In San Elizario, a typical home is worth $110,400 and typical rent is $917 a month. Compared with all of El Paso County, the typical home value is 39% lower and typical household income is 16% lower.
Typical home value from Zillow, September 2021 to September 2026: from $132,461 to $182,231.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
San Elizario is in El Paso County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of El Paso County. See the county
What this place has that others do not, from public data, most unusual first.
1
San Elizario has the 5th smallest share of rent-burdened renters of the 356 cities in Texas with more than 5,000 people (31%).
2
The typical home in San Elizario is worth $110,400,39% less than in El Paso County as a whole ($180,400).
3
According to Zillow, in the 12 months to September 2026 the typical home value in San Elizario rose 3.1%; in Texas, it fell 1.4%.
4
The typical household income in San Elizario is $49,977,16% less than in El Paso County as a whole ($59,806).
5
The typical rent in San Elizario is $917 a month, 15% less than in El Paso County as a whole ($1,079).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in San Elizario
What homes there are in San Elizario, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
San Elizario
El Paso County
Texas
United States
Kind of home: San Elizario and its comparisons
Measure
San Elizario
El Paso County
Texas
United States
Detached house
52%
68%
64%
61%
Attached house
Unreliable estimate
4%
3%
6%
Building of 2 to 4
Unreliable estimate
7%
5%
8%
Apartments (5 or more)
Unreliable estimate
16%
21%
19%
Mobile home
23%
5%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In San Elizario, 5 in 10 homes are single-family detached houses; in El Paso County, 7.
In San Elizario there are many mobile homes: 23% of homes; in El Paso County, 5%.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
San Elizario
El Paso County
Texas
United States
Year built: San Elizario and its comparisons
Measure
San Elizario
El Paso County
Texas
United States
Before 1960
Unreliable estimate
16%
12%
26%
1960–1979
6%
23%
21%
24%
1980–1999
37%
27%
28%
25%
2000–2009
27%
15%
18%
14%
2010 or later
26%
19%
21%
11%
Here half of the homes date from 2001 or later; in El Paso County, from 1988 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K43%
$100K–$200K44%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: San Elizario and its comparisons
Measure
San Elizario
Under $100K
43%
$100K–$200K
44%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99968%
$1,000–$1,49919%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: San Elizario and its comparisons
Measure
San Elizario
Under $500
Unreliable estimate
$500–$999
68%
$1,000–$1,499
19%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,317 a month
El Paso County: $1,601 a month
Without a mortgage
$432 a month
El Paso County: $553 a month
Owners with a mortgage
36%
El Paso County: 53%
The typical cost for an owner with a mortgage in San Elizario is $1,317 a month, less than in El Paso County ($1,601); without one, $432.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
San Elizario+37%
El Paso County+49%
Texas+65%
United States+53%
Typical rent
San Elizario+20%
El Paso County+29%
Texas+34%
United States+33%
Typical household income
San Elizario+38%
El Paso County+28%
Texas+27%
United States+29%
Change since 2015–2019: San Elizario and its comparisons
Measure
San Elizario
El Paso County
Texas
United States
Typical home value
+37%
+49%
+65%
+53%
Typical rent
+20%
+29%
+34%
+33%
Typical household income
+38%
+28%
+27%
+29%
The typical home value in San Elizario rose 37% since 2015–2019, less than in El Paso County (49%).
The typical rent in San Elizario rose 20% over the same time; in El Paso County, it rose 29%.
The typical household income in San Elizario rose 38% over that time; home values changed +37% and rent +20%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: San Elizario and its comparisons
Measure
San Elizario
El Paso County
Texas
United States
Rental vacancy
Unreliable estimate
6.4%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.1%
0.9%
More than one person per room
11.7%
5.3%
4.8%
3.4%
People per household
3.44
2.86
2.69
2.53
Drive alone
72%
75%
71%
69%
Carpool
15%
12%
10%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
7%
9%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
More than one person per room: that is how 11.7% of households in San Elizario live, more than in El Paso County (5.3%).
More people live in each home here: 3.44 on average, against 2.86 in El Paso County.
Carpooling is common in San Elizario: 15% of workers get to work that way, against 12% in El Paso County.
Do the math
What would you pay each month for a home in San Elizario?
A typical home is within reach of the typical income
We start with a typical home in San Elizario, worth $110,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 23% of the typical household income in San Elizario, which is $49,977 a year.
The calculator's FHA and conventional loan limits are those of all of El Paso County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in San Elizario. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,864 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$976
at 7.18% · 30 years
Loan amount
$108,400
Total interest
$155,963
Paid off in
November 2056
Includes $1,864 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,166 a month
Your payment · 23%
Tight
$1,166 to $1,499 a month
Hard
more than $1,499 a month
Compared with the typical household income in San Elizario ($49,977 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$734
Property tax
$147
Home insurance
$46
FHA mortgage insurance (MIP)
$49
You need at least $3,864 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $976; principal and interest $734.
The city and its county
San Elizario and El Paso County
San Elizario is in El Paso County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
San Elizario
Map of El Paso County, Texas, with San Elizario marked. Around it, the neighboring counties.
San Elizario
El Paso County
Other cities with a page
San Elizario's own numbers
Typical home value
$110,400
Typical monthly rent
$917
Typical yearly household income
$49,977
Households that own their home
68%
Effective property tax rate
1.6%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of El Paso County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,146
Price change over 5 years (FHFA)
+57%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of El Paso County.
A typical home in San Elizario is worth $110,400: 39% below the county and 61% below Texas. With the typical household income in San Elizario ($49,977 a year), a typical home costs 2.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
San Elizario2.2 years
El Paso3.0 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in El Paso County
According to FHFA’s house price index, home prices in El Paso County rose 81% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of El Paso County.
Yearly change in FHFA’s price index in El Paso County, 2016 to 2025
2016: +1.2% +1.2% 2016
2017: +3.0% +3.0% 2017
2018: +2.7% +2.7% 2018
2019: +3.9% +3.9% 2019
2020: +4.2% +4.2% 2020
2021: +11.2% +11.2% 2021
2022: +17.1% +17.1% 2022
2023: +11.0% +11.0% 2023
2024: +5.3% +5.3% 2024
2025: +2.9% +2.9% 2025
Change in FHFA’s price index in El Paso County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+2.9%
+0.8%
+2.9%
5 years (2020–2025)
+57%
+44%
+47%
10 years (2015–2025)
+81%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
San Elizario next to El Paso County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
San Elizario$110,400
El Paso$180,400
Texas$283,800
United States$332,700
Typical monthly rent
San Elizario$917
El Paso$1,079
Texas$1,403
United States$1,413
Typical yearly household income
San Elizario$49,977
El Paso$59,806
Texas$78,476
United States$80,734
See the full table
San Elizario next to El Paso County and Texas
Measure
San Elizario
El Paso County
Texas
U.S.
Typical home value
$110,400 ▼39% below the county
$180,400
$283,800
$332,700
Typical monthly rent
$917 ▼15% below the county
$1,079
$1,403
$1,413
Typical yearly household income
$49,977 ▼16% below the county
$59,806
$78,476
$80,734
Households that own their home
68% ▲4 points above the county
64%
63%
65%
Typical yearly property tax
$1,769 ▼52% below the county
$3,660
$4,232
$3,119
Effective property tax rate
1.6% ▼0.43 points below the county
2.03%
1.49%
0.94%
Renters with high rent for their income
31% ▼23 points below the county
54%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below El Paso County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in San Elizario
For a typical $110,400 home in San Elizario, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, San Elizario's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$976a month
Least cash to close
Down payment
$3,864
Cash to close
$7,176
Rate
7.18%
Mortgage insurance
FHA MIP · $49
Conventional, 5% down$956a month
Down payment
$5,520
Cash to close
$8,832
Rate
7.18%
Mortgage insurance
PMI · $52
Conventional, 20% down, no PMI$792a month
Down payment
$22,080
Cash to close
$25,392
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$894a month
Down payment
$16,560
Cash to close
$19,872
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in San Elizario
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$976
$3,864
$108,400
7.18%
FHA MIP · $49
$7,176
580
Conventional, 5% down
$956
$5,520
$104,880
7.18%
PMI · $52
$8,832
620*
Conventional, 20% down, no PMI
$792
$22,080
$88,320
7.18%
None
$25,392
620*
ITIN, 15% down (example)
$894
$16,560
$93,840
8.18%
None
$19,872
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in San Elizario is $917 a month: 15% below the county. In San Elizario, 31% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of El Paso County, by unit size. To pay the 2-bedroom one ($1,146 a month) without spending more than 30% of your income, you would need to earn $22.04 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in El Paso County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$798
$15.35
$31,920
1 bedroom
$969
$18.63
$38,760
2 bedrooms
$1,146
$22.04
$45,840
3 bedrooms
$1,559
$29.98
$62,360
4 bedrooms
$1,915
$36.83
$76,600
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in San Elizario
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). San Elizario is in ZIP code 79849.
For 2 bedrooms it is $1,080: $66 less than the fair market rent for El Paso County ($1,146).
Fair market rent by ZIP code and size in San Elizario, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
79849
$740
$920
$1,080
$1,470
$1,800
ZIP code2 bd3 bd
79849 $1,080$1,470
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for San Elizario when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in El Paso County; 3 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for San Elizario or El Paso County. The ones below are statewide in Texas: they work in San Elizario the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of San Elizario, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
AY
Adults and Youth United Development Association Inc
1325 Beverly Ann Dr, San Elizario · 1 miles away · Spanish
No legal help resource on our list is for San Elizario or El Paso County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for San Elizario and all of El Paso County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in San Elizario?
The typical home value in San Elizario is $110,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in El Paso County it is $180,400.
How much does it cost to rent in San Elizario?
Typical rent in San Elizario is $917 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in El Paso County is $1,146.
What is the FHA loan limit in San Elizario?
San Elizario uses the FHA limit for all of El Paso County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in San Elizario?
The typical homeowner in San Elizario pays $1,769 a year, according to the U.S. Census Bureau. That is 1.6% of the home’s value; in El Paso County, the rate is 2.03%.
Where can I find free help to buy or rent in San Elizario?
There are 3 HUD-approved counseling agencies with an office in El Paso County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
