homes in the high-risk zone 12% 4.1% 3.5%
Of those, with NFIP insurance 32% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Sinton

Typical rent in Sinton is $938 a month: 27% below the county.

HUD publishes a fair market rent for all of San Patricio County, by unit size. To pay the 2-bedroom one ($1,421 a month) without spending more than 30% of your income, you would need to earn $27.33 an hour working full time.

HUD fair market rent for all of San Patricio County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,066 $20.50 $42,640
1 bedroom $1,176 $22.62 $47,040
2 bedrooms $1,421 $27.33 $56,840
3 bedrooms $1,855 $35.67 $74,200
4 bedrooms $2,087 $40.13 $83,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Sinton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Sinton is in ZIP code 78387.

For 2 bedrooms it is $1,230: $191 less than the fair market rent for San Patricio County ($1,421).

  • 78387 $1,230$1,620

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Sinton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Sinton

HUD lists 5 buildings with rents for lower incomes in Sinton. These are the largest.

  • Unnamed 414 N Scofield St, Sinton 78387 84 low-income homes · Run by Sinton Housing Authority · Average payment: $438 a month · Average wait: 3 months (361) 364-1901
  • Casa de Oro 200 Tooter Newlin Dr, Sinton 78387 80 low-income homes · For families (361) 364-1476
  • Lulac Amistad Apartments 924 Flores St, Sinton 78387 48 low-income homes · 1 bd: 15 · 2 bd: 14 · 3 bd: 19 · In service since 2009 · For families (361) 364-4096
  • Sinton West Apts 111 N Chiltipin St, Sinton 78387 48 low-income homes · For families (512) 364-4455
  • Sinton Retirement 700 Gordon St, Sinton 78387 32 low-income homes · 1 bd: 28 · 2 bd: 4 · In service since 1991

See all 19 buildings in San Patricio County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Sinton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in San Patricio County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Sinton

No down payment, repair or rent-help program on our list is for Sinton or San Patricio County. The ones below are statewide in Texas: they work in Sinton the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Sinton

The HUD-approved agencies closest to the center of Sinton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborhood Housing Services of San Antonio

    851 Steves Ave, San Antonio · 111 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (210) 533-6673

  • City of San Antonio/Dept of Neighborhood and Housing Services (DNHS)

    100 W Houston St, San Antonio · 113 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (210) 207-5309

  • Our Casas Resident Council, Inc.

    2300 W Commerce St Ste 218, San Antonio · 114 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (210) 354-2400

All counseling agencies in Texas

Help in Spanish near Sinton

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Sinton

HUD’s record names them for Sinton or San Patricio County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Sinton Housing Authority Public housing and Section 8 vouchers (361) 364-1901

4 other authorities have an office in San Patricio County: see the list Source: HUD

Cities

Other cities in San Patricio County

These cities are also in San Patricio County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about San Patricio County Housing in Texas

Nearby cities

The cities closest to Sinton, with the typical home value.

Neighboring counties

If San Patricio County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Sinton.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Sinton

Short answers with the numbers for Sinton and all of San Patricio County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Sinton?

The typical home value in Sinton is $142,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in San Patricio County it is $192,400.

How much does it cost to rent in Sinton?

Typical rent in Sinton is $938 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in San Patricio County is $1,421.

What is the FHA loan limit in Sinton?

Sinton uses the FHA limit for all of San Patricio County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Sinton?

The typical homeowner in Sinton pays $2,088 a year, according to the U.S. Census Bureau. That is 1.47% of the home’s value; in San Patricio County, the rate is 1.49%.

Where can I find free help to buy or rent in Sinton?

We found no HUD-approved counseling agencies with an office in San Patricio County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).