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City · 11,460 residents · El Paso County, Texas

Fort Bliss , Texas

In Fort Bliss, typical rent is $1,654 a month. Compared with all of El Paso County, typical rent is 53% higher.

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  • Typical rent

    $1,654a month

    53% above the county

    18% above Texas

    • Fort Bliss
    • El Paso
    • Texas

  • Typical household income

    $57,111a year

    5% below the county

    27% below Texas

    • Fort Bliss
    • El Paso
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Fort Bliss is in El Paso County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of El Paso County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fort Bliss apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Canutillo, the typical rent is $838: 49% less than in Fort Bliss ($1,654).

  2. The typical rent in Fort Bliss is $1,654 a month, 53% more than in El Paso County as a whole ($1,079).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fort Bliss

What homes there are in Fort Bliss, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes here are varied: attached houses (townhouses) are 47% of them, more than in El Paso County (4%), and no kind reaches half.

Year built

Here half of the homes date from 2004 or later; in El Paso County, from 1988 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Monthly rent with utilities

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The boundaries of Fort Bliss changed since 2015–2019, so the Census does not compare its figures from then and now. In El Paso County, the typical home value rose 49%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFort BlissEl Paso CountyTexasUnited States
Rental vacancy Unreliable estimate6.4%7.7%5.5%
More than one person per room Unreliable estimate5.3%4.8%3.4%
People per household 3.802.862.692.53
Drive alone 61%75%71%69%
Carpool 6%12%10%9%
Public transit Unreliable estimate1%1%3%
Walk or bike 23%2%2%3%
Work from home 9%9%14%15%
Other means Unreliable estimate2%2%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Fort Bliss are bigger: 3.80 people on average; in El Paso County, 2.86.

In Fort Bliss, 23% of workers walk or bike to work; in El Paso County, 2%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fort Bliss?

The Census Bureau publishes no typical home value or typical household income for Fort Bliss, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Fort Bliss, so the calculator starts with the one for El Paso County: $180,400. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of El Paso County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of El Paso County.

Your numbers

Local data
$

Starts at the typical home value in Fort Bliss. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,314 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,660

at 7.18% · 30 years

Loan amount
$177,133
Total interest
$254,852
Paid off in
November 2056

Includes $3,047 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,333 a month

  • Tight

    $1,333 to $1,713 a month

    Your payment · 35%

  • Hard

    more than $1,713 a month

Compared with the typical household income in Fort Bliss ($57,111 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,660
Principal & interest$1,200
Property tax$305
Home insurance$75
FHA mortgage insurance (MIP)$80

You need at least $6,314 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fort Bliss and El Paso County

Fort Bliss is in El Paso County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fort Bliss's own numbers

Typical monthly rent
$1,654
Typical yearly household income
$57,111

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of El Paso County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,146
Price change over 5 years (FHFA)
+57%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of El Paso County.

Everything about El Paso County

Buying

Buying a home in Fort Bliss

The Census Bureau publishes no typical home value for Fort Bliss. Below are the numbers for El Paso County.

How prices have changed in El Paso County

According to FHFA’s house price index, home prices in El Paso County rose 81% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of El Paso County.

Period County Texas U.S.
Last year (2025) +2.9% +0.8% +2.9%
5 years (2020–2025) +57% +44% +47%
10 years (2015–2025) +81% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fort Bliss next to El Paso County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Fort Bliss $1,654
  • El Paso $1,079
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Fort Bliss $57,111
  • El Paso $59,806
  • Texas $78,476
  • United States $80,734
See the full table
Fort Bliss next to El Paso County and Texas
Measure Fort Bliss El Paso County Texas U.S.
Typical monthly rent $1,654 $1,079 $1,403 $1,413
Typical yearly household income $57,111 $59,806 $78,476 $80,734
Renters with high rent for their income 57% 54% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below El Paso County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fort Bliss

The Census Bureau publishes no typical home value for Fort Bliss, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fort Bliss and for El Paso County.

Property tax

Data not available for this place

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in El Paso County

FEMA does not publish these numbers by city: they are for all of El Paso County.

FEMA’s maps count no homes in the high-risk zone in El Paso County. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fort Bliss

Typical rent in Fort Bliss is $1,654 a month: 53% above the county. In Fort Bliss, 57% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of El Paso County, by unit size. To pay the 2-bedroom one ($1,146 a month) without spending more than 30% of your income, you would need to earn $22.04 an hour working full time.

HUD fair market rent for all of El Paso County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $798 $15.35 $31,920
1 bedroom $969 $18.63 $38,760
2 bedrooms $1,146 $22.04 $45,840
3 bedrooms $1,559 $29.98 $62,360
4 bedrooms $1,915 $36.83 $76,600

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fort Bliss

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fort Bliss has 4 ZIP codes with their own.

For 2 bedrooms it runs from $1,490 in 79938 to $1,720 in 79908.

4 of the 4 are above the fair market rent for El Paso County ($1,146).

  • 79906 $1,580$2,150
  • 79908 $1,720$2,340
  • 79918 $1,670$2,270
  • 79938 $1,490$2,030

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fort Bliss when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fort Bliss

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in El Paso County; 3 say they serve in Spanish.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Fort Bliss

No down payment, repair or rent-help program on our list is for Fort Bliss or El Paso County. The ones below are statewide in Texas: they work in Fort Bliss the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Fort Bliss

The HUD-approved agencies closest to the center of Fort Bliss, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Gecu Federal Credit Union

    6801 Viscount Blvd, El Paso · 4 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (915) 774-2160

  • El Paso Community Action Program, Project Bravo, Inc.

    2000 Texas Ave, El Paso · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (915) 562-4100

  • Adults and Youth United Development Association Inc

    1325 Beverly Ann Dr, San Elizario · 20 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (915) 584-2875

Every agency in El Paso County All counseling agencies in Texas

Help in Spanish near Fort Bliss

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fort Bliss

HUD’s record names them for Fort Bliss or El Paso County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

2 other authorities have an office in El Paso County: see the list Source: HUD

Cities

Other cities in El Paso County

These cities are also in El Paso County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about El Paso County Housing in Texas

Nearby cities

The cities closest to Fort Bliss, with the typical home value.

Neighboring counties

If El Paso County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fort Bliss.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Fort Bliss

Short answers with the numbers for Fort Bliss and all of El Paso County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Fort Bliss?

Typical rent in Fort Bliss is $1,654 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in El Paso County is $1,146.

What is the FHA loan limit in Fort Bliss?

Fort Bliss uses the FHA limit for all of El Paso County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

Where can I find free help to buy or rent in Fort Bliss?

There are 3 HUD-approved counseling agencies with an office in El Paso County. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).