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City · 10,683 residents · Aransas County, Texas

Rockport , Texas

In Rockport, a typical home is worth $320,500 and typical rent is $1,212 a month. Compared with all of Aransas County, the typical home value is 21% higher, typical rent is 7% higher, and the share of households that own their home is 5 points lower.

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  • Typical home value

    $320,500

    21% above the county

    13% above Texas

    • Rockport
    • Aransas
    • Texas

  • Typical rent

    $1,212a month

    7% above the county

    14% below Texas

    • Rockport
    • Aransas
    • Texas

  • Typical household income

    $72,174a year

    4% above the county

    8% below Texas

    • Rockport
    • Aransas
    • Texas

  • Households that own their home

    71%

    5 points below the county

    9 points above Texas

    • Rockport
    • Aransas
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$303,890
4.7% less than 12 months ago
Typical rent
$1,161 a month
3.7% less than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Rockport is in Aransas County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Aransas County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Rockport apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Sinton, the typical home value is $142,000: 56% less than in Rockport ($320,500).

  2. Nearby, in Sinton, the typical rent is $938: 23% less than in Rockport ($1,212).

  3. According to Zillow, in the 12 months to September 2026 the typical home value in Rockport fell 4.7%; in Texas, it fell 1.4%.

  4. The typical home in Rockport is worth $320,500, 21% more than in Aransas County as a whole ($265,400).

  5. 71% of households in Rockport own their home, against 77% in Aransas County.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Rockport

What homes there are in Rockport, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Rockport: 68% of homes, near the figure in Aransas County (69%).

Year built

The typical home in Rockport was built in 1989, 9 years before the typical one in Aransas County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Rockport sit under the FHA limit for Aransas County ($541,287): about 82%.

Monthly rent with utilities

With a mortgage

$2,126 a month

Aransas County: $1,833 a month

Without a mortgage

$773 a month

Aransas County: $650 a month

Owners with a mortgage

44%

Aransas County: 44%

In Rockport, 44% of owners have a mortgage, and their typical cost is $2,126 a month, against $1,833 in Aransas County. Without one it drops to $773.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Rockport rose 82% since 2015–2019, more than in Aransas County (69%).

The typical rent in Rockport rose 14% over the same time.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureRockportAransas CountyTexasUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimateUnreliable estimate4.8%3.4%
People per household 1.841.972.692.53
Drive alone 64%67%71%69%
Carpool Unreliable estimate15%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home 27%15%14%15%
Other means Unreliable estimate2%2%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Rockport has 1.84 people, fewer than in Aransas County (1.97).

In Rockport, 27% of workers work from home, more than in Aransas County (15%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Rockport?

A typical home costs more than the typical income allows

We start with a typical home in Rockport, worth $320,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Rockport, which is $72,174 a year. For that payment to be 28% of income, a household would need to earn about $116,556 a year.

The calculator's FHA and conventional loan limits are those of all of Aransas County.

Your numbers

Local data
$

Starts at the typical home value in Rockport. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,218 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,720

at 7.18% · 30 years

Loan amount
$314,694
Total interest
$452,771
Paid off in
November 2056

Includes $5,412 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,684 a month

  • Tight

    $1,684 to $2,165 a month

  • Hard

    more than $2,165 a month

    Your payment · 45%

Compared with the typical household income in Rockport ($72,174 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,720
Principal & interest$2,132
Property tax$313
Home insurance$134
FHA mortgage insurance (MIP)$142

You need at least $11,218 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Rockport and Aransas County

Rockport is in Aransas County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Rockport's own numbers

Typical home value
$320,500
Typical monthly rent
$1,212
Typical yearly household income
$72,174
Households that own their home
71%
Effective property tax rate
1.17%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Aransas County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,404
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
18%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Aransas County.

Everything about Aransas County

Buying

Buying a home in Rockport

A typical home in Rockport is worth $320,500: 21% above the county and 13% above Texas. With the typical household income in Rockport ($72,174 a year), a typical home costs 4.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Rockport 4.4 years
  • Aransas 3.8 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Aransas County

According to FHFA’s house price index, home prices in Aransas County rose 91% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Aransas County.

Period County Texas U.S.
Last year (2025) −1.6% +0.8% +2.9%
5 years (2020–2025) +47% +44% +47%
10 years (2015–2025) +91% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Rockport next to Aransas County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Rockport $320,500
  • Aransas $265,400
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Rockport $1,212
  • Aransas $1,128
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Rockport $72,174
  • Aransas $69,466
  • Texas $78,476
  • United States $80,734
See the full table
Rockport next to Aransas County and Texas
Measure Rockport Aransas County Texas U.S.
Typical home value $320,500 $265,400 $283,800 $332,700
Typical monthly rent $1,212 $1,128 $1,403 $1,413
Typical yearly household income $72,174 $69,466 $78,476 $80,734
Households that own their home 71% 77% 63% 65%
Typical yearly property tax $3,753 $2,705 $4,232 $3,119
Effective property tax rate 1.17% 1.02% 1.49% 0.94%
Renters with high rent for their income 55% 48% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Aransas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Rockport

For a typical $320,500 home in Rockport, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Rockport's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,720a month

    Least cash to close
    Down payment
    $11,218
    Cash to close
    $20,833
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $142

  • Conventional, 5% down $2,661a month

    Down payment
    $16,025
    Cash to close
    $25,640
    Rate
    7.18%
    Mortgage insurance
    PMI · $152

  • Conventional, 20% down, no PMI $2,183a month

    Down payment
    $64,100
    Cash to close
    $73,715
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,479a month

    Down payment
    $48,075
    Cash to close
    $57,690
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Rockport and for Aransas County.

Property tax

Effective rate in Rockport

1.17%of the home’s value each year

$3,753 a year for the typical owner in Rockport.

  • Rockport 1.17%
  • Aransas 1.02%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Aransas County

FEMA does not publish these numbers by city: they are for all of Aransas County.

Homes in the high-risk zone
18%
2,671
Of those, with NFIP insurance
69%
County Texas U.S.
Homes in the high-risk zone 18% 4.1% 3.5%
Of those, with NFIP insurance 69% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Rockport

Typical rent in Rockport is $1,212 a month: 7% above the county. In Rockport, 55% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Aransas County, by unit size. To pay the 2-bedroom one ($1,404 a month) without spending more than 30% of your income, you would need to earn $27.00 an hour working full time.

HUD fair market rent for all of Aransas County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,041 $20.02 $41,640
1 bedroom $1,073 $20.63 $42,920
2 bedrooms $1,404 $27.00 $56,160
3 bedrooms $1,944 $37.38 $77,760
4 bedrooms $2,063 $39.67 $82,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Rockport

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Rockport is in ZIP code 78382.

For 2 bedrooms it is $1,510: $106 more than the fair market rent for Aransas County ($1,404).

  • 78382 $1,510$2,090

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Rockport when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Rockport

HUD lists 4 buildings with rents for lower incomes in Rockport. These are the largest.

  • Sea Mist Townhomes 2211 Fm 3036, Rockport 78382 76 low-income homes · 2 bd: 52 · 3 bd: 24 · In service since 2001
  • Fifty Oaks Apartments 501 E 2nd St, Rockport 78382 50 low-income homes · 1 bd: 8 · 2 bd: 30 · 3 bd: 12 · For families (361) 729-9981
  • Gulf Shore Villas 1400 Fm 3036, Rockport 78382 56 homes, 48 low-income · For older adults, people with disabilities, families, people experiencing homelessness
  • Linden Oaks 1201 N Live Oak St, Rockport 78382 28 low-income homes · 1 bd: 24 · 2 bd: 4 · In service since 1994

See all 4 buildings in Aransas County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Rockport

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Aransas County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Rockport

No down payment, repair or rent-help program on our list is for Rockport or Aransas County. The ones below are statewide in Texas: they work in Rockport the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Rockport

The HUD-approved agencies closest to the center of Rockport, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborhood Housing Services of San Antonio

    851 Steves Ave, San Antonio · 127 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (210) 533-6673

  • City of San Antonio/Dept of Neighborhood and Housing Services (DNHS)

    100 W Houston St, San Antonio · 129 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
    (210) 207-5309

  • Greenpath Financial Wellness

    12415 Old Converse Rd, Live Oak · 129 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (210) 979-4300

All counseling agencies in Texas

Help in Spanish near Rockport

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Rockport

HUD lists no housing authority with an office in Aransas County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Texas Source: HUD

Cities

Nearby cities

The cities closest to Rockport, with the typical home value.

Everything about Aransas County Housing in Texas

Neighboring counties

If Aransas County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Rockport.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about Rockport

Short answers with the numbers for Rockport and all of Aransas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Rockport?

The typical home value in Rockport is $320,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Aransas County it is $265,400.

How much does it cost to rent in Rockport?

Typical rent in Rockport is $1,212 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Aransas County is $1,404.

What is the FHA loan limit in Rockport?

Rockport uses the FHA limit for all of Aransas County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Rockport?

The typical homeowner in Rockport pays $3,753 a year, according to the U.S. Census Bureau. That is 1.17% of the home’s value; in Aransas County, the rate is 1.02%.

Where can I find free help to buy or rent in Rockport?

We found no HUD-approved counseling agencies with an office in Aransas County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).