In Aransas Pass, a typical home is worth $235,500 and typical rent is $1,159 a month. Compared with all of Nueces County, the typical home value is 13% higher, typical rent is 10% lower, and the share of households that own their home is 7 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $217,035 to $225,668.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Aransas Pass is in Nueces County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Nueces County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Sinton, the typical home value is $142,000: 40% less than in Aransas Pass ($235,500).
2
Nearby, in Sinton, the typical rent is $938: 19% less than in Aransas Pass ($1,159).
3
17% of households in Aransas Pass have no internet at home (9% in Nueces County).
4
66% of households in Aransas Pass own their home, against 60% in Nueces County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Aransas Pass
What homes there are in Aransas Pass, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Aransas Pass
Nueces County
Texas
United States
Kind of home: Aransas Pass and its comparisons
Measure
Aransas Pass
Nueces County
Texas
United States
Detached house
59%
65%
64%
61%
Attached house
Unreliable estimate
2%
3%
6%
Building of 2 to 4
7%
8%
5%
8%
Apartments (5 or more)
Unreliable estimate
21%
21%
19%
Mobile home
14%
4%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Aransas Pass, 6 in 10 homes are single-family detached houses; in Nueces County, 7.
In Aransas Pass there are many mobile homes: 14% of homes; in Nueces County, 4%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Aransas Pass
Nueces County
Texas
United States
Year built: Aransas Pass and its comparisons
Measure
Aransas Pass
Nueces County
Texas
United States
Before 1960
18%
21%
12%
26%
1960–1979
23%
24%
21%
24%
1980–1999
15%
28%
28%
25%
2000–2009
18%
13%
18%
14%
2010 or later
26%
14%
21%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K20%
$100K–$200K22%
$200K–$300K18%
$300K–$500K33%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Aransas Pass and its comparisons
Measure
Aransas Pass
Under $100K
20%
$100K–$200K
22%
$200K–$300K
18%
$300K–$500K
33%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
With an FHA limit of $541,287, at least 93% of owner-occupied homes in Aransas Pass sit below it: they are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99932%
$1,000–$1,49919%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Aransas Pass and its comparisons
Measure
Aransas Pass
Under $500
Unreliable estimate
$500–$999
32%
$1,000–$1,499
19%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,720 a month
Nueces County: $1,902 a month
Without a mortgage
$619 a month
Nueces County: $625 a month
Owners with a mortgage
40%
Nueces County: 52%
The typical cost for an owner with a mortgage in Aransas Pass is $1,720 a month, less than in Nueces County ($1,902); without one, $619.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Aransas Pass+109%
Nueces County+51%
Texas+65%
United States+53%
Typical rent
Aransas PassNo clear change
Nueces County+26%
Texas+34%
United States+33%
Typical household income
Aransas Pass+44%
Nueces County+20%
Texas+27%
United States+29%
Change since 2015–2019: Aransas Pass and its comparisons
Measure
Aransas Pass
Nueces County
Texas
United States
Typical home value
+109%
+51%
+65%
+53%
Typical rent
No clear change
+26%
+34%
+33%
Typical household income
+44%
+20%
+27%
+29%
The typical home value in Aransas Pass rose 109% since 2015–2019, more than in Nueces County (51%).
Rent in Aransas Pass moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Aransas Pass and its comparisons
Measure
Aransas Pass
Nueces County
Texas
United States
Rental vacancy
Unreliable estimate
11.3%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
1.1%
0.9%
More than one person per room
Unreliable estimate
4.4%
4.8%
3.4%
People per household
2.42
2.63
2.69
2.53
Drive alone
81%
80%
71%
69%
Carpool
12%
11%
10%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
5%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Households in Aransas Pass are smaller: 2.42 people on average; in Nueces County, 2.63.
To get to work, 81% of workers in Aransas Pass drive alone; in Nueces County, 80%.
Do the math
What would you pay each month for a home in Aransas Pass?
A typical home costs more than the typical income allows
We start with a typical home in Aransas Pass, worth $235,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Aransas Pass, which is $63,021 a year. For that payment to be 28% of income, a household would need to earn about $83,794 a year.
The calculator's FHA and conventional loan limits are those of all of Nueces County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Aransas Pass. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,243 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,955
at 7.18% · 30 years
Loan amount
$231,234
Total interest
$332,691
Paid off in
November 2056
Includes $3,977 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,470 a month
Tight
$1,470 to $1,891 a month
Hard
more than $1,891 a month
Your payment · 37%
Compared with the typical household income in Aransas Pass ($63,021 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,566
Property tax
$186
Home insurance
$98
FHA mortgage insurance (MIP)
$104
You need at least $8,243 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,955; principal and interest $1,566.
The city and its county
Aransas Pass and Nueces County
Aransas Pass is in Nueces County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Map of Nueces County, Texas, with Aransas Pass marked. Around it, the neighboring counties.
Nueces County
Aransas Pass's own numbers
Typical home value
$235,500
Typical monthly rent
$1,159
Typical yearly household income
$63,021
Households that own their home
66%
Effective property tax rate
0.95%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Nueces County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,421
Price change over 5 years (FHFA)
+38%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nueces County.
A typical home in Aransas Pass is worth $235,500: 13% above the county and 17% below Texas. With the typical household income in Aransas Pass ($63,021 a year), a typical home costs 3.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Aransas Pass3.7 years
Nueces3.1 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Nueces County
According to FHFA’s house price index, home prices in Nueces County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Nueces County.
Yearly change in FHFA’s price index in Nueces County, 2016 to 2025
2016: +3.0% +3.0% 2016
2017: +2.1% +2.1% 2017
2018: +3.1% +3.1% 2018
2019: +3.1% +3.1% 2019
2020: +4.4% +4.4% 2020
2021: +12.7% +12.7% 2021
2022: +13.9% +13.9% 2022
2023: +4.0% +4.0% 2023
2024: +2.9% +2.9% 2024
2025: +0.3% +0.3% 2025
Change in FHFA’s price index in Nueces County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.3%
+0.8%
+2.9%
5 years (2020–2025)
+38%
+44%
+47%
10 years (2015–2025)
+61%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Aransas Pass next to Nueces County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Aransas Pass$235,500
Nueces$208,800
Texas$283,800
United States$332,700
Typical monthly rent
Aransas Pass$1,159
Nueces$1,283
Texas$1,403
United States$1,413
Typical yearly household income
Aransas Pass$63,021
Nueces$66,897
Texas$78,476
United States$80,734
See the full table
Aransas Pass next to Nueces County and Texas
Measure
Aransas Pass
Nueces County
Texas
U.S.
Typical home value
$235,500 ▲13% above the county
$208,800
$283,800
$332,700
Typical monthly rent
$1,159 ▼10% below the county
$1,283
$1,403
$1,413
Typical yearly household income
$63,021 ▼6% below the county
$66,897
$78,476
$80,734
Households that own their home
66% ▲7 points above the county
60%
63%
65%
Typical yearly property tax
$2,242 ▼33% below the county
$3,330
$4,232
$3,119
Effective property tax rate
0.95% ▼0.64 points below the county
1.59%
1.49%
0.94%
Renters with high rent for their income
43% ▼9 points below the county
52%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nueces County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Aransas Pass
For a typical $235,500 home in Aransas Pass, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Aransas Pass's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,955a month
Least cash to close
Down payment
$8,243
Cash to close
$15,308
Rate
7.18%
Mortgage insurance
FHA MIP · $104
Conventional, 5% down$1,912a month
Down payment
$11,775
Cash to close
$18,840
Rate
7.18%
Mortgage insurance
PMI · $112
Conventional, 20% down, no PMI$1,561a month
Down payment
$47,100
Cash to close
$54,165
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,779a month
Down payment
$35,325
Cash to close
$42,390
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Aransas Pass
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,955
$8,243
$231,235
7.18%
FHA MIP · $104
$15,308
580
Conventional, 5% down
$1,912
$11,775
$223,725
7.18%
PMI · $112
$18,840
620*
Conventional, 20% down, no PMI
$1,561
$47,100
$188,400
7.18%
None
$54,165
620*
ITIN, 15% down (example)
$1,779
$35,325
$200,175
8.18%
None
$42,390
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Aransas Pass is $1,159 a month: 10% below the county. In Aransas Pass, 43% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Nueces County, by unit size. To pay the 2-bedroom one ($1,421 a month) without spending more than 30% of your income, you would need to earn $27.33 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Nueces County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,066
$20.50
$42,640
1 bedroom
$1,176
$22.62
$47,040
2 bedrooms
$1,421
$27.33
$56,840
3 bedrooms
$1,855
$35.67
$74,200
4 bedrooms
$2,087
$40.13
$83,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Aransas Pass
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Aransas Pass is in ZIP code 78336.
For 2 bedrooms it is $1,420: $1 less than the fair market rent for Nueces County ($1,421).
Fair market rent by ZIP code and size in Aransas Pass, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
78336
$1,060
$1,150
$1,420
$1,890
$2,090
ZIP code2 bd3 bd
78336 $1,420$1,890
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Aransas Pass when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Nueces County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Aransas Pass or Nueces County. The ones below are statewide in Texas: they work in Aransas Pass the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of Aransas Pass, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
NH
Neighborhood Housing Services of San Antonio
851 Steves Ave, San Antonio · 133 miles away · Spanish
No legal help resource on our list is for Aransas Pass or Nueces County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Aransas Pass and all of Nueces County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Aransas Pass?
The typical home value in Aransas Pass is $235,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nueces County it is $208,800.
How much does it cost to rent in Aransas Pass?
Typical rent in Aransas Pass is $1,159 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nueces County is $1,421.
What is the FHA loan limit in Aransas Pass?
Aransas Pass uses the FHA limit for all of Nueces County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Aransas Pass?
The typical homeowner in Aransas Pass pays $2,242 a year, according to the U.S. Census Bureau. That is 0.95% of the home’s value; in Nueces County, the rate is 1.59%.
Where can I find free help to buy or rent in Aransas Pass?
We found no HUD-approved counseling agencies with an office in Nueces County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
