City · 9,997 residents · San Patricio County, Texas
Ingleside, Texas
In Ingleside, a typical home is worth $189,200 and typical rent is $1,303 a month. Home values, rent and income are very close to those of all of San Patricio County.
Typical home value from Zillow, September 2021 to September 2026: from $192,547 to $216,687.
Typical rent
$1,333a month
▲ 12.8% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $1,327 to $1,333.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Ingleside is in San Patricio County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of San Patricio County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Sinton, the typical rent is $938: 28% less than in Ingleside ($1,303).
2
Nearby, in Sinton, the typical home value is $142,000: 25% less than in Ingleside ($189,200).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Ingleside
What homes there are in Ingleside, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Ingleside
San Patricio County
Texas
United States
Kind of home: Ingleside and its comparisons
Measure
Ingleside
San Patricio County
Texas
United States
Detached house
69%
70%
64%
61%
Attached house
Unreliable estimate
2%
3%
6%
Building of 2 to 4
11%
7%
5%
8%
Apartments (5 or more)
Unreliable estimate
11%
21%
19%
Mobile home
Unreliable estimate
9%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in San Patricio County, most homes in Ingleside are detached houses (69%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Ingleside
San Patricio County
Texas
United States
Year built: Ingleside and its comparisons
Measure
Ingleside
San Patricio County
Texas
United States
Before 1960
12%
17%
12%
26%
1960–1979
20%
31%
21%
24%
1980–1999
27%
21%
28%
25%
2000–2009
20%
14%
18%
14%
2010 or later
21%
17%
21%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K21%
$100K–$200K35%
$200K–$300K28%
$300K–$500K13%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Ingleside and its comparisons
Measure
Ingleside
Under $100K
21%
$100K–$200K
35%
$200K–$300K
28%
$300K–$500K
13%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
The FHA limit for San Patricio County is high ($541,287): at least 97% of owner-occupied homes in Ingleside are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49944%
$1,500–$1,99931%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Ingleside and its comparisons
Measure
Ingleside
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
44%
$1,500–$1,999
31%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,789 a month
San Patricio County: $1,855 a month
Without a mortgage
$658 a month
San Patricio County: $594 a month
Owners with a mortgage
48%
San Patricio County: 45%
The typical cost for an owner with a mortgage in Ingleside is $1,789 a month, near the figure in San Patricio County ($1,855).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Ingleside+30%
San Patricio County+58%
Texas+65%
United States+53%
Typical rent
InglesideNo clear change
San Patricio County+32%
Texas+34%
United States+33%
Typical household income
InglesideNo clear change
San Patricio County+23%
Texas+27%
United States+29%
Change since 2015–2019: Ingleside and its comparisons
Measure
Ingleside
San Patricio County
Texas
United States
Typical home value
+30%
+58%
+65%
+53%
Typical rent
No clear change
+32%
+34%
+33%
Typical household income
No clear change
+23%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in Ingleside rose 30%; in San Patricio County, it rose 58%.
The typical rent in Ingleside stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Ingleside and its comparisons
Measure
Ingleside
San Patricio County
Texas
United States
Rental vacancy
Unreliable estimate
6.4%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
4.8%
4.8%
3.4%
People per household
2.55
2.74
2.69
2.53
Drive alone
85%
83%
71%
69%
Carpool
8%
8%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
7%
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.55 on average, against 2.74 in San Patricio County.
To get to work, 85% of workers in Ingleside drive alone; in San Patricio County, 83%.
Do the math
What would you pay each month for a home in Ingleside?
A typical home is tight for the typical income
We start with a typical home in Ingleside, worth $189,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Ingleside, which is $69,464 a year. For that payment to be 28% of income, a household would need to earn about $71,306 a year.
The calculator's FHA and conventional loan limits are those of all of San Patricio County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Ingleside. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,622 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,664
at 7.18% · 30 years
Loan amount
$185,773
Total interest
$267,284
Paid off in
November 2056
Includes $3,195 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,621 a month
Tight
$1,621 to $2,084 a month
Your payment · 29%
Hard
more than $2,084 a month
Compared with the typical household income in Ingleside ($69,464 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,258
Property tax
$243
Home insurance
$79
FHA mortgage insurance (MIP)
$84
You need at least $6,622 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,664; principal and interest $1,258.
The city and its county
Ingleside and San Patricio County
Ingleside is in San Patricio County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Ingleside
Map of San Patricio County, Texas, with Ingleside marked. Around it, the neighboring counties.
Ingleside
San Patricio County
Other cities with a page
Ingleside's own numbers
Typical home value
$189,200
Typical monthly rent
$1,303
Typical yearly household income
$69,464
Households that own their home
63%
Effective property tax rate
1.54%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of San Patricio County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,421
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
12%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of San Patricio County.
A typical home in Ingleside is worth $189,200: about the same as the county and 33% below Texas. With the typical household income in Ingleside ($69,464 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Ingleside2.7 years
San Patricio2.8 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in San Patricio County
According to FHFA’s house price index, home prices in San Patricio County rose 70% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of San Patricio County.
Yearly change in FHFA’s price index in San Patricio County, 2016 to 2025
2016: +7.6% +7.6% 2016
2017: +2.9% +2.9% 2017
2018: +3.5% +3.5% 2018
2019: +3.1% +3.1% 2019
2020: +3.7% +3.7% 2020
2021: +11.1% +11.1% 2021
2022: +10.1% +10.1% 2022
2023: +5.5% +5.5% 2023
2024: +6.1% +6.1% 2024
2025: +1.5% +1.5% 2025
Change in FHFA’s price index in San Patricio County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+1.5%
+0.8%
+2.9%
5 years (2020–2025)
+39%
+44%
+47%
10 years (2015–2025)
+70%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Ingleside next to San Patricio County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Ingleside$189,200
San Patricio$192,400
Texas$283,800
United States$332,700
Typical monthly rent
Ingleside$1,303
San Patricio$1,291
Texas$1,403
United States$1,413
Typical yearly household income
Ingleside$69,464
San Patricio$69,704
Texas$78,476
United States$80,734
See the full table
Ingleside next to San Patricio County and Texas
Measure
Ingleside
San Patricio County
Texas
U.S.
Typical home value
$189,200
$192,400
$283,800
$332,700
Typical monthly rent
$1,303
$1,291
$1,403
$1,413
Typical yearly household income
$69,464
$69,704
$78,476
$80,734
Households that own their home
63% ▼3 points below the county
67%
63%
65%
Typical yearly property tax
$2,914
$2,866
$4,232
$3,119
Effective property tax rate
1.54% ▲0.05 points above the county
1.49%
1.49%
0.94%
Renters with high rent for their income
54% ▲3 points above the county
51%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below San Patricio County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Ingleside
For a typical $189,200 home in Ingleside, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Ingleside's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,664a month
Least cash to close
Down payment
$6,622
Cash to close
$12,298
Rate
7.18%
Mortgage insurance
FHA MIP · $84
Conventional, 5% down$1,629a month
Down payment
$9,460
Cash to close
$15,136
Rate
7.18%
Mortgage insurance
PMI · $90
Conventional, 20% down, no PMI$1,347a month
Down payment
$37,840
Cash to close
$43,516
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,522a month
Down payment
$28,380
Cash to close
$34,056
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Ingleside
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,664
$6,622
$185,773
7.18%
FHA MIP · $84
$12,298
580
Conventional, 5% down
$1,629
$9,460
$179,740
7.18%
PMI · $90
$15,136
620*
Conventional, 20% down, no PMI
$1,347
$37,840
$151,360
7.18%
None
$43,516
620*
ITIN, 15% down (example)
$1,522
$28,380
$160,820
8.18%
None
$34,056
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Ingleside is $1,303 a month: about the same as the county. In Ingleside, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of San Patricio County, by unit size. To pay the 2-bedroom one ($1,421 a month) without spending more than 30% of your income, you would need to earn $27.33 an hour working full time.
HUD fair market rent for all of San Patricio County
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in San Patricio County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,066
$20.50
$42,640
1 bedroom
$1,176
$22.62
$47,040
2 bedrooms
$1,421
$27.33
$56,840
3 bedrooms
$1,855
$35.67
$74,200
4 bedrooms
$2,087
$40.13
$83,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Ingleside
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Ingleside is in ZIP code 78362.
For 2 bedrooms it is $1,440: $19 more than the fair market rent for San Patricio County ($1,421).
Fair market rent by ZIP code and size in Ingleside, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
78362
$1,080
$1,190
$1,440
$1,880
$2,110
ZIP code2 bd3 bd
78362 $1,440$1,880
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Ingleside when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 2 buildings with rents for lower incomes in Ingleside. These are the largest.
Portside Villas2706 State Highway 361, Ingleside 78362144 homes, 108 low-income · In service since 2003
Ingleside Housing2485 7th St, Ingleside 7836298 low-income homes · Run by Ingleside Housing Authority · Average payment: $544 a month · Average wait: 2 months · Homes at several sites(361) 776-7812
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in San Patricio County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Ingleside or San Patricio County. The ones below are statewide in Texas: they work in Ingleside the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Ingleside or San Patricio County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Ingleside and all of San Patricio County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Ingleside?
The typical home value in Ingleside is $189,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in San Patricio County it is $192,400.
How much does it cost to rent in Ingleside?
Typical rent in Ingleside is $1,303 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in San Patricio County is $1,421.
What is the FHA loan limit in Ingleside?
Ingleside uses the FHA limit for all of San Patricio County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Ingleside?
The typical homeowner in Ingleside pays $2,914 a year, according to the U.S. Census Bureau. That is 1.54% of the home’s value; in San Patricio County, the rate is 1.49%.
Where can I find free help to buy or rent in Ingleside?
We found no HUD-approved counseling agencies with an office in San Patricio County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
