In Alpine, a typical home is worth $219,800 and typical rent is $891 a month. Compared with all of Brewster County, typical household income is 7% higher and typical rent is 6% higher.
Typical home value from Zillow, September 2021 to September 2026: from $226,986 to $236,011.
Typical rent
$1,300a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Alpine is in Brewster County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Brewster County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Town of Pecos, the typical home value is $117,300: 47% less than in Alpine ($219,800).
2
19% of households in Alpine have no internet at home (14% in Brewster County).
3
Alpine has the 41st lowest typical rent of the 413 cities in Texas with more than 5,000 people ($891).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Alpine
What homes there are in Alpine, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Alpine
Brewster County
Texas
United States
Kind of home: Alpine and its comparisons
Measure
Alpine
Brewster County
Texas
United States
Detached house
66%
70%
64%
61%
Attached house
Unreliable estimate
Unreliable estimate
3%
6%
Building of 2 to 4
Unreliable estimate
Unreliable estimate
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
21%
19%
Mobile home
17%
15%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Alpine (66%), but less so than in Brewster County (70%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Alpine
Brewster County
Texas
United States
Year built: Alpine and its comparisons
Measure
Alpine
Brewster County
Texas
United States
Before 1960
27%
24%
12%
26%
1960–1979
28%
28%
21%
24%
1980–1999
19%
21%
28%
25%
2000–2009
15%
13%
18%
14%
2010 or later
11%
15%
21%
11%
In Alpine, half of the homes were built before 1976; in Brewster County, before 1979.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K28%
$100K–$200K13%
$200K–$300K39%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Alpine and its comparisons
Measure
Alpine
Under $100K
28%
$100K–$200K
13%
$200K–$300K
39%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99945%
$1,000–$1,49929%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Alpine and its comparisons
Measure
Alpine
Under $500
Unreliable estimate
$500–$999
45%
$1,000–$1,499
29%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,773 a month
Brewster County: $1,739 a month
Without a mortgage
$494 a month
Brewster County: $496 a month
Owners with a mortgage
59%
Brewster County: 52%
In Alpine, 59% of owners have a mortgage; their typical cost is $1,773 a month, about the same as in Brewster County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Alpine+47%
Brewster County+50%
Texas+65%
United States+53%
Typical rent
Alpine+29%
Brewster County+19%
Texas+34%
United States+33%
Typical household income
AlpineNo clear change
Brewster CountyNo clear change
Texas+27%
United States+29%
Change since 2015–2019: Alpine and its comparisons
Measure
Alpine
Brewster County
Texas
United States
Typical home value
+47%
+50%
+65%
+53%
Typical rent
+29%
+19%
+34%
+33%
Typical household income
No clear change
No clear change
+27%
+29%
The typical home value in Alpine rose 47% since 2015–2019, less than in Brewster County (50%).
The typical rent in Alpine rose 29% over the same time; in Brewster County, it rose 19%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Alpine and its comparisons
Measure
Alpine
Brewster County
Texas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
4.8%
3.4%
People per household
1.72
1.82
2.69
2.53
Drive alone
65%
66%
71%
69%
Carpool
Unreliable estimate
17%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
8%
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Households in Alpine are smaller: 1.72 people on average; in Brewster County, 1.82.
In Alpine, 65% of workers drive alone to work; in Brewster County, 66%.
Do the math
What would you pay each month for a home in Alpine?
A typical home costs more than the typical income allows
We start with a typical home in Alpine, worth $219,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Alpine, which is $60,139 a year. For that payment to be 28% of income, a household would need to earn about $79,934 a year.
The calculator's FHA and conventional loan limits are those of all of Brewster County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Alpine. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,693 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,865
at 7.18% · 30 years
Loan amount
$215,819
Total interest
$310,513
Paid off in
November 2056
Includes $3,712 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,403 a month
Tight
$1,403 to $1,804 a month
Hard
more than $1,804 a month
Your payment · 37%
Compared with the typical household income in Alpine ($60,139 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,462
Property tax
$214
Home insurance
$92
FHA mortgage insurance (MIP)
$97
You need at least $7,693 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,865; principal and interest $1,462.
The city and its county
Alpine and Brewster County
Alpine is in Brewster County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Alpine
Map of Brewster County, Texas, with Alpine marked. Around it, the neighboring counties.
Alpine
Brewster County
Other cities with a page
Alpine's own numbers
Typical home value
$219,800
Typical monthly rent
$891
Typical yearly household income
$60,139
Households that own their home
66%
Effective property tax rate
1.17%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Brewster County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,028
Price change over 5 years (FHFA)
+30%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Brewster County.
A typical home in Alpine is worth $219,800: 3% below the county and 23% below Texas. With the typical household income in Alpine ($60,139 a year), a typical home costs 3.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Alpine3.7 years
Brewster4.0 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Brewster County
According to FHFA’s house price index, home prices in Brewster County rose 70% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Brewster County.
Yearly change in FHFA’s price index in Brewster County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +3.6% +3.6% 2017
2018: +4.3% +4.3% 2018
2019: +6.7% +6.7% 2019
2020: +5.2% +5.2% 2020
2021: +5.1% +5.1% 2021
2022: +14.6% +14.6% 2022
2023: +6.9% +6.9% 2023
2024: −3.2% −3.2% 2024
2025: +4.1% +4.1% 2025
Change in FHFA’s price index in Brewster County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+4.1%
+0.8%
+2.9%
5 years (2020–2025)
+30%
+44%
+47%
10 years (2015–2025)
+70%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Alpine next to Brewster County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Alpine$219,800
Brewster$227,000
Texas$283,800
United States$332,700
Typical monthly rent
Alpine$891
Brewster$839
Texas$1,403
United States$1,413
Typical yearly household income
Alpine$60,139
Brewster$56,212
Texas$78,476
United States$80,734
See the full table
Alpine next to Brewster County and Texas
Measure
Alpine
Brewster County
Texas
U.S.
Typical home value
$219,800 ▼3% below the county
$227,000
$283,800
$332,700
Typical monthly rent
$891 ▲6% above the county
$839
$1,403
$1,413
Typical yearly household income
$60,139 ▲7% above the county
$56,212
$78,476
$80,734
Households that own their home
66% ▲3 points above the county
62%
63%
65%
Typical yearly property tax
$2,573
$2,574
$4,232
$3,119
Effective property tax rate
1.17% ▲0.04 points above the county
1.13%
1.49%
0.94%
Renters with high rent for their income
45% ▲8 points above the county
38%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Brewster County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Alpine
For a typical $219,800 home in Alpine, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Alpine's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,865a month
Least cash to close
Down payment
$7,693
Cash to close
$14,287
Rate
7.18%
Mortgage insurance
FHA MIP · $97
Conventional, 5% down$1,825a month
Down payment
$10,990
Cash to close
$17,584
Rate
7.18%
Mortgage insurance
PMI · $104
Conventional, 20% down, no PMI$1,497a month
Down payment
$43,960
Cash to close
$50,554
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,700a month
Down payment
$32,970
Cash to close
$39,564
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Alpine
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,865
$7,693
$215,819
7.18%
FHA MIP · $97
$14,287
580
Conventional, 5% down
$1,825
$10,990
$208,810
7.18%
PMI · $104
$17,584
620*
Conventional, 20% down, no PMI
$1,497
$43,960
$175,840
7.18%
None
$50,554
620*
ITIN, 15% down (example)
$1,700
$32,970
$186,830
8.18%
None
$39,564
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Alpine is $891 a month: 6% above the county. In Alpine, 45% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Brewster County, by unit size. To pay the 2-bedroom one ($1,028 a month) without spending more than 30% of your income, you would need to earn $19.77 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Brewster County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$781
$15.02
$31,240
1 bedroom
$809
$15.56
$32,360
2 bedrooms
$1,028
$19.77
$41,120
3 bedrooms
$1,423
$27.37
$56,920
4 bedrooms
$1,481
$28.48
$59,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Alpine
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Alpine has 2 ZIP codes with their own.
For 2 bedrooms it is $1,120 in all of them.
2 of the 2 are above the fair market rent for Brewster County ($1,028).
Fair market rent by ZIP code and size in Alpine, fiscal year 2027.
79830
$850
$880
$1,120
$1,550
$1,610
79832
$850
$880
$1,120
$1,550
$1,610
ZIP code2 bd3 bd
79830 $1,120$1,550
79832 $1,120$1,550
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Alpine when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 4 buildings with rents for lower incomes in Alpine. These are the largest.
UnnamedAlpine 7983050 low-income homes · Run by Housing Authority City of Alpine · Average payment: $295 a month · Average wait: 2 months · Homes at several sites(432) 837-2648
Skyway GardensSec of S Walker ST and Lechugilla, Alpine 7983049 low-income homes · For older adults, people with disabilities, families, people experiencing homelessness
Alpine Manor1001 Fighting Buck Ave, Alpine 7983036 low-income homes · 1 bd: 36 · In service since 1994
Mountainview Apts801 N Orange St, Alpine 7983056 homes · In service since 2005
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Brewster County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Alpine or Brewster County. The ones below are statewide in Texas: they work in Alpine the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Alpine or Brewster County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Alpine and all of Brewster County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Alpine?
The typical home value in Alpine is $219,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Brewster County it is $227,000.
How much does it cost to rent in Alpine?
Typical rent in Alpine is $891 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Brewster County is $1,028.
What is the FHA loan limit in Alpine?
Alpine uses the FHA limit for all of Brewster County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Alpine?
The typical homeowner in Alpine pays $2,573 a year, according to the U.S. Census Bureau. That is 1.17% of the home’s value; in Brewster County, the rate is 1.13%.
Where can I find free help to buy or rent in Alpine?
We found no HUD-approved counseling agencies with an office in Brewster County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
