In Fort Stockton, a typical home is worth $199,600 and typical rent is $974 a month. Compared with all of Pecos County, the typical home value is 20% higher and typical household income is 17% higher.
Typical home value from Zillow, September 2021 to September 2026: from $210,569 to $167,609.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Fort Stockton is in Pecos County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pecos County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Town of Pecos, the typical home value is $117,300: 41% less than in Fort Stockton ($199,600).
2
The typical home in Fort Stockton is worth $199,600,20% more than in Pecos County as a whole ($165,700).
3
The typical household income in Fort Stockton is $84,784,17% more than in Pecos County as a whole ($72,750).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Fort Stockton
What homes there are in Fort Stockton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Fort Stockton
Pecos County
Texas
United States
Kind of home: Fort Stockton and its comparisons
Measure
Fort Stockton
Pecos County
Texas
United States
Detached house
78%
67%
64%
61%
Attached house
Unreliable estimate
Unreliable estimate
3%
6%
Building of 2 to 4
Unreliable estimate
8%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
21%
19%
Mobile home
Unreliable estimate
20%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Fort Stockton, 8 in 10 homes are single-family detached houses; in Pecos County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Fort Stockton
Pecos County
Texas
United States
Year built: Fort Stockton and its comparisons
Measure
Fort Stockton
Pecos County
Texas
United States
Before 1960
21%
18%
12%
26%
1960–1979
39%
31%
21%
24%
1980–1999
17%
21%
28%
25%
2000–2009
Unreliable estimate
14%
18%
14%
2010 or later
Unreliable estimate
16%
21%
11%
The typical home in Fort Stockton was built in 1975, 6 years before the typical one in Pecos County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitCould be either sideUnreliable estimate
Under $100K15%
$100K–$200K35%
$200K–$300K33%
$300K–$500K16%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Fort Stockton and its comparisons
Measure
Fort Stockton
Under $100K
15%
$100K–$200K
35%
$200K–$300K
33%
$300K–$500K
16%
$500K–$750K
Unreliable
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
At least 99% of owner-occupied homes in Fort Stockton are worth less than $500,000, below the FHA loan limit for Pecos County ($541,287).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99949%
$1,000–$1,49928%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Fort Stockton and its comparisons
Measure
Fort Stockton
Under $500
Unreliable estimate
$500–$999
49%
$1,000–$1,499
28%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,577 a month
Pecos County: $1,591 a month
Without a mortgage
$458 a month
Pecos County: $487 a month
Owners with a mortgage
61%
Pecos County: 43%
The typical cost for an owner with a mortgage in Fort Stockton is $1,577 a month, near the figure in Pecos County ($1,591).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Fort Stockton+108%
Pecos County+90%
Texas+65%
United States+53%
Typical rent
Fort Stockton+18%
Pecos CountyNo clear change
Texas+34%
United States+33%
Typical household income
Fort Stockton+93%
Pecos County+39%
Texas+27%
United States+29%
Change since 2015–2019: Fort Stockton and its comparisons
Measure
Fort Stockton
Pecos County
Texas
United States
Typical home value
+108%
+90%
+65%
+53%
Typical rent
+18%
No clear change
+34%
+33%
Typical household income
+93%
+39%
+27%
+29%
Since 2015–2019, homes in Fort Stockton gained value faster than in Pecos County: 108% against 90%.
The typical rent in Fort Stockton rose 18% from 2015–2019 to 2020–2024.
To compare: typical income in Fort Stockton rose 93%; the home, +108%; the rent, +18%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Fort Stockton and its comparisons
Measure
Fort Stockton
Pecos County
Texas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
4.8%
3.4%
People per household
2.38
2.44
2.69
2.53
Drive alone
89%
83%
71%
69%
Carpool
Unreliable estimate
9%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
Unreliable estimate
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
under 10 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Much as in Pecos County, a household in Fort Stockton has 2.38 people on average.
In Fort Stockton, 89% of workers drive alone to work; in Pecos County, 83%.
Do the math
What would you pay each month for a home in Fort Stockton?
A typical home is within reach of the typical income
We start with a typical home in Fort Stockton, worth $199,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Fort Stockton, which is $84,784 a year.
The calculator's FHA and conventional loan limits are those of all of Pecos County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Fort Stockton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,986 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,695
at 7.18% · 30 years
Loan amount
$195,985
Total interest
$281,976
Paid off in
November 2056
Includes $3,371 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,978 a month
Your payment · 24%
Tight
$1,978 to $2,544 a month
Hard
more than $2,544 a month
Compared with the typical household income in Fort Stockton ($84,784 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,328
Property tax
$196
Home insurance
$83
FHA mortgage insurance (MIP)
$88
You need at least $6,986 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,695; principal and interest $1,328.
The city and its county
Fort Stockton and Pecos County
Fort Stockton is in Pecos County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Fort Stockton
Map of Pecos County, Texas, with Fort Stockton marked. Around it, the neighboring counties.
Fort Stockton
Pecos County
Other cities with a page
Fort Stockton's own numbers
Typical home value
$199,600
Typical monthly rent
$974
Typical yearly household income
$84,784
Households that own their home
70%
Effective property tax rate
1.18%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Pecos County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,078
Price change over 5 years (FHFA)
+3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pecos County.
A typical home in Fort Stockton is worth $199,600: 20% above the county and 30% below Texas. With the typical household income in Fort Stockton ($84,784 a year), a typical home costs 2.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Fort Stockton2.4 years
Pecos2.3 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Pecos County
According to FHFA’s house price index, home prices in Pecos County rose 48% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Pecos County.
Yearly change in FHFA’s price index in Pecos County, 2016 to 2025
2016: −7.4% −7.4% 2016
2017: +13.5% +13.5% 2017
2018: +7.8% +7.8% 2018
2019: +6.2% +6.2% 2019
2020: +19.7% +19.7% 2020
2021: +0.4% +0.4% 2021
2022: +26.7% +26.7% 2022
2023: −15.8% −15.8% 2023
2024: −1.3% −1.3% 2024
2025: −2.5% −2.5% 2025
Change in FHFA’s price index in Pecos County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
−2.5%
+0.8%
+2.9%
5 years (2020–2025)
+3%
+44%
+47%
10 years (2015–2025)
+48%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Fort Stockton next to Pecos County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Fort Stockton$199,600
Pecos$165,700
Texas$283,800
United States$332,700
Typical monthly rent
Fort Stockton$974
Pecos$918
Texas$1,403
United States$1,413
Typical yearly household income
Fort Stockton$84,784
Pecos$72,750
Texas$78,476
United States$80,734
See the full table
Fort Stockton next to Pecos County and Texas
Measure
Fort Stockton
Pecos County
Texas
U.S.
Typical home value
$199,600 ▲20% above the county
$165,700
$283,800
$332,700
Typical monthly rent
$974 ▲6% above the county
$918
$1,403
$1,413
Typical yearly household income
$84,784 ▲17% above the county
$72,750
$78,476
$80,734
Households that own their home
70% ▼2 points below the county
72%
63%
65%
Typical yearly property tax
$2,348 ▲38% above the county
$1,707
$4,232
$3,119
Effective property tax rate
1.18% ▲0.15 points above the county
1.03%
1.49%
0.94%
Renters with high rent for their income
48% ▲12 points above the county
36%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pecos County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Fort Stockton
For a typical $199,600 home in Fort Stockton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fort Stockton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,695a month
Least cash to close
Down payment
$6,986
Cash to close
$12,974
Rate
7.18%
Mortgage insurance
FHA MIP · $88
Conventional, 5% down$1,659a month
Down payment
$9,980
Cash to close
$15,968
Rate
7.18%
Mortgage insurance
PMI · $95
Conventional, 20% down, no PMI$1,361a month
Down payment
$39,920
Cash to close
$45,908
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,546a month
Down payment
$29,940
Cash to close
$35,928
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Fort Stockton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,695
$6,986
$195,985
7.18%
FHA MIP · $88
$12,974
580
Conventional, 5% down
$1,659
$9,980
$189,620
7.18%
PMI · $95
$15,968
620*
Conventional, 20% down, no PMI
$1,361
$39,920
$159,680
7.18%
None
$45,908
620*
ITIN, 15% down (example)
$1,546
$29,940
$169,660
8.18%
None
$35,928
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Fort Stockton is $974 a month: 6% above the county. In Fort Stockton, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Pecos County, by unit size. To pay the 2-bedroom one ($1,078 a month) without spending more than 30% of your income, you would need to earn $20.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Pecos County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$819
$15.75
$32,760
1 bedroom
$858
$16.50
$34,320
2 bedrooms
$1,078
$20.73
$43,120
3 bedrooms
$1,393
$26.79
$55,720
4 bedrooms
$1,553
$29.87
$62,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Fort Stockton
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fort Stockton is in ZIP code 79735.
For 2 bedrooms it is $1,070: $8 less than the fair market rent for Pecos County ($1,078).
Fair market rent by ZIP code and size in Fort Stockton, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
79735
$810
$850
$1,070
$1,380
$1,540
ZIP code2 bd3 bd
79735 $1,070$1,380
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fort Stockton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Pecos County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Fort Stockton or Pecos County. The ones below are statewide in Texas: they work in Fort Stockton the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of Fort Stockton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Fort Stockton or Pecos County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Fort Stockton and all of Pecos County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Fort Stockton?
The typical home value in Fort Stockton is $199,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pecos County it is $165,700.
How much does it cost to rent in Fort Stockton?
Typical rent in Fort Stockton is $974 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pecos County is $1,078.
What is the FHA loan limit in Fort Stockton?
Fort Stockton uses the FHA limit for all of Pecos County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Fort Stockton?
The typical homeowner in Fort Stockton pays $2,348 a year, according to the U.S. Census Bureau. That is 1.18% of the home’s value; in Pecos County, the rate is 1.03%.
Where can I find free help to buy or rent in Fort Stockton?
We found no HUD-approved counseling agencies with an office in Pecos County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
