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City · 17,707 residents · Jim Wells County, Texas

Alice , Texas

In Alice, a typical home is worth $131,100 and typical rent is $934 a month. Compared with all of Jim Wells County, typical household income is 6% lower, the typical home value is 6% higher, and the share of households that own their home is 11 points lower.

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  • Typical home value

    $131,100

    6% above the county

    54% below Texas

    • Alice
    • Jim Wells
    • Texas

  • Typical rent

    $934a month

    About the same as the county

    33% below Texas

    • Alice
    • Jim Wells
    • Texas

  • Typical household income

    $48,676a year

    6% below the county

    38% below Texas

    • Alice
    • Jim Wells
    • Texas

  • Households that own their home

    57%

    11 points below the county

    5 points below Texas

    • Alice
    • Jim Wells
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$131,207
10.1% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Alice is in Jim Wells County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jim Wells County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Alice apart

What this place has that others do not, from public data, most unusual first.

  1. According to Zillow, in the 12 months to September 2026 the typical home value in Alice fell 10.1%; in Texas, it fell 1.4%.

  2. Nearby, in Beeville, the typical home value is $94,700: 28% less than in Alice ($131,100).

  3. 57% of households in Alice own their home, against 68% in Jim Wells County.

  4. Alice has the 28th largest share of rent-burdened renters of the 356 cities in Texas with more than 5,000 people (65%).

  5. Alice has the 40th lowest typical household income of the 424 cities in Texas with more than 5,000 people ($48,676).

Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data

The homes here

Housing in Alice

What homes there are in Alice, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 77% of homes here, against 73% in Jim Wells County.

Year built

The typical home in Alice was built in 1974, 7 years before the typical one in Jim Wells County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,730 a month

Jim Wells County: $1,736 a month

Without a mortgage

$485 a month

Jim Wells County: $485 a month

Owners with a mortgage

39%

Jim Wells County: 40%

Owning costs about the same in Alice as in Jim Wells County: with a mortgage, $1,730 a month; without one, $485.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Alice gained value faster than in Jim Wells County: 69% against 62%.

Much as in Jim Wells County, the typical rent in Alice rose 33% since 2015–2019.

While home values in Alice changed +69% and rent +33%, the typical household income rose 35%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAliceJim Wells CountyTexasUnited States
Rental vacancy Unreliable estimate6.5%7.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate4.7%4.8%3.4%
People per household 2.852.902.692.53
Drive alone 83%80%71%69%
Carpool 9%9%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home 6%8%14%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

By size, households in Alice look like those in Jim Wells County: 2.85 people on average.

The car rules in Alice: 83% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Alice?

A typical home is within reach of the typical income

We start with a typical home in Alice, worth $131,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Alice, which is $48,676 a year.

The calculator's FHA and conventional loan limits are those of all of Jim Wells County.

Your numbers

Local data
$

Starts at the typical home value in Alice. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,589 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,107

at 7.18% · 30 years

Loan amount
$128,725
Total interest
$185,205
Paid off in
November 2056

Includes $2,214 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,136 a month

    Your payment · 27%

  • Tight

    $1,136 to $1,460 a month

  • Hard

    more than $1,460 a month

Compared with the typical household income in Alice ($48,676 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,107
Principal & interest$872
Property tax$122
Home insurance$55
FHA mortgage insurance (MIP)$58

You need at least $4,589 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Alice and Jim Wells County

Alice is in Jim Wells County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Alice's own numbers

Typical home value
$131,100
Typical monthly rent
$934
Typical yearly household income
$48,676
Households that own their home
57%
Effective property tax rate
1.12%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Jim Wells County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
9.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jim Wells County.

Everything about Jim Wells County

Buying

Buying a home in Alice

A typical home in Alice is worth $131,100: 6% above the county and 54% below Texas. With the typical household income in Alice ($48,676 a year), a typical home costs 2.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Alice 2.7 years
  • Jim Wells 2.4 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Jim Wells County

According to FHFA’s house price index, home prices in Jim Wells County rose 63% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Jim Wells County.

Period County Texas U.S.
Last year (2025) +11.5% +0.8% +2.9%
5 years (2020–2025) +43% +44% +47%
10 years (2015–2025) +63% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Alice next to Jim Wells County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Alice $131,100
  • Jim Wells $123,600
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Alice $934
  • Jim Wells $938
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Alice $48,676
  • Jim Wells $51,896
  • Texas $78,476
  • United States $80,734
See the full table
Alice next to Jim Wells County and Texas
Measure Alice Jim Wells County Texas U.S.
Typical home value $131,100 $123,600 $283,800 $332,700
Typical monthly rent $934 $938 $1,403 $1,413
Typical yearly household income $48,676 $51,896 $78,476 $80,734
Households that own their home 57% 68% 63% 65%
Typical yearly property tax $1,462 $1,426 $4,232 $3,119
Effective property tax rate 1.12% 1.15% 1.49% 0.94%
Renters with high rent for their income 65% 63% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jim Wells County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Alice

For a typical $131,100 home in Alice, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Alice's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,107a month

    Least cash to close
    Down payment
    $4,589
    Cash to close
    $8,522
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $58

  • Conventional, 5% down $1,083a month

    Down payment
    $6,555
    Cash to close
    $10,488
    Rate
    7.18%
    Mortgage insurance
    PMI · $62

  • Conventional, 20% down, no PMI $887a month

    Down payment
    $26,220
    Cash to close
    $30,153
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,009a month

    Down payment
    $19,665
    Cash to close
    $23,598
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Alice and for Jim Wells County.

Property tax

Effective rate in Alice

1.12%of the home’s value each year

$1,462 a year for the typical owner in Alice.

  • Alice 1.12%
  • Jim Wells 1.15%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Jim Wells County

FEMA does not publish these numbers by city: they are for all of Jim Wells County.

Homes in the high-risk zone
9.8%
1,259
Of those, with NFIP insurance
20%
County Texas U.S.
Homes in the high-risk zone 9.8% 4.1% 3.5%
Of those, with NFIP insurance 20% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Alice

Typical rent in Alice is $934 a month: about the same as the county. In Alice, 65% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Jim Wells County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.

HUD fair market rent for all of Jim Wells County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $768 $14.77 $30,720
1 bedroom $775 $14.90 $31,000
2 bedrooms $1,014 $19.50 $40,560
3 bedrooms $1,325 $25.48 $53,000
4 bedrooms $1,461 $28.10 $58,440

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Alice

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Alice is in ZIP code 78332.

For 2 bedrooms it is $1,040: $26 more than the fair market rent for Jim Wells County ($1,014).

  • 78332 $1,040$1,360

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Alice when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Alice

HUD lists 11 buildings with rents for lower incomes in Alice. These are the largest.

  • Heritage Apartments 600 E Front St, Alice 78332 242 homes, 239 low-income · Run by Alice Housing Authority · Average payment: $362 a month · Average wait: 7 months · Homes at several sites (361) 664-3453
  • Millpond at Alice Apartments 801 Cecilia St, Alice 78332 80 low-income homes · For families (361) 664-1780
  • San Diego Creek Apts 1499 Easterling Dr, Alice 78332 72 low-income homes · 1 bd: 16 · 2 bd: 32 · 3 bd: 24 · In service since 2006
  • Casa Real I 1300 Wyoming St, Alice 78332 68 low-income homes · For people with disabilities (361) 668-6923
  • FishPond at Alice 300 E 3rd St, Alice 78332 65 low-income homes · For older adults (361) 227-3549

See all 13 buildings in Jim Wells County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Alice

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Jim Wells County. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Alice

No down payment, repair or rent-help program on our list is for Alice or Jim Wells County. The ones below are statewide in Texas: they work in Alice the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Alice

The HUD-approved agencies closest to the center of Alice, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Laredo-Webb Neighborhood Housing Services

    216 Bob Bullock Loop, Laredo · 86 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (956) 712-9100

  • Affordable Homes of South Texas, Inc.

    1420 Erie Ave, McAllen · 108 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (956) 687-6263

  • Neighborhood Housing Services of San Antonio

    851 Steves Ave, San Antonio · 116 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (210) 533-6673

All counseling agencies in Texas

Help in Spanish near Alice

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Alice

HUD’s record names them for Alice or Jim Wells County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Alice Housing Authority Public housing and Section 8 vouchers (361) 664-3453

All housing agencies in Texas Source: HUD

Cities

Nearby cities

The cities closest to Alice, with the typical home value.

Everything about Jim Wells County Housing in Texas

Neighboring counties

If Jim Wells County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Alice.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Alice

Short answers with the numbers for Alice and all of Jim Wells County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Alice?

The typical home value in Alice is $131,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jim Wells County it is $123,600.

How much does it cost to rent in Alice?

Typical rent in Alice is $934 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Jim Wells County is $1,014.

What is the FHA loan limit in Alice?

Alice uses the FHA limit for all of Jim Wells County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Alice?

The typical homeowner in Alice pays $1,462 a year, according to the U.S. Census Bureau. That is 1.12% of the home’s value; in Jim Wells County, the rate is 1.15%.

Where can I find free help to buy or rent in Alice?

We found no HUD-approved counseling agencies with an office in Jim Wells County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).