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City · 25,510 residents · Toa Baja Municipio, Puerto Rico

Mansión del Mar , Puerto Rico

In Mansión del Mar, a typical home is worth $160,200 and typical rent is $721 a month. Compared with all of Toa Baja Municipio, typical household income is 21% higher and the typical home value is 8% higher.

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  • Typical home value

    $160,200

    8% above the municipio

    22% above Puerto Rico

    • Mansión del Mar
    • Toa Baja
    • Puerto Rico

  • Typical rent

    $721a month

    About the same as the municipio

    25% above Puerto Rico

    • Mansión del Mar
    • Toa Baja
    • Puerto Rico

  • Typical household income

    $38,823a year

    21% above the municipio

    48% above Puerto Rico

    • Mansión del Mar
    • Toa Baja
    • Puerto Rico

  • Households that own their home

    70%

    1 points above the municipio

    2 points above Puerto Rico

    • Mansión del Mar
    • Toa Baja
    • Puerto Rico

Source: U.S. Census Bureau, Average 2020–2024

Mansión del Mar is in Toa Baja Municipio. The FHA loan limit ($690,000 for a one-unit home), the fair market rents and the help on this page are those of all of Toa Baja Municipio. See the county

Data updated: October 1, 2026 9 official sources

Only here

What sets Mansión del Mar apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Sabana Seca, the typical home value is $124,000: 23% less than in Mansión del Mar ($160,200).

  2. Nearby, in Sabana Seca, the typical rent is $580: 20% less than in Mansión del Mar ($721).

  3. The typical household income in Mansión del Mar is $38,823, 21% more than in Toa Baja Municipio as a whole ($32,017).

  4. Mansión del Mar has the 3rd smallest share of rent-burdened renters of the 33 cities in Puerto Rico with more than 5,000 people (40%).

  5. Mansión del Mar has the 5th highest typical rent of the 50 cities in Puerto Rico with more than 5,000 people ($721).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Mansión del Mar

What homes there are in Mansión del Mar, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Mansión del Mar (60%), but less so than in Toa Baja Municipio (66%).

Year built

The typical home in Mansión del Mar was built in 1971, 6 years before the typical one in Toa Baja Municipio.

Much as in Toa Baja Municipio, 77% of homes in Mansión del Mar have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Measured against HUD's 2-bedroom fair market rent ($706), about 41% of rented homes in Mansión del Mar cost less.

With a mortgage

$993 a month

Toa Baja Municipio: $959 a month

Without a mortgage

$214 a month

Toa Baja Municipio: $197 a month

Owners with a mortgage

49%

Toa Baja Municipio: 43%

Owning costs about the same in Mansión del Mar as in Toa Baja Municipio: with a mortgage, $993 a month; without one, $214.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare Mansión del Mar with 2015–2019 because its boundaries changed. In Toa Baja Municipio, over that time, the typical home value rose 22%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMansión del MarToa Baja MunicipioPuerto RicoUnited States
Rental vacancy 7.6%4.2%5.1%5.5%
Homeowner vacancy 3.5%2.0%1.3%0.9%
More than one person per room Unreliable estimate2.0%2.3%3.4%
People per household 2.302.422.482.53
Drive alone 72%72%83%69%
Carpool 11%10%6%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate1%3%3%
Work from home 10%9%6%15%
Other means 6%6%2%2%
Typical commute 30 to 39 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

There is more rental housing open in Mansión del Mar: 7.6% is empty and offered for rent, against 4.2% in Toa Baja Municipio.

Much as in Toa Baja Municipio, a household in Mansión del Mar has 2.30 people on average.

To get to work, 72% of workers in Mansión del Mar drive alone; in Toa Baja Municipio, 72%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Mansión del Mar?

A typical home costs more than the typical income allows

We start with a typical home in Mansión del Mar, worth $160,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Mansión del Mar, which is $38,823 a year. For that payment to be 28% of income, a household would need to earn about $54,426 a year.

The calculator's FHA and conventional loan limits are those of all of Toa Baja Municipio.

Your numbers

Local data
$

Starts at the typical home value in Mansión del Mar. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,607 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,270

at 7.18% · 30 years

Loan amount
$157,298
Total interest
$226,315
Paid off in
November 2056

Includes $2,705 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $906 a month

  • Tight

    $906 to $1,165 a month

  • Hard

    more than $1,165 a month

    Your payment · 39%

Compared with the typical household income in Mansión del Mar ($38,823 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,270
Principal & interest$1,066
Property tax$67
Home insurance$67
FHA mortgage insurance (MIP)$71

You need at least $5,607 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Mansión del Mar and Toa Baja Municipio

Mansión del Mar is in Toa Baja Municipio, Puerto Rico. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Mansión del Mar's own numbers

Typical home value
$160,200
Typical monthly rent
$721
Typical yearly household income
$38,823
Households that own their home
70%
Effective property tax rate
0.5%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Toa Baja Municipio

FHA limit, one-unit home
$690,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$706

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Toa Baja Municipio.

Everything about Toa Baja Municipio

Buying

Buying a home in Mansión del Mar

A typical home in Mansión del Mar is worth $160,200: 8% above the municipio and 22% above Puerto Rico. With the typical household income in Mansión del Mar ($38,823 a year), a typical home costs 4.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Mansión del Mar 4.1 years
  • Toa Baja 4.7 years
  • Puerto Rico 5.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Puerto Rico

FHFA publishes no annual price index in Toa Baja Municipio. That usually happens when there are too few sales to measure it.

Data not available for this place

Mansión del Mar next to Toa Baja Municipio, Puerto Rico and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Mansión del Mar $160,200
  • Toa Baja $148,900
  • Puerto Rico $131,500
  • United States $332,700
Typical monthly rent
  • Mansión del Mar $721
  • Toa Baja $713
  • Puerto Rico $578
  • United States $1,413
Typical yearly household income
  • Mansión del Mar $38,823
  • Toa Baja $32,017
  • Puerto Rico $26,297
  • United States $80,734
See the full table
Mansión del Mar next to Toa Baja Municipio and Puerto Rico
Measure Mansión del Mar Toa Baja Municipio Puerto Rico U.S.
Typical home value $160,200 $148,900 $131,500 $332,700
Typical monthly rent $721 $713 $578 $1,413
Typical yearly household income $38,823 $32,017 $26,297 $80,734
Households that own their home 70% 69% 68% 65%
Typical yearly property tax $796 $776 $646 $3,119
Effective property tax rate 0.5% 0.52% 0.49% 0.94%
Renters with high rent for their income 40% 41% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Toa Baja Municipio. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Mansión del Mar

For a typical $160,200 home in Mansión del Mar, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mansión del Mar's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,270a month

    Least cash to close
    Down payment
    $5,607
    Cash to close
    $10,413
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $71

  • Conventional, 5% down $1,241a month

    Down payment
    $8,010
    Cash to close
    $12,816
    Rate
    7.18%
    Mortgage insurance
    PMI · $76

  • Conventional, 20% down, no PMI $1,002a month

    Down payment
    $32,040
    Cash to close
    $36,846
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,150a month

    Down payment
    $24,030
    Cash to close
    $28,836
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Mansión del Mar and for Toa Baja Municipio.

Property tax

Effective rate in Mansión del Mar

0.5%of the home’s value each year

$796 a year for the typical owner in Mansión del Mar.

  • Mansión del Mar 0.5%
  • Toa Baja 0.52%
  • Puerto Rico 0.49%

What Puerto Rico publishes Residential exemption (Puerto Rico Municipal Code (Act 107-2020), OGP Virtual Library)

Exemptions and deadlines in Puerto Rico

Flood risk in Toa Baja Municipio

FEMA does not publish these numbers by city: they are for all of Toa Baja Municipio.

FEMA does not publish these numbers for Toa Baja Municipio.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Mansión del Mar

Typical rent in Mansión del Mar is $721 a month: about the same as the municipio. In Mansión del Mar, 40% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Toa Baja Municipio, by unit size. To pay the 2-bedroom one ($706 a month) without spending more than 30% of your income, you would need to earn $13.58 an hour working full time.

HUD fair market rent for all of Toa Baja Municipio

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $592 $11.38 $23,680
1 bedroom $604 $11.62 $24,160
2 bedrooms $706 $13.58 $28,240
3 bedrooms $920 $17.69 $36,800
4 bedrooms $1,117 $21.48 $44,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Mansión del Mar

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mansión del Mar is in ZIP code 00949.

For 2 bedrooms it is $740: $34 more than the fair market rent for Toa Baja Municipio ($706).

  • 00949 $740$960

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mansión del Mar when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Mansión del Mar

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Toa Baja Municipio. The nearest ones are below; many serve by phone or online.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Mansión del Mar

No down payment, repair or rent-help program on our list is for Mansión del Mar or Toa Baja Municipio. The ones below are statewide in Puerto Rico: they work in Mansión del Mar the same as in the rest of the state.

Which programs do I qualify for? All programs in Puerto Rico

  • Pronto pa' tu Casa

    Statewide in Puerto Rico

    Puerto Rico Housing Finance Authority help of up to $45,000 per eligible household (plus $5,000 if you buy in a designated urban center) to buy an existing home; with a mortgage from a participating financial institution. Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).

    Type not stated

    See the program Official page

  • Programa HOME: Asistencia directa al comprador

    Statewide in Puerto Rico

    Puerto Rico Housing Finance Authority help, with federal HOME funds, for the down payment (pronto pago) of low- and moderate-income families who buy their primary residence with a mortgage; not repaid if you meet the program's conditions. Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).

    Type not stated

    See the program Official page

Housing counselors near Mansión del Mar

The HUD-approved agencies closest to the center of Mansión del Mar, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Puerto Rico Neighborhood Housing Services, Corp.

    274 Calle Canals St., San Juan · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (787) 721-8920

  • CCCS of Puerto Rico

    1607 Avenue Ponce de Leon, Santurce · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (787) 722-8835

  • Greenpath Financial Wellness - San Juan Branch

    1607 Ave Ponce De Leon, San Juan · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (888) 279-8273

All counseling agencies in Puerto Rico

Help in Spanish near Mansión del Mar

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Mansión del Mar

In HUD’s record, no housing authority with an office in Toa Baja Municipio is named for Mansión del Mar or Toa Baja Municipio.

One other authority has an office in Toa Baja Municipio: see the list Source: HUD

Cities

Other cities in Toa Baja Municipio

These cities are also in Toa Baja Municipio. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Toa Baja Municipio Housing in Puerto Rico

Nearby cities

The cities closest to Mansión del Mar, with the typical home value.

Neighboring counties

If Toa Baja Municipio is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Mansión del Mar.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Mansión del Mar

Short answers with the numbers for Mansión del Mar and all of Toa Baja Municipio. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Mansión del Mar?

The typical home value in Mansión del Mar is $160,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Toa Baja Municipio it is $148,900.

How much does it cost to rent in Mansión del Mar?

Typical rent in Mansión del Mar is $721 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Toa Baja Municipio is $706.

What is the FHA loan limit in Mansión del Mar?

Mansión del Mar uses the FHA limit for all of Toa Baja Municipio (2026): $690,000 for a one-unit home and $1,326,950 for a four-unit home.

How much property tax do owners pay in Mansión del Mar?

The typical homeowner in Mansión del Mar pays $796 a year, according to the U.S. Census Bureau. That is 0.5% of the home’s value; in Toa Baja Municipio, the rate is 0.52%.

Where can I find free help to buy or rent in Mansión del Mar?

We found no HUD-approved counseling agencies with an office in Toa Baja Municipio; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026).