In Corpus Christi, a typical home is worth $210,400 and typical rent is $1,292 a month. Home values, rent and income are very close to those of all of Nueces County.
Typical home value from Zillow, September 2021 to September 2026: from $212,948 to $222,115.
Typical rent
$1,422a month
▲ 1.1% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,343 to $1,422.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Corpus Christi is in Nueces County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Nueces County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Sinton, the typical home value is $142,000: 33% less than in Corpus Christi ($210,400).
2
Nearby, in Sinton, the typical rent is $938: 27% less than in Corpus Christi ($1,292).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Corpus Christi
What homes there are in Corpus Christi, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Corpus Christi
Nueces County
Texas
United States
Kind of home: Corpus Christi and its comparisons
Measure
Corpus Christi
Nueces County
Texas
United States
Detached house
64%
65%
64%
61%
Attached house
2%
2%
3%
6%
Building of 2 to 4
8%
8%
5%
8%
Apartments (5 or more)
22%
21%
21%
19%
Mobile home
3%
4%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Nueces County, most homes in Corpus Christi are detached houses (64%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Corpus Christi
Nueces County
Texas
United States
Year built: Corpus Christi and its comparisons
Measure
Corpus Christi
Nueces County
Texas
United States
Before 1960
22%
21%
12%
26%
1960–1979
24%
24%
21%
24%
1980–1999
28%
28%
28%
25%
2000–2009
12%
13%
18%
14%
2010 or later
14%
14%
21%
11%
In Corpus Christi, half of the homes were built before 1982; in Nueces County, before 1983.
Much as in Nueces County, 57% of homes in Corpus Christi have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K17%
$100K–$200K30%
$200K–$300K27%
$300K–$500K19%
$500K–$750K4%
FHA limit: $541,287
$750K–$1M2%
$1M or more1%
Value of owner-occupied homes: Corpus Christi and its comparisons
Measure
Corpus Christi
Under $100K
17%
$100K–$200K
30%
$200K–$300K
27%
$300K–$500K
19%
$500K–$750K
4%
$750K–$1M
2%
$1M or more
1%
The FHA loan limit for Nueces County is $541,287, and about 94% of owner-occupied homes in Corpus Christi are worth less than that.
Monthly rent with utilities
Under the limitOver the limit
Under $5005%
$500–$99921%
$1,000–$1,49941%
HUD fair market rent, 2 bedrooms: $1,421
$1,500–$1,99923%
$2,000–$2,4997%
$2,500–$2,9993%
$3,000 or more1%
Monthly rent with utilities: Corpus Christi and its comparisons
Measure
Corpus Christi
Under $500
5%
$500–$999
21%
$1,000–$1,499
41%
$1,500–$1,999
23%
$2,000–$2,499
7%
$2,500–$2,999
3%
$3,000 or more
1%
HUD's 2-bedroom fair market rent (FMR) for Nueces County is $1,421: about 60% of rents in Corpus Christi are below it.
With a mortgage
$1,894 a month
Nueces County: $1,902 a month
Without a mortgage
$629 a month
Nueces County: $625 a month
Owners with a mortgage
54%
Nueces County: 52%
The typical cost for an owner with a mortgage in Corpus Christi is $1,894 a month, near the figure in Nueces County ($1,902).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Corpus Christi+49%
Nueces County+51%
Texas+65%
United States+53%
Typical rent
Corpus Christi+26%
Nueces County+26%
Texas+34%
United States+33%
Typical household income
Corpus Christi+20%
Nueces County+20%
Texas+27%
United States+29%
Change since 2015–2019: Corpus Christi and its comparisons
Measure
Corpus Christi
Nueces County
Texas
United States
Typical home value
+49%
+51%
+65%
+53%
Typical rent
+26%
+26%
+34%
+33%
Typical household income
+20%
+20%
+27%
+29%
The typical home value in Corpus Christi rose 49% since 2015–2019, about the same as in Nueces County (51%).
Rents in Corpus Christi rose at about the same pace as in Nueces County: 26% since 2015–2019, against 26%.
Here income did not keep up with housing: it rose 20%, while home values changed +49% and rent +26%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Corpus Christi and its comparisons
Measure
Corpus Christi
Nueces County
Texas
United States
Rental vacancy
9.6%
11.3%
7.7%
5.5%
Homeowner vacancy
1.1%
1.2%
1.1%
0.9%
More than one person per room
4.4%
4.4%
4.8%
3.4%
People per household
2.60
2.63
2.69
2.53
Drive alone
80%
80%
71%
69%
Carpool
10%
11%
10%
9%
Public transit
1%
1%
1%
3%
Walk or bike
2%
2%
2%
3%
Work from home
5%
5%
14%
15%
Other means
1%
1%
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
There is little rental housing open in Corpus Christi: only 9.6% is empty and offered for rent, against 11.3% in Nueces County.
More than one person per room: that is how 4.4% of households in Corpus Christi live, near the figure in Nueces County (4.4%).
Much as in Nueces County, a household in Corpus Christi has 2.60 people on average.
In Corpus Christi, 80% of workers drive alone to work; in Nueces County, 80%.
Do the math
What would you pay each month for a home in Corpus Christi?
A typical home is tight for the typical income
We start with a typical home in Corpus Christi, worth $210,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Corpus Christi, which is $67,394 a year. For that payment to be 28% of income, a household would need to earn about $79,822 a year.
The calculator's FHA and conventional loan limits are those of all of Nueces County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Corpus Christi. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,364 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,862
at 7.18% · 30 years
Loan amount
$206,589
Total interest
$297,233
Paid off in
November 2056
Includes $3,553 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,573 a month
Tight
$1,573 to $2,022 a month
Your payment · 33%
Hard
more than $2,022 a month
Compared with the typical household income in Corpus Christi ($67,394 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,400
Property tax
$282
Home insurance
$88
FHA mortgage insurance (MIP)
$93
You need at least $7,364 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,862; principal and interest $1,400.
The city and its county
Corpus Christi and Nueces County
Corpus Christi is in Nueces County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Map of Nueces County, Texas, with Corpus Christi marked. Around it, the neighboring counties.
Nueces County
Corpus Christi's own numbers
Typical home value
$210,400
Typical monthly rent
$1,292
Typical yearly household income
$67,394
Households that own their home
58%
Effective property tax rate
1.61%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Nueces County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,421
Price change over 5 years (FHFA)
+38%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nueces County.
A typical home in Corpus Christi is worth $210,400: about the same as the county and 26% below Texas. With the typical household income in Corpus Christi ($67,394 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Corpus Christi3.1 years
Nueces3.1 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Nueces County
According to FHFA’s house price index, home prices in Nueces County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Nueces County.
Yearly change in FHFA’s price index in Nueces County, 2016 to 2025
2016: +3.0% +3.0% 2016
2017: +2.1% +2.1% 2017
2018: +3.1% +3.1% 2018
2019: +3.1% +3.1% 2019
2020: +4.4% +4.4% 2020
2021: +12.7% +12.7% 2021
2022: +13.9% +13.9% 2022
2023: +4.0% +4.0% 2023
2024: +2.9% +2.9% 2024
2025: +0.3% +0.3% 2025
Change in FHFA’s price index in Nueces County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.3%
+0.8%
+2.9%
5 years (2020–2025)
+38%
+44%
+47%
10 years (2015–2025)
+61%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Corpus Christi next to Nueces County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Corpus Christi$210,400
Nueces$208,800
Texas$283,800
United States$332,700
Typical monthly rent
Corpus Christi$1,292
Nueces$1,283
Texas$1,403
United States$1,413
Typical yearly household income
Corpus Christi$67,394
Nueces$66,897
Texas$78,476
United States$80,734
See the full table
Corpus Christi next to Nueces County and Texas
Measure
Corpus Christi
Nueces County
Texas
U.S.
Typical home value
$210,400
$208,800
$283,800
$332,700
Typical monthly rent
$1,292
$1,283
$1,403
$1,413
Typical yearly household income
$67,394
$66,897
$78,476
$80,734
Households that own their home
58% ▼2 points below the county
60%
63%
65%
Typical yearly property tax
$3,387
$3,330
$4,232
$3,119
Effective property tax rate
1.61% ▲0.02 points above the county
1.59%
1.49%
0.94%
Renters with high rent for their income
52%
52%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nueces County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Corpus Christi
For a typical $210,400 home in Corpus Christi, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Corpus Christi's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,863a month
Least cash to close
Down payment
$7,364
Cash to close
$13,676
Rate
7.18%
Mortgage insurance
FHA MIP · $93
Conventional, 5% down$1,824a month
Down payment
$10,520
Cash to close
$16,832
Rate
7.18%
Mortgage insurance
PMI · $100
Conventional, 20% down, no PMI$1,510a month
Down payment
$42,080
Cash to close
$48,392
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,705a month
Down payment
$31,560
Cash to close
$37,872
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Corpus Christi
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,863
$7,364
$206,589
7.18%
FHA MIP · $93
$13,676
580
Conventional, 5% down
$1,824
$10,520
$199,880
7.18%
PMI · $100
$16,832
620*
Conventional, 20% down, no PMI
$1,510
$42,080
$168,320
7.18%
None
$48,392
620*
ITIN, 15% down (example)
$1,705
$31,560
$178,840
8.18%
None
$37,872
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Corpus Christi is $1,292 a month: about the same as the county. In Corpus Christi, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Nueces County, by unit size. To pay the 2-bedroom one ($1,421 a month) without spending more than 30% of your income, you would need to earn $27.33 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Nueces County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,066
$20.50
$42,640
1 bedroom
$1,176
$22.62
$47,040
2 bedrooms
$1,421
$27.33
$56,840
3 bedrooms
$1,855
$35.67
$74,200
4 bedrooms
$2,087
$40.13
$83,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Corpus Christi
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Corpus Christi has 16 ZIP codes with their own.
For 2 bedrooms it runs from $1,230 in 78401 to $2,060 in 78419.
6 of the 16 are above the fair market rent for Nueces County ($1,421).
2-bedroom fair market rent in each of the 16 ZIP codes of Corpus Christi, beside the one for Nueces County. For 2 bedrooms it runs from $1,230 in 78401 to $2,060 in 78419. 6 of the 16 are above the fair market rent for Nueces County ($1,421).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,421
Lowest: $1,230 (78401)Highest: $2,060 (78419)
Fair market rent by ZIP code, HUD area and size in Corpus Christi, fiscal year 2027. A ZIP code that crosses a HUD area line appears once per area.
78401
Corpus Christi, TX
$930
$1,010
$1,230
$1,620
$1,850
78404
Corpus Christi, TX
$1,020
$1,130
$1,360
$1,780
$2,000
78405
Corpus Christi, TX
$930
$1,010
$1,230
$1,620
$1,850
78406
Corpus Christi, TX
$1,420
$1,560
$1,890
$2,470
$2,780
78407
Corpus Christi, TX
$930
$1,010
$1,230
$1,620
$1,850
78408
Corpus Christi, TX
$930
$1,010
$1,230
$1,620
$1,850
78409
Corpus Christi, TX
$930
$1,010
$1,230
$1,620
$1,850
78410
Corpus Christi, TX
$1,020
$1,130
$1,360
$1,780
$2,000
78411
Corpus Christi, TX
$1,010
$1,110
$1,340
$1,750
$1,970
78412
Corpus Christi, TX
$1,240
$1,370
$1,650
$2,150
$2,420
78413
Corpus Christi, TX
$1,120
$1,230
$1,490
$1,950
$2,190
78414
Corpus Christi, TX
$1,310
$1,440
$1,740
$2,270
$2,560
78416
Corpus Christi, TX
$930
$1,010
$1,230
$1,620
$1,850
78417
Corpus Christi, TX
$1,020
$1,130
$1,360
$1,780
$2,000
78418
Kleberg County, TX
$1,100
$1,210
$1,460
$1,910
$2,140
78419
Corpus Christi, TX
$1,550
$1,710
$2,060
$2,690
$3,030
ZIP code2 bd3 bd
78401 $1,230$1,620
78404 $1,360$1,780
78405 $1,230$1,620
78406 $1,890$2,470
78407 $1,230$1,620
78408 $1,230$1,620
78409 $1,230$1,620
78410 $1,360$1,780
78411 $1,340$1,750
78412 $1,650$2,150
78413 $1,490$1,950
78414 $1,740$2,270
78416 $1,230$1,620
78417 $1,360$1,780
78418 $1,460$1,910
78419 $2,060$2,690
7 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Corpus Christi when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Nueces County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Corpus Christi or Nueces County. The ones below are statewide in Texas: they work in Corpus Christi the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of Corpus Christi, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Corpus Christi or Nueces County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Corpus Christi and all of Nueces County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Corpus Christi?
The typical home value in Corpus Christi is $210,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nueces County it is $208,800.
How much does it cost to rent in Corpus Christi?
Typical rent in Corpus Christi is $1,292 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nueces County is $1,421.
What is the FHA loan limit in Corpus Christi?
Corpus Christi uses the FHA limit for all of Nueces County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Corpus Christi?
The typical homeowner in Corpus Christi pays $3,387 a year, according to the U.S. Census Bureau. That is 1.61% of the home’s value; in Nueces County, the rate is 1.59%.
Where can I find free help to buy or rent in Corpus Christi?
We found no HUD-approved counseling agencies with an office in Nueces County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
